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Erin Witte

@erinwitte.bsky.social
157 followers 129 following 88 posts

Mom, partner, dog mom. Likes consumers, hates injustice. Pronounced “witty.”

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Reposted by Erin Witte
American Economic Liberties Project @econliberties.bsky.social · 06/01/2026
NYC Mayor Zohran Mamdani's EO cracking down on subscription traps and junk fees is a massive win for New Yorkers. "With prices top of mind for so many, navigating the economy should not have to feel like a never-ending dance of evading scams and tricks." www.economicliberties.us/press-releas...
economicliberties.us
Economic Liberties Applauds Mamdani Administration for Cracking Down on Junk Fees and Subscription Traps in New York City - Economic Liberties Applauds Mamdani Administration for Cracking Down on Junk...
Following a new executive order signed today by New York City Mayor Zohran Mamdani, which cracks down on costly subscription traps and junk fees across the economy, the American Economic Liberties Pro...
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Reposted by Erin Witte
Robert Reich @rbreich.bsky.social · 29/12/2025
What I always hear: “We can’t afford to pay our workers more than $15 an hour.” What I never hear: “We can’t afford to pay our CEO millions of dollars a year.” Funny how that works.
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Erin Witte @erinwitte.bsky.social · 13/12/2025
The CFPB “settled” its case alleging that fintech lender MoneyLion violated the Military Lending Act by telling MoneyLion it can keep violating the Military Lending Act. I have thoughts ⤵️ indebt.substack.com/p/trumps-cfp...
indebt.substack.com
Trump’s CFPB Waves the White Flag on the Military Lending Act to Give MoneyLion a Sweetheart Deal. Why?
A guest post by Erin Witte of the Consumer Federation of America.
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Reposted by Erin Witte
American Economic Liberties Project @econliberties.bsky.social · 10/12/2025
In response to a petition from us and @consumerfed.bsky.social, the FTC is reopening the previously vacated Lina Khan-era Click to Cancel rule. This is a major step in ending subscription traps and saving consumers time and money.
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Reposted by Erin Witte
Consumer Federation of America @consumerfed.bsky.social · 09/12/2025
The report found that annual car #repossessions and loan default rates are at their highest since the years during and immediately after the #GreatRecession @erinwitte-cfa.bsky.social www.miamiherald.com/news/busines...
miamiherald.com
With surging auto debt and repos across US, car-dependent Miami feels the pain
Soaring car prices, predatory loans and stagnant wages are pushing Americans into record levels of auto debt.
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Erin Witte @erinwitte.bsky.social · 08/12/2025
Congress designed the FTC as an independent commission to resist political pressure. That’s not a bug—it’s a critical feature. SCOTUS must reject Trump’s illegal attempts to undo a century of law and protect the FTC. @consumerfed.bsky.social
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Erin Witte @erinwitte.bsky.social · 03/11/2025
Tell your state to end subscription traps (and check out our website!)
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Reposted by Erin Witte
More Perfect Union @moreperfectunion.bsky.social · 30/10/2025
An estimated 1.73 million vehicles were repossessed last year, the most since 2009.
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Consumer Federation of America @consumerfed.bsky.social · 21/10/2025
“It’s #customer disservice at this point,” said @erinwitte-cfa.bsky.social, director of consumer protection. For some #companies, bad service is by design. @marketplace.org
marketplace.org
Why does it feel like customer service is on the decline?
