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Henry Tapper

@henrytapper.bsky.social
1.4K followers 850 following 5K posts

Pension Plowman and Glover

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Henry Tapper @henrytapper.bsky.social · 32m
Prioritising the care workforce with a first-of-its-kind national collective pension scheme henrytapper.com/2026/10/01/t... This needs to become the Carer's second pension , paid for by the employer (as a defined contribution) and paid out by the Government as a new kind of state pension.
henrytapper.com
Prioritising the care workforce with a first-of-its-kind national collective pension scheme
This needs to become the Carer’s second pension , paid for by the employer (as a defined contribution) and paid out by the Government as a new kind of state pension.
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Henry Tapper @henrytapper.bsky.social · 35m
This needs to become the Carer's second pension , paid for by the employer (as a defined contribution) and paid out by the Government as a new kind of state pension.
henrytapper.com
Prioritising the care workforce with a first-of-its-kind national collective pension scheme
This needs to become the Carer's second pension , paid for by the employer (as a defined contribution) and paid out by the Government as a new kind of state pension.
000
Henry Tapper @henrytapper.bsky.social · 1h
The value debate has moved on, TPR and FCA pick over the train crash VFM's become henrytapper.com/2026/10/01/p... "Pension VFM" set out to judge outcomes of investment in terms of  growth achieved on pots. The result of  testing could have been a performance league table. That would have been enough
henrytapper.com
The value debate has moved on, TPR and FCA pick over the train crash VFM’s become
“Pension VFM” was set up to judge  outcomes of investment in terms of  growth achieved on pots. The result of  testing could have been a  performance league table. That would have been …
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Henry Tapper @henrytapper.bsky.social · 1h
"Pension VFM" was set up to judge  outcomes of investment in terms of  growth achieved on pots. The result of  testing could have been a  performance league table. That would have been simple enough for us.
henrytapper.com
The value debate has moved on, TPR and FCA pick over the train crash VFM’s become
"Pension VFM" was set up to judge  outcomes of investment in terms of  growth achieved on pots. The result of  testing could have been a  performance league table. That would have been simple enough for us.
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Henry Tapper @henrytapper.bsky.social · 1h
"Pension VFM" was set up to judge  outcomes of investment in terms of  growth achieved on pots. The result of  testing could have been a  performance league table. That would have been simple enough for us.
henrytapper.com
The value debate has moved on, TPR and FCA pick over the train crash VFM’s become
"Pension VFM" was set up to judge  outcomes of investment in terms of  growth achieved on pots. The result of  testing could have been a  performance league table. That would have been simple enough for us.
000
Henry Tapper @henrytapper.bsky.social · 1h
"Pension VFM" was set up to judge  outcomes of investment in terms of  growth achieved on pots. The result of  testing could have been a  performance league table. That would have been simple enough for us.
henrytapper.com
The value debate has moved on, TPR and FCA pick over the train crash VFM’s become
"Pension VFM" was set up to judge  outcomes of investment in terms of  growth achieved on pots. The result of  testing could have been a  performance league table. That would have been simple enough for us.
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Reposted by Henry Tapper
Torsten Bell @torstenbell.bsky.social · 23h
More evidence of UK economy’s strong first half to the year, despite the very real impact of the Iran war: - ONS have revised up growth (and gdp/capita growth) in Q2 to 0.5% - confirms the UK as the fastest growing economy in the G7 in 2026 (given growth of 0.6% in Q1)
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Henry Tapper @henrytapper.bsky.social · 2h
The best advertisement for social care and pensions we've had this year henrytapper.com/2026/10/01/t... This is great. Excellent to have someone like Yvette Cooper on board.
henrytapper.com
The best advertisement for social care and pensions we’ve had this year
This is great.  Excellent to have someone like Yvette Cooper on board.
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Henry Tapper @henrytapper.bsky.social · 2h
The best advertisement for social care and pensions we've had this year henrytapper.com/2026/10/01/t... The best advertisement for social care and pensions we've had this year
henrytapper.com
The best advertisement for social care and pensions we’ve had this year
This is great.  Excellent to have someone like Yvette Cooper on board.
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Henry Tapper @henrytapper.bsky.social · 3h
This is great.  Excellent to have someone like Yvette Cooper on board. 
henrytapper.com
The best advertisement for pensions we’ve had this year
This is great.  Excellent to have someone like Yvette Cooper on board. 
