iiinova — where your digital self keeps evolving

Paul Campbell @thepcampbell.bsky.social · 07/09/2026

Yes, and when you add the Renters Right Act and Making Tax Digital to the mix, it creates a perfect storm. I spoke to two landlords today, both selling their rental properties

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Paul Campbell @thepcampbell.bsky.social · 06/09/2026

They did just that in taking out 5-year deals in 2020 onwards. It’s a shame that so much of our housing is reliant on the PRS. I guess we’re lucky in some way that most landlords are reasonable individuals and the market isn’t largely in the hands of hedge funds like other service sectors

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Paul Campbell @thepcampbell.bsky.social · 06/09/2026

Yes, anyone with a deal that ended since mid-2022 has faced a shock but there have been a particularly high number of maturities in the last 2 years because a lot of brokers had switched their advice from 2 to 5-year deals from 2020 onwards

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Paul Campbell @thepcampbell.bsky.social · 06/09/2026

I don’t think any landlord plans for the rate to double. It’s only hindsight that shows whether a 2 or 5 year deal was best. Rates were on a gentle rise anyway in 2022, which was easier to plan for, but along came Truss

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Paul Campbell @thepcampbell.bsky.social · 06/09/2026

I don’t understand your point? The really cheap deals disappeared early 2022 and it wasn’t possible for most people to see it coming. Those lucky people who got the cheap deals were just that, lucky!

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Paul Campbell @thepcampbell.bsky.social · 06/09/2026

No problem, let me know if you need any more information. There are a lot of sub 2% and even sub 1.5% BTL deals ending. Nearly all BTL mortgages are interest only so the rate shock when reverting to c5%+ is more keenly felt than for residential repayment mortgages

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Paul Campbell @thepcampbell.bsky.social · 06/09/2026

There were just under 2 million fixed rate deals maturing in total this year. No specific breakdown between 5 & 2-year fixes. I’m a mortgage broker and I’d say around 8 in 10 maturities are 5-year deals. A good number are BTL mortgages which leads to other problems in the market as landlords sell

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Paul Campbell @thepcampbell.bsky.social · 23/08/2026

I’d say that the poll is fairly accurate given that the story is basically ‘married couple moves home’

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Paul Campbell @thepcampbell.bsky.social · 14/06/2026

I have a love hate relationship with Sundays. I love them for the freedom to do what I like, and the lack of pressure to do things. I hate when they end as it means a return to a new week of doing the stuff that pays for the Sundays

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Paul Campbell @thepcampbell.bsky.social · 30/05/2026

Can always switch to a fixed if it gets to hairy, albeit fixes will likely be higher as well. In the meantime benefit from the lower tracker rates, which are around 0.5 - 0.75% below equivalent fixes = 4-5 base rate increases over the next 2 years to be worse off

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Paul Campbell @thepcampbell.bsky.social · 30/05/2026

2-year tracker with no early repayment charges might be a good option

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Paul Campbell @thepcampbell.bsky.social · 28/07/2025

Love the show but I can’t believe that in the section about Baltimore, and a novel approach to reducing crime there, you didn’t mention The Wire. Season 3 was literally about an unusual method used to reduce murders. Old series but still relevant. Keep up the good work guys 😀

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Paul Campbell @thepcampbell.bsky.social · 25/07/2025

Favourite French seaside town?

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Paul Campbell @thepcampbell.bsky.social · 10/07/2025

I’ve been toying with giving this a go and you’re the second person to recommend it

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Reposted by Paul Campbell

Press Gazette @pressgazette.co.uk · 21/05/2025

Patrick Butler and Josh Halliday of The Guardian have won the Paul Foot Award for their "enraging and heartbreaking" investigation into the carer's allowance scandal www.private-eye.co.uk/paul-foot-aw...

private-eye.co.uk

The Paul Foot Award | Private Eye

The Paul Foot Award is an award given for investigative or campaigning journalism, set up in memory of revered journalist Paul Foot, who died in 2004.

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Reposted by Paul Campbell

Naomi Smith @pimlicat.bsky.social · 12/04/2025

💥💥💥 Our latest huge poll just landed in The Observer, & shows its trade with Europe that Brits want HMG to prioritise at the reset, over defence, tackling small boats, & certainly before trade with 🇺🇸 #tomorrowspaperstoday 👇

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Paul Campbell @thepcampbell.bsky.social · 11/04/2025

Great to hear @pimlicat.bsky.social on @mrjamesob.bsky.social show just now, articulating everything that I think but am unable to articulate myself. I wrote to my MP about the Best for Britain report and he emailed back about the veterinary alignment, nothing else

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Paul Campbell @thepcampbell.bsky.social · 09/04/2025

I guess tomorrow’s show will be all parking tickets and potholes @mrjamesob.bsky.social

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Reposted by Paul Campbell

Naomi Smith @pimlicat.bsky.social · 09/04/2025

💥 There will be a debate in parliament on 24th April, on the trading relationship with EU, exquisitely timed to be a month before the big summit between VdL and Starmer. Please share if you feel you can (or simply write to your own MP!). hey-mp.uk?c=debate 🇪🇺🇬🇧

hey-mp.uk

Hey MP! 🙋 from Best for Britain

Reach out to your MP quickly and easily.

