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Ready...set...money

@readysetmoneyshow.bsky.social
13 followers 10 following 97 posts

The money podcast for people who have better things to do than worry and want to get ready to do them readysetmoney.ca

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Ready...set...money @readysetmoneyshow.bsky.social · 12/10/2026
You can’t just take the money out and hope for the best…well, you can, but it’s likely to result in the government getting money that could have been yours, if only you knew how to get at it. Listen to the whole episode and subscribe at readysetmoney.ca
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Ready...set...money @readysetmoneyshow.bsky.social · 12/10/2026
Today, we’re talking about that magical time when your child, a wee baby the last time you checked, has chosen some kind of post-secondary program that needs paying for, and some or all of the money is coming from the RESP.
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Ready...set...money @readysetmoneyshow.bsky.social · 05/10/2026
The practice of controlling how much we spend, and on what, can shift our worldview toward collective wealth while it changes our individual relationship with money. What’s not to love? Listen to the whole episode and subscribe at readysetmoney.ca
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Ready...set...money @readysetmoneyshow.bsky.social · 28/09/2026
Sometimes it prevents bad things from happening, but even when it can’t, knowing how to spend with intention can make dealing with whatever comes our way easier to recover from. Listen to the whole episode and subscribe at readysetmoney.ca
readysetmoney.ca
Ready...Set...Money — Sandi Martin
Advice only financial planning by Sandi Martin.
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Ready...set...money @readysetmoneyshow.bsky.social · 28/09/2026
Just like we drink water, build muscle, and eat fruits and vegetables when we’re healthy to avoid dehydration, bone density loss, and scurvy, we control our spending when money is good.
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Ready...set...money @readysetmoneyshow.bsky.social · 21/09/2026
The math of life expectancy can tell us--with sometimes surprising accuracy--how many members in a large group of similar people will still be alive next year. It can't tell us which ones. Listen to the whole episode and subscribe at readysetmoney.ca
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Ready...set...money @readysetmoneyshow.bsky.social · 14/09/2026
Life expectancy is math. It’s a number that comes from how long other people have lived in the past, and it describes how many more years you might live from today. It’s important for financial planning, but it’s even more important for changing the world. Listen and subscribe at readysetmoney.ca
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Ready...set...money @readysetmoneyshow.bsky.social · 07/09/2026
The secret to having a great credit score? Are you ready? Don't be poor or have anything bad happen to you. Listen to the whole episode and subscribe for season two at readysetmoney.ca
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Ready...set...money @readysetmoneyshow.bsky.social · 31/08/2026
But--and this is IMPORTANT--just because it’s critical doesn’t mean it’s fair or that it says anything important at all about you. Listen to the episode and subscribe at readysetmoney.ca
readysetmoney.ca
Ready...Set...Money — Sandi Martin
Advice only financial planning by Sandi Martin.
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Ready...set...money @readysetmoneyshow.bsky.social · 31/08/2026
Welcome to Season Two! Let's start with a bang: Credit histories and scores seem like a logical and inevitable part of our lives, and knowing how to build and improve your score is critical to your financial wellbeing.
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Ready...set...money @readysetmoneyshow.bsky.social · 24/08/2026
New season drops one week from today! Watch for it here, on LinkedIn or Instagram at readysetmoneyshow, or at readysetmoney.ca
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Ready...set...money @readysetmoneyshow.bsky.social · 20/08/2026
How much thought have you put into what you want your life to look and feel like? Can I suggest that you make it a regular habit? It will change your life. Listen to the full episode and subscribe at readysetmoney.ca
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Ready...set...money @readysetmoneyshow.bsky.social · 17/08/2026
Investment fees are a tricky business, and knowing what you're paying (in dollars, not just percentage points) is important to make excellent decisions about whether you're getting your money's worth. Listen to the whole episode and subscribe at readysetmoney.ca
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Ready...set...money @readysetmoneyshow.bsky.social · 13/08/2026
Disability supports in Canada aren't enough to keep people out of poverty. The Registered Disability Savings Plan could be useful, and create some extra money for later in life without you having to save a penny. Listen to the whole episode and subscribe at readysetmoney.ca
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Ready...set...money @readysetmoneyshow.bsky.social · 10/08/2026
Buying your first home and scared of what you don't know? Here's the lowdown on the First Home Savings Account. Listen, subscribe, and watch for Season Two to drop at readysetmoney.ca
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Ready...set...money @readysetmoneyshow.bsky.social · 03/08/2026
Season two of Ready...Set...Money is dropping four weeks from today. Be the first to know by subscribing at readysetmoney.ca
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Ready...set...money @readysetmoneyshow.bsky.social · 30/07/2026
Hey, your defined contribution pension plan is your money, created with your labour, and part of your employer's profit calculations. You should know how it works so you can take full advantage of it. Listen, subscribe, and watch for season two to drop at readysetmoney.ca
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Ready...set...money @readysetmoneyshow.bsky.social · 27/07/2026
If the government and the tax man don’t get what they want from you, you’ll spend your time on paperwork and miserable phone calls instead of pet sitting, renovating kitchens, or running self-defense workshops...or whatever it is you WANT to do Watch for season 2 to drop at readysetmoney.ca
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Ready...set...money @readysetmoneyshow.bsky.social · 23/07/2026
Nobody wants to talk about life and disability insurance, but if you depend on your ability to work to pay the bills, or if other people depend on you for their food and shelter, you should at least think about it. Watch for Season Two to drop at readysetmoney.ca
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Ready...set...money @readysetmoneyshow.bsky.social · 20/07/2026
The fact that you get your TFSA contribution room back one year after you withdraw from it feels too good to be true, eh? Check out this TFSA primer from last year as you wait for season two to start (soon!) Listen, subscribe, and watch for S2 at readysetmoney.ca.
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Ready...set...money @readysetmoneyshow.bsky.social · 16/07/2026
RRSPs aren’t a bad thing. They’re not a good thing. They’re a tool that might be useful to you, and the more you know, the more useful they can be. Listen to the whole episode and watch for season two to drop at readysetmoney.ca
readysetmoney.ca
Ready...Set...Money — Sandi Martin
Advice only financial planning by Sandi Martin.
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Ready...set...money @readysetmoneyshow.bsky.social · 16/07/2026
If you’re even a little bit interested in money, you’re going to encounter RRSPs. They’re everywhere, especially during RRSP season, that 60 days at the beginning of the year when everyone, including your uncle, is trying to get you to contribute.
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Ready...set...money @readysetmoneyshow.bsky.social · 13/07/2026
Season Two is coming soon! Subscribe at readysetmoney.ca or wherever you get your podcasts.
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Ready...set...money @readysetmoneyshow.bsky.social · 06/07/2026
Knowing how it works, even if you aren’t old enough to get it, is going to be relevant to you someday, I can (almost) guarantee it. Listen to the full episode and subscribe at readysetmoney.ca
readysetmoney.ca
Ready...Set...Money — Sandi Martin
Advice only financial planning by Sandi Martin.
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Ready...set...money @readysetmoneyshow.bsky.social · 06/07/2026
Old Age Security is the closest thing to a universal basic income we have in Canada, and more than 95% of seniors get it. For more than a third of Canadians, it’s a major piece of their income pie.
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Ready...set...money @readysetmoneyshow.bsky.social · 29/06/2026
While we wait for Season Two, here's a look back at the defined benefit pension plan all of us share: The Canada Pension Plan. Listen to the whole episode and watch for season two to drop at readysetmoney.ca
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Ready...set...money @readysetmoneyshow.bsky.social · 22/06/2026
What's in a tax return? Quite a lot, actually, which makes it feel so complicated that some people (naturally enough) would rather ignore tax completely than understand it. But trying to understand it, even a little, can reduce your anxiety. Listen to the whