Sign in

Gareth Morgan - Ferret

@ferrinfo.bsky.social
284 followers 273 following 62 posts

CEO of Ferret Information Systems - benefits advice systems and training specialists. Blogs with boring numbers at benefitsinthefuture.com. Models the effects of tax and benefits systems. Waves a sword in 17c reenactments.

PostsRepliesMedia
Gareth Morgan - Ferret @ferrinfo.bsky.social · 04/07/2026
Has anyone modelled taking the triple lock off state pensions and putting it onto Pension Credit ? #pensions #benefits #tax
100
Gareth Morgan - Ferret @ferrinfo.bsky.social · 03/07/2026
Has anyone modelled taking the triple lock off state pensions and putting it onto Pension Credit ?
000
Gareth Morgan - Ferret @ferrinfo.bsky.social · 28/01/2026
Did my 10 seconds on More or Less this morning but why do they always leave out the pithy comment you were really proud of?
120
Reposted by Gareth Morgan - Ferret
Joseph Rowntree Foundation @jrf-uk.bsky.social · 27/01/2026
Read our full #UKPoverty2026 report here: www.jrf.org.uk/uk-poverty-2...
jrf.org.uk
UK Poverty 2026: The essential guide to understanding poverty in the UK
This report sets out the nature of poverty in the UK, and evaluates changes under the last Conservative-led Government. It also sets out the scale of action necessary for the current Government to del...
02925
Reposted by Gareth Morgan - Ferret
Citizens Advice @citizensadvice.bsky.social · 27/01/2026
Rydyn ni’n cefnogi mwy o bobl ledled Cymru nag erioed o’r blaen. Dyna pam rydyn ni’n galw ar lywodraeth nesaf Cymru i gynnal mynediad at gyngor annibynnol o ansawdd uchel, fel bod pobl yn cael y cymorth cywir pan fydd ei angen arnynt. Mwy o wybodaeth ⤵️ public.flourish.studio/story/3553775/
Y flwyddyn ddiwethaf cafodd 208,000 o bobl yng Nghymru gymorth gennym. Mae hyn yn 8.5% yn fwy na'r flwyddyn flaenorol.
001
Reposted by Gareth Morgan - Ferret
Citizens Advice @citizensadvice.bsky.social · 27/01/2026
We're supporting more people across Wales than ever before. That's why we're calling on the next Welsh Government to maintain access to good quality, independent advice to ensure that people have the right support when they need it. Read more ⤵️ public.flourish.studio/story/3486637/
Text reads, 'Last year we helped 208,000 people in Wales. That's 8.5% more than the previous year'.
122
Reposted by Gareth Morgan - Ferret
Manisha Sinha @profmsinha.bsky.social · 19/01/2026
HT John Ganz: "I have the impression that the persons directing the policy of the Hitler Government are not normal. Many of us, indeed, have a feeling that we are living in a country where fantastic hooligans and eccentrics have got the upper hand.” —Sir Horace Rumbold to London, 1933
02810
Gareth Morgan - Ferret @ferrinfo.bsky.social · 05/01/2026
Daily Mail joins in the false benefits comparisons. This time they managed to give a 3 child family on benefits over £25k more than is correct when comparing with a single high earner. benefitsinthefuture.com/tis-the-season… #benefits #work #DailyMail
benefitsinthefuture.com
010
Reposted by Gareth Morgan - Ferret
Gareth Morgan - Ferret @ferrinfo.bsky.social · 29/12/2025
‘tis the season to be jolly… wrong, in the Daily Mail. This time the Mail manages to give a 3 child family on benefits over £25k more than is correct when comparing with a single high earner. benefitsinthefuture.com/tis-the-seas... #benefits #work #dailymail
benefitsinthefuture.com
‘tis the season to be jolly… misleading, in the Daily Mail – Benefits in the Future
There might almost seem to be a deliberate campaign by some of the press to mislead or distort the rules and rates around benefits entitlements. In particular, there seems to be a trend, amongst the u...
064
Gareth Morgan - Ferret @ferrinfo.bsky.social · 29/12/2025
‘tis the season to be jolly… wrong, in the Daily Mail. This time the Mail manages to give a 3 child family on benefits over £25k more than is correct when comparing with a single high earner. benefitsinthefuture.com/tis-the-seas... #benefits #work #dailymail
benefitsinthefuture.com
‘tis the season to be jolly… misleading, in the Daily Mail – Benefits in the Future
There might almost seem to be a deliberate campaign by some of the press to mislead or distort the rules and rates around benefits entitlements. In particular, there seems to be a trend, amongst the u...
