The home insurance system is fatally flawed. As climate disasters intensify, it's becoming dangerously clear this system cannot protect us. We need a new model entirely — one focused on safeguarding p...

June 15, 2025 This Thursday at 6 p.m. EST, I’ll be joined by one of the most respected voices in insurance law and consumer protection, Professor Jay Feinman, for what

The Homeowners Insurance Coverage Summary provides a template for a summary of key terms of homeowners insurance policies, in a form accessible to consumers. Homeowners need easily understandable info...

Going forward, I plan to focus this newsletter more tightly onto books I’m not hearing anyone else talk about, and so those are the books I’ve chosen to include here.

California's biggest insurance companies are using faulty algorithms and flawed processes to estimate rebuilding costs — leaving millions of homeowners unprotected from disaster.

California's biggest insurance companies are using faulty algorithms and flawed processes to estimate rebuilding costs — leaving millions of homeowners unprotected from disaster.

The National Association of Insurance Commissioners has outlined its 2025 federal legislative and regulatory priorities, including a push to eliminate the Federal Insurance Office.

In a world marked by uncertainty, New York's insurance industry remains a steadfast force for stability.

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Welcome to the Health Insurance Marketplace®. Official government website.

Insurance for disasters—floods, wildfires, windstorms, and more—is failing. As a result, the topic of insurance is once again top of mind as residents, first responders, and lawmakers assess billions ...

This week we’re tackling the complexities of the insurance system with Jay Feinman, author of Delay, Deny, Defend: Why Insurance Companies Don’t Pay Claims and What You Can Do About It. We dive into ...

Legal reasoning—“thinking like a lawyer”—is the fundamental skill taught and learned in law school, particularly in the first year of law school. For lawyers, l

What are the goals of the insurance? Who is being insured? And how are policyholders and their risks classified?

It’s time to move from rage to regulation, an insurance expert argues.

In dozens of cases ProPublica reviewed, judges found that some doctors working for these companies engaged in “selective readings” of medical evidence and “shut their eyes” to medical opinions opposin...

The Rutgers Center for Risk and Responsibility frequently addresses homeowners insurance in its research, conferences, and policy recommendations. Current homeowners insurance projects include: The Pr...

Abstract. Context: How do health coverage denials keep care out of reach for American patients by imposing unevenly distributed administrative burdens? This article argues that the process of appealin...

Delay Deny Defend: Why insurance companies don't pay claims and what you can do about it - Kindle edition by Feinman, Jay. Download it once and read it on your Kindle device, PC, phones or tablets. Use features like bookmarks, note taking and highlighting while reading Delay Deny Defend: Why insurance companies don't pay claims and what you can do about it.

<p></p> <p>Pharmaceutical antitrust enforcement in the Biden administration has pushed the boundaries. Previously focused on conduct such as “reverse payment” s

“Insurance Fraud Costs the U.S. $308.6 Billion Annually,” according to the Coalition Against Insurance Fraud. The Coalition, insurance industry sources, and the news media frequently cite the $308.6 b...