iiinova — where your digital self keeps evolving

Reposted by Max Worth | Personal Finance

Barack Obama @barackobama.bsky.social · 19/06/2025

On Juneteenth, we celebrate freedom and recommit ourselves to the work that remains undone. We remember that even in the darkest hours, there is cause to hope for tomorrow’s light.

625379057392

Max Worth | Personal Finance @maxworthtips.bsky.social · 08/04/2025

Thats brilliant. I think in these times whatever you can save up and put in a HYSA is a smart move. I hope you have kept this amount in a HYSA?

110

Reposted by Max Worth | Personal Finance

Kurt S. Altrichter, CRPS® @kurtsaltrichter.bsky.social · 07/04/2025

How the S&P 500 circuit breakers work. Might be a good reference for tomorrow.

031

Reposted by Max Worth | Personal Finance

Jon Cooper @joncooper-us.bsky.social · 08/04/2025

751473495

Max Worth | Personal Finance @maxworthtips.bsky.social · 08/04/2025

59% of Americans can’t cover a $1,000 emergency—down from 44% last year. Most turn to credit cards or loans, a risky move in today’s high-rate economy. Inflation’s bite is real. Build that emergency fund before life hits. #EmergencySavings #Finsky #personalfinance

230

Max Worth | Personal Finance @maxworthtips.bsky.social · 08/04/2025

The day we start seeing money as not a tool to buy a lot of stuff (basics excluded) but a way t be truly free and independent (take a leave for a month, vacation for a week anywhere in the world). We will automatically make better financial decisions

000

Max Worth | Personal Finance @maxworthtips.bsky.social · 07/04/2025

Market swings got you dizzy? Remember, panic selling locks in losses. Stick to your long-term plan and keep investing in diversified, low-cost index funds. Patience pays! #InvestingWisely #StayTheCourse

010

Max Worth | Personal Finance @maxworthtips.bsky.social · 07/04/2025

Trade war headlines = 🔥 But you don’t need to play the chaos. Play the macro trend: 📈 Rising inflation 📉 Slower growth 🛡️ Safer sectors, smarter moves Tariffs are the storm. You’re the umbrella ☂️

010

Max Worth | Personal Finance @maxworthtips.bsky.social · 06/04/2025

Every time tariffs spike, a portfolio cries. But not yours— Because you: ✅ Rebalanced for inflation ✅ Cut risky overexposure ✅ Held through the noise Investing is 80% mindset, 20% moves. 🧘‍♂️📊

110

Max Worth | Personal Finance @maxworthtips.bsky.social · 06/04/2025

When tariffs go up, markets get jumpy. But instead of panic-selling, zoom out. 🧠 Think: 1. U.S.-centric ETFs 2. Dividend stocks 3. Inflation hedges

000

Max Worth | Personal Finance @maxworthtips.bsky.social · 06/04/2025

High tariffs = high prices High prices = high inflation High inflation = Fed says “LOL no rate cuts” 👀 Translation: stocks stay shaky ➡️ ETF and CHILL The real flex? Long-term conviction.

010

Max Worth | Personal Finance @maxworthtips.bsky.social · 04/04/2025

Man I really wish I had this level of fu*** to give about my job

030

Max Worth | Personal Finance @maxworthtips.bsky.social · 04/04/2025

America will learn a very expensive lesson: A country cannot be run like a business and definitely not by somone who filed for 7 bankruptcies. #powell #recession

030

Max Worth | Personal Finance @maxworthtips.bsky.social · 04/04/2025

Anyone here using lovable for building projects?

000

Max Worth | Personal Finance @maxworthtips.bsky.social · 04/04/2025

Biden achieved a soft landing. People forget that this was deemed almost impossible but Biden and Powell did it. I hate the fact that misinformation has taken over so much that we can’t see simple truths.

020

Max Worth | Personal Finance @maxworthtips.bsky.social · 03/04/2025

Well I’ll say it, today was a shit day for anyone who has any investments in the public markets. That’s 70% of America

000

Max Worth | Personal Finance @maxworthtips.bsky.social · 03/04/2025

Siri is possibly the worst virtual assistants out there. They got to partner up with open ai or something to improve whatever they are doing

030

Max Worth | Personal Finance @maxworthtips.bsky.social · 02/04/2025

I agree with you. But I fear, this maybe quite difficult. The bluesky wave came in after or around the elections. Unless Bluesky incentivizes (either via monetization or reach) its creators, fewer creators or big accounts will post on it or new accounts will not be motivated to make the jump

000

Max Worth | Personal Finance @maxworthtips.bsky.social · 01/04/2025

@mcuban.bsky.social thanks for sharing this. I literally just posted about this in this tax season.

040

Reposted by Max Worth | Personal Finance

Mark Cuban @mcuban.bsky.social · 01/04/2025

File your taxes using IRS Direct File, a free, secure, accurate and accessible product from the IRS. It is available in 25 states and allows you to import your tax information, like your W-2, directly from the IRS. Visit DirectFile.irs.gov to check eligibility and learn more.

directfile.irs.gov

736191154628

Max Worth | Personal Finance @maxworthtips.bsky.social · 01/04/2025

PSA: please do not join paid groups from fake gurus that tell you they’ll make you rich with fail stock tips. If it worked they wouldn’t be doing this, would they?