064
Gareth Morgan - Ferret @ferrinfo.bsky.social · 29/12/2025
‘tis the season to be jolly… misleading, in the Daily Mail. This time the Mail manages to give a 3 child family on benefits over £25k more than is true when comparing with a single high earner. The details benefitsinthefuture.com
benefitsinthefuture.com
Benefits in the Future – Welfare reform commentary and analysis
Welfare reform commentary and analysis
010
Reposted by Gareth Morgan - Ferret
Declan Gaffney @greyskiesthinking.bsky.social · 06/12/2025
Have only seen what's quoted here but I'm sure NC's right that 'failures' to report changes of circumstance were the main driver of the overpayment issues. A system that imposes major compliance costs on claimants and draconian responses to breaches will do that. www.theguardian.com/society/2025...
theguardian.com
Senior DWP civil servant blames victims for carer’s allowance scandal
Neil Couling said failings by individual claimants ‘at the heart’ of crisis, despite a report finding DWP shortcomings ‘unacceptable’
053
Gareth Morgan - Ferret @ferrinfo.bsky.social · 05/12/2025
The lifting of the 2 child limit makes a big difference to those working over 16 hours at NLW levels of earning. That’s particularly true where they are paying for childcare and the, largely unnoticed, lifting of the 2 child childcare limit applies. Politically, it’s a work incentive measure.
011
Reposted by Gareth Morgan - Ferret
Henry Tapper @henrytapper.bsky.social · 03/12/2025
Lies, Damned Lies and the Telegraph – Gareth Morgan. I had not got my head around the two children rules until I heard from my friend Gareth Morgan at our webinar and from Alan Chaplin who highlighted this wondrous piece on social media. This piece is by Gareth Morgan on December 1, 2025 The…
henrytapper.com
Lies, Damned Lies and the Telegraph – Gareth Morgan.
I had not got my head around the two children rules until I heard from my friend Gareth Morgan at our webinar and from Alan Chaplin who highlighted this wondrous piece on social media. This piece is by Gareth Morgan on December 1, 2025 The abolition of the two-child benefit limit in the budget attracted a lot of comment. From the Government and its supporters came a stream of articles and postings lauding the action at the number of families and children that it will lift out of poverty.
031
Reposted by Gareth Morgan - Ferret
Henry Tapper @henrytapper.bsky.social · 03/12/2025
Lies, Damned Lies and the Telegraph - Gareth Morgan. henrytapper.com/2025/12/03/l... The, much more than misleading, figures given in the ‘research’ and enlarged in the article are a sad indictment of a political assault masquerading as accurate reporting.
henrytapper.com
Lies, Damned Lies and the Telegraph – Gareth Morgan.
I had not got my head around the two children rules until I heard from my friend Gareth Morgan at our webinar and from Alan Chaplin who highlighted this wondrous piece on social media. This piece i…
031
Reposted by Gareth Morgan - Ferret
Gareth Morgan - Ferret @ferrinfo.bsky.social · 01/12/2025
Lies, damned lies and the Telegraph. They posted CSJ figures using an outrageously false comparison of 2 cases. It claimed a benefits family were better off by £18k than a working household when the real figure was £16k worse off. The details benefitsinthefuture.com #benefits #budget
benefitsinthefuture.com
Benefits in the Future – Welfare reform commentary and analysis
Welfare reform commentary and analysis
19859
Reposted by Gareth Morgan - Ferret
Jonathan Portes @jdportes.bsky.social · 01/12/2025
I hope somebody will complain to IPSO about this (and the similar Express splash). If so this will be a very useful reference.
317576
Gareth Morgan - Ferret @ferrinfo.bsky.social · 01/12/2025
Lies, damned lies and the Telegraph. They posted CSJ figures using an outrageously false comparison of 2 cases. It claimed a benefits family were better off by £18k than a working household when the real figure was £16k worse off. The details benefitsinthefuture.com #benefits #budget
benefitsinthefuture.com
Benefits in the Future – Welfare reform commentary and analysis
Welfare reform commentary and analysis
19859
Gareth Morgan - Ferret @ferrinfo.bsky.social · 26/11/2025
Ending 2 child cap offers no help to those hit by OBC. No family in Wales with 3 kids escapes but add that to the new per-child childcare support and it's a real jump in support if you're earning over 16 x NLW. The better-off in-work numbers can look huge.
042
Gareth Morgan - Ferret @ferrinfo.bsky.social · 25/11/2025
All purpose Budget post. “I want to get more and pay less”.