For some companies, bad service is by design.
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Reposted by Erin Witte
National Consumer Law Center @nclc4consumers.bsky.social · 16/10/2025
“The FCC is obligated by Congress & the American people, to reduce unwanted robocalls and telemarketing,” said Margot Saunders, senior attorney @nclc4consumers.bsky.social “This proposed rulemaking falls woefully short of that obligation." #EndRobocalls #ProtectConsumers www.nclc.org/fcc-proposal...
nclc.org
FCC Proposal Could Unleash Unstoppable Robocalls
Advocates urge Commission to rethink proposal to delete important protections for consumers and small business owners
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Reposted by Erin Witte
Consumers for Auto Reliability and Safety @autosafety4all.bsky.social · 07/10/2025
#California! Good news for car buyers. @governor.ca.gov just signed the Combating Auto Retail Scams Act, to make buying cars more affordable & less risky. Imagine having 3 days to return a used car for ANY reason, for a refund. Game changer! @consumerfed.bsky.social www.gov.ca.gov/2025/10/06/g...
gov.ca.gov
Governor Newsom signs new laws to help reduce costs for families | Governor of California
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Reposted by Erin Witte
Consumers for Auto Reliability and Safety @autosafety4all.bsky.social · 19/09/2025
TY @erinwitte-cfa.bsky.social @chuckbell.bsky.social @nationalconsumers.bsky.social @nclc4consumers.bsky.social @consumercal.bsky.social @consumerfed.bsky.social @weareunidosus.bsky.social @consumeradvocates.bsky.social for supporting passage of #SB766. @governor.ca.gov pls sign #SB766 into law
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Erin Witte @erinwitte.bsky.social · 11/09/2025
California is poised to save car buyers over $234 million and 8.5 million hours by making car dealers tell them the price up front. 🚗 KUDOS to @benallenca.bsky.social, @autosafety4all.bsky.social and @saalevine.bsky.social for getting this to @governor.ca.gov’s desk.
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Erin Witte @erinwitte.bsky.social · 10/09/2025
Buying a car should open doors for people, not send them into a debt spiral. Families are drowning in car debt, the FTC abandoned the CARS rule and the CFPB is pardoning predatory auto lenders. Check out our new report - Driven to Default. consumerfed.org/reports/driv...
consumerfed.org
Driven to Default: The Economy-Wide Risks of Rising Auto Loan Delinquencies · Consumer Federation of America
Auto finance is at a breaking point, as Americans owe over $1.66 trillion in auto debt. Delinquencies, defaults, and repossessions have shot up in recent years and look alarmingly similar to trends th...
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Reposted by Erin Witte
Consumer Federation of America @consumerfed.bsky.social · 29/08/2025
Auto related #CFPB complaints are at an all-time high. So why is the #Trump CFPB proposing to reduce the number of supervised #AutoLenders by 90% ? New blog by @erinwitte-cfa.bsky.social
consumerfed.org
Driving Oversight: Why the CFPB’s Supervision of Auto Finance Matters · Consumer Federation of America
Advance Notice of Proposed Rulemaking published by the CFPB on August 7 seeks to shrink the Bureau’s nonbank larger participant auto lending supervision jurisdiction to as few as five lenders. This co...
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Erin Witte @erinwitte.bsky.social · 27/08/2025
The first attempt by Vought’s CFPB to explain their decision to take $3 billion away from Americans and give it back to lawbreaking corporations is a pitiful one. Guess they are finally feeling the heat from the constant bad press. www.usnews.com/banking/arti...
usnews.com
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Erin Witte @erinwitte.bsky.social · 05/08/2025
And 14% said they are using buy-now-pay-later to pay for their groceries!
