There is no way to explain this in a way normal people will understand but I'll try
Imagine punching yourself in the dick with the understanding that when the pain comes 2 years later you'll have already changed jobs
But every day you're feeling the pain of someone else's dick punches from 2023
Oooh, you should definitely tell people about the idea of "tech debt". It's one of the dumbest things ever and would blow the mind of the average person.