000
Gareth Morgan - Ferret @ferrinfo.bsky.social · 03/11/2025
If Welsh local authorities matched the best Pension Credit take up performance of a Welsh LA then this is the extra annual benefit that would go into pockets and the local economy. £29.5m a year! #Wales #benefits #pensioners
021
Gareth Morgan - Ferret @ferrinfo.bsky.social · 03/11/2025
Is welfare rights work the reason some areas have double the Pension Credit take-up rate of others? benefitsinthefuture.com/4092-2/ #pensions #benefits #older #takeup
benefitsinthefuture.com
Big differences in Pension Credit take-up revealed – Benefits in the Future
The DWP have published some analysis, for the first time, which looks at Pension Credit take-up in a much more detailed manner. For the first time it’s possible to see local authority and Westminster ...
000
Gareth Morgan - Ferret @ferrinfo.bsky.social · 03/11/2025
Some areas see almost 90% of eligible Pension Credit paid but others only get 40%. Why and what’s different. benefitsinthefuture.com/4092-2/ #pensions #benefits #older
benefitsinthefuture.com
Big differences in Pension Credit take-up revealed – Benefits in the Future
The DWP have published some analysis, for the first time, which looks at Pension Credit take-up in a much more detailed manner. For the first time it’s possible to see local authority and Westminster ...
021
Reposted by Gareth Morgan - Ferret
Gareth Morgan - Ferret @ferrinfo.bsky.social · 31/10/2025
Some areas see almost 90% of eligible Pension Credit paid but others only get 40%. Why and what’s different. benefitsinthefuture.com/4092-2/ #pensions #benefits
benefitsinthefuture.com
Big differences in Pension Credit take-up revealed – Benefits in the Future
The DWP have published some analysis, for the first time, which looks at Pension Credit take-up in a much more detailed manner. For the first time it’s possible to see local authority and Westminster ...
122
Reposted by Gareth Morgan - Ferret
Henry Tapper @henrytapper.bsky.social · 01/11/2025
"the best performing areas are those which have had a long record of active welfare rights work while those at the bottom have been more poorly resourced" @ferrinfo.bsky.social Gareth Morgan
henrytapper.com
Big differences in Pension Credit take-up revealed
Big differences in Pension Credit take-up revealed by Gareth Morgan on October 31, 2025 The DWP have published some analysis, for the first time, which looks at Pension Credit take-up in a much mor…
012
Gareth Morgan - Ferret @ferrinfo.bsky.social · 31/10/2025
Some areas see almost 90% of eligible Pension Credit paid but others only get 40%. Why and what’s different. benefitsinthefuture.com/4092-2/ #pensions #benefits
benefitsinthefuture.com
Big differences in Pension Credit take-up revealed – Benefits in the Future
The DWP have published some analysis, for the first time, which looks at Pension Credit take-up in a much more detailed manner. For the first time it’s possible to see local authority and Westminster ...
122
Gareth Morgan - Ferret @ferrinfo.bsky.social · 27/10/2025
It’s suggested that the living wage could go up to £12.70 next year. But of every extra £ paid by an employer in 2026, over 90% could go to the Treasury. Why isn’t it going to the low paid worker? See benefitsinthefuture.com/who-actually...
benefitsinthefuture.com
Who actually gains from minimum wage increases? Some pre-budget comments – Benefits in the Future
The real winner from a National Living Wage increase is the Treasury which can take over 90% of the extra paid.  The biggest losers are employers.  I have written, for several years, in my blog about ...
000
Reposted by Gareth Morgan - Ferret
Gareth Morgan - Ferret @ferrinfo.bsky.social · 25/10/2025
It’s suggested that the living wage could go up to £12.70 next year. But of every extra £ paid by an employer in 2026, over 90% could go to the Treasury. Why isn’t it going to the low paid worker? See benefitsinthefuture.com/who-actually...
benefitsinthefuture.com
Who actually gains from minimum wage increases? Some pre-budget comments – Benefits in the Future
The real winner from a National Living Wage increase is the Treasury which can take over 90% of the extra paid.  The biggest losers are employers.  I have written, for several years, in my blog about ...
134
Gareth Morgan - Ferret @ferrinfo.bsky.social · 25/10/2025
It’s suggested that the living wage could go up to £12.70 next year. But of every extra £ paid by an employer in 2026, over 90% could go to the Treasury. Why isn’t it going to the low paid worker? See benefitsinthefuture.com/who-actually...
benefitsinthefuture.com
Who actually gains from minimum wage increases? Some pre-budget comments – Benefits in the Future
The real winner from a National Living Wage increase is the Treasury which can take over 90% of the extra paid.  The biggest losers are employers.  I have written, for several years, in my blog about ...