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Reposted by Erin Witte
Consumer Federation of America @consumerfed.bsky.social · 24/07/2025
A federal court has blocked the #FTC #ClicktoCancel rule. Consumer advocates like @erinwitte-cfa.bsky.social say the policy was meant to prevent manipulative #cancellation processes. Full Video Here: youtu.be/bKJ6GQi4RFg
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Reposted by Erin Witte
More Perfect Union @moreperfectunion.bsky.social · 23/07/2025
Top CEOs now make an average of 285x what workers make, according to a new report from the @aflcio.org. aflcio.org/paywatch
aflcio.org
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Consumer Federation of America @consumerfed.bsky.social · 10/07/2025
“The #ClicktoCancel Rule was a straightforward, common-sense approach that gave Americans the power to break up with their #subscriptions," said @erinwitte-cfa.bsky.social . The court's decision was "yet another handout to the #corporations. #FTC
usatoday.com
A court just canceled 'click to cancel.' How the ruling affects you.
A federal appeals court blocked a FTC rule that would have forced businesses to make it easier to cancel unwanted subscriptions and memberships.
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Reposted by Erin Witte
Groundwork Collaborative @groundwork.bsky.social · 09/07/2025
There's a reason why you feel frustrated by buying airline tickets. “The airline industry is really the pioneer of some of the most ruthless and deceptive pricing practices. It’s not surprising that people feel really powerless and frustrated when they’re purchasing airline tickets.”
usatoday.com
Round-trip vs one-way: Which airfare trick really saves you money? | Cruising Altitude
Airline pricing can be unpredictable, but here's what to know about one commonly-discussed "hack."
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Erin Witte @erinwitte.bsky.social · 09/07/2025
Apparently hearing from 16,000 actual people about their subscription traps was NOT sufficient, because the corporations who profit from subscription traps didn’t get enough chances to say how much they didn’t want to stop subscription trapping. Airtight American logic from the 8th Circuit.
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Reposted by Erin Witte
Lisa Rice @itslisarice.bsky.social · 02/07/2025
Folks, Navy Federal Credit Union will no longer have to refund $80M to servicemembers illegally charged overdraft fees after the Trump Admin dismissed a case brought by the CFPB, under the Biden Admin, to protect military members. apnews.com/article/navy...
apnews.com
Consumer Financial Protection Bureau dismisses $95M overdraft case vs. Navy Federal Credit Union
The Consumer Financial Protection Bureau, led by President Trump’s administration, has dropped a case against Navy Federal Credit Union.
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Reposted by Erin Witte
Consumer Federation of America @consumerfed.bsky.social · 20/06/2025
“These retreats are gifts to predatory lenders and would-be fraudsters,” said @erinwitte-cfa.bsky.social. “They are being told over and over that they can keep on doing what they are doing.” #CFPB @washingtonpost.com
washingtonpost.com
Government drops cases against ‘predatory’ financial firms
The Consumer Financial Protection Bureau has dropped 18 enforcement lawsuits against firms accused of abusive or deceptive tactics.
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Reposted by Erin Witte
David Dayen @ddayen.bsky.social · 20/06/2025
A number of provisions have been thrown out of the Big Beautiful Bill because of violations of the Byrd rule. This includes pretty much all the Banking Committee provisions, including the defunding of the Consumer Financial Protection Bureau and the Office of Financial Research. All these are gone:
Banking, Housing, and Urban Affairs

