iiinova — where your digital self keeps evolving

Jim Perry @strategistjim.bsky.social · 25/09/2026

Thank you to @NYBankers for another outstanding Business of Banking Conference. The conversations were sharp, practical, and forward-looking. I left encouraged by how NY bankers are thinking about what’s changing — and how ready they are to meet what comes next. Great conference. Great people. 🚀

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Jim Perry @strategistjim.bsky.social · 22/09/2026

Thanks to @pennycrosman for including my perspective in an important conversation about what's coming next in bank cybersecurity. I look forward to discussing this with bankers later this week at @NYBankers Business of Banking Conference. tinyurl.com/3wz4jk27 | @AmerBanker

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Jim Perry @strategistjim.bsky.social · 20/09/2026

The #Fintech Book Club needs your help. 📚 We're picking our next read for the December discussion, and we want you to weigh in. What should we read next? 🗳️ Vote before the poll closes on September 23: buff.ly/BjtJcp7 Thank you!

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Jim Perry @strategistjim.bsky.social · 14/09/2026

This month's Bank Forward: neobanks, AI infrastructure, and a changing charter landscape. The environment isn't just changing around community FIs. It's changing toward them. ⬇️ buff.ly/rE16xu8

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Jim Perry @strategistjim.bsky.social · 11/09/2026

While in New York this week for #Finovate, a drone light show illuminated the harbor, recreating the silhouette of the original Twin Towers. Today, 25 years after September 11, 2001, we remember how the days that followed taught us to find strength in one another.

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Jim Perry @strategistjim.bsky.social · 09/09/2026

Always a pleasure to discuss the latest news and significant fintech developments with @Finovate’s Julie Muhn. A great start to #FinovateFall.

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Jim Perry @strategistjim.bsky.social · 04/09/2026

To everyone who keeps the wheels turning, industries growing, and markets moving— Have a safe and happy Labor Day weekend. Enjoy a well-earned break. 🎉 #LaborDay2026 #LaborDay

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Jim Perry @strategistjim.bsky.social · 24/08/2026

It's Starbucks Pumpkin Spice Latte Eve! 🎃 Tomorrow's the big day!

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Jim Perry @strategistjim.bsky.social · 20/08/2026

"We don't think about AI as a separate skill...It's embedded across how work gets done, which means it's our responsibility to help every team become confident working alongside AI.” Why Emotional Intelligence Is A Top Priority At BofA buff.ly/MFOlsXO | @Forbes

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Why Emotional Intelligence Is A Top Priority At This Fortune 100 Bank In The AI Era

At this Fortune 100 Bank, learning is self-selected and emotional intelligence training lands in the top three time and again.

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Jim Perry @strategistjim.bsky.social · 18/08/2026

"65% of Gen Z prefer opening accounts in person" has been repeated so often it's treated as settled fact — but the original survey question was about behavior, not preference. I traced it back to the source and broke down where it went sideways. buff.ly/Lsq3DOZ

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Lies, Damned Lies, and the Gen Z Branch Stat

"There are three kinds of lies: lies, damned lies, and statistics." That line came to mind when I traced a stat that keeps showing up in "branches are back" posts: 65% of Gen Z prefer opening accounts...

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Jim Perry @strategistjim.bsky.social · 14/08/2026

August's Bank Forward connects four developments that don't seem related — until they do. The common thread: much of the infrastructure community institutions depend on is changing around them — faster than most planning cycles anticipated. bit.ly/4cnIXTv

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Jim Perry @strategistjim.bsky.social · 13/08/2026

I’m excited to keynote the New York Bankers Association Business of Banking conference, Sep 23 – 25 in Buffalo, NY. I’m looking forward to being part of that conversation and sharing a few practical ideas attendees can take back and put to work with their teams right away. Learn more: bit.ly/4i4twDl

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Jim Perry @strategistjim.bsky.social · 04/08/2026