134
Gareth Morgan - Ferret @ferrinfo.bsky.social · 25/07/2025
Great to see the importance of advice services emphasised in the Work & Pensions Committee report on pensioner poverty publications.parliament.uk/pa/cm5901/cm... Lots of points from my and other advice sector evidence picked up on.
publications.parliament.uk
Pensioner Poverty: challenges and mitigations
Report of the Work and Pensions Committee
000
Reposted by Gareth Morgan - Ferret
Gareth Morgan - Ferret @ferrinfo.bsky.social · 25/06/2025
Can we stop talking about £5bn a year spending cut. People on benefits spend their money straight away and very locally. It’s £5bn a year being taken off local shops and businesses. It’s £5bn a year less supporting local jobs. It’s going to close shops and businesses and cut jobs.
066
Gareth Morgan - Ferret @ferrinfo.bsky.social · 25/06/2025
Can we stop talking about £5bn a year spending cut. People on benefits spend their money straight away and very locally. It’s £5bn a year being taken off local shops and businesses. It’s £5bn a year less supporting local jobs. It’s going to close shops and businesses and cut jobs.
066
Gareth Morgan - Ferret @ferrinfo.bsky.social · 04/04/2025
Rather chuffed the Work & Pensions Committee picked a bit of my evidence as an example of their inquiry. x.com/CommonsWorkP...
x.com
Work & Pensions Committee on X: "We've been looking into pensioner poverty to find out how to improve access to and take-up of Pension Credit and other support. 📹 Watch @gmorgan_ferret share with us the challenges people may face and why they don't claim for benefits. https://t.co/m5JC56QDdZ" / X
We've been looking into pensioner poverty to find out how to improve access to and take-up of Pension Credit and other support. 📹 Watch @gmorgan_ferret share with us the challenges people may face and why they don't claim for benefits. https://t.co/m5JC56QDdZ
030
Gareth Morgan - Ferret @ferrinfo.bsky.social · 01/04/2025
“Ministers hail 'huge' minimum wage boost” but the reality is very different benefitsinthefuture.com/the-new-gove... #benefits #tax #minimmwage #NLW
benefitsinthefuture.com
The ‘new’ government is continuing to be extremely generous…to itself? – Benefits in the Future
My annual updated version of the blogs which were posted here in April 2021, November 2022,  and November 2023.  This now uses the NLW figure of £12.21 an hour, and the changes to employers NI announc...
000
Gareth Morgan - Ferret @ferrinfo.bsky.social · 23/03/2025
Pleased to have the chance to give evidence to the Work and Pensions Committee session on pensioner poverty this week. Really pleased that Daphne Hall and Gary Vaux are also there to talk about what advice can do.
020
Reposted by Gareth Morgan - Ferret
Resolution Foundation @resolutionfoundation.org · 10/03/2025
Governments tend to focus on reducing health-related benefit in-flows by tightening eligibility criteria. But doing so concentrates large losses among a subset of claimants - hitting some low-income families hard. Read more➡️ buff.ly/d1u2Tkn
chart showing Estimated number of adults receiving ESA or UC who will lose support due to proposed changes to the Work Capability Assessment, by income decile: UK, 2028-29 .
083
Reposted by Gareth Morgan - Ferret
Roger W Turner @rogerwturner.8wa.uk · 31/12/2024
@samfr.bsky.social Just received an email from gov.uk advising me to use the Internet if I don't have Internet access.
0115
Gareth Morgan - Ferret @ferrinfo.bsky.social · 30/12/2024
I got my NI figures wrong in my analysis of the NLW increase in 2025. I said that the government could get up to 93.78% of the extra paid by employers. The actual figure should be 92.56%. The corrected post is at benefitsinthefuture.com/the-new-gove.... Many apologies.
benefitsinthefuture.com
The ‘new’ government is continuing to be extremely generous…to itself? – Benefits in the Future
My annual updated version of the blogs which were posted here in April 2021, November 2022,  and November 2023.  This now uses the NLW figure of £12.21 an hour, and the changes to employers NI announc...
