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retirementclub.bsky.social

@retirementclub.bsky.social
31 followers 29 following 74 posts

Retirement Club helps Canadians know that they're doing retirement right. A series of monthly Zoom Calls, newsletters and a secure online community space where we learn share and chat. Financial security enables a life well lived.

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retirementclub.bsky.social @retirementclub.bsky.social · 25/02/2026
How to invest this RRSP season. And hurry up, the deadline is Monday. It may take a day or two for you funds to settle in your RRSP account. cutthecrapinvesting.com/2022/02/15/h...
cutthecrapinvesting.com
How to invest this 2026 RRSP season. - Cut the Crap Investing
The RRSP contribution deadline approaches. Here's a post that may help you decide how to invest this RRSP season. Growth plus low fees :)
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retirementclub.bsky.social @retirementclub.bsky.social · 18/02/2026
Rotation?
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retirementclub.bsky.social @retirementclub.bsky.social · 10/01/2026
The wonderful asset allocation ETFs are a game changer in Canada. Well diversified, managed global portfolios in one ETF. The performance of the ETF providers is updated to the end of 2025. @jonchevreau.bsky.social @tawcan.bsky.social cutthecrapinvesting.com/2021/12/01/t...
cutthecrapinvesting.com
The ultimate asset allocation ETF portfolio page. - Cut the Crap Investing
This is the ultimate asset allocation ETF page. You'll find the returns for the ETF providers, plus a comparison by risk level.
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retirementclub.bsky.social @retirementclub.bsky.social · 06/01/2026
We launched Retirement Club in 2025. It has been a wonderful experience, a hit with Club Members. Members say "Retirement Club has exceeded my expectations in every way". Join us for a Zoom Tour tonight at 7 pm EST. Use Contact Dale in this brief outline ... cutthecrapinvesting.com/retirement-c...
cutthecrapinvesting.com
Retirement Club - Cut the Crap Investing
Retirement Club is where like-minded Canadian retirees and near-retirees come together to make sure they do retirement right.
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retirementclub.bsky.social @retirementclub.bsky.social · 29/12/2025
My market predictions for 2026. I don't have a clue ... cutthecrapinvesting.com/2025/12/28/m...
cutthecrapinvesting.com
My market predictions for 2026 - I don't have a clue. - Cut the Crap Investing
Here's my market predictions for 2026 - I don't have a clue. Market experts also don't have a clue, but that doesn't stop the precictions.
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retirementclub.bsky.social @retirementclub.bsky.social · 14/12/2025
When to rebalance your Canadian stock portfolio in retirement. Plus. Plus, Sunday Reads featuring @jonchevreau.bsky.social @dividendhawk.bsky.social @stocktrades-ca.bsky.social @moneysense.bsky.social @aaronhectorcfp.bsky.social @boomingencore.bsky.social cutthecrapinvesting.com/2025/12/14/w...
cutthecrapinvesting.com
When to rebalance your stocks in retirement and in the accumulation stage. - Cut the Crap Investing
Most Canadian Do-it-yourself (DIY) investors are hybrid. They own a basket of Canadian stocks and largely manage U.S. and international diversification by holding ETFs. The ETFs are managed for you; t...
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retirementclub.bsky.social @retirementclub.bsky.social · 06/12/2025
You can sign up for Retirement Club 2026. Change your retirement in a significant way ... cutthecrapinvesting.com/retirement-c...
cutthecrapinvesting.com
Retirement Club - Cut the Crap Investing
Retirement Club is where like-minded Canadian retirees and near-retirees come together to make sure they do retirement right.
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retirementclub.bsky.social @retirementclub.bsky.social · 06/12/2025
Many Canadians turning away from the U.S. Mexico, Costa Rica, Portugal and more. Very good. Avoid your attacker.