000

Max Worth | Personal Finance @maxworthtips.bsky.social · 30/03/2025

Absolutely. I also use libraries to work out of sometimes but it’s such a great tool that very little people take full advantage of

020

Max Worth | Personal Finance @maxworthtips.bsky.social · 30/03/2025

So, what are you waiting for? Get your free library card today and start exploring all the amazing resources available to you! Whether you're a resident or non-resident, it's worth checking out. #LibraryLove #SavingsTips

000

Max Worth | Personal Finance @maxworthtips.bsky.social · 30/03/2025

Need to learn something new? Your library card gives you access to free online courses and databases. From language learning to coding tutorials, there's something for everyone! #FreeLearning

100

Max Worth | Personal Finance @maxworthtips.bsky.social · 30/03/2025

Libraries often provide free museum and cultural attraction passes. Imagine visiting local museums or zoos without spending a dime! Check your library's website for available passes. #MuseumPerks

210

Max Worth | Personal Finance @maxworthtips.bsky.social · 30/03/2025

With a library card, you can enjoy free streaming services like Kanopy and Hoopla, which offer a wide range of films, TV shows, and documentaries. Plus, access to digital music and magazines! #StreamingSavings

100

Max Worth | Personal Finance @maxworthtips.bsky.social · 30/03/2025

❗ Savings Tip ❗ Did you know a library card can unlock a world of free resources? Most library cards are FREE for residents, offering access to books, audiobooks, eBooks, music, movies, and more! #LibraryCard #FreeResources #finsky #personalfinance

140

Max Worth | Personal Finance @maxworthtips.bsky.social · 30/03/2025

Need help with taxes but don't want to DIY? You can hire a professional for as low as $50! Don't stress about filing; let an expert handle it for you. Save time and ensure accuracy with affordable tax services #TaxHelp #AffordableTaxes

010

Reposted by Max Worth | Personal Finance

Peter Morley ♿️ @petermorley.bsky.social · 28/03/2025

🚨FOR YOUR SOCIAL SECURITY RECORDS, sign into your account & DOWNLOAD: 1) Your Statement 2) Your Benefit Verification Letter 3) Your Tax Form from SSA 4) Your Earnings Record. ALSO take a Snapshot of your Benefits & Payments which shows the DATE/AMOUNT of your NEXT PAYMENT (DO THIS PART 1x MONTH).🚨

56849461

Max Worth | Personal Finance @maxworthtips.bsky.social · 28/03/2025

"A car payment is just a fact of life." No, it’s a choice. Buying used, avoiding unnecessary upgrades, and paying in cash (if possible) can save thousands. Don’t get trapped in an endless cycle of car debt. 🚗💰

000

Max Worth | Personal Finance @maxworthtips.bsky.social · 28/03/2025

Credit cards are bad—cut them up!" No, misusing credit cards is bad. Used wisely, they build credit, offer rewards, and protect your purchases. The key? Pay in full, every time. 💳✅ #finsky #personalfinance

000

Reposted by Max Worth | Personal Finance

Louisa @louisathelast.bsky.social · 28/03/2025

Owning a house is great except for the part where you just keep pouring money into keeping it livable

2934313

Max Worth | Personal Finance @maxworthtips.bsky.social · 28/03/2025

That’s absolutely right. Rent is the maximum you’ll pay to live in a place and the mortgage is the minimum you’ll pay to live (plus the other expenses). With this economy people should consider renting vs buying very seriously

020

Max Worth | Personal Finance @maxworthtips.bsky.social · 28/03/2025

Renting is throwing money away." Nope. Renting = flexibility + no maintenance costs. Buying only makes sense if you stay long enough to offset closing costs & interest. Don’t rush into a mortgage because of bad advice. #finsky

020

Max Worth | Personal Finance @maxworthtips.bsky.social · 28/03/2025

"Always pay off your mortgage ASAP." Not always! If your mortgage rate is low, investing that extra cash could yield higher returns. Do the math before rushing to be mortgage-free. #finsky #personalfinance

020

Max Worth | Personal Finance @maxworthtips.bsky.social · 28/03/2025

Master the 'big 3' savings zones: Housing – Consider refinancing or negotiating rent. Transportation – Drive used, not new. Food – Meal plan, cook at home, limit takeout. Fix these, and your budget wins. #MoneyManagement #SavingMoney

000

Max Worth | Personal Finance @maxworthtips.bsky.social · 28/03/2025

Common investing mistake: Chasing 'hot' stocks. If you invested $1,000 in Zoom at its peak (Oct 2020), you’d have ~$250 today. Instead, stick to index funds (like VOO or VTI) for long-term, steady growth. 📊 #InvestSmart #StockMarket

010

Max Worth | Personal Finance @maxworthtips.bsky.social · 28/03/2025

"Invest only when you have a lot of money." Wrong! Time in the market beats timing the market. Even $50/month in an index fund compounds over time. Start small, and stay consistent. #finsky #personalfinance

120

Max Worth | Personal Finance @maxworthtips.bsky.social · 28/03/2025

Hey, Love this! This is the way to go. I often speak about forced savings - Pay yourself first

000

Max Worth | Personal Finance @maxworthtips.bsky.social · 27/03/2025

I have stopped investing in individual stocks and almost exclusively buy etfs but I strongly believe that buying a stock based on consumption trends around you is a good strategy- for example- if you are a Costco member and see the immense cult around it, the you should invest in it.

150

Max Worth | Personal Finance @maxworthtips.bsky.social · 27/03/2025

Hey Kayla, Nice to meet you. I am on the same mission. Good luck to you.

020

Max Worth | Personal Finance @maxworthtips.bsky.social · 27/03/2025

Working out of a really cool coffee shop today. $5.75 for coffee seems expensive but it’s a treat to myself as I work from home and don’t have much interaction if I don’t go out

000

Max Worth | Personal Finance @maxworthtips.bsky.social · 27/03/2025

I agree on the code editors. Cursor with Claude 3.7 is quite good

010

Max Worth | Personal Finance @maxworthtips.bsky.social · 27/03/2025

Do you think replit is better than lovable?

110