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Mark Miller

@retirementrevised.bsky.social
812 followers 388 following 121 posts

Journalist specializing in retirement and aging. Contributor to NYT & Morningstar. VP Evanston RoundTable, an independent, non-profit news outlet. Author of Retirement Reboot. Guitar and banjo player. Substack: retirementrevised.substack.com

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Mark Miller @retirementrevised.bsky.social · 11/09/2026
Social Security COLA for 2027 is trending to 3.6%, according to a new AARP forecast. This is based on fresh government CPI numbers released this AM. The final COLA figure will be releaed next month. www.nytimes.com/2026/09/11/b...
nytimes.com
AARP Projects 2027 Social Security COLA at 3.6%
If the AARP’s projection holds, the cost-of-living adjustment would be the largest since 2023.
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Social Security Works @socialsecurityworks.org · 04/09/2026
If you believe health care is a human right, Nancy Altman’s book ‘The Road to Medicare for All: A Call to Action’ should be your next read! @sanders.senate.gov
A graphic with a photo of Senator Bernie Sanders. The text says, “Nancy Altman, one of the country's most important voices on health care, has combined her deep knowledge of history with her extensive policy expertise to explain why Medicare for All is a fight we can and must win. Everyone who wants to live in a country where health care is a right, not a privilege, should learn from and act on this crucial book.”
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Mark Miller @retirementrevised.bsky.social · 06/09/2026
If you are not following the Pitchbot, you’re missing one of the best things on this platform!
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Mark Miller @retirementrevised.bsky.social · 20/08/2026
News this week that Costco is jumping into the Medicare Advantage market is a disappointment - it doesn't square up with the company's customer-first, value-driven approach. retirementrevised.substack.com/p/why-medica...
retirementrevised.substack.com
Why Medicare Advantage is not a $1.50 hot dog
Costco’s health insurance experiment will test the company’s vaunted commitment to the customer
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Mark Miller @retirementrevised.bsky.social · 23/04/2026
Confidence about affording retirement was rising - until this year. The survey was taken before the outbreak of war with Iran, so the numbers probably are worse than they look here. retirementrevised.substack.com/p/retirement...
retirementrevised.substack.com
Retirement confidence dives on worries about inflation
Worries about Social Security's future also are on the rise
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Mark Miller @retirementrevised.bsky.social · 07/04/2026
In the newsletter: navigating the beleaguered SSA during the current customer service metldown, my take on the DoL rule impacting private equity investments in 401k plans ... and more. retirementrevised.substack.com/p/how-to-do-...
retirementrevised.substack.com
How to do business with the Social Security Administration during the current chaos
The Social Security Administration’s ability to transact business with the public has been deteriorating for more than a decade. But the unprecedented shakeup and downsizing launched last year by the ...
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Mark Miller @retirementrevised.bsky.social · 03/04/2026
Always great talking with Steve Chen @boldinmoney.bsky.social. In this new podcast, we discuss the future of Social Security and Medicare.
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KFF Health News @kffhealthnews.org · 13/03/2026
A Medicare Advantage “dark money” group flooded a federal website with thousands of form letters urging more dollars for health plans. The move comes as a proposal by the Trump administration would keep insurance payments nearly flat next year.
kffhealthnews.org
Medicare Advantage ‘Dark Money’ Group Attempts To Win Higher Payments for Insurance Companies - KFF Health News
Medicare Advantage insurers say a proposal by the Trump administration to keep their payments nearly flat next year may lead to service cuts that harm seniors struggling to afford health care. A decis...
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Mark Miller @retirementrevised.bsky.social · 13/02/2026
Working at a later age can be a great choice - but if you receive Social Security benefits at the same time, there can be some surprise tax consequences. I explore how it works in my latest Morningstar column (Substack newsletter link below). open.substack.com/pub/retireme...
open.substack.com
The hidden costs of working while receiving Social Security
Retiring and claiming Social Security may sound like moves people make at the same time.
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Social Security Works @socialsecurityworks.org · 10/02/2026
Read the full article on here: @govexec.bsky.social
govexec.com
Social Security is directing employees who normally process benefits to answer phones instead
After shedding thousands of employees, SSA is reassigning workers amid fears the moves will cause backlogs to grow.
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Monique Morrissey @moniquemorrissey.bsky.social · 07/02/2026
Kudos to @socialsecurityworks.org for keeping this threat in the news. Now it’s a full page and a half in the NYT arts section. www.nytimes.com/2026/02/05/a...
nytimes.com
It’s Been Called the ‘Sistine Chapel of the New Deal.’ Don’t Destroy It.
