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Chi Chi Wu

@chichiwu.bsky.social
629 followers 330 following 346 posts

Consumer advocate skeeting about #finjustice, AAPI issues, Brookline & random stuff. Loud Asian Woman (so all posts my own) Reposts =/= endorsements

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Chi Chi Wu @chichiwu.bsky.social · 25/09/2026
"Gee, I'd love more spammy robocalls" said no one ever. If you're horrified by the thought of even more unwanted calls to your phone, tell the FCC!
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Nick Field @nickfield.bsky.social · 21/09/2026
The State AGs were on pace to kill the Paramount/Warner Bros by litigation and delay until Gavin Newsom stepped in and turned the tide. Now the Trump loyalist Ellisons will control CNN and HBO. Don't ever, ever forget that Newsom stabbed us in the back www.wsj.com/business/med...
wsj.com
Exclusive | Newsom Expresses Concerns About State Antitrust Suit Against Paramount
The California governor has told people involved in the suit that blocking the $81 billion deal could harm Hollywood jobs.
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David Roberts @volts.wtf · 14/09/2026
"when I listen to Democratic voters, they’re not asking for ideological recalibration or even policy specifics. ... Instead, the Democratic voters I’m listening to are almost universally asking a different question: Why aren’t you fighting harder?"
theatlantic.com
Voters Have a Message for Democrats
What I learned from 400 focus groups
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National Consumer Law Center @nclc4consumers.bsky.social · 08/09/2026
Advocates caution that allowing the use of VantageScore will not result in a great expansion of access to mortgages, because many of the consumers who lack a FICO score but can get a VantageScore will get scores under 620. 1/2 #ProtectConsumers www.reuters.com/business/us-...
reuters.com
US directs Fannie Mae, Freddie Mac to approve VantageScore for all lenders
U.S. Director of Federal Housing Bill Pulte said on Thursday he has directed Fannie Mae and Freddie Mac, ​created by the United States Congress to support the housing market, to ‌approve all lenders t...
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Chi Chi Wu @chichiwu.bsky.social · 08/09/2026
Bill Pulte at it again - making policy by X post. Despite the ALL CAPS, this is hardly earth-shattering and will NOT dramatically increase access to mortgage credit. Another one of my wonky credit scoring threads 1/6 subscriber.politicopro.com/article/2026...
subscriber.politicopro.com
POLITICO Pro: Pulte announces more moves to liberalize credit scoring
The new credit scoring models take into account additional data not previously considered.
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Chi Chi Wu @chichiwu.bsky.social · 23/08/2026
WTF, 🤬
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Brian Goldstone @brian-goldstone.bsky.social · 22/08/2026
This is where we are: a tech billionaire who, as an undergrad writing in the Stanford Review, "blasted a student movement to raise custodians' pay, warning it 'destroys incentive for them to improve themselves,'" is now a chief architect of a homelessness policy built around punishment and coercion.
nytimes.com
How the Billionaire Joe Lonsdale Shaped Trump’s Homelessness Policy (Gift Article)
As Republicans have embraced tough measures to clear the streets, no group has led the way more than the Cicero Institute, founded by the venture capitalist Joe Lonsdale.
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National Consumer Law Center @nclc4consumers.bsky.social · 16/07/2026
The credit bureaus wanted fewer complaints, and the Vought-led #CFPB delivered. But making it harder to complain about your mortgage or credit card doesn’t fix the problems—it just hides them from public view while 𝐩𝐞𝐨𝐩𝐥𝐞 𝐜𝐨𝐧𝐭𝐢𝐧𝐮𝐞 𝐭𝐨 𝐩𝐚𝐲 𝐭𝐡𝐞 𝐩𝐫𝐢𝐜𝐞. #ProtectConsumers @banking.senate.gov
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National Consumer Law Center @nclc4consumers.bsky.social · 16/07/2026
There’s absolutely nothing in the law that created the #CFPB that requires consumers to contact the credit bureaus before complaining. This requirement appears to be an effort by the Vought-led CFPB to stifle complaints. #ProtectConsumers
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Chi Chi Wu @chichiwu.bsky.social · 16/07/2026
If you paid a credit card late fee or bank overdraft fee, the Trump Administration's gutting of the CFPB has cost you real money and made your life that much less affordable
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Chi Chi Wu @chichiwu.bsky.social · 15/07/2026
Amazingly, there’s still some consumer protection going on federally??
