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Stessa Cohen

@stessacohen.bsky.social
247 followers 296 following 354 posts

Strategic banking industry advisor, analyst, strategy consultant. I support #fintechs #finserv & #FIs everywhere. democracy fan. former: Gartner & banker. now: PivotAssets Newsletter: pivotassets.substack.com / pivotassets.co / thirdeyeadvisory.com

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Stessa Cohen @stessacohen.bsky.social · 31/07/2026
Reminder: many women have been brutally assaulted and murdered by their abuser while a retraining order has been in place.
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Stessa Cohen @stessacohen.bsky.social · 20/07/2026
I'm not a native so you can't insult me lol
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Stessa Cohen @stessacohen.bsky.social · 18/07/2026
don't move to Philly.
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Stessa Cohen @stessacohen.bsky.social · 09/06/2026
My latest: Plantation accounting can tell us a lot about what's happening with AI deployments. h/t @bfworld.bsky.social @lizcovart.bsky.social #earlyamericanhistory open.substack.com/pub/pivotass...
open.substack.com
From Employees to Inputs: What Plantation Accounting Tells FIs About AI
As they deploy agentic AI, FI leaders must reinforce the boundaries between human employees and agents. Plantation accounting shows why the drift of humans from employees to input is dangerous.
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Stessa Cohen @stessacohen.bsky.social · 20/05/2026
Your bank's secret weapon might be those people who try to block your strategic initiatives. My latest 👉🏽 @strategistjim.bsky.social @efiglobal.bsky.social @ open.substack.com/pub/pivotass...
open.substack.com
Yes, But - Your Bank's Secret Weapon Hiding in Plain Sight
“Yes But” people can put obstacles in the path of your AI strategy - or they might be your secret weapon hiding in plain sight.
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Stessa Cohen @stessacohen.bsky.social · 11/05/2026
definitely not Taco Bell! Looks like freshly made tortillas.
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Stessa Cohen @stessacohen.bsky.social · 09/05/2026
Heck, @strategistjim.bsky.social @efiglobal.bsky.social & I created a book club and we promote here & elsewhere. www.fintechbookclub.com
fintechbookclub.com
Fintech Book Club | Discover Fintech Insights – Join Us
Join the Fintech Book Club for insights on digital banking, fintech innovation, and future trends. Launching January 2026, stay tuned for expert discussions and analyses.
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Jim Perry @strategistjim.bsky.social · 23/04/2026
📚 Happy World Book Day! 📚 To celebrate, Fintech Book Club is launching the Fintech Book Library—a curated hub of the books shaping the future of finance (explore it here: lnkd.in/gpTSg5Gt). Your hosts: @stessacohen.bsky.social @strategistjim.bsky.social @efiglobal.bsky.social
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Stessa Cohen @stessacohen.bsky.social · 21/04/2026
that's quite the lede!
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Stessa Cohen @stessacohen.bsky.social · 02/04/2026
This is so funny and real I am slightly jealous I didn't find this myself. But have sent it to my chef son.
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Stessa Cohen @stessacohen.bsky.social · 28/03/2026
some day you might not remember your anniversary date.🌸
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Stessa Cohen @stessacohen.bsky.social · 28/03/2026
Here's a list 👉🏽 www.mobilize.us/theunion/
mobilize.us
Volunteer Opportunities, Events, and Petitions Near Me · The Union on Mobilize
Find events, petitions, volunteer opportunities, fundraisers and more with The Union.
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Stessa Cohen @stessacohen.bsky.social · 03/03/2026
AI technologies may be able to do a lot, but they won't help banks like their customers. What do I mean? Read my latest 👉🏽 pivotassets.substack.com/p/ai-wont-ma...
pivotassets.substack.com
AI Won't Make You Like Your Customers
Before you deploy AI technologies to coach & train your employees to provide better customer service, kindness, turn the question on your bank: Do you like your customers?
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Stessa Cohen @stessacohen.bsky.social · 28/02/2026
My daughter doesn't go. Even to ask for help. I don't get it. I found that I could learn so much more -- such as what the important stuff was to study for the exams and how to do research for the papers....
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Stessa Cohen @stessacohen.bsky.social · 25/02/2026
Bankers: Stop living in the past! Great quote by @strategistjim.bsky.social; go read the whole article by @nickholland.bsky.social 👇🏽
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Stessa Cohen @stessacohen.bsky.social · 20/02/2026
You can probably hear an Eagle tribute band any weekend, but if you are in Minneapolis/St. Paul MN this weekend, here's your chance to hear @michaelhattem.bsky.social on the meaning of the American Revolution.