 

Funding Cap for the Consumer Financial Protection Bureau. This section cuts $6.4 billion by reducing the CFPB’s maximum funding to 0% of the Federal Reserve's operating expenses, eliminating the agency. (Sec. 30001)

 

Pay and Benefits of Employees of the Federal Reserve System. This section cuts $1.4 billion by reducing the pay of Federal Reserve staff. (Sec. 30002)

 

Financial Research Fund. This section cuts $293 million by reducing the Office of Financial Research funding. (Sec. 30004)

 

Transfer of Public Company Accounting Oversight Board. This section cuts $771 million to eliminate the PCAOB and transfers its authority to the Securities and Exchange Commission. (Sec. 30005)
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Reposted by Erin Witte
David Dayen @ddayen.bsky.social · 09/06/2025
The correct way to connect the authoritarian presence in LA and the Big Beautiful Bill is that the bill gives the government the resources to do this in dozens of cities at once. So if you don't like what's happening in LA, it's coming to your town if the bill passes.
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Reposted by Erin Witte
Revolving Door Project @revolvingdoordc.bsky.social · 01/06/2025
The DOGE-led attacks on the civil service have decimated FOIA offices, severely weakening a key tool that helps the public understand what the federal government is doing.
prospect.org
Public Records Wreckers
The consequences of gutting FOIA offices are both obvious and unknowable.
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Erin Witte @erinwitte.bsky.social · 14/05/2025
Most of the Walmart delivery drivers who had to jump through hoops just to get paid were moms with limited income. Maybe instead of a baby bonus, you could just sue the companies that are stealing wages from moms?
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Reposted by Erin Witte
Seth Frotman @srf1802.bsky.social · 28/04/2025
To fund tax cuts for billionaires they are slashing the funding for Wall Street cops to less than half it was when banks destroyed the global economy. Bookmark these roll call votes for when someone in your family gets ripped off. Or when the next financial crisis hits...
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Reposted by Erin Witte
David Dayen @ddayen.bsky.social · 18/04/2025
NEWS: There will be a hearing at 11:00 AM tomorrow on the mass firing at CFPB. CFPB leadership must present someone who knows why the reduction in force was undertaken, and internal documents must be filed, along with a list of everyone fired.
 MINUTE ORDER. In light of [105] plaintiffs' motion for an order to show cause as to why defendants have not violated the preliminary injunction in this case, the Court will conduct a hearing on Friday, April 18, 2025 at 11:00 AM in Courtroom 25A. It is ORDERED that defendants must have a person with personal knowledge of the scope of the Reduction in Force ("RIF") and the decision to implement it, such as the CFPB Chief Operating Officer or the Operations Manager or Chief of the Office of Human Capital, present at the hearing. It is FURTHER ORDERED that by 10:00 AM Friday, April 18, defendants must file with the Court: copies of any letters, memoranda, or emails sent to CFPB staff from Chief Legal Officer Mark Paoletta and/or Acting Director Russell Vought this week; representative samples of any RIF or layoff notices that have been issued or will be issued on April 18; and a list of all of the employees involved and their job titles. The list of employees must be filed under seal to avoid the publication of personal information with a redacted version filed on the public docket; an unredacted copy should be emailed to the Court's Deputy Clerk. SO ORDERED. Signed by Judge Amy Berman Jackson on 4/17/25. (DMK)
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Erin Witte @erinwitte.bsky.social · 18/04/2025
The mass firings at the #CFPB mean that the entire Office of Servicemember Affairs is now empty. Letting military families get targeted and ripped off by fraudsters is one hell of a legacy.
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Reposted by Erin Witte
David Dayen @ddayen.bsky.social · 18/04/2025
Real quick as I'm losing steam: dismantling CFPB puts consumers in a *worse* position than they were in 2008. The consumer protection laws were still being enforced by the Fed and other agencies, just not particularly well. Now the signal is they won't be enforced at all.
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Erin Witte @erinwitte.bsky.social · 17/04/2025
The sabotage of civil servants occurring at the #CFPB is proof positive that the administration is hellbent on violating the law and shirking their congressionally mandated duties. The layoffs (and the recent “memo”) are a blueprint for fraudsters about which laws to break.
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Erin Witte @erinwitte.bsky.social · 15/04/2025
Killing the #CFPB’s rules to rein in junk banking and credit card fees will cost families $15 BILLION per year. @consumerfed.bsky.social
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Erin Witte @erinwitte.bsky.social · 11/04/2025
For its twelfth corporate pardon, Trump’s #CFPB has absolved Comerica Bank for sabotaging its program to administer federal benefits payments to senior citizens, people with disabilities and unbanked people. What a disgrace.
