Chi Chi Wu @chichiwu.bsky.social · 25/09/2026"Gee, I'd love more spammy robocalls" said no one ever. If you're horrified by the thought of even more unwanted calls to your phone, tell the FCC! 010
Reposted by Chi Chi WuNick Field @nickfield.bsky.social · 21/09/2026The State AGs were on pace to kill the Paramount/Warner Bros by litigation and delay until Gavin Newsom stepped in and turned the tide. Now the Trump loyalist Ellisons will control CNN and HBO. Don't ever, ever forget that Newsom stabbed us in the back www.wsj.com/business/med...wsj.comExclusive | Newsom Expresses Concerns About State Antitrust Suit Against ParamountThe California governor has told people involved in the suit that blocking the $81 billion deal could harm Hollywood jobs. 24841371670
Reposted by Chi Chi WuDavid Roberts @volts.wtf · 14/09/2026"when I listen to Democratic voters, they’re not asking for ideological recalibration or even policy specifics. ... Instead, the Democratic voters I’m listening to are almost universally asking a different question: Why aren’t you fighting harder?"theatlantic.comVoters Have a Message for DemocratsWhat I learned from 400 focus groups 22847182
Reposted by Chi Chi WuNational Consumer Law Center @nclc4consumers.bsky.social · 08/09/2026Advocates caution that allowing the use of VantageScore will not result in a great expansion of access to mortgages, because many of the consumers who lack a FICO score but can get a VantageScore will get scores under 620. 1/2 #ProtectConsumers www.reuters.com/business/us-...reuters.comUS directs Fannie Mae, Freddie Mac to approve VantageScore for all lendersU.S. Director of Federal Housing Bill Pulte said on Thursday he has directed Fannie Mae and Freddie Mac, created by the United States Congress to support the housing market, to approve all lenders t... 144
Chi Chi Wu @chichiwu.bsky.social · 08/09/2026Bill Pulte at it again - making policy by X post. Despite the ALL CAPS, this is hardly earth-shattering and will NOT dramatically increase access to mortgage credit. Another one of my wonky credit scoring threads 1/6 subscriber.politicopro.com/article/2026...subscriber.politicopro.comPOLITICO Pro: Pulte announces more moves to liberalize credit scoringThe new credit scoring models take into account additional data not previously considered. 100
Reposted by Chi Chi WuBrian Goldstone @brian-goldstone.bsky.social · 22/08/2026This is where we are: a tech billionaire who, as an undergrad writing in the Stanford Review, "blasted a student movement to raise custodians' pay, warning it 'destroys incentive for them to improve themselves,'" is now a chief architect of a homelessness policy built around punishment and coercion.nytimes.comHow the Billionaire Joe Lonsdale Shaped Trump’s Homelessness Policy (Gift Article)As Republicans have embraced tough measures to clear the streets, no group has led the way more than the Cicero Institute, founded by the venture capitalist Joe Lonsdale. 841519672
Reposted by Chi Chi WuNational Consumer Law Center @nclc4consumers.bsky.social · 16/07/2026The credit bureaus wanted fewer complaints, and the Vought-led #CFPB delivered. But making it harder to complain about your mortgage or credit card doesn’t fix the problems—it just hides them from public view while 𝐩𝐞𝐨𝐩𝐥𝐞 𝐜𝐨𝐧𝐭𝐢𝐧𝐮𝐞 𝐭𝐨 𝐩𝐚𝐲 𝐭𝐡𝐞 𝐩𝐫𝐢𝐜𝐞. #ProtectConsumers @banking.senate.gov 112
Reposted by Chi Chi WuNational Consumer Law Center @nclc4consumers.bsky.social · 16/07/2026There’s absolutely nothing in the law that created the #CFPB that requires consumers to contact the credit bureaus before complaining. This requirement appears to be an effort by the Vought-led CFPB to stifle complaints. #ProtectConsumers 022
Chi Chi Wu @chichiwu.bsky.social · 16/07/2026If you paid a credit card late fee or bank overdraft fee, the Trump Administration's gutting of the CFPB has cost you real money and made your life that much less affordable 021
Chi Chi Wu @chichiwu.bsky.social · 15/07/2026Amazingly, there’s still some consumer protection going on federally?? 000
Reposted by Chi Chi WuElizabeth Warren @elizabeth-warren.bsky.social · 13/07/2026Lorenzo Salgado Araujo was a father. A husband. A brother. For 35 years, he built a life here and raised three sons. On his way to work, ICE agents searching for someone else took his life. I'm holding his family in my heart—and demanding accountability from this rogue agency. 1736074