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Paul Campbell @thepcampbell.bsky.social · 08/04/2025

I really enjoyed this episode. There’s too much negative news around right now so it was a welcome escape from that

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Paul Campbell @thepcampbell.bsky.social · 05/04/2025

Why am I looking forward so much to @quietriotpod.bsky.social Sunday School tomorrow? It must be because it’s THE podcast for a calm, considered discussion about current news topics. The standard of the recent episodes has been outstanding, and that includes the specials

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Paul Campbell @thepcampbell.bsky.social · 03/04/2025

B of E might cut rates to prevent, or at least ease the effects of, a recession. The odds of a cut in May have increased

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Paul Campbell @thepcampbell.bsky.social · 28/02/2025

What did Trump actually achieve with that performance today? Did it win him any new friends? It probably made him feel good but it just showed the world what a disgusting individual he is. We need a response from Starmer in support of Ukraine and to show solidarity with Europe

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James O’Brien @mrjamesob.bsky.social · 28/02/2025

He is not just appeasing Putin, he is aligned with him. And every single client journalist, political shill & public/online cheerleader on both sides of the Atlantic is too. Against Zelensky. Against Ukraine. Against freedom. Against the most basic tenets of decency.

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Reposted by Paul Campbell

Naomi Smith @pimlicat.bsky.social · 09/02/2025

💥 THIS IS MASSIVE 💥 No other policy or infrastructure project estimates this level of GDP growth over the same time period. It's within Gvt Red Lines. It's popular with voters, especially Con -> Lab switchers in 2024. Those who don't support beneficial alignment are the anti growth coalition.

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Reposted by Paul Campbell

Best for Britain @bestforbritain.org · 09/02/2025

🚨NEW RESEARCH🚨 Closer ties with the EU could deliver growth of up to 2.2%. Clawing back up to half of the damage caused by Brexit. Delivering double the impact of a UK-US trade deal, according to the govt's own analysis. And all within Starmer's red lines. www.thetimes.com/article/8423...

thetimes.com

Research claims EU deal will fuel growth — and Labour is listening

A report says Britain can mend some of the economic damage of Brexit without crossing the red lines set by Keir Starmer

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Paul Campbell @thepcampbell.bsky.social · 08/02/2025

Oh yes, being a bit of a potty mouth myself, I feel it adds to my enjoyment and gives me something to relate to. Let’s face it, there’s plenty to swear at right now!

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Paul Campbell @thepcampbell.bsky.social · 08/02/2025

You know that something’s not right when the world’s richest man wants to take funding away from some of the poorest people in the world

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Paul Campbell @thepcampbell.bsky.social · 07/02/2025

I’m really enjoying @quietriotpod.bsky.social at the moment, quality guests and top analysis of tough subjects. All delivered in a calm manner by @pimlicat.bsky.social and @sturdyalex.bsky.social Keep it up guys, essential listening

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Paul Campbell @thepcampbell.bsky.social · 27/01/2025

It’s difficult to see how the Government’s house building target can be met when the major house builders are mothballing some sites mid-build due to lack of sales.

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Paul Campbell @thepcampbell.bsky.social · 18/01/2025

I’m surprised there are any millionaires left in the country, the number of times there’s been a mass exodus of them in the past

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Paul Campbell @thepcampbell.bsky.social · 18/01/2025

Try to find a moment to smile today because goodness knows there are too many opportunities to feel sad or angry

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Paul Campbell @thepcampbell.bsky.social · 13/01/2025

The briefing pack was generated by AI…….

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Paul Campbell @thepcampbell.bsky.social · 26/11/2024

Wow, as if he once pretended to be a serious politician

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Paul Campbell @thepcampbell.bsky.social · 18/11/2024

I’d agree with that. It also got more and more difficult to find posts from the accounts you followed in amongst the dross and bots

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Paul Campbell @thepcampbell.bsky.social · 18/11/2024

Still finding my way around here but I’m finding it a pleasant experience so far. What’s been the best thing so far is discovering a whole new set of people to follow and interact with. It’s nice to get away from the old echo chamber

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Paul Campbell @thepcampbell.bsky.social · 12/11/2024

I really feel that we’ve reached a tipping point here over the last few days. The exodus from the cesspool feels real this time.

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Reposted by Paul Campbell

Catriona @catrio.bsky.social · 28/10/2024

If you only listen to one podcast this week please make it this episode. Best one so far 👍👏🏼👏🏼👏🏼

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Reposted by Paul Campbell

Alex Andreou @sturdyalex.bsky.social · 27/10/2024

“The attack on women’s reproductive rights is doubly frightening because it is strategic. If you buy into notions like the Great Replacement Theory, it follows - although rarely articulated - that you need white women to stay home and have lots of babies. And that doesn’t happen with their consent.”

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