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Stessa Cohen @stessacohen.bsky.social · 18/02/2026
AI threats financial institutions demand a different, more strategic approach to security: Financial security. My latest with co-author Nir Netzer open.substack.com/pub/pivotass...
open.substack.com
AI Threats Demand that Financial Institutions Pursue National Security Grade Protection
As threats grow more sophisticated, move in real-time & at high speed across institutions, FIs must take a new strategic approach for national-security-grade protection across lines-of-business.
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Stessa Cohen @stessacohen.bsky.social · 15/02/2026
How do you vacation? @jperlow.bsky.social on Jamaica, closed resorts, and economic development - and more. techbroiler.net/no-time-to-l.... @clagett.bsky.social @psbdc.bsky.social @strategistjim.bsky.social
techbroiler.net
No Time to Leave pt.1
I'm a Palace Resorts member and can stay at any Palace property in Mexico or the Dominican Republic. After Hurricane Melissa struck Jamaica in late October 2025, 157,000 buildings were damaged, and an...
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Stessa Cohen @stessacohen.bsky.social · 15/02/2026
incredible piece. well researched & written.
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Stessa Cohen @stessacohen.bsky.social · 11/02/2026
Somebody at MSFT doesn't know how many people read & watch & listen to @hcrichardson.bsky.social, @jbf1755.bsky.social @bfworld.bsky.social @timothysnyder.bsky.social and many others. on a daily basis. History matters more now than ever. 🤦🏽‍♀️
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Stessa Cohen @stessacohen.bsky.social · 08/02/2026
I thought the administration wasn't focused on white collar crimes.
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Stessa Cohen @stessacohen.bsky.social · 08/02/2026
Do it! It's so good non-academics can (should!!) read and love it!
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The Union @jointheunionus.bsky.social · 07/02/2026
Entered lawfully 50 years ago. Served 8 years in U.S. military. Removed without a hearing before rushed to Jamaica. How will his 6 citizen kids & grandkids vote now? If DHS won’t follow the law or basic civility, maybe they will respond to naked political interests? Disgusting.
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Stessa Cohen @stessacohen.bsky.social · 05/02/2026
Bankers, fintechs: Are you preparing for ongoing volatility with your vendor providers? @ivospigel.bsky.social @nickholland.bsky.social @psbdc.bsky.social @clagett.bsky.social
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Stessa Cohen @stessacohen.bsky.social · 01/02/2026
Understanding our past and the legacy of slavery in the US means going to slave dwellings, spending time in them (the author slept in many around the US) and talking to each other. An important episode of @bfworld.bsky.social and a really good book by Joseph McGill.
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Stessa Cohen @stessacohen.bsky.social · 29/01/2026
financial services marketing is broken. Find out why and how financial institutions can fix it 👉🏽 open.substack.com/pub/pivotass...
open.substack.com
Financial Services Marketing is Broken
In conversation with Jay Mandel, I learned that improving marketing has more to do with technology, product development and listening to customers than you might think.
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The Bulwark @thebulwark.com · 29/01/2026
Memory is not automatic.
lnk.thebulwark.com
Saving History for the Future at Auschwitz-Birkenau
How the memorial and museum plans to continue its mission of preservation after the last Holocaust survivors pass away.
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Stessa Cohen @stessacohen.bsky.social · 28/01/2026
are you on doordash? 😂
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Timothy Snyder @timothysnyder.bsky.social · 24/01/2026
The term “law enforcement” should not be used by media, except perhaps in quotations. It has sadly become an Orwellian term that is used to magically sanctify violence. Language matters. Be specific. Describe individuals with names and ranks. Say exactly what they did. Don’t repeat fascist hocum.
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James Pirruccello 🎃🦇🧹 @jamespirruccello.com · 24/01/2026
He has kept among us, in times of peace, Standing Armies without the Consent of our legislatures.
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Stessa Cohen @stessacohen.bsky.social · 22/01/2026
amazing. he's a multi-billionaire. my kids didn't even have multiple doll houses!
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Stessa Cohen @stessacohen.bsky.social · 21/01/2026
omg. do we think bankers will buy this?
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Stessa Cohen @stessacohen.bsky.social · 20/01/2026
Fintech doesn't mean you can take time to read, reflect & discuss the ideas of the best & brightest in fintech, banking and payments. Join us! fintechbookclub.com
fintechbookclub.com
Fintech Book Club | Discover Fintech Insights – Join Us
Join the Fintech Book Club for insights on digital banking, fintech innovation, and future trends. Launching January 2026, stay tuned for expert discussions and analyses.
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The Union @jointheunionus.bsky.social · 19/01/2026
"Somewhere I read of the freedom of assembly..." #MLKDay www.instagram.com/reel/DTiK9MF...
instagram.com
Hip Hop Caucus on Instagram: "Happy Birthday, Martin Luther King Jr. Thank you for speaking knowledge and truth into us all with words that we still hold close to us daily. Who's throwing somethin...