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Elizabeth Warren @elizabeth-warren.bsky.social · 13/07/2026
Lorenzo Salgado Araujo was a father. A husband. A brother. For 35 years, he built a life here and raised three sons. On his way to work, ICE agents searching for someone else took his life. I'm holding his family in my heart—and demanding accountability from this rogue agency.
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National Consumer Law Center @nclc4consumers.bsky.social · 02/07/2026
"The Trump administration's CFPB, at the behest of the credit reporting companies, is deliberately creating barriers for people to report illegal and abusive actions by large financial companies," Diane Thompson at NCLC #ProtectConsumers #CFPB www.nerdwallet.com/finance/news...
nerdwallet.com
It Just Got Harder to Make a Financial Complaint (And Get Relief) - NerdWallet
The Consumer Financial Protection Bureau has created new hurdles for Americans filing financial complaints.
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Chi Chi Wu @chichiwu.bsky.social · 01/07/2026
Welp, Republicans on House Fin Services passed these anti-consumer bills that benefit credit bureaus and payday loan apps. They did so in the quiet week before July 4th, probably hoping no one notices. Well we noticed, we see they are doing the bidding of big corporations and predatory lenders!!🤬
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Chi Chi Wu @chichiwu.bsky.social · 29/06/2026
Instead of helping consumers and with affordability, Republicans of HFSC are pushing gimmies for credit bureaus and payday loan apps, making life harder for Americans
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National Consumer Law Center @nclc4consumers.bsky.social · 29/06/2026
“Incorrect information on a credit report, whether caused by errors or identity theft, can be devastating,” said @chichiwu.bsky.social. “Congress should be helping to address credit reporting problems, not caving to the industry’s wish list.” 2/3 www.nclc.org/congress-ign...
nclc.org
Congress Ignores Affordability Crisis With Legislation to Supercharge Predatory Lending and Boost Harmful Credit Reporting
WASHINGTON – During the House Financial Services Committee markup on Tuesday, members are expected to vote on at least four pieces of legislation that would harm families living paycheck to paycheck a...
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Dan Kennedy @dankennedy.net · 25/06/2026
The ICE agent who killed Renee Good is named Jonathan Ross, and he should be indicted. www.syracuse.com/news/2026/06...
syracuse.com
Federal agents track down Syracuse woman, demand she remove Instagram post about ICE
She believes the warning was related to a post about the ICE agent who shot Renee Good in Minneapolis.
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National Consumer Law Center @nclc4consumers.bsky.social · 25/06/2026
If the Federal Reserve approves Enova and OppFi’s acquisitions of Grasshopper Bank and BNC Bank, the lenders will be able to bypass state interest limits, offering APRs between 100% and 160% nationwide. #StopTheDebtTrap #RentaBank #ProtectConsumers @forbes.com www.forbes.com/advisor/pers...
forbes.com
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National Consumer Law Center @nclc4consumers.bsky.social · 25/06/2026
“The CFPB should be doing its job to make it easier for people to get help, not throwing new obstacles in their path,” said @chichiwu.bsky.social. “It should be focusing on the abuses of the credit reporting oligopoly, not acting in cahoots with it.” #ProtectConsumers www.nclc.org/cfpb-takes-f...
nclc.org
CFPB Takes Further Steps to Suppress Consumer Complaints
New Actions Targeted at Discouraging People from Challenging the Big Three Credit Reporting Companies
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Chi Chi Wu @chichiwu.bsky.social · 24/06/2026
Pinch me. Something good passed out of Congress on housing!
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Drop Site @dropsitenews.com · 23/06/2026
💢🇺🇳NEW: A UN Commission of Inquiry has concluded that “Israel continues to commit genocide and other atrocity crimes by deliberately targeting Palestinian children,” finding Israeli authorities & security forces have committed genocide, crimes against humanity, & war crimes in Gaza, as well as war...


