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Caroline Nagy

@carolinenagy.bsky.social
525 followers 317 following 2 posts

Associate Director for Housing at AFR, working on corporate landlords and climate change+insurance. Appalachian Ohioan living in upstate NY, friend to all dogs. Personal account: my dumb takes are mine not AFR's.

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Reposted by Caroline Nagy
Americans for Financial Reform @ourfinancialsecurity.org · 13/05/2026
Private equity corporate landlords are contributing to the housing affordability crisis & making things worse for first time homebuyers, manufactured housing residents & renters. We can reverse these trends if legislators are willing to take on PE & fight for legislation that reigns in its abuses.
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Reposted by Caroline Nagy
Americans for Financial Reform @ourfinancialsecurity.org · 27/03/2026
Did you know that in all but 3 states, insurers can use your credit score to determine what you pay for homeowners insurance? Your insurance commissioner or state legislature can stop this predatory industry behavior–in fact, it’s their job.
ourfinancialsecurity.org
States Must Strengthen Oversight of Homeowners Insurance Rate Increases - Americans for Financial Reform
State insurance commissioners and legislators play a critical role in determining the insurance premiums people pay for their home insurance.[1] Insurance companies have increased homeowners…
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Reposted by Caroline Nagy
Americans for Financial Reform @ourfinancialsecurity.org · 05/02/2026
“People should be very alarmed that we are trying to deregulate something that is a known problem in our financial system...It feels very much like we’re repeating a pattern in some ways.“ - Caroline Nagy, AFR Associate Director of Housing Policy www.levernews.com/trump-is-rev...
levernews.com
Trump Is Reverse Engineering The Great Recession
Residential mortgage-backed securities are back. Subprime mortgages are up. Welcome to 2008 2.0.
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Reposted by Caroline Nagy
Tara Raghuveer @taraghuveer.bsky.social · 29/01/2026
RENT STRIKE WIN Yesterday, four months into their rent strike– the first in Raytown, MO history– Bowen Tower Tenant Union signed an agreement with their landlord. The agreement satisfies key demands and allows the union to de-escalate the strike by Feb 1.
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Reposted by Caroline Nagy
Sam @samd.bsky.social · 24/03/2025
some more congestion pricing Ws: Broadway attendance: up 21% Restaurant reservations: up 7% Pedestrian traffic: up 4% Retail sales: up $900M Commercial leasing: up 61% Subway crime: down 37% Car crashes: down 50% Honking complaints: down 69%
open.substack.com
Congestion Pricing is a Policy Miracle
Which is exactly why Trump wants to get rid of it
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Reposted by Caroline Nagy
Brian Goldstone @brian-goldstone.bsky.social · 10/03/2025
In 1985, a senior Reagan official declared: "We're getting out of the housing business. Period." The result? Millions of people forced into housing precarity and homelessness. Now, history is repeating: the Trump administration plans to gut HUD, pouring gasoline on an already catastrophic crisis.
nlihc.org
March 10 Day of Action: Protect HUD, Protect Affordable Homes!
What’s Happening: The U.S. Department of Housing and Urban Development (HUD)’s approximately 8,300 employees are responsible for managing affordable housing programs that serve millions of people nati...
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Reposted by Caroline Nagy
Zohran Kwame Mamdani @zohrankmamdani.bsky.social · 14/02/2025
Governor Hochul should remove Eric Adams from office.
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Reposted by Caroline Nagy
Alex Martin @alexmartin196.bsky.social · 12/02/2025
Here's our reaction to the CA FAIR plan bailout with a quote from @carolinenagy.bsky.social. CA is basically asking insurers to split the $1b bill with the public. Two things you might not realize though: ourfinancialsecurity.org/2025/02/news...
ourfinancialsecurity.org
News Release: California Hands $500M Insurance Bailout Bill to Families & Homeowners - Americans for Financial Reform
The California State Insurance Commissioner Ricardo Lara approved a $1 billion bailout of the state’s FAIR (Fair Access to Insurance Requirements) plan to help cover over 3,400 claims it has received ...
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Reposted by Caroline Nagy
ThemBOO! @thembo.bsky.social · 29/01/2025
It bears repeating and repeating ad nauseum: if a political party withholds the effort to earn votes and you use their inevitable loss as an excuse to scold strangers on the internet instead of holding that party accountable: You are a performative, sloganeering and politically incompetent rube.
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Reposted by Caroline Nagy
M. E. O'Brien @genderhorizon.com · 22/01/2025
A lot is really discouraging about the rise of fascism in the US. I feel particularly distressed at how difficult and unlikely a popular front between liberals and the left is, largely as a result of the horrible turn of liberalism this last year. 1/19 🧵
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Reposted by Caroline Nagy
Laila Lalami @lailalalami.com · 13/12/2024
Cerberus, a private equity firm, buys a chain of hospitals, sells the land on which they sit, and charges them rent. The hospitals struggle and start cutting corners. Patients' care worsens, death rates climb. And Cerberus makes $790 million in profit.
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Reposted by Caroline Nagy