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Henry Tapper @henrytapper.bsky.social · 14h
Carers get a proper funded collective pension from the Government henrytapper.com/2026/09/30/t... “We will introduce the first ever national collective pension scheme for workers in the care sector – now a proper pensions scheme to give our care workers the respect that they deserve.”
henrytapper.com
Carers get a proper funded collective pension from the Government
The recognition of the role CDC could play in UK pensions by government and wider policy makers is welcome.
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Henry Tapper @henrytapper.bsky.social · 15h
The recognition of the role CDC could play in UK pensions by government and wider policy makers is welcome.
henrytapper.com
Carers get a proper funded collective pension from the Government
The recognition of the role CDC could play in UK pensions by government and wider policy makers is welcome.
010
Henry Tapper @henrytapper.bsky.social · 15h
The recognition of the role CDC could play in UK pensions by government and wider policy makers is welcome.
henrytapper.com
Carers get a proper funded collective pension from the Government
The recognition of the role CDC could play in UK pensions by government and wider policy makers is welcome.
000
Henry Tapper @henrytapper.bsky.social · 15h
The recognition of the role CDC could play in UK pensions by government and wider policy makers is welcome.
henrytapper.com
Carers get a proper funded collective pension from the Government
The recognition of the role CDC could play in UK pensions by government and wider policy makers is welcome.
000
Henry Tapper @henrytapper.bsky.social · 15h
The recognition of the role CDC could play in UK pensions by government and wider policy makers is welcome.
henrytapper.com
Carers get a proper funded collective pension from the Government
The recognition of the role CDC could play in UK pensions by government and wider policy makers is welcome.
000
Henry Tapper @henrytapper.bsky.social · 23h
Steve Webb and Andy Young reacting to new triple lock henrytapper.com/2026/09/30/i... The real question is – as Young and Webb point out – whether the new triple lock generates enough to pay for the new long term care from the Government.
henrytapper.com
Steve Webb and Andy Young reacting to new triple lock
“..it’s more like a ‘soft’ triple lock. Savings will be low in early years, but £15bn in 2040 and more than double that in 2050”. Steve Webb
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Henry Tapper @henrytapper.bsky.social · 30/09/2026
Glyn Bradley objects to DC pensions selling a "falling income product" henrytapper.com/2026/09/30/t... Time to get real: building guided retirement in a world with inflation
henrytapper.com
Glyn Bradley objects to DC pensions selling a “falling income product”
Time to get real: building guided retirement in a world with inflation – the thoughts of Glyn Bradley
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Henry Tapper @henrytapper.bsky.social · 30/09/2026
Glyn Bradley objects to DC pensions selling a "falling income product" henrytapper.com/2026/09/30/t... Time to get real: building guided retirement in a world with inflation
henrytapper.com
Glyn Bradley objects to DC pensions selling a “falling income product”
Time to get real: building guided retirement in a world with inflation – the thoughts of Glyn Bradley
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Henry Tapper @henrytapper.bsky.social · 30/09/2026
Time to get real: building guided retirement in a world with inflation with Glyn Bradley henrytapper.com/2026/09/30/time-to-…
henrytapper.com
Glyn Bradley objects to DC pensions selling a “falling income product”
Time to get real: building guided retirement in a world with inflation - the thoughts of Glyn Bradley
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Henry Tapper @henrytapper.bsky.social · 30/09/2026
Time to get real: building guided retirement in a world with inflation with Glyn Bradley henrytapper.com/2026/09/30/time-to-…
henrytapper.com
Glyn Bradley objects to DC pensions selling a “falling income product”
Time to get real: building guided retirement in a world with inflation - the thoughts of Glyn Bradley
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Henry Tapper @henrytapper.bsky.social · 30/09/2026
A leasehold bill is coming but it's watered down henrytapper.com/2026/09/30/w... We have the biggest gap between house and flat prices for thirty years. 40% of flats have become unmortgage-able due to service charges being in excess of 1% of property value. This is not being addressed
henrytapper.com
A leasehold bill is coming but it’s watered down
What was needed and was called for within parliament will not be set down in a bill.  Leaseholders will still be at the mercy of rapacious property managers.