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Mark Miller @retirementrevised.bsky.social · 10/02/2026
Latet for the NYT - seven trends in retirement to watch in 2026. www.nytimes.com/2026/01/03/b...
nytimes.com
7 Numbers Shaping Retirement in 2026
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Mark Miller @retirementrevised.bsky.social · 20/11/2025
open.substack.com/pub/deanbake...
open.substack.com
Dean Baker | Substack
Senior economist at the Center for Economic and Policy Research, dog lover, and new resident of Astoria, Oregon.
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Mark Miller @retirementrevised.bsky.social · 24/10/2025
The Social Security COLA for 2026 is 2.8%. I examined what it means for beneficiaries with varying wealth levels for the NYT. Gift link: www.nytimes.com/2025/10/24/b...
nytimes.com
Social Security Announces a 2.8% Cost-of-Living Increase for Beneficiaries
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Mark Miller @retirementrevised.bsky.social · 18/10/2025
👇👇👇
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Bill Grueskin @bgrueskin.bsky.social · 05/10/2025
A former OMB official said the change could mean "750,000 fewer people would receive benefits in the next decade... and 80,000 fewer widows and children would receive benefits due to loss in eligibility of a spouse or parent" A Meryl Kornfield/Lisa Rein scoop www.washingtonpost.com/politics/202...
washingtonpost.com
Trump plan would limit disability benefits for older Americans
Trump administration officials are considering eliminating age as a factor in deciding whether someone is capable of working.
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Edwin Park @edwincpark.bsky.social · 05/10/2025
In addition to blocking important enrollment simplifications for the Medicare Savings Programs, the #Medicaid cost shifts to states will likely lead to other cuts affecting low-income people on Medicare including cuts to long-term care especially home- and community-based care.
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Mark Miller @retirementrevised.bsky.social · 04/10/2025
The OBBBA doesn’t reduce standard Medicare benefits, but it pauses a rule easing the path for low income seniors to get crucial help with costs. Millions will miss out. open.substack.com/pub/retireme...
open.substack.com
One way the "beautiful bill" does touch Medicare
Millions of poor seniors lost an easier path to help with costs
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Mark Miller @retirementrevised.bsky.social · 07/09/2025
Without a doubt.
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Mark Miller @retirementrevised.bsky.social · 14/08/2025
The very idea of retirement was created 90 years ago today, when FDR signed Social Security into law. So was the era of social insurance. Today the program is at a crossroads. open.substack.com/pub/retireme...
open.substack.com
Social Security turns 90 today, and the program is at a crossroads
Financial solvency and customer service crisis both need attention
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Mark Miller @retirementrevised.bsky.social · 24/05/2025
My latest for the NYT - the coming long term care collision. www.nytimes.com/2025/05/24/b...
nytimes.com
Retirees, Get Ready to Need Long-Term Care. Here’s What to Know.
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Mark Miller @retirementrevised.bsky.social · 23/05/2025
This (gift link)👇 www.wsj.com/finance/inve...
wsj.com
The Bond Market Is Waking Up to the Fiscal Mess in Washington
With the U.S. economy close to full capacity, more borrowing adds inflationary pressure, and so could lead the Fed to keep rates higher for longer.
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Mark Miller @retirementrevised.bsky.social · 22/05/2025
@kff.org has an updated summary of Medicaid provisions in the "big beautiful bill." www.kff.org/tracking-the...
kff.org
Tracking the Medicaid Provisions in the 2025 Reconciliation Bill | KFF
KFF is tracking the Medicaid provisions in the 2025 federal budget bill, including new Medicaid work and verification requirements and a reduction in the expansion match rate for states that use their...
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Amber Christ @amberchrist.bsky.social · 22/05/2025
Medicare was supposed to be left untouched in the budget reconciliation. But that's not the case. Read more from @nataliekean.bsky.social & Julie Carter on how Medicare enrollees will be harmed. And call your lawmakers - the House is set to vote soon! 866-426-2631 justiceinaging.org/broken-promi...
justiceinaging.org
Broken Promises: Republicans’ Budget Reconciliation Bill Would Cut Medicare - Justice in Aging
The OBBBA takes direct aim at Medicare, gutting eligibility and restricting access to benefits, while also cutting Medicaid in ways that would harm people who are dually eligible for both programs. Fo...
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Edwin Park @edwincpark.bsky.social · 22/05/2025
Thread: Latest House GOP reconciliation bill language again makes the draconian #Medicaid cuts harsher. For example, mandatory work requirements now will take effect 12/31/26 instead of 1/1/29 and states have option to implement them earlier (1/x)
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Mark Miller @retirementrevised.bsky.social · 21/05/2025
Take away people already working, attending school or caregiving, and vey few Medicaid recipients are left. www.brookings.edu/interactive/...
brookings.edu
Figure 2: Work status for adults receiving Medicaid, 2023
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Mark Miller @retirementrevised.bsky.social · 21/05/2025
The plot thickens. www.washingtonpost.com/business/202...
washingtonpost.com
Trump and GOP’s tax bill would force cuts to Medicare, CBO says
Some $500 billion in cuts to Medicare could be avoided if Congress instructs the White House budget office to disregard the reconciliation package’s debt impact.
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Mark Miller @retirementrevised.bsky.social · 21/05/2025
The Advantage industry already covers more than half of Medicare enrollees, and is projected to cover 2/3 by 2034. @georgejoseph94.bsky.social @theguardian.com
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Mark Miller @retirementrevised.bsky.social · 08/05/2025
Robert Johnson would be pleased.
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Kathleen Romig @kathleenromig.bsky.social · 07/05/2025
You want to see government efficiency? Check out the Social Security Administration before Elon and the DOGE bros showed up. They could have learned something... www.wsj.com/opinion/what...
wsj.com
Opinion | What Social Security Could Teach DOGE About Efficiency
It spends only around 0.5% on overhead, compared with 20% for private insurers.
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Mark Miller @retirementrevised.bsky.social · 02/05/2025
This thread by @kathleenromig.bsky.social sums up very well why "flat funding" for the Social Security Administration actually is a harmful cut.
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Mark Miller @retirementrevised.bsky.social · 02/05/2025
Some SSA field offices have lost half of their staff at the same time DOGE is forcing more people to visit the offices to transact business. How's that going to go? www.npr.org/2025/04/26/n...
npr.org
Employee cuts at Social Security are leaving remaining workers struggling to keep up
Social Security employees are feeling "overwhelmed" and wait times for phone services are up as workforce cuts from the Trump administration are being felt throughout the agency.
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Mark Miller @retirementrevised.bsky.social · 29/04/2025
I guess this December Bezos/NYT interview hasn't aged all that well: "But Mr. Bezos said he believed that Mr. Trump had “grown” over the past eight years. “What I’ve seen so far is he is calmer than he was the first time — more confident, more settled,” he said. www.nytimes.com/2024/12/04/b...
nytimes.com
Jeff Bezos, a Past Trump Foe, Is Optimistic About a Second Term
The Amazon founder said he saw signs of a “calmer” Donald J. Trump on the eve of his return to the White House.
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Mark Miller @retirementrevised.bsky.social · 24/04/2025
Does anyone think Tesla's fortunes will improve if Musk just gets back to running the company? His toxic personal brand *is* the problem. The only solution left is to merge with another car maker and buy him out. Hello, institutional shareholders?
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Mark Miller @retirementrevised.bsky.social · 22/04/2025
What leadership looks and sounds like.
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Mark Miller @retirementrevised.bsky.social · 18/04/2025
Let the resurrections begin! Immigrants prove they are alive, forcing Social Security to undo death label
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Mark Miller @retirementrevised.bsky.social · 18/04/2025
In the newsletter: Weaponizing Social Security data. retirementrevised.substack.com/p/trumps-lat...
retirementrevised.substack.com
Trump's latest Social Security move is chilling
Adding immigrants to the "master death file" amounts to weaponization of critical data.
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Mark Miller @retirementrevised.bsky.social · 10/04/2025
In the newsletter: If the SSA can't take your call or speak with you in person about a benefit claim problem, is that tantamount to a benefit cut? open.substack.com/pub/retireme...
open.substack.com
How to navigate the chaos at the Social Security Administration
Customer service at the Social Security Administration has been bad for years - and now it’s getting worse.
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Mark Miller @retirementrevised.bsky.social · 06/04/2025
In the newsletter: a few thoughts for retirement investors following a stomach-churning week in the stock market. open.substack.com/pub/retireme...
open.substack.com
Weekend thoughts on the stock market
When the stock market goes through a stomach-churning drop, retirement investors are naturally inclined to want to do something about it.
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Bill Grueskin @bgrueskin.bsky.social · 24/03/2025
Leland Dudek, Acting Putz In Charge at Social Security, admits that the rushed cutbacks will, alas, create “opportunities for scammers,” and there will be more “victims of fraud” …via @emilypeck.bsky.social www.axios.com/2025/03/24/s...
