The Trump Administration is canceling $56 million of the $58 million Congress appropriated for housing counseling through a pocket rescission. This is the third time in the past two years that funding...

The system will analyze every check written by a grant recipient starting at the end of this month. Housing and tech experts worry about politicization and its impact on small awardees.

By requiring the Federal Home Loan Banks to contribute more to housing it could annually help fund the construction of an estimated 12,500 affordable rental units, provide down payment and closing cos...

Congresswoman Maxine Waters bill (H.R. 10325), would increase the Federal Home Loan Banks mandatory contribution to Affordable Housing Programs nation-wide. Passage of the bill would direct approximat...

Residents in predominantly Hispanic communities in Florida are paying on average $5,014 more annually for their policies, a new report says.

Bankrate watchdog report: Aggressive lenders push refinancing on older Americans, resulting in thousands of extra dollars in fees and interest.

New report finds on average, homeowners in Black communities pay 16% more for homeowners insurance, or approximately $500 more each year, than homeowners in white communities. Homeowners in Hispanic c...

Life insurers' borrowings from the Federal Home Loan banks has increased in recent years, raising concerns about opaque, private credit investments and how it intersects with the Federal Home Loan ban...

As homeownership costs like insurance and taxes jump, more owners have escrow account shortages, even as many struggle with the basic cost of living.

While Congress founded the FHLBanks in order to boost access to affordable liquidity in U.S. housing markets, the System has strayed from this public mission in recent decades. The majority of FHLBank...

A new report from the Consumer Federation of America (CFA), in collaboration with the National Urban League (NUL) examines the aftermath of the 2024 National Association of Realtors settlement. the re...

Cracks are showing in the world of private credit, as investors are anxious to withdraw their investments from private credit funds amid higher default rates and write downs. Once an esoteric part of ...

Discussions will include American and international insurance watchdogs

Director William J. Pulte was sworn in to lead the Federal Housing Finance Agency (FHFA) on March 14, 2025. CFA and other national organizations sent a letter to the US House Financial Services and Se...

A growing web of fractional-ownership startups say they offer cheaper paths to homeownership. But not everyone is buying into their promises.

In areas where fewer homes are bought using mortgages, getting on the property ladder is even more difficult.

The National Consumer Law Center (NCLC), on behalf of its low-income clients, supports the Senate’s 21st Century ROAD to Housing Act legislative package and encourages its swift passage. The Act inclu...

Ahead of the President’s State of the Union Address, it is essential to present the economic facts clearly and transparently. CFA’s State of the Economy examines the real financial conditions facing A...

Failed gentrification in Detroit and the human cost of urban redevelopment in 1920s London

The Federal Housing Administration’s (FHA) 203(k) renovation mortgage – a loan that allows homebuyers to buy fixer-upper properties – has fallen by 77 percent over the past decade. Drawing on2024 Home...

Sharon Cornelissen is the author of “The Last House on the Block: Black Homeowners, White Homesteaders, and Failed Gentrification in Detroit.”

After deadly disasters across the country, residents face rebuilding without insurance as FEMA funding and aid access remain uncertain.