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retirementclub.bsky.social @retirementclub.bsky.social · 06/12/2025
The simple strategies for retirement success. Yes you can DIY your retirement ... cutthecrapinvesting.com/2025/11/09/t...
cutthecrapinvesting.com
The simple strategies that set you up for retirement success. Plus, the Sunday Reads. - Cut the Crap Investing
The simple strategies for retirement success? We've identified 7 key areas, from delaying CPP and OAS to using a cash flow calculator.
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retirementclub.bsky.social @retirementclub.bsky.social · 18/11/2025
The Wealthy Barber's @thewealthybarber.bsky.social big idea, and big ideas, on the Sunday Reads ... cutthecrapinvesting.com/2025/11/16/t...
cutthecrapinvesting.com
The Wealthy Barber's big idea on the Sunday Reads. - Cut the Crap Investing
The Wealthy Barber is back with an updated version for 2025. I take a look at the key concepts. Wealth creation can be simple and easy.
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retirementclub.bsky.social @retirementclub.bsky.social · 18/11/2025
Check out the performance of the wonderful asset allocation ETFs. Sorted by ETF provider and ranked by risk level - cutthecrapinvesting.com/2021/12/01/t...
cutthecrapinvesting.com
The ultimate asset allocation ETF portfolio page. - Cut the Crap Investing
This is the ultimate asset allocation ETF page. You'll find the returns for the ETF providers, plus a comparison by risk level.
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retirementclub.bsky.social @retirementclub.bsky.social · 18/11/2025
Ya, Twitter is down, wow.
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retirementclub.bsky.social @retirementclub.bsky.social · 13/11/2025
The asset allocation ETFs are game changers in Canada. Managed, well-diversifed global portfolios in one ETF. This post is updated, looking at the returns for the AA ETF providers in Canada. Also categorized (comparisons) by risk level ... cutthecrapinvesting.com/2021/12/01/t...
cutthecrapinvesting.com
The ultimate asset allocation ETF portfolio page. - Cut the Crap Investing
This is the ultimate asset allocation ETF page. You'll find the returns for the ETF providers, plus a comparison by risk level.
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retirementclub.bsky.social @retirementclub.bsky.social · 11/11/2025
Retirement: Create an optimized retirement cash flow plan / delay CPP and OAS / variable withdrawal strategy / consider a U-shaped spending plan / Income splitting / first $2000 pension credit / proper beneficiary designations #retirement #retirementplanning cutthecrapinvesting.com/2025/11/09/t...
cutthecrapinvesting.com
The simple strategies that set you up for retirement success. Plus, the Sunday Reads. - Cut the Crap Investing
The simple strategies for retirement success? We've identified 7 key areas, from delaying CPP and OAS to using a cash flow calculator.
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retirementclub.bsky.social @retirementclub.bsky.social · 11/11/2025
The more you research, the more you realize that we can do some much with several key moves that set us up for success in retirement.
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retirementclub.bsky.social @retirementclub.bsky.social · 06/10/2025
Did we call the bottom on Canadian Telco stocks in May of 2025? The sub sector is up 17.5% from that date @dividendhawk.bsky.social @stocktrades-ca.bsky.social @moneysense.bsky.social @boomingencore.bsky.social cutthecrapinvesting.com/2025/10/05/c...
cutthecrapinvesting.com
Calling the bottom on Canadian telco stocks, on the Sunday Reads. - Cut the Crap Investing
In May of 2025 I suggested the Bell dividend cut may have rung the bell for the bottom in Canadian telco stocks. So far, it's a good call.
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retirementclub.bsky.social @retirementclub.bsky.social · 06/10/2025
Did we call the bottom on Canadian Telco stocks in May of 2025? The sub sector is up 17.5% from that date @dividendhawk.bsky.social @stocktrades-ca.bsky.social @moneysense.bsky.social @boomingencore.bsky.social cutthecrapinvesting.com/2025/10/05/c...
cutthecrapinvesting.com
Calling the bottom on Canadian telco stocks, on the Sunday Reads. - Cut the Crap Investing
In May of 2025 I suggested the Bell dividend cut may have rung the bell for the bottom in Canadian telco stocks. So far, it's a good call.