Reposted by Chi Chi WuNational Consumer Law Center @nclc4consumers.bsky.social · 02/07/2026"The Trump administration's CFPB, at the behest of the credit reporting companies, is deliberately creating barriers for people to report illegal and abusive actions by large financial companies," Diane Thompson at NCLC #ProtectConsumers #CFPB www.nerdwallet.com/finance/news...nerdwallet.comIt Just Got Harder to Make a Financial Complaint (And Get Relief) - NerdWalletThe Consumer Financial Protection Bureau has created new hurdles for Americans filing financial complaints. 011
Chi Chi Wu @chichiwu.bsky.social · 01/07/2026Welp, Republicans on House Fin Services passed these anti-consumer bills that benefit credit bureaus and payday loan apps. They did so in the quiet week before July 4th, probably hoping no one notices. Well we noticed, we see they are doing the bidding of big corporations and predatory lenders!!🤬 000
Chi Chi Wu @chichiwu.bsky.social · 29/06/2026Instead of helping consumers and with affordability, Republicans of HFSC are pushing gimmies for credit bureaus and payday loan apps, making life harder for Americans 021
Reposted by Chi Chi WuNational Consumer Law Center @nclc4consumers.bsky.social · 29/06/2026“Incorrect information on a credit report, whether caused by errors or identity theft, can be devastating,” said @chichiwu.bsky.social. “Congress should be helping to address credit reporting problems, not caving to the industry’s wish list.” 2/3 www.nclc.org/congress-ign...nclc.orgCongress Ignores Affordability Crisis With Legislation to Supercharge Predatory Lending and Boost Harmful Credit ReportingWASHINGTON – During the House Financial Services Committee markup on Tuesday, members are expected to vote on at least four pieces of legislation that would harm families living paycheck to paycheck a... 111
Reposted by Chi Chi WuDan Kennedy @dankennedy.net · 25/06/2026The ICE agent who killed Renee Good is named Jonathan Ross, and he should be indicted. www.syracuse.com/news/2026/06...syracuse.comFederal agents track down Syracuse woman, demand she remove Instagram post about ICEShe believes the warning was related to a post about the ICE agent who shot Renee Good in Minneapolis. 8531051390
Reposted by Chi Chi WuNational Consumer Law Center @nclc4consumers.bsky.social · 25/06/2026If the Federal Reserve approves Enova and OppFi’s acquisitions of Grasshopper Bank and BNC Bank, the lenders will be able to bypass state interest limits, offering APRs between 100% and 160% nationwide. #StopTheDebtTrap #RentaBank #ProtectConsumers @forbes.com www.forbes.com/advisor/pers...forbes.com 022
Reposted by Chi Chi WuNational Consumer Law Center @nclc4consumers.bsky.social · 25/06/2026“The CFPB should be doing its job to make it easier for people to get help, not throwing new obstacles in their path,” said @chichiwu.bsky.social. “It should be focusing on the abuses of the credit reporting oligopoly, not acting in cahoots with it.” #ProtectConsumers www.nclc.org/cfpb-takes-f...nclc.orgCFPB Takes Further Steps to Suppress Consumer ComplaintsNew Actions Targeted at Discouraging People from Challenging the Big Three Credit Reporting Companies 073
Chi Chi Wu @chichiwu.bsky.social · 24/06/2026Pinch me. Something good passed out of Congress on housing! 110
Reposted by Chi Chi WuDrop Site @dropsitenews.com · 23/06/2026💢🇺🇳NEW: A UN Commission of Inquiry has concluded that “Israel continues to commit genocide and other atrocity crimes by deliberately targeting Palestinian children,” finding Israeli authorities & security forces have committed genocide, crimes against humanity, & war crimes in Gaza, as well as war... 14226
Reposted by Chi Chi WuLeah Litman @leahlitman.bsky.social · 23/06/2026Today was an absolute blood bath at SCOTUS for the less powerful to enforce civil rights in the federal courts. TL;dr - SCOTUS rules 6-3 that only corporations have rights that are enforceable in federal court?? 742113935
Reposted by Chi Chi WuNational Consumer Law Center @nclc4consumers.bsky.social · 22/06/2026“Before the Board considers these unprecedented applications and makes a decision that could devastate consumers nationwide, it is incumbent on the Board to hear from the communities that will be impacted.” #RentABank #StopTheDebtTrap #ProtectConsumers www.nclc.org/before-appro...nclc.orgBefore Approving 100% APR Banks, Fed Must Hold Public HearingsUnprecedented Bids Could Create the First National Banks Dedicated to Predatory Lending 013
Reposted by Chi Chi WuKatelyn Burns @katelynburns.com · 22/06/2026For my newsletter I wrote about how Kier Starmer should serve as a warning for centrist Democrats in the US. It's a real crystal ball moment. www.burnsnotice.com/its-the-cent...burnsnotice.comIt's The Centrism, StupidCentrist American political commentators are mystified that Kier Starmer's time as UK Prime Minister has crashed and burned. He did everything they wanted and everyone hated him anyway. 15780254