Our website has a new look — and more importantly, a clearer voice. If you've ever wondered what Market Insights actually does and how we think, this is the best answer we've given yet. formarketinsights.com

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Jim Perry @strategistjim.bsky.social · 31/07/2026

Summer reading, just in the nick of time ☀️⏳📚 Quantum Sapiens just arrived — written by Paolo Sironi. It's a novel about AI, consciousness, and what it means to be human when the line between mind and machine starts to blur. Congrats, Paolo! #SummerReading #QuantumSapiens #AI #FintechBookClub

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Jim Perry @strategistjim.bsky.social · 29/07/2026

ICYMI: I made this point on the TechSolutions4CUs podcast with John San Filippo earlier this month and it applies just as much to community banks as CUs. It's human nature to default to what's always worked. But the pace of change doesn't leave room for that instinct. 🎙️ Full episode: finop.us/kfqz

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Jim Perry @strategistjim.bsky.social · 21/07/2026

In this on-demand @Alkamitech #AlkamiColab session, Theo Lau, Tiffani Montez, Jennifer White, and I dig into a shift that's already reshaping banking: account holders are searching with AI, spreading money across multiple relationships, and building their own financial ecosystems. buff.ly/x82t9iI

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Jim Perry @strategistjim.bsky.social · 17/07/2026

The July issue of Bank Forward (bit.ly/4fF0RDb) discussed how dollar-backed stablecoins are moving from the edges of finance into its core infrastructure. The world's biggest payments network just made stablecoins operational, not conceptual. bit.ly/4gJptvD

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Jim Perry @strategistjim.bsky.social · 10/07/2026

I was pleased to join John San Filippo on the latest episode of TechSolutions4CUs! 🎤 Complacency is the single biggest threat facing the industry, and we are unpacking the evidence-driven strategies credit union leaders need to adopt to survive: finop.us/kfqz

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Jim Perry @strategistjim.bsky.social · 03/07/2026

Happy 4th of July weekend! 🎆 Grateful today for community, for the freedom to build and dream, and for the people who make the holiday worth celebrating.

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Jim Perry @strategistjim.bsky.social · 29/06/2026

Don't miss the latest One Vision Podcast - @psb_dc brings back 3 of the brightest minds — Jennifer White (@JDPower), @tiffanimontez (@eMarketer), and @julieschicktanz (@Finovate) — for a midyear #fintech pulse check. www.youtube.com/watch?v=fQDI...

youtube.com

Competing for Recommendations — The #AI Midyear Pulse Check

YouTube video by One Vision Podcast — Fintech, Banking & AI

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Jim Perry @strategistjim.bsky.social · 26/06/2026

Products per household. Tenure. Balances. Primary institution status. That's not how consumers organize their financial lives anymore. @alkamitechnology.bsky.social invited me to explore digital banking relationships in this guest blog post: www.alkami.com/blog/what-do...

alkami.com

What Does a Real Digital Banking Relationship Look Like in 2026?

What does a real digital banking relationship look like in 2026? And how can banks and credit unions increase engagement with their account holders?

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Jim Perry @strategistjim.bsky.social · 26/06/2026

For the past few months, @alexisrjimenez.bsky.social and the team at Finalytics AI have been working on a new podcast, Next Best Action. Don't miss their premiere episode, featuring Provident Bank's Scott Hurlbert. youtu.be/0Cx-ztsUZNI?...

youtu.be

How Digital Plays a Big Role in how Community Institutions Provide Relationship Banking

YouTube video by Finalytics AI

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Jim Perry @strategistjim.bsky.social · 01/06/2026

Last June, I wrote about disappearing rainbows. This June, I'm thinking about what followed - and what it cost. #PrideMonth 🏳️‍🌈🏳️‍⚧️ tinyurl.com/5jzz8ejb

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Jim Perry @strategistjim.bsky.social · 22/05/2026

Wishing you a safe and meaningful Memorial Day weekend.