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Reposted by @retirementclub.bsky.social
Canuckstan 🇨🇦 @jonchevreau.bsky.social · 24/10/2025
Mt latest Retired Money column at MoneySense reviews 3 recent US books about investing and/or Retirement #FinSky #investing #PFcan #Retirement #FIRE #CanadaSky findependencehub.com/3-books-i-ju...
findependencehub.com
3 books I just read that Retirees DIYing their pensions need to read - Financial Independence Hub
My latest MoneySense Retired Money column looks at a must-read new book on Retirement as well as two related books on DIY stock-investing. You can read the full column by clicking on the highlighted h...
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retirementclub.bsky.social @retirementclub.bsky.social · 24/10/2025
My presentation goes live today on the popular Canadian Financial Summit. I cover off the common retirement mistakes. Jonathan Chevreau's presentation is also today. @jonchevreau.bsky.social @canadianfins.bsky.social cutthecrapinvesting.com/2025/10/12/t...
cutthecrapinvesting.com
The common mistakes in retirement, on the Sunday Reads. - Cut the Crap Investing
The Canadian Financial Summit begins on October 22nd. I'm back at the Summit where I'll discuss common mistakes in retirement.
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Reposted by @retirementclub.bsky.social
Prof. Eliot Jacobson @climatecasino.net · 13/10/2025
Back over 1.5°C again and on the way up. Coral has tipped. AMOC, Amazon, boreal forests, Antarctica, Greenland, permafrost, etc., are tipping. The Climate 8-ball says, "Not to be!"
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retirementclub.bsky.social @retirementclub.bsky.social · 10/10/2025
Yes, the little things can add up. I just found $888,000 in your coffee ... cutthecrapinvesting.com/2018/07/19/o...
cutthecrapinvesting.com
Oh Look, I Just Found $888,000 In Your Coffee. - Cut the Crap Investing
There are many wonderful books on personal finance. Here’s my go at it. This book might be a little different because it will not take a book, but just a few words, so it fits in a blog. That’s right,...
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retirementclub.bsky.social @retirementclub.bsky.social · 07/10/2025
So wild to see our RRSP accounts go up $60,000 in one month. These are abnormal returns of course. Don't forget to rebalance to target. Retirees, make sure you have a financial plan, life plan and an optimized cash flow plan. The way at Retirement Club. cutthecrapinvesting.com/retirement-c...
cutthecrapinvesting.com
Retirement Club - Cut the Crap Investing
Retirement Club is where like-minded Canadian retirees and near-retirees come together to make sure they do retirement right.
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retirementclub.bsky.social @retirementclub.bsky.social · 06/10/2025
Is the bottom in for Canadian telco? @jonchevreau.bsky.social cutthecrapinvesting.com/2025/10/05/c...
cutthecrapinvesting.com
Calling the bottom on Canadian telco stocks, on the Sunday Reads. - Cut the Crap Investing
In May of 2025 I suggested the Bell dividend cut may have rung the bell for the bottom in Canadian telco stocks. So far, it's a good call.
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retirementclub.bsky.social @retirementclub.bsky.social · 06/10/2025
Blue Jays are off the charts. #bluejays so much fun to watch.
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retirementclub.bsky.social @retirementclub.bsky.social · 02/10/2025
The TSX tops 30,000 for the first time on the Sunday Reads ... cutthecrapinvesting.com/2025/09/28/t...
cutthecrapinvesting.com
The TSX tops 30,000 for the first time, on the Sunday Reads. - Cut the Crap Investing
The TSX tops 30,000 for the first time. The Canadian stock market has topped the U.S. market in 2025. Also, gold shines on the Sunday Reads.