Reposted by Chi Chi WuNational Consumer Law Center @nclc4consumers.bsky.social · 17/06/2026Registration is open for the 𝟐𝟎𝟐𝟔 𝐂𝐨𝐧𝐬𝐮𝐦𝐞𝐫 𝐑𝐢𝐠𝐡𝐭𝐬 𝐋𝐢𝐭𝐢𝐠𝐚𝐭𝐢𝐨𝐧 𝐂𝐨𝐧𝐟𝐞𝐫𝐞𝐧𝐜𝐞 - the largest and most comprehensive gathering of consumer attorneys and advocates. Learn more and register today! #ConsumerLaw #ProtectConsumers www.nclc.org/event/2026-c...nclc.org2026 Consumer Rights Litigation Conference & Class Action SymposiumThe Consumer Rights Litigation Conference is a comprehensive convening of the consumer law community with 60+ courses covering every major area of consumer law. 031
Reposted by Chi Chi WuNational Consumer Law Center @nclc4consumers.bsky.social · 11/06/2026Renters pay hundreds of millions of dollars per year in #JunkFees, according to a 2025 NCLC report. “Junk fees are fees not for landlords’ actual costs. They are fees for the sole purpose of making the tenant pay more money for nothing." @chicagotribune.com www.chicagotribune.com/2026/06/11/i...chicagotribune.comIllinois is one step closer to banning ‘junk fees’ and hidden charges on rentersAs costs to rent apartments continue to climb, especially in Chicago, Illinois lawmakers passed legislation banning many hidden charges, such as move-in fees, from leases. 062
Reposted by Chi Chi WuNational Consumer Law Center @nclc4consumers.bsky.social · 10/06/2026“The Trump Administration is trying to use the banking system to throttle employment opportunities for immigrant workers and curtail wealth building for people of all different immigration statuses,” said Carla Sanchez-Adams at NCLC. #ProtectConsumers www.nclc.org/trump-admini...nclc.orgTrump Administration Ramps Up Efforts to Debank ImmigrantsNew CFPB Advisory Telling Banks To Consider Immigration Status Does Not Create a New Legal Requirement 011
Reposted by Chi Chi WuNational Consumer Law Center @nclc4consumers.bsky.social · 05/06/2026Security deposit alternatives may offer fewer tenant protections and cost renters more. “Essentially, they are designed to provide landlords the benefits of the security deposit” while avoiding the costs of complying with tenant protection laws. @nytimes.com www.nytimes.com/2026/06/05/y...nytimes.comMore Renters Are Using Tools to Skip Security Deposits, but There’s a Catch 011
Reposted by Chi Chi WuNational Consumer Law Center @nclc4consumers.bsky.social · 04/06/2026“Limited-proficiency English speakers do get exploited & sometimes they do get exploited based on their limited English ability,” said @chichiwu.bsky.social. This comes as the volume of consumer complaints has reached the highest levels in history. 2/2 www.theguardian.com/us-news/ng-i...theguardian.comConsumer protection agency deletes thousands of pages as Trump administration seeks to dismantle itDeletion of the bureau’s website content is just the most recent part of a larger plan to ‘undermine an agency that’s helped people’ 011
Reposted by Chi Chi WuSherrilyn Ifill @sifill.bsky.social · 25/05/2026Again, please share. In every aspect of American history you will run smack dab into the critical contributions of Black people. It’s not Black history. It’s American history. Trying to erase it is a fool’s errand. We live it every day. time.com/5836444/blac...time.comThe Forgotten Black History of How Memorial Day StartedHistorians like the Pulitzer Prize winner David Blight have tried to raise awareness of freed slaves who decorated soldiers' graves in 1865 184126945869
Chi Chi Wu @chichiwu.bsky.social · 18/05/2026One of the CFPB's achievements was getting the credit bureaus -- who have treated consumers with errors on their reports terribly for decades - to do somewhat better. Another awful consequence of Russell Vought's sidelining of the CFPB has been the reversal of this progress 031
Chi Chi Wu @chichiwu.bsky.social · 05/05/2026So thrilled for Brian Goldstone and this book. I hope it brings millions of new readers to it, especially policymakers. If you haven't yet, please read it 093
Reposted by Chi Chi WuJonathan Cohn @jonathancohn.bsky.social · 30/04/2026What's the difference between the Republican Party and the Klan? Not actually joke. It's just a question. I don't see any. www.washingtonpost.com/politics/202...washingtonpost.comLouisiana governor prepares to suspend House primaries after court rulingGov. Jeff Landry (R) told Republican House candidates he plans to suspend the May 16 primary elections so lawmakers can redraw the congressional map. 810829
Chi Chi Wu @chichiwu.bsky.social · 16/04/2026Giving Congress (well, a Subcommittee of a Committee at least) a piece of my mind 041