Ruthy Gourevitch @ruthygourevitch.bsky.social · 11/12/2024
In the next four years, tenant unions will deepen their organizing. They'll win safer homes, fairer leases, and local regulatory policies, all of which can build the blueprint for national change. Great to write some on this and more w/ @taraghuveer.bsky.social in @theprospect.bsky.social
prospect.org
Look for the Tenant Union
Those caught in the crossfire of corporate landlords and financial engineering need a regulatory agenda to protect them.
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Reposted by Caroline Nagy
Americans for Financial Reform @ourfinancialsecurity.org · 27/11/2024
While billionaire industry tech, Elon Musk cries for the Consumer Financial Protection Bureau to be deleted, the CFPB continues to stand up for the little guy and stop industry that gouges us with junk fees, high prices, and unfair treatment #ProtectConsumers www.washingtonpost.com/business/202...
washingtonpost.com
Elon Musk wants to ‘delete’ federal financial watchdog as ‘DOGE’ begins work
“Delete CFPB,” Elon Musk, the billionaire tech executive running the “Department of Government Efficiency,” said in an early-morning post on X.
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Reposted by Caroline Nagy
The Nation Magazine @thenation.com · 19/11/2024
Clearly, Gaza alone does not explain Trump's sweeping victory. But the evidence shows that Harris’ failure to break with Biden’s policy came with a political cost—one that was higher than many had expected. www.thenation.com/article/poli...
thenation.com
Harris’s Gaza Policy Was a Disaster on Every Level
Palestine may not have swung the election one way or another. But Democrats unquestionably paid a high price for their refusal to hold Israel accountable.
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Reposted by Caroline Nagy
Zohran Kwame Mamdani @zohrankmamdani.bsky.social · 15/11/2024
Why did so many working class New Yorkers vote for Donald Trump last week — and even more not vote at all? I went to Hillside Ave in Queens and Fordham Rd in the Bronx to find out. www.youtube.com/watch?v=K7Fc...
youtube.com
Why did so many New Yorkers vote for Donald Trump?
YouTube video by Zohran Mamdani for NYC
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Reposted by Caroline Nagy
Jason Koebler @jasonkoebler.bsky.social · 12/11/2024
Inspiring: A Meta AI chatbot called "FungiFriend" got added to a mushroom forager Facebook group and immediately told members there it is safe to sauté a mushroom known to often contain deadly amounts of arsenic. Moderators say the bot was added automatically www.404media.co/ai-chatbot-a...
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Caroline Nagy @carolinenagy.bsky.social · 12/11/2024
Hi there! A lot of talk about how the Harris campaign/dems didn’t do enough on rents and affordable housing. Some of us have been screaming about this for awhile. My friends at @aforhj.bsky.social made this cool follow list if you want to talk housing justice! go.bsky.app/Br1s7ov
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Reposted by Caroline Nagy
Carly Fabian @carlyfabian.bsky.social · 28/10/2024
Climate change is creating an insurance crisis. In a new piece with @carolinenagy.bsky.social we describe why we're forming the new Equitable and Just Insurance Initiative to advocate reforms shelterforce.org/2024/10/25/h...
shelterforce.org
How Can We Reform Property Insurance to Adapt to Climate Change?
Climate change is fueling more frequent and extreme disasters. Insurers are responding by dropping communities and raising premiums.
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Reposted by Caroline Nagy
Tom Scocca @tomscocca.bsky.social · 15/07/2024
The hillbilly is from Greater Dayton
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Reposted by Caroline Nagy
Peter @notalawyer.bsky.social · 24/02/2024
the best that any of us can hope for is to die free. rest easy, king.
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Reposted by Caroline Nagy
The City Reporter @thecityreporter.nyc · 20/10/2023
NEW: Hours before a top operative for Mayor Eric Adams got into a physical altercation with migrant shelter guards on Tuesday after attempting to enter without identifying himself, he’d pulled a similar maneuver at another shelter according to a report.
thecity.nyc
Adams Operative Had Altercation at Randall’s Island Shelter Hours Before Fighting Guards at Touro
Tim Pearson showed up with 100 cops, two drones and a helicopter, locking down the island and threatening to fire a shelter manager who followed the city’s rules by asking him to show a warrant.
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Reposted by Caroline Nagy
Chef Kennedy🐸🏳️‍🌈 @kennedy.northsky.social · 17/08/2023
Chess is a game about a powerful woman needing to protect a frail man with extremely limited capabilities
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Reposted by Caroline Nagy
Alliance for Housing Justice @aforhj.org · 16/08/2023
"This is what we describe as the financialization of human shelter."
news4jax.com
Private equity firms, corporate landlords fueling spike in rental housing costs in Jacksonville, UNF...
Skyrocketing rents are one of the biggest complaints about housing in Jacksonville. Besides that, with so many moving to our area, there is also what the city is now calling a housing crisis.
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Caroline Nagy @carolinenagy.bsky.social · 07/08/2023
This weekend's sad curb find: guess they got sick of exploring with each other 💔
Photo of a discarded framed poster showing the night sky above Albany, NY on Feb 18 2017 with the caption "I'll always explore with you."
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