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retirementclub.bsky.social @retirementclub.bsky.social · 01/10/2025
The TSX tops 30,000 for the first time, on the Sunday Reads. cutthecrapinvesting.com/2025/09/28/t...
cutthecrapinvesting.com
The TSX tops 30,000 for the first time, on the Sunday Reads. - Cut the Crap Investing
The TSX tops 30,000 for the first time. The Canadian stock market has topped the U.S. market in 2025. Also, gold shines on the Sunday Reads.
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retirementclub.bsky.social @retirementclub.bsky.social · 23/09/2025
Challenging times for recent retirees and those close to retirement? ... findependencehub.com/challenging-...
findependencehub.com
Challenging Times for Recent Retirees? - Financial Independence Hub
By Dale Roberts, CutTheCrap Investing, Retirement Club Special to Financial Independence Hub The following is a special to Findependence Hub. This post is derived from a newsletter from Retirement Clu...
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retirementclub.bsky.social @retirementclub.bsky.social · 15/09/2025
Can you retire on $1,000,000? How much income can you create from a mil when you factor in CPP and OAS? #PFcan #FinSKY #CanadaSky cutthecrapinvesting.com/2025/09/14/c...
cutthecrapinvesting.com
Can you retire on one million dollars in Canada? Plus, the Sunday Reads. - Cut the Crap Investing
Can you retire with one million dollars in Canada? How much retirement income can you create from $250,000 to $1,000,000 portfolios?
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retirementclub.bsky.social @retirementclub.bsky.social · 18/07/2025
The Canadian Essentials Portfolio. 10 stocks. Very simple. Long term record of beating the TSX, by a lot. #PFcan #FinSky #CanadaSky cutthecrapinvesting.com/2025/07/17/t...
cutthecrapinvesting.com
The blazingly simple portfolio shines in a Canadian's TFSA. - Cut the Crap Investing
In 2010 the Globe & Mail offered a simple Canadian stock portfolio idea. It was also called the Canadian Essentials Portfolio. The portfolio concept was courtesy of political science professor Mike He...
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retirementclub.bsky.social @retirementclub.bsky.social · 18/07/2025
The Canadian Essentials Portfolio. 10 stocks. Very simple. Long term record of beating the TSX, by a lot. #PFcan #FinSky #CanadaSky cutthecrapinvesting.com/2025/07/17/t...
cutthecrapinvesting.com
The blazingly simple portfolio shines in a Canadian's TFSA. - Cut the Crap Investing
In 2010 the Globe & Mail offered a simple Canadian stock portfolio idea. It was also called the Canadian Essentials Portfolio. The portfolio concept was courtesy of political science professor Mike He...
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Reposted by @retirementclub.bsky.social
retirementclub.bsky.social @retirementclub.bsky.social · 13/09/2025
The RRSP meltdown strategy. #retirement The number one hack for Canadian retirees? We lean on the RRSP / RRIF more heavily so we can delay CPP and OAS for the much greater 'pension' payments, avoid OAS claw back ... cutthecrapinvesting.com/2025/09/07/t...
cutthecrapinvesting.com
The RRSP meltdown. A Canadian retiree's greatest hack? - Cut the Crap Investing
The RRSP meltdown might be a Canadian retiree's greatest retirement hack. We lean on the RRSP/RRIF to enable larger CPP and OAS payments.
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retirementclub.bsky.social @retirementclub.bsky.social · 13/09/2025
The RRSP meltdown strategy. #retirement The number one hack for Canadian retirees? We lean on the RRSP / RRIF more heavily so we can delay CPP and OAS for the much greater 'pension' payments, avoid OAS claw back ... cutthecrapinvesting.com/2025/09/07/t...
cutthecrapinvesting.com
The RRSP meltdown. A Canadian retiree's greatest hack? - Cut the Crap Investing
The RRSP meltdown might be a Canadian retiree's greatest retirement hack. We lean on the RRSP/RRIF to enable larger CPP and OAS payments.