Reposted by Chi Chi WuNatalia Cecire @ncecire.bsky.social · 13/04/2026One of the items in the Ruth Asawa show at MoMA was Buckminster Fuller's patronizing, Orientalist reference for Asawa's Guggenheim application 2328
Reposted by Chi Chi WuPuff the Magic Hater @mskellymhayes.bsky.social · 07/04/2026You have more in common with the people of Iran than you do with anyone in this administration, any member of the technocracy, anyone who is profiting from this war, or any billionaire. When you see Iranians forming human chains outside key infrastructure sites, you should feel a sense of kinship. 56149625270
Reposted by Chi Chi WuNBC News @nbcnews.com · 03/04/2026NEW: Defense Secretary Pete Hegseth has taken steps to block or delay promotions for more than a dozen Black and female senior officers across all four branches of the military, according to nine U.S. officials familiar with the process.nbcnews.comHegseth has intervened in military promotions for more than a dozen senior officersThe defense secretary’s efforts to block or delay promotions to general or admiral for some officers has raised concerns that he may be targeting them because of race, gender or affiliation with the B... 70061313206
Reposted by Chi Chi WuNational Consumer Law Center @nclc4consumers.bsky.social · 03/04/2026"This latest attempt to eliminate essential staff at the CFPB would reduce the bureau to an empty shell, unable to fulfill the functions the CFPB is statutorily required to engage in." @chichiwu.bsky.social via @law360.bsky.social #ProtectConsumers www.law360.com/articles/246...law360.comCFPB Seeks Green Light To Shed Half Of Staff In New Plan - Law360The Consumer Financial Protection Bureau has asked the D.C. Circuit to let it proceed with a new plan to lay off roughly half of its remaining staff, arguing this latest downsizing proposal moots conc... 011
Reposted by Chi Chi Wu404 Media @404media.co · 31/03/2026NEW: Thomson Reuters, the media company which is also a data broker, has long provided personal data for ICE tools, according to documents obtained by 404 Media and sources. There are also indications its data is now part of the Palantir system ICE uses to find which neighborhoods to target.404media.coHow Thomson Reuters Powers ICE and PalantirThomson Reuters’ data, which can include peoples’ addresses and details on their ethnicity, is linked to tools used ICE. 15807570
Chi Chi Wu @chichiwu.bsky.social · 26/03/2026Will they still not care when they can't afford all their bills? That just might be the question that will determine whether the American experiment survives or not 010
Chi Chi Wu @chichiwu.bsky.social · 26/03/2026TFW when your favorite restaurant/thrift shop/coffee place is featured by a social media influencer 🫠 010
Reposted by Chi Chi WuKevin M. Kruse @kevinmkruse.bsky.social · 22/03/2026Looking forward to ICE ending these long lines at TSA checkpoints the only way they know how -- dispersing tear gas and savagely assaulting anyone who's left 22178801469
Reposted by Chi Chi WuNational Consumer Law Center @nclc4consumers.bsky.social · 19/03/2026“The market the President’s order would return us to is one of rampant discrimination, high and anti-competitive rates, and frequent calamitous market failures,” said Diane Thompson @nclc4consumers.bsky.social. “We must reject this dangerous rollback.” www.housingwire.com/articles/tru...housingwire.comTrump mortgage credit order draws praise from lendersTrump’s order seeks to expand mortgage credit via rule changes for smaller banks, but many provisions need Congress and years of rulemaking. 011
Chi Chi Wu @chichiwu.bsky.social · 16/03/2026Oh great, Trump wants to roll back the safeguards instituted to prevent another mortgage meltdown. Yup, that’ll help affordability 🙄 122
Reposted by Chi Chi WuJeff Yang @originalsp.in · 10/03/2026When Republicans say the US is a “Christian country” and specifically call out Muslims as not belonging, they’re also silently saying that Jews, Buddhists, and every other faith are not welcome in their world (nor are atheists) They just think they can get away with saying the Muslim part out loud 14015
Reposted by Chi Chi WuNational Consumer Law Center @nclc4consumers.bsky.social · 10/03/2026TransUnion and Experian, have sharply reduced the share of consumer complaints they resolved in customers’ favor, according to a @propublica.org analysis. The credit bureaus “want to do as little as possible,” said @chichiwu.bsky.social. #ProtectConsumers www.propublica.org/article/cred...propublica.orgCredit Bureaus Are Leaving More Mistakes on Frustrated Consumers’ Reports Under Trump’s CFPBThe credit bureaus have started dismissing a larger share of consumer complaints without help since the Trump administration began dismantling the CFPB. 012