💢🇺🇳 NEW: A UN Commission of Inquiry has concluded that “Israel continues to commit genocide and other atrocity crimes by deliberately targeting Palestinian children,” finding Israeli authorities and security forces have committed genocide, crimes against humanity, and war crimes in Gaza, as well as war crimes in the occupied West Bank.

➡️ The commission found the deliberate targeting of children is “one of the key elements establishing genocidal intent” and said Israel is pursuing “a deliberate strategy to destroy the future of the Palestinians in Gaza by targeting their children.”

➡️Among its findings, the commission said Israel has:
🔹 “Deliberately shot children in vital organs using precision weapons”
🔹 Attacked homes, schools, displacement camps, and neonatal and maternity care centers, harming newborn survival and Palestinians’ reproductive future
🔹 Used starvation through blockade and siege, causing child deaths and severe malnutrition
🔹 Arrested, tortured, and subjected Palestinian children to sexual violence in detention
🔹 Destroyed healthcare, orphanages, and education, obstructing children’s cognitive, social, and emotional development and undermining the foundations of Palestinian society
UN Human Rights Council Investigative Bodies
@uninvhrc
#Israeli authorities & security forces have deliberately targeted #Palestinian children resulting in #genocide, crimes against humanity & war crimes, the 
@UN
 Commission of Inquiry on the Occupied Palestinian Territory & Israel says in new report. #HRC62
➡️ https://bit.ly/4w0AxbY
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Leah Litman @leahlitman.bsky.social · 23/06/2026
Today was an absolute blood bath at SCOTUS for the less powerful to enforce civil rights in the federal courts. TL;dr - SCOTUS rules 6-3 that only corporations have rights that are enforceable in federal court??
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National Consumer Law Center @nclc4consumers.bsky.social · 22/06/2026
“Before the Board considers these unprecedented applications and makes a decision that could devastate consumers nationwide, it is incumbent on the Board to hear from the communities that will be impacted.” #RentABank #StopTheDebtTrap #ProtectConsumers www.nclc.org/before-appro...
nclc.org
Before Approving 100% APR Banks, Fed Must Hold Public Hearings
Unprecedented Bids Could Create the First National Banks Dedicated to Predatory Lending
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Katelyn Burns @katelynburns.com · 22/06/2026
For my newsletter I wrote about how Kier Starmer should serve as a warning for centrist Democrats in the US. It's a real crystal ball moment. www.burnsnotice.com/its-the-cent...
burnsnotice.com
It's The Centrism, Stupid
Centrist American political commentators are mystified that Kier Starmer's time as UK Prime Minister has crashed and burned. He did everything they wanted and everyone hated him anyway.
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Chi Chi Wu @chichiwu.bsky.social · 20/06/2026
🙄
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National Consumer Law Center @nclc4consumers.bsky.social · 17/06/2026
Registration is open for the 𝟐𝟎𝟐𝟔 𝐂𝐨𝐧𝐬𝐮𝐦𝐞𝐫 𝐑𝐢𝐠𝐡𝐭𝐬 𝐋𝐢𝐭𝐢𝐠𝐚𝐭𝐢𝐨𝐧 𝐂𝐨𝐧𝐟𝐞𝐫𝐞𝐧𝐜𝐞 - the largest and most comprehensive gathering of consumer attorneys and advocates. Learn more and register today! #ConsumerLaw #ProtectConsumers www.nclc.org/event/2026-c...
nclc.org
2026 Consumer Rights Litigation Conference & Class Action Symposium
The Consumer Rights Litigation Conference is a comprehensive convening of the consumer law community with 60+ courses covering every major area of consumer law.
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National Consumer Law Center @nclc4consumers.bsky.social · 11/06/2026
Renters pay hundreds of millions of dollars per year in #JunkFees, according to a 2025 NCLC report. “Junk fees are fees not for landlords’ actual costs. They are fees for the sole purpose of making the tenant pay more money for nothing." @chicagotribune.com www.chicagotribune.com/2026/06/11/i...
chicagotribune.com
Illinois is one step closer to banning ‘junk fees’ and hidden charges on renters
As costs to rent apartments continue to climb, especially in Chicago, Illinois lawmakers passed legislation banning many hidden charges, such as move-in fees, from leases.
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National Consumer Law Center @nclc4consumers.bsky.social · 10/06/2026
“The Trump Administration is trying to use the banking system to throttle employment opportunities for immigrant workers and curtail wealth building for people of all different immigration statuses,” said Carla Sanchez-Adams at NCLC. #ProtectConsumers www.nclc.org/trump-admini...
nclc.org
Trump Administration Ramps Up Efforts to Debank Immigrants
New CFPB Advisory Telling Banks To Consider Immigration Status Does Not Create a New Legal Requirement
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National Consumer Law Center @nclc4consumers.bsky.social · 05/06/2026
Security deposit alternatives may offer fewer tenant protections and cost renters more. “Essentially, they are designed to provide landlords the benefits of the security deposit” while avoiding the costs of complying with tenant protection laws. @nytimes.com www.nytimes.com/2026/06/05/y...
nytimes.com
More Renters Are Using Tools to Skip Security Deposits, but There’s a Catch
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National Consumer Law Center @nclc4consumers.bsky.social · 04/06/2026
“Limited-proficiency English speakers do get exploited & sometimes they do get exploited based on their limited English ability,” said @chichiwu.bsky.social. This comes as the volume of consumer complaints has reached the highest levels in history. 2/2 www.theguardian.com/us-news/ng-i...
theguardian.com
Consumer protection agency deletes thousands of pages as Trump administration seeks to dismantle it
Deletion of the bureau’s website content is just the most recent part of a larger plan to ‘undermine an agency that’s helped people’
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Sherrilyn Ifill @sifill.bsky.social · 25/05/2026
Again, please share. In every aspect of American history you will run smack dab into the critical contributions of Black people. It’s not Black history. It’s American history. Trying to erase it is a fool’s errand. We live it every day. time.com/5836444/blac...
time.com
The Forgotten Black History of How Memorial Day Started
Historians like the Pulitzer Prize winner David Blight have tried to raise awareness of freed slaves who decorated soldiers' graves in 1865
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Chi Chi Wu @chichiwu.bsky.social · 18/05/2026
One of the CFPB's achievements was getting the credit bureaus -- who have treated consumers with errors on their reports terribly for decades - to do somewhat better. Another awful consequence of Russell Vought's sidelining of the CFPB has been the reversal of this progress
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Chi Chi Wu @chichiwu.bsky.social · 05/05/2026
So thrilled for Brian Goldstone and this book. I hope it brings millions of new readers to it, especially policymakers. If you haven't yet, please read it
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Jonathan Cohn @jonathancohn.bsky.social · 30/04/2026
What's the difference between the Republican Party and the Klan? Not actually joke. It's just a question. I don't see any. www.washingtonpost.com/politics/202...
washingtonpost.com
Louisiana governor prepares to suspend House primaries after court ruling
Gov. Jeff Landry (R) told Republican House candidates he plans to suspend the May 16 primary elections so lawmakers can redraw the congressional map.
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Chi Chi Wu @chichiwu.bsky.social · 22/04/2026
I aspire to this energy, all the time
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Chi Chi Wu @chichiwu.bsky.social · 16/04/2026
Giving Congress (well, a Subcommittee of a Committee at least) a piece of my mind
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Natalia Cecire @ncecire.bsky.social · 13/04/2026
One of the items in the Ruth Asawa show at MoMA was Buckminster Fuller's patronizing, Orientalist reference for Asawa's Guggenheim application
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Chi Chi Wu @chichiwu.bsky.social · 13/04/2026
Adding to the reposts saying “not The Onion”
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Puff the Magic Hater @mskellymhayes.bsky.social · 07/04/2026
You have more in common with the people of Iran than you do with anyone in this administration, any member of the technocracy, anyone who is profiting from this war, or any billionaire. When you see Iranians forming human chains outside key infrastructure sites, you should feel a sense of kinship.
