If your income is a little above 400% FPL and you don't get a subsidy to blunt these increases, make sure you understand how contributions to retirement accounts and/or an HSA will lower your ACA-specific MAGI: www.healthinsurance.org/faqs/how-mig...
healthinsurance.org
How might my tax deductions affect the size of my ACA premium subsidy?
Learn how tax-deductible contributions to an IRA, HSA, or self-employed health insurance deduction might lower your MAGI and boost the amount of your ACA premium tax credits.