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Henry Tapper @henrytapper.bsky.social · 30/09/2026
Retirement CDC - uniquely legislated for one master trust? henrytapper.com/2026/09/30/r... R-CDC is good "for the masses" but the CDC we've got now is better still. I may not often be in pace with Tom but here I am. R-CDC looks to have been sidelined by alternatives!
henrytapper.com
Retirement CDC – uniquely legislated for one master trust?
Turning pots to pensions continues to be a subject that excites audiences who are committed to DC. This week Tom McPhail and James Hawkins appear to have had a good argument about whether Retiremen…
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Henry Tapper @henrytapper.bsky.social · 30/09/2026
R-CDC is good "for the masses" but the CDC we've got now is better still. I may not often be in pace with Tom but here I am. R-CDC looks to have been sidelined by alternatives!
henrytapper.com
Retirement CDC – uniquely legislated for one master trust?
Turning pots to pensions continues to be a subject that excites audiences who are committed to DC. This week Tom McPhail and James Hawkins appear to have had a good argument about whether Retirement CDC is an irrelevance with the Pension Schemes Act introducing Guided Retirement and default lifetime income. It would seem hard to argue that Retirement CDC will be relevant when it becomes the way that those wishing to turn pot to pension are guided to.
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Henry Tapper @henrytapper.bsky.social · 30/09/2026
I may not often be in pace with Tom but here I am. R-CDC looks to have been sidelined by alternatives!
henrytapper.com
Retirement CDC – uniquely legislated for one master trust?
Turning pots to pensions continues to be a subject that excites audiences who are committed to DC. This week Tom McPhail and James Hawkins appear to have had a good argument about whether Retirement CDC is an irrelevance with the Pension Schemes Act introducing Guided Retirement and default lifetime income. It would seem hard to argue that Retirement CDC will be relevant when it becomes the way that those wishing to turn pot to pension are guided to.
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Henry Tapper @henrytapper.bsky.social · 30/09/2026
What was needed and was called for within parliament will not be set down in a bill.  Leaseholders will still be at the mercy of rapacious property managers.
henrytapper.com
A leasehold bill is coming but it’s watered down
What was needed and was called for within parliament will not be set down in a bill.  Leaseholders will still be at the mercy of rapacious property managers.
000
Henry Tapper @henrytapper.bsky.social · 30/09/2026
"It’s more like a ‘soft’ triple lock. Savings will be low in early years, but £15bn in 2040 and more than double that in 2050".
henrytapper.com
Steve Webb and Andy Young reacting to new triple lock
"..it’s more like a ‘soft’ triple lock. Savings will be low in early years, but £15bn in 2040 and more than double that in 2050". Steve Webb
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Reposted by Henry Tapper
Henry Tapper @henrytapper.bsky.social · 29/09/2026
"It is a timely reminder that good retirement outcomes may depend less on creating more options and more on making well-designed decisions on members'…
henrytapper.com
Things not many pension consultants will advertise
It is a timely reminder that good retirement outcomes may depend less on creating more options and more on making well-designed decisions on members' behalf.
022
Henry Tapper @henrytapper.bsky.social · 29/09/2026
We have a false faith in Government to sort all our care worries. henrytapper.com/2026/09/29/i... Convincing the British public to pay higher taxes for something they wrongly assume the state provides will not be easy
henrytapper.com
We have a false faith in Government to sort all our care worries.
I worry that we’ll go back to the old comfort that the NHS will take care, Government cannot pay for that from its dwindling coffers.
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Henry Tapper @henrytapper.bsky.social · 29/09/2026
I worry that we'll go back to the old comfort that the NHS will take care, Government cannot pay for that from its dwindling coffers.
henrytapper.com
We have a false faith in Government to sort all our care worries.
I worry that we'll go back to the old comfort that the NHS will take care, Government cannot pay for that from its dwindling coffers.
000
Henry Tapper @henrytapper.bsky.social · 29/09/2026
I worry that we'll go back to the old comfort that the NHS will take care, Government cannot pay for that from its dwindling…
henrytapper.com
We have a false faith in Government to sort all our care worries.
I worry that we'll go back to the old comfort that the NHS will take care, Government cannot pay for that from its dwindling coffers.
