ALT: a black and white photo of a woman looking out a window with the caption isn 't this a beautiful day .

However, a couple will need an extra $1.1m for a comfortable city retirement, while in the provinces it will cost $446,000, a new report says.

The interactions between Gaiman, Palmer, Pavlovich, and the couple’s young child are all outlined in Shapiro’s article. There is, though, another figure in the narrative whom the article does not name...