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Erin Witte @erinwitte.bsky.social · 08/04/2025
Yesterday, the #CFPB emboldened notorious repeat offender MoneyGram by withdrawing from their enforcement action in New York. For over a decade, MoneyGram has had a rinse and repeat cycle of breaking the law, ignoring warnings and violating orders from the #CFPB, #FTC and #DOJ🧵
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Erin Witte @erinwitte.bsky.social · 02/04/2025
Yep. That Adobe, which is being sued by the FTC for its subscription traps and cancellation fees. Adobe compared its early termination fees to heroin because they brought in so much money. Zero people are surprised that Adobe wants to kill Click to Cancel. @saalevine.bsky.social
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Reposted by Erin Witte
Consumer Federation of America @consumerfed.bsky.social · 01/04/2025
Trump's administration is abandoning fraud victims. While scammers find more ways to steal 💵, Trump is firing fraud police at #CFPB & #FTC. He's on a rampage to undo safeguards and pardon corporate criminals for cheating Americans out of billions @erinwitte-cfa.bsky.social @savecfpb.bsky.social
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Erin Witte @erinwitte.bsky.social · 01/04/2025
🚨Last year, fraudsters stole over $390 million from Americans via digital payment apps. That is a 200% increase from just a few years ago. 📈 We need a #CFPB that can keep up with innovative scammers and rein in big tech app providers. VOTE NO on SJ Res 28. @erie.bsky.social @savecfpb.bsky.social
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The New Yorker @newyorker.com · 18/03/2025
The C.F.P.B has recovered more than $300 million in damages to military personnel and veterans. Now the Trump Administration is trying to shut it down. “The impact of shutting down the C.F.P.B. on our servicemembers—it’s huge,” a military spouse said.
newyorker.com
Killing the Military’s Consumer Watchdog
A unit inside the C.F.P.B. protects servicemembers and veterans from financial scams. The Trump Administration has tried to stop it.
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Erin Witte @erinwitte.bsky.social · 27/03/2025
To add to the dumpster fire: Rep. Laurel Lee and Senator Mike Lee are trying to keep Americans trapped in their subscriptions. People deserve CHOICES, not TRAPS. Even the Trump-led #FTC is defending Click to Cancel in court, and over 80% of voters support it! punchbowl.news/article/tech...
punchbowl.news
GOP effort looks to override FTC’s click-to-cancel rule
The letter includes a long list of trade groups that either support the CRA or oppose the rule, including groups representing e-commerce companies, gyms and advertisers.
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Erin Witte @erinwitte.bsky.social · 20/03/2025
Where is the kill switch for #DOGE? Millions of dollars of refunds owed to victims of this scammy car dealer are being withheld while Trump tries to kill the #CFPB and get Tesla commissions in the White House driveway. @moreperfectunion.bsky.social
youtu.be
A Car Dealer Shut Off Her Car While Driving. DOGE Will Let It Happen Again
YouTube video by More Perfect Union
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Erin Witte @erinwitte.bsky.social · 20/03/2025
This.
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Erin Witte @erinwitte.bsky.social · 19/03/2025
Yesterday, Trump tried to fire two of our nation's top fraud police: Federal Trade Commissioners Alvaro Bedoya and Rebecca Slaughter. These chronic efforts to dismantle agencies that give Americans and small businesses economic dignity and freedom are appalling.
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Erin Witte @erinwitte.bsky.social · 18/03/2025
Well. Four years of guidance for businesses about how to comply with #FTC law is now missing from the Federal Trade Commission’s website.
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Reposted by Erin Witte
National Consumer Law Center @nclc4consumers.bsky.social · 10/03/2025
We’re on Capitol Hill this week speaking to lawmakers about the importance of the #CFPB and its mission to #ProtectConsumers. Who can we count on to stand up and #DefendCFPB? #HandsOffCFPB #CAW2025
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Reposted by Erin Witte
Senator Bernie Sanders @sanders.senate.gov · 06/03/2025
The stakes are just too high.
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Erin Witte @erinwitte.bsky.social · 03/03/2025
Tomorrow, Senators are voting on whether to kill the CFPB’s rule regulating big tech’s foray into finances. Vote NO on SJ Res 28.
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Erin Witte @erinwitte.bsky.social · 03/03/2025
Trump’s #CFPB and Acting Director Vought are neglecting military and veteran families who have been scammed and cheated, even though Congress requires the CFPB to help them. This is a slap in the face for folks who put their lives on the line for our country. Absolutely disgraceful.
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Erin Witte @erinwitte.bsky.social · 01/03/2025
Another Trump-led corporate pardon today, this time for @TransUnion and its executive John Danaher for deciding to violate a 2017 CFPB Order after calculating that complying would hurt their revenue. 📸 2017 Order is on the left, 2022 complaint is on the right.
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