000
Henry Tapper @henrytapper.bsky.social · 29/09/2026
Labour Conference promotes CDC henrytapper.com/2026/09/29/c... Craig Moran and First Actuarial; Sue Ferns and Prospect Union : @torstenbell.bsky.social Bell- DWP and HMT; Andy O'Regan and TPT ; David Pitt-Watson and the House of Lords. Thank you!
henrytapper.com
Labour Conference promotes CDC
Craig Moran and First Actuarial; Sue Ferns and Prospect Union : Torsten Bell- DWP and HMT; Andy O’Regan and TPT ; David Pitt-Watson and the House of Lords. Thank you!
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Henry Tapper @henrytapper.bsky.social · 29/09/2026
Craig Moran and First Actuarial; Sue Ferns and Prospect Union : Torsten Bell- DWP and HMT; Andy O'Regan and TPT ; David Pitt-Watson and the House of Lords. Thank you!
henrytapper.com
Labour Conference promotes CDC
Craig Moran and First Actuarial; Sue Ferns and Prospect Union : Torsten Bell- DWP and HMT; Andy O'Regan and TPT ; David Pitt-Watson and the House of Lords. Thank you!
000
Henry Tapper @henrytapper.bsky.social · 29/09/2026
Craig Moran and First Actuarial; Sue Ferns and Prospect Union : Torsten Bell- DWP and HMT; Andy O'Regan and TPT ; David Pitt-Watson and the House of Lords. Thank…
henrytapper.com
Labour Conference promotes CDC
Craig Moran and First Actuarial; Sue Ferns and Prospect Union : Torsten Bell- DWP and HMT; Andy O'Regan and TPT ; David Pitt-Watson and the House of Lords. Thank you!
000
Henry Tapper @henrytapper.bsky.social · 29/09/2026
"We're against mandation till it suits us".... Pensions UK call for more money. henrytapper.com/2026/09/29/m... Mandation of increased savings is no better than the mandation of domestic investment. We need to want to do it, we need pensions and not pots.
henrytapper.com
“We’re against mandation till it suits us”…. Pensions UK call for more money.
Mandation of increased savings is no better than the mandation of domestic investment. We need to want to do it, we need pensions and not pots.
000
Henry Tapper @henrytapper.bsky.social · 29/09/2026
Mandation of increased savings is no better than the mandation of domestic investment. We need to want to do it, we need pensions and not pots.
henrytapper.com
“We’re against mandation till it suits us”…. Pensions UK call for more money.
Mandation of increased savings is no better than the mandation of domestic investment. We need to want to do it, we need pensions and not pots.
000
Henry Tapper @henrytapper.bsky.social · 29/09/2026
"It is a timely reminder that good retirement outcomes may depend less on creating more options and more on making well-designed decisions on members'…
henrytapper.com
Things not many pension consultants will advertise
It is a timely reminder that good retirement outcomes may depend less on creating more options and more on making well-designed decisions on members' behalf.
022
Henry Tapper @henrytapper.bsky.social · 28/09/2026
Elsewhere, Blackstone, recent friend to L&G in helping fund the L&G buy-in/out deals- is turning to by-passing insurers altogether..
henrytapper.com
UK Insurance comes under more pressure from American Private Equity
Elsewhere, Blackstone, recent friend to L&G in helping fund the L&G buy-in/out deals- is turning to by-passing insurers altogether..
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Henry Tapper @henrytapper.bsky.social · 28/09/2026
UK Insurance comes under more pressure from American Private Equity henrytapper.com/2026/09/28/e... Blackstone, recent friend to Legal & General fund buy-in/out deals is turning to by-passing insurers altogether
henrytapper.com
UK Insurance comes under more pressure from American Private Equity
Elsewhere, Blackstone, recent friend to L&G in helping fund the L&G buy-in/out deals- is turning to by-passing insurers altogether..
000
Henry Tapper @henrytapper.bsky.social · 28/09/2026
Elsewhere, Blackstone, recent friend to L&G in helping fund the L&G buy-in/out deals- is turning to by-passing insurers altogether..
henrytapper.com
UK Insurance comes under more pressure from American Private Equity
Elsewhere, Blackstone, recent friend to L&G in helping fund the L&G buy-in/out deals- is turning to by-passing insurers altogether..
000
Henry Tapper @henrytapper.bsky.social · 28/09/2026
Do we have to pay pension funds to switch to domestic equities? henrytapper.com/2026/09/28/b... "Better incentives could unlock more long-term capital for British businesses, support growth and enable savers to share in their success" - says the UK stock market.
henrytapper.com
Do we have to pay pension funds to switch to domestic equities?