020
Reposted by Gareth Morgan - Ferret
Judith Freedman @judithfreedman.bsky.social · 28/12/2024
Scientist exposes secret behind ‘longevity diet’ myth: pension fraud- fascinating www.thetimes.com/article/db9f...
thetimes.com
Scientist exposes secret behind ‘longevity diet’ myth: pension fraud
A researcher wins an Ig Nobel prize for his work on record-keeping systems where people live longer than average — and says the data is flawed
0114
Reposted by Gareth Morgan - Ferret
Resolution Foundation @resolutionfoundation.org · 17/12/2024
Due to the impact of various tax and benefit policies, increases in the minimum wage do not have an entirely progressive impact on household incomes. This is the result of some benefits being withdrawn and more taxes being paid as earnings rise.
Chart showing Impact on household earnings (left) and household incomes (right) of increasing the minimum wage by 6.7 per cent, by income decile: UK, 2025-26
256
Gareth Morgan - Ferret @ferrinfo.bsky.social · 10/12/2024
Another AI win. This is Google's AI summary of NI in April 25. "Class 1 National Insurance rate The rate for employees will be 15% from April 2025. ... Employment Allowance All employers will be able to claim the Employment Allowance"
010
Reposted by Gareth Morgan - Ferret
Tom Pollard @pollardtom.bsky.social · 06/12/2024
Really interesting @jburnmurdoch.bsky.social piece, but I worry about the implications some may draw Levels of payments & conditionality pushing/pulling people into different parts of the benefits system doesn't necessarily equate to those factors driving worklessness 🧵 www.ft.com/content/1409...
ft.com
What if the UK isn’t actually the sick man of Europe?
Britain’s illness-related inactivity crisis looks increasingly like a mirage
21811
Gareth Morgan - Ferret @ferrinfo.bsky.social · 06/12/2024
Great @nawra.bsky.social meeting this week. Some really great things being done across the country by advisers. Next years 50th anniversary plans look exciting and productive.
bsky.app
020
Reposted by Gareth Morgan - Ferret
Louise Murphy @louisemurphy.bsky.social · 06/12/2024
On a related note, the recent (supposed) increases in economic inactivity due to ill health, and rising claims for health-related benefits, has been used to justify claims that we have a "spiralling" benefits bill. But when we look at welfare spending forecasts *in the round*, this just isn't true
Chart showing: Total welfare spending as a proportion of GDP, outturn and forecast: UK
22113
Reposted by Gareth Morgan - Ferret
The Institute for Fiscal Studies @theifs.bsky.social · 04/12/2024
🚨 One week to go until our event: 'Challenges for the means-tested benefit system for older people' Wednesday 11 December | 10 - 11:30am | Online Register to hear new research highlighting key issues with the benefit system around retirement age:
buff.ly
Challenges for the means-tested benefit system for older people | Institute for Fiscal Studies
At this online event, IFS researchers will present new research highlighting key issues with the benefit system around retirement age.
012
Reposted by Gareth Morgan - Ferret
Martin Williams @martin-cpag.bsky.social · 29/11/2024
Court of Appeal has dismissed SSWP appeal in case about right to reside for EU citizen on basis of self sufficiency (where source of that was UK partner's social assistance benefits but they did not increase due to his presence)- judgment and summary on CPAG's website: cpag.org.uk/welfare-righ...
cpag.org.uk
Right to reside based on self-sufficiency
In a judgment of 15 May 2023 the Upper Tribunal ruled that an EEA national who was a carer for his disabled wife who was in receipt of income related ESA, in circumstances where the amount of ESA decr...
157
Reposted by Gareth Morgan - Ferret
Harry Eccles @harryeccles.bsky.social · 28/11/2024
Repost if BlueSky is now your primary social media site.
5492206113165
Reposted by Gareth Morgan - Ferret
Dr Richard Simpson @docrjs.bsky.social · 27/11/2024
Yet third sector organisations seeking to help people into or towards employment have short time limited funding one where i am a trustee have most funds ending. March bit.ly/3SLAZu8
bit.ly
Statutory bodies and the third sector: Not a real partnership?
Richard Simpson sheds light on the disparity between political praise and action on supporting the third sector.
066
Gareth Morgan - Ferret @ferrinfo.bsky.social · 25/11/2024
Corrected and expanded the UK Benefits starter pack. Suggestions please.
100
Reposted by Gareth Morgan - Ferret
Tom Pollard @pollardtom.bsky.social · 18/11/2024
Ok, I've caved & joined the starter pack bandwagon These are people who will be interesting & useful to follow as the new government sets out its plans around social security, work & poverty Sorry if I've missed off good people - will add to it as more come to mind or join go.bsky.app/8WEVftJ
228445