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Reposted by @retirementclub.bsky.social
retirementclub.bsky.social @retirementclub.bsky.social · 30/04/2025
Everyone has a retirement plan until they get punched in the face. And you will get punched in the face a few times. You will you ready? #retirement @dividendhawk.bsky.social @bankeronwheels.bsky.social @tawcan.bsky.social @jonchevreau.bsky.social cutthecrapinvesting.com/2025/04/27/r...
cutthecrapinvesting.com
Retirees get punched in the face, on the Sunday Reads. - Cut the Crap Investing
Mike Tyson offered 'everyone has a plan until they get punched in the face'. That applies to retirees who get punched on the Sunday Reads.
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retirementclub.bsky.social @retirementclub.bsky.social · 30/04/2025
Everyone has a retirement plan until they get punched in the face. And you will get punched in the face a few times. You will you ready? #retirement @dividendhawk.bsky.social @bankeronwheels.bsky.social @tawcan.bsky.social @jonchevreau.bsky.social cutthecrapinvesting.com/2025/04/27/r...
cutthecrapinvesting.com
Retirees get punched in the face, on the Sunday Reads. - Cut the Crap Investing
Mike Tyson offered 'everyone has a plan until they get punched in the face'. That applies to retirees who get punched on the Sunday Reads.
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retirementclub.bsky.social @retirementclub.bsky.social · 18/07/2025
A Canadian retiree uses the Canadian Essentials Portfolio to build a $250,000 TFSA - blazingly simple ... cutthecrapinvesting.com/2025/07/17/t...
cutthecrapinvesting.com
The blazingly simple portfolio shines in a Canadian's TFSA. - Cut the Crap Investing
In 2010 the Globe & Mail offered a simple Canadian stock portfolio idea. It was also called the Canadian Essentials Portfolio. The portfolio concept was courtesy of political science professor Mike He...
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retirementclub.bsky.social @retirementclub.bsky.social · 30/04/2025
Retirement Club Two has set sail, so much fun and priceless learning and sharing.
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retirementclub.bsky.social @retirementclub.bsky.social · 26/04/2025
Add in housing crisis, record disinvestment in Canada, massive declining productivity, a party that created MORE DEBT than all other PMs COMBINED!!! Wasted billions in failed EV ‘strategy’, massive public service expansion. x.com/trevortombe/...
x.com
Trevor Tombe on X: "Comparing GDP/capita growth across OECD countries over the past decade (plus selected aggregates like EU/G7/etc). #cdnecon https://t.co/CvacnxGzhn" / X
Comparing GDP/capita growth across OECD countries over the past decade (plus selected aggregates like EU/G7/etc). #cdnecon https://t.co/CvacnxGzhn
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Reposted by @retirementclub.bsky.social
Canuckstan 🇨🇦 @jonchevreau.bsky.social · 26/04/2025
Finally! #USpol www.motherjones.com/politics/202...
motherjones.com
At last, college presidents are standing up to Trump
A letter signed by more than 400 university heads offers a sharp rebuke to the bully-in-chief.
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Reposted by @retirementclub.bsky.social
retirementclub.bsky.social @retirementclub.bsky.social · 16/04/2025
A few deck chairs remaining for Retirement Club. Make sure you're doing retirement right. #retirement #PFcan #retirementplanning findependencehub.com/retirement-c...
findependencehub.com
Retirement Club for Canadians  - Financial Independence Hub
By Dale Roberts Special to Financial Independence Hub Hi, it’s Dale Roberts here. You know me from Cut The Crap Investing. My blog posts are often shared on Findependence Hub.  Similar to Jonathan Che...
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retirementclub.bsky.social @retirementclub.bsky.social · 16/04/2025
A few deck chairs remaining for Retirement Club. Make sure you're doing retirement right. #retirement #PFcan #retirementplanning findependencehub.com/retirement-c...
findependencehub.com
Retirement Club for Canadians  - Financial Independence Hub
By Dale Roberts Special to Financial Independence Hub Hi, it’s Dale Roberts here. You know me from Cut The Crap Investing. My blog posts are often shared on Findependence Hub.  Similar to Jonathan Che...
