It's one apartment that a currently homeless single mother could afford, Michael. What could it cost? $2,300?
L.V. Anderson
@lvanderson.bsky.social
1.8K followers 399 following 386 posts
Journalist, bike person, she/her. I used to be @LV_Anderson on Twitter. Opinions are mine, not my employer's.
![screenshot of text from nytimes.com: "When we think about expenses, we often focus on big-ticket items like our rent or mortgage, grocery bills and car and student loan payments, but smaller convenience costs can add up quickly. If you’re looking for ways to save, these minor expenses are a good place to start.
"Each month, review your spending by listing all expenses on a spreadsheet, said [redacted], the founder of [redacted], a New York media company focused on retirement planning. Track every expense: from daily coffee and takeout delivery fees to major monthly bills like rent or mortgage, insurance and utilities. Don’t overlook streaming subscriptions, cellphone plans, internet services or groceries. Include bills on automatic payment. 'When you see all the numbers on one page, it’s usually when something jumps out at you,' [redacted] said.](https://cdn.bsky.app/img/feed_thumbnail/plain/did:plc:ld5rv76556ardshpk6par3na/bafkreihogkcxvoxh3adlgfolbb4mxkrjyciiwar25vxth4qwet2c5qjgk4)
![screenshot of text from nytimes.com: "Carrying credit card debt, a student loan and an auto loan can overwhelm borrowers, leading them to make only the minimum monthly payment. Most consumers don’t realize that the minimum payment on a credit card barely covers the interest rate charges, [redacted] said, which on average currently range from 21.16 percent to 22.73 percent. 'If you keep paying the minimum, the chances are you’re never going to pay that balance off,' he said."](https://cdn.bsky.app/img/feed_thumbnail/plain/did:plc:ld5rv76556ardshpk6par3na/bafkreicpjfpgrid7tdaueulfo6dejmfzmhcy2fw6io2yobnzzsjwz6z2py)