119K likes, 1,312 comments - hiphopcaucus on January 15, 2026: "Happy Birthday, Martin Luther King Jr. Thank you for speaking knowledge and truth into us all with words that we still hold close to u...
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Stessa Cohen @stessacohen.bsky.social · 17/01/2026
"won't end well" was my first thought on seeing the headline. Didn't need to read the piece.
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Stessa Cohen @stessacohen.bsky.social · 17/01/2026
it's another shakedown
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Stessa Cohen @stessacohen.bsky.social · 16/01/2026
I know some bankers who would go for this! 😅
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Stessa Cohen @stessacohen.bsky.social · 05/01/2026
Is your bank AI curious and anxious to get to AI deployments? I talked with Jason Lowe about how FIs of all sizes can get there. pivotassets.substack.com/p/take-your-...
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Stessa Cohen @stessacohen.bsky.social · 03/01/2026
The Big Bear bald eagles prepare their nest for the season: www.youtube.com/live/B4-L2nf...
youtube.com
Big Bear Bald Eagle Live Nest - Cam 1
YouTube video by FOBBV CAM
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Stessa Cohen @stessacohen.bsky.social · 27/12/2025
What do early American coffee shops have to do with banking? It's where banking was done. Branches didn't exist 250 years ago.... @psbdc.bsky.social @clagett.bsky.social @lizlum.bsky.social @ledaglyptis.bsky.social @strategistjim.bsky.social @alexisrjimenez.bsky.social @michaelhattem.bsky.social
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Laura Shadle @laurashadlepa.bsky.social · 27/12/2025
Friends and followers, please help the family who was impacted by today’s fire in Bellefonte. Everyone made it out safely, but the loss was devastating. The fire consumed the home and everything inside, including their belongings and keepsakes. Donate and share widely: gofund.me/38c74f763
gofund.me
Donate to Rebuilding After the Fire: The Hockenberry’s, organized by Emily Hockenberry
On December 26, 2025, a house fire destroyed the home of my father-in-l… Emily Hockenberry needs your support for Rebuilding After the Fire: The Hockenberry’s
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Stessa Cohen @stessacohen.bsky.social · 18/12/2025
need to triple heart this!
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Stessa Cohen @stessacohen.bsky.social · 16/12/2025
☕☕☕ Plan to listen to this episode while drinking my New England roasted but imported coffee from Ethiopia, Guatemala, etc.!
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Stessa Cohen @stessacohen.bsky.social · 15/12/2025
Chinese is next week! 😂
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Stessa Cohen @stessacohen.bsky.social · 05/12/2025
I went to Vermont and found the connection between cash payments and digital identity. And bought some magnificent, locally made cheese. open.substack.com/pub/pivotass...
open.substack.com
Trust, Digital Identity and Cheese
Cash purchases are increasingly niche. Digital identity can support trust in those transactions. Doing so creates opportunities for FIs to motivate small businesses to move away from cash.
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Ben Franklin's World @bfworld.bsky.social · 29/11/2025
The Wampanoag grew corn on Cape Cod during the Little Ice Age. How? Generations of seed science! In Ep. 426, Michael Wise reveals how Native food systems were dynamic, scientific, and deliberate. 🎧 benfranklinsworld.com/426
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Stessa Cohen @stessacohen.bsky.social · 29/11/2025
Real narcissists don't need therapy. sheesh!
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Stessa Cohen @stessacohen.bsky.social · 27/11/2025
✅ done
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Stessa Cohen @stessacohen.bsky.social · 26/11/2025
#bankers: Gen Z is smarter than you think. www.instagram.com/reel/DRffEHZ...
instagram.com
Oliver Otcasek on Instagram: "How to go to prison (now without violence!) The Internet has an orange Lambo problem. #tiktokfinance #scamtok #getrichquick #turofail #fartcoin #supercarbros #phillyhum...
Getting caught up in scams, financial mishaps, and business blunders can land you in prison without any physical harm. Learn from the real-life examples of people who have made costly mistakes and avo...
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Stessa Cohen @stessacohen.bsky.social · 25/11/2025
@ivospigel.bsky.social, Nick Holland & I have created an exciting new fintech event. FinVino! 👇🏽👇🏽👇🏽 www.linkedin.com/posts/stessa...
linkedin.com
A couple of years ago, I approached Ivo Spigel, who I met through the twitter tech community & met in person through my colleague Ivan Maglic, about an idea I had for a fintech conference. A… | St...
A couple of years ago, I approached Ivo Spigel, who I met through the twitter tech community & met in person through my colleague Ivan Maglic, about an idea I had for a fintech conference. A gathering...
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