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Jim Perry @strategistjim.bsky.social · 18/05/2026

Time is running out! The @Finovate Awards nomination deadline is this Friday, May 22, 2026. This is your last chance to showcase your #fintech innovation and gain the industry recognition you deserve. buff.ly/LPIFiwY

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Jim Perry @strategistjim.bsky.social · 13/05/2026

On my way to historic Bretton Woods. In 1944, delegates from 44 nations sat inside this ornate hotel and built a framework for a world changing faster than anyone could fully predict. That’s essentially what I’ll challenge @NEFMA attendees to do in the age of AI.

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Jim Perry @strategistjim.bsky.social · 12/05/2026

This month's Bank Forward: AI is already on the job inside a regional bank. A fintech bought a charter. A crypto exchange is building the infrastructure banks depend on. And Google just moved agentic commerce closer to checkout. A lot happened in May. tinyurl.com/yjkbxjdp

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Jim Perry @strategistjim.bsky.social · 23/04/2026

"...each time we make choices from a place of fear and wishful thinking, we consign ourselves and our organisation to the slow lane." 💯 Don't miss this from @ledaglyptis.bsky.social buff.ly/lg7enQl | @Fintech_Futures

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Pick a lane

Each time we make choices from a place of fear and wishful thinking, we consign ourselves and our organisation to the slow lane. Read more here!

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Jim Perry @strategistjim.bsky.social · 23/04/2026

📚 Happy World Book Day! 📚 To celebrate, Fintech Book Club is launching the Fintech Book Library—a curated hub of the books shaping the future of finance (explore it here: lnkd.in/gpTSg5Gt). Your hosts: @stessacohen.bsky.social @strategistjim.bsky.social @efiglobal.bsky.social

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Jim Perry @strategistjim.bsky.social · 22/04/2026

In financial services — where women make up roughly 61% of the workforce — the topic of menopause is a talent strategy issue the industry can't afford to keep avoiding. I wrote about it — and I'd love it to prompt a conversation at your bank, credit union or fintech. tinyurl.com/yee2fe7r

tinyurl.com

The Talent Strategy Conversation Financial Services Keeps Avoiding: Menopause

Every time I give my Longevity Economy presentation about the impact of aging in America, I raise the topic of menopause in the workplace. Without fail, I get the same reaction: appreciative nods from...

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Jim Perry @strategistjim.bsky.social · 19/04/2026

I'll be delving into the latest fintech trends and news at #FinovateSpring. Join me there and save 20% with my code FKV2794SPK app.ingo.me/q/tekss #Finovate #fintech

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Jim Perry @strategistjim.bsky.social · 14/04/2026

Day 1 of @alkamitechnology.bsky.social Co:lab with two of the sharpest minds in the industry - @psbdc.bsky.social and Tiffani Montez. The conversations here aren’t about chasing trends — they’re about making sense of what actually matters. If day one is any indication… this is going to be epic. 💯

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Reposted by Jim Perry

Alex Jimenez @alexisrjimenez.bsky.social · 12/04/2026

Fed mulls FedNow x-border use The Federal Reserve proposed letting participants in the real-time payments system use intermediaries to make cross-border fund transfers. www.paymentsdive.com/news/fed-mul... #FinTech #FinServ #Banking #Payments #PayTech

paymentsdive.com

Fed mulls FedNow x-border use

The Federal Reserve proposed letting participants in the real-time payments system use intermediaries to make cross-border fund transfers.

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Jim Perry @strategistjim.bsky.social · 26/03/2026

👉🏼 JD Power U.S. Retail Banking Satisfaction Study just confirmed what many community banks are starting to feel: ‘soft switching’ is real. Customers now hold 3 deposit accounts on average—and 20% are already moving money. The risk isn’t losing accounts. It’s losing relevance. buff.ly/yapsGbC

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Jim Perry @strategistjim.bsky.social · 26/03/2026

"Just in case you were wondering how long you’ve got before this is a thing. It’s a thing. You are out of time." - 💯 @ledaglyptis.bsky.social Agentic commerce: Where the rubber hits the road buff.ly/nS1YBi2 | @fintech_futures

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Agentic commerce: Where the rubber hits the road

If you were wondering how long you’ve got before agentic commerce is a thing... you are out of time. It’s already a thing. Read more here.

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Jim Perry @strategistjim.bsky.social · 17/03/2026

Yep — that is me hanging upside down to kiss the Blarney Stone. Legend has it that since the 15th century, the stone grants the gift of eloquence to those brave (or foolish) enough to give it a kiss. As someone who makes a living speaking, I figured it was worth the risk. Happy St. Patrick’s Day 🍀

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Jim Perry @strategistjim.bsky.social · 16/03/2026

March brought three developments that don't obviously connect — but together they raise a question every community institution should be asking: are we structured to compete in a system that's being rebuilt around us? #BankForward tinyurl.com/2vjzzv4v

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Jim Perry @strategistjim.bsky.social · 08/03/2026

Today is #IWD2026 — and the theme, "Rights, Justice, Action," is a powerful reminder of the work yet to be done. To the #WomenInBanking and #WomenInFintech who fight for equality and justice — in boardrooms, branch offices, and everywhere in between — your work matters. Thank you 🙏🏼

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Jim Perry @strategistjim.bsky.social · 05/03/2026

Just wrapped up my talk on #AgenticAI at the @IndianaBankers Cyber, Fraud & Physical Security Conference. Meanwhile in the real world: Affirm + Stripe are combining BNPL with agentic commerce. Signals of where payments are headed: buff.ly/9jbkLQj

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Jim Perry @strategistjim.bsky.social · 27/02/2026

I'm excited to be a part of the upcoming @mibankers #MBABEST Conference on May 11-13 at Grand Traverse Resort & Spa in Traverse City! Join my session as we dive into #AgenticAI. Check out the program details and secure your spot by registering here: bit.ly/MBABESTConfe....

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Jim Perry @strategistjim.bsky.social · 25/02/2026

"Primacy is dead...Too many bankers continue to think about this through the old model — where we can gain a relationship and own it forever." - Jim Perry How to Build Customer Relationships When Checking Accounts No Longer Confer Primacy buff.ly/Gt1RxSn | Nick Holland

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How to Build Customer Relationships When Checking Accounts No Longer Confer Primacy

Primacy isn't won through checking alone anymore. It's earned through payments, digital convenience and lasting customer relationships.

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Jim Perry @strategistjim.bsky.social · 22/02/2026

AI in education isn’t a crisis — avoidance is. Students will use AI. The real question is whether they’ll learn to use it well. Graduates who can’t work alongside AI will be at a disadvantage in every field. Framing it as “cheating” misses the point. We need to educate the educators.

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Jim Perry @strategistjim.bsky.social · 17/02/2026

Don't miss @JimMarous discussing the most critical insight from the 2026 Retail Banking Trends and Priorities research: 2026 Banking Trends Reveal a Dangerous Execution Gap buff.ly/0TufjBU | @FinancialBrand

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2026 Banking Trends Reveal a Dangerous Execution Gap

Retail banking leaders have never had more clarity about what needs to change, yet execution continues to lag.

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Jim Perry @strategistjim.bsky.social · 13/02/2026

This month’s Bank Forward looks at one big question: who controls deposits — and where they live next — as stablecoins, consolidation, and charter activity reshape the competitive landscape for community banks and credit unions. tinyurl.com/5cdx5aya via @LinkedIn

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Jim Perry @strategistjim.bsky.social · 11/02/2026

ICYMI: @Money2020 USA has a new home - moving to the Las Vegas Convention Center in 2027 - setting the stage for a revitalized experience that’s bigger, bolder, and more meaningful than ever before.

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Money's Biggest Stage Has a New Home

October 2027: Las Vegas Convention Center and Resorts World

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