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Chi Chi Wu @chichiwu.bsky.social · 03/04/2026
What a racist sexist doofus
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NBC News @nbcnews.com · 03/04/2026
NEW: Defense Secretary Pete Hegseth has taken steps to block or delay promotions for more than a dozen Black and female senior officers across all four branches of the military, according to nine U.S. officials familiar with the process.
nbcnews.com
Hegseth has intervened in military promotions for more than a dozen senior officers
The defense secretary’s efforts to block or delay promotions to general or admiral for some officers has raised concerns that he may be targeting them because of race, gender or affiliation with the B...
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National Consumer Law Center @nclc4consumers.bsky.social · 03/04/2026
"This latest attempt to eliminate essential staff at the CFPB would reduce the bureau to an empty shell, unable to fulfill the functions the CFPB is statutorily required to engage in." @chichiwu.bsky.social via @law360.bsky.social #ProtectConsumers www.law360.com/articles/246...
law360.com
CFPB Seeks Green Light To Shed Half Of Staff In New Plan - Law360
The Consumer Financial Protection Bureau has asked the D.C. Circuit to let it proceed with a new plan to lay off roughly half of its remaining staff, arguing this latest downsizing proposal moots conc...
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404 Media @404media.co · 31/03/2026
NEW: Thomson Reuters, the media company which is also a data broker, has long provided personal data for ICE tools, according to documents obtained by 404 Media and sources. There are also indications its data is now part of the Palantir system ICE uses to find which neighborhoods to target.
404media.co
How Thomson Reuters Powers ICE and Palantir
Thomson Reuters’ data, which can include peoples’ addresses and details on their ethnicity, is linked to tools used ICE.
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Chi Chi Wu @chichiwu.bsky.social · 26/03/2026
Will they still not care when they can't afford all their bills? That just might be the question that will determine whether the American experiment survives or not
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Chi Chi Wu @chichiwu.bsky.social · 26/03/2026
TFW when your favorite restaurant/thrift shop/coffee place is featured by a social media influencer 🫠
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Kevin M. Kruse @kevinmkruse.bsky.social · 22/03/2026
Looking forward to ICE ending these long lines at TSA checkpoints the only way they know how -- dispersing tear gas and savagely assaulting anyone who's left
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National Consumer Law Center @nclc4consumers.bsky.social · 19/03/2026
“The market the President’s order would return us to is one of rampant discrimination, high and anti-competitive rates, and frequent calamitous market failures,” said Diane Thompson @nclc4consumers.bsky.social. “We must reject this dangerous rollback.” www.housingwire.com/articles/tru...
housingwire.com
Trump mortgage credit order draws praise from lenders
Trump’s order seeks to expand mortgage credit via rule changes for smaller banks, but many provisions need Congress and years of rulemaking.
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Chi Chi Wu @chichiwu.bsky.social · 16/03/2026
Oh great, Trump wants to roll back the safeguards instituted to prevent another mortgage meltdown. Yup, that’ll help affordability 🙄
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Jeff Yang @originalsp.in · 10/03/2026
When Republicans say the US is a “Christian country” and specifically call out Muslims as not belonging, they’re also silently saying that Jews, Buddhists, and every other faith are not welcome in their world (nor are atheists) They just think they can get away with saying the Muslim part out loud
New York Young Republican... •
@NYYRC
Follow
...
The United States of America was created by the Founding Fathers, who were Christian, "for ourselves and our posterity."
Where do Muslims fit into America? We'll save you the search - they don't.
Rep. Andy Ogles
E @RepOgles • Mar 9
Muslims don't belong in American society.
Pluralism is a lie.
4:52 PM • Mar 9, 2026 • Twitter for iPhone
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National Consumer Law Center @nclc4consumers.bsky.social · 10/03/2026
TransUnion and Experian, have sharply reduced the share of consumer complaints they resolved in customers’ favor, according to a @propublica.org analysis. The credit bureaus “want to do as little as possible,” said @chichiwu.bsky.social. #ProtectConsumers www.propublica.org/article/cred...
propublica.org
Credit Bureaus Are Leaving More Mistakes on Frustrated Consumers’ Reports Under Trump’s CFPB
The credit bureaus have started dismissing a larger share of consumer complaints without help since the Trump administration began dismantling the CFPB.
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