“Better incentives could unlock more long-term capital for British businesses, support growth and enable savers to share in their success” – says the UK stock market.
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Henry Tapper @henrytapper.bsky.social · 28/09/2026
"Better incentives could unlock more long-term capital for British businesses, support growth and enable savers to share in their success" - says the UK stock market.
henrytapper.com
Do we have to pay pension funds to switch to domestic equities?
"Better incentives could unlock more long-term capital for British businesses, support growth and enable savers to share in their success" - says the UK stock market.
000
Henry Tapper @henrytapper.bsky.social · 28/09/2026
Pension funds- join the struggle for leaseholder freedom henrytapper.com/2026/09/28/w... We cannot have “affordable housing” where rents are rocketing and re-sale values plummeting. Pension funds must promote change to leasehold and the promotion of common hold.
henrytapper.com
Pension funds- join the struggle for leaseholder freedom
Whether pension funds are DB, DC or CDC , money in residential properties needs to work for those living in the properties as well as pensions taking low risk profit.
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Henry Tapper @henrytapper.bsky.social · 28/09/2026
Pension, health and housing - welfare for those working and retired. henrytapper.com/2026/09/28/w... Welfare is tripartite;  pension, health and housing . This Conference will deal with the two that pension people need to better understand.
henrytapper.com
Pension, health and housing – welfare for those working and retired.
Welfare is tripartite;  pension, health and housing . This Conference will deal with the two that pension people need to better understand.
000
Henry Tapper @henrytapper.bsky.social · 28/09/2026
Pension, health and housing - welfare for those working and retired. henrytapper.com/2026/09/28/w... Welfare is tripartite;  pension, health and housing . This Conference will deal with the two that pension people need to better understand.
henrytapper.com
Pension, health and housing – welfare for those working and retired.
Welfare is tripartite;  pension, health and housing . This Conference will deal with the two that pension people need to better understand.
000
Henry Tapper @henrytapper.bsky.social · 28/09/2026
The deal for ordinary people's long term welfare is tripartite, pension , health and housing
henrytapper.com
Pension, health and housing – welfare for those working and retired.
Welfare is tripartite;  pension, health and housing . This Conference will deal with the two that pension people need to better understand.
000
Henry Tapper @henrytapper.bsky.social · 28/09/2026
Pension funds- join the struggle for leaseholder freedom henrytapper.com/2026/09/28/w... Whatever the type of pension funds , money invested in residential properties needs to work for those living in the properties as well as pension funds taking low risk profit.
henrytapper.com
Pension funds- join the struggle for leaseholder freedom
Whether pension funds are DB, DC or CDC , money in residential properties needs to work for those living in the properties as well as pensions taking low risk profit.
000
Henry Tapper @henrytapper.bsky.social · 28/09/2026
Whether pension funds are DB, DC or CDC , money in residential properties needs to work for those living in the properties as well as pensions taking low risk profit.
henrytapper.com
Pension funds- join the struggle for leaseholder freedom
Whether pension funds are DB, DC or CDC , money in residential properties needs to work for those living in the properties as well as pensions taking low risk profit.
000
Henry Tapper @henrytapper.bsky.social · 28/09/2026
"Better incentives could unlock more long-term capital for British businesses, support growth and enable savers to share in their success" - says the UK stock market.
henrytapper.com
Do we have to pay pension funds to switch to domestic equities?
"Better incentives could unlock more long-term capital for British businesses, support growth and enable savers to share in their success" - says the UK stock market.
000
Henry Tapper @henrytapper.bsky.social · 27/09/2026
This blog is nowadays most read in China henrytapper.com/2026/09/27/g... Get in touch my Chinese readers, I bet your views are held with the same conviction as  mine considering old age.
henrytapper.com
This blog is nowadays most read in China
Get in touch my Chinese readers, I bet your views are held with the same conviction as  mine considering old age.
000
Henry Tapper @henrytapper.bsky.social · 27/09/2026
This blog is nowadays most read in China henrytapper.com/2026/09/27/g... Get in touch my Chinese readers, I bet your views are held with the same conviction as  mine considering old age.
henrytapper.com
This blog is nowadays most read in China
Get in touch my Chinese readers, I bet your views are held with the same conviction as  mine considering old age.
000