I hope this is only for streaming games, which I don't play, but I bet all connected games are at risk. I think this puts the nail in the coffin of future console gaming.
respawnfirst.com
Microsoft Patents "Ad-Credit" System for PC and Consoles to Serve In-Game Ads During Pause Windows
Microsoft patent US 2026/0260258 A1 details a rewarded ad credit system that queues in-game ads during natural gameplay breaks for ad-free playtime.