Repeat after me - what’s driving higher health insurance premiums? Health Care Spending.
Insurer profits are part of the total, but a small part - spending on hospitals, doctors, etc. are what drive premium increases. Great work by Zack Cooper & colleagues. hcal.beehiiv.com/p/why-insura...
hcal.beehiiv.com
Why insurance premiums keep rising — a new tool and new research
Health care spending explains ~91% of premium growth since 2011.