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retirementclub.bsky.social @retirementclub.bsky.social · 18/04/2025
To the chart below, add in housing crisis, record disinvestment in Canada, massive declining productivity, a party that created MORE DEBT than all other PMs COMBINED!!! Why do you want more of this? x.com/trevortombe/...
x.com
Trevor Tombe on X: "Comparing GDP/capita growth across OECD countries over the past decade (plus selected aggregates like EU/G7/etc). #cdnecon https://t.co/CvacnxGzhn" / X
Comparing GDP/capita growth across OECD countries over the past decade (plus selected aggregates like EU/G7/etc). #cdnecon https://t.co/CvacnxGzhn
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retirementclub.bsky.social @retirementclub.bsky.social · 16/04/2025
There's no way I would cross the border into the U.S.
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retirementclub.bsky.social @retirementclub.bsky.social · 16/04/2025
We're signing up our last few members of Retirement Club Two. A few spots (deck chairs) remain. Let me know if you'd like to sign up, or if you'd like to receive the outline.
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retirementclub.bsky.social @retirementclub.bsky.social · 28/03/2025
Retirement Club is off to a fantastic start. A series of monthly Zoom presentations, newsletters, a private community space where we learn, share ideas and chat. Let me know if you want more info. We're about to launch a new group, Retirement Club Two. 🏝️#retirement #FPcan
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retirementclub.bsky.social @retirementclub.bsky.social · 28/03/2025
Retirement Club is off to a fantastic start. A series of monthly Zoom presentations, newsletters, a private community space where we learn, share ideas and chat. Let me know if you want more info. We're about to launch a new group, Retirement Club Two. 🏝️#retirement #FPcan
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retirementclub.bsky.social @retirementclub.bsky.social · 29/03/2025
Thanks Jon, nice to see this on BlueSky ...
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retirementclub.bsky.social @retirementclub.bsky.social · 23/03/2025
The Sunday Reads, featuring @jonchevreau.bsky.social @myownadvisor.bsky.social @dividendhawk.bsky.social @tawcan.bsky.social cutthecrapinvesting.com/2025/03/23/d...
cutthecrapinvesting.com
Don't avoid U.S. stocks. Embrace a global portfolio. - Cut the Crap Investing
Don't avoid U.S. stocks, don't avoid Canadian stocks. Embrace a global portfolio and carry on, as international stocks being to ourperform.
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retirementclub.bsky.social @retirementclub.bsky.social · 23/03/2025
The Sunday Reads, featuring @jonchevreau.bsky.social @myownadvisor.bsky.social @dividendhawk.bsky.social @tawcan.bsky.social cutthecrapinvesting.com/2025/03/23/d...
cutthecrapinvesting.com
Don't avoid U.S. stocks. Embrace a global portfolio. - Cut the Crap Investing
Don't avoid U.S. stocks, don't avoid Canadian stocks. Embrace a global portfolio and carry on, as international stocks being to ourperform.
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retirementclub.bsky.social @retirementclub.bsky.social · 24/03/2025
To my fellow Canadians, don't avoid U.S. stocks #FPcan #stocks #investing cutthecrapinvesting.com/2025/03/23/d...
cutthecrapinvesting.com
Don't avoid U.S. stocks. Embrace a global portfolio. - Cut the Crap Investing
Don't avoid U.S. stocks, don't avoid Canadian stocks. Embrace a global portfolio and carry on, as international stocks being to ourperform.
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retirementclub.bsky.social @retirementclub.bsky.social · 23/03/2025
Thought you might enjoy ... @looniesandsense.com cutthecrapinvesting.com/2025/03/23/d...
cutthecrapinvesting.com
Don't avoid U.S. stocks. Embrace a global portfolio. - Cut the Crap Investing
Don't avoid U.S. stocks, don't avoid Canadian stocks. Embrace a global portfolio and carry on, as international stocks being to ourperform.
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