Driving the news: Acting commissioner Leland Dudek said the changes in question would usually take two years to implement, but will be made in two weeks instead, the two sources said on condition of anonymity due to fears of retaliation.

Dudek also said the changes, happening so fast and with little public understanding, will create opportunities for scammers, one of the sources said.
There will be individuals who will be victims of fraud as a result of the changes, Dudek said, according to one attendee. He said in the past Social Security had been too "thoughtful" in considering beneficiaries before making changes.
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Mark Miller @retirementrevised.bsky.social · 24/03/2025
Certified Financial Planners board will host a free webinar for federal employees grappling with "uncertainty" in the current environment. www.cfp.net/events/2025/...
cfp.net
Managing Your Finances in Uncertain Times: Resources for Federal Government Employees
Federal government employees are facing unprecedented uncertainty about their careers. Having the information and confidence to make smart money decisions is more important than ever. CFP Board and CE...
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Tara Siegel Bernard @tarasiegelbernard.bsky.social · 09/03/2025
Last year, I started digging into the world of online scams. Here's the latest, which explains how many victims are left with enormous tax bills. The tax deduction that had provided the most relief was narrowed as part of the Republican-led tax overhaul in 2017. www.nytimes.com/2025/03/08/y...
nytimes.com
Scammers Stole Their Retirement Savings. Then the Tax Bill Arrived. (Gift Article)
The victims pulled money out of their retirement accounts. The withdrawals had inflated their taxable income, even though the funds quickly disappeared.
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Mark Miller @retirementrevised.bsky.social · 08/03/2025
Excellent WaPo reporting on how DOGE is in the drivers seat at SSA and the risk that poses. Also good to see a mainstream publication say this for a change. The Ponzi slur is old as the hills and obviously false. Media almost never refutes. www.washingtonpost.com/politics/202...
Ponzi scheme slur
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Mark Miller @retirementrevised.bsky.social · 07/03/2025
In the newsletter: What's behind the "I see dead people" strategy for Social Security? Subscribe free if you're not already receiving it. open.substack.com/pub/retireme...
open.substack.com
Is privatization the end game on Social Security?
“I don’t want to abolish government.
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Mark Miller @retirementrevised.bsky.social · 06/03/2025
Here's how the big lie being perpetrated about Social Security parallels the last one on the 2020 election. It's dangerous. www.youtube.com/watch?v=Yxcd...
youtube.com
Trump is coming for Social Security. And he has a new 'Big Lie' to justify it.
YouTube video by MSNBC
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Edwin Park @edwincpark.bsky.social · 05/03/2025
Here is CBO confirming the obvious. To meet House budget resolution's target that Energy and Commerce Committee make at least $880 billion in mandatory spending cuts and Medicare is excluded, deep #Medicaid cuts are absolutely necessary as there isn't much other spending. www.cbo.gov/publication/...
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Jack Smalligan @jsmalligan.bsky.social · 04/03/2025
We’ve been hearing a lot from the Trump administration about waste, fraud and abuse at the Social Security Administration (SSA). Speaker Johnson has repeated these claims. What and where is this waste? A revealing SSA press release shows the emptiness of these charges. 1/8
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David Wessel @davidmwessel.bsky.social · 04/03/2025
GSA list of "non-core" federal buildin t it says are up for sale or other disposal includes FBI hq, Justice Dept hq, Labor Dept hq, Waldorf Astoria (formerly Trump) hotel, HHS hq, Census Bureau hq in Suitland, HUD hq...and the building that houses the GSA itself. www.bizjournals.com/washington/n...
bizjournals.com
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Josh Marshall @joshtpm.bsky.social · 04/03/2025
‘Prelude to privatization:’ Social Security confirms workforce reduction targets, continues to shutter offices www.govexec.com/workforce/20... via @GovExec
govexec.com
‘Prelude to privatization:’ Social Security confirms workforce reduction targets, continues to shutter offices
Despite most of the agency being exempt from deferred resignations and the government-wide hiring freeze, early retirement and Voluntary Separation Incentive Payments are now available to the entire a...
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Kathleen Romig @kathleenromig.bsky.social · 03/03/2025
Fact check: Social Security has been under a hiring freeze & had overtime restrictions for months. This isn't DOGE saving money. It's Congress not being able to pass a budget. And it accounts for over 2/3 of the "savings" the acting commissioner claimed today. www.govexec.com/management/2...
govexec.com
Without budget anomaly, SSA hiring is restricted and overtime is at 'historic lows'
Congress’ refusal to provide additional funding for the Social Security Administration in September’s two-month continuing resolution to prevent a government shutdown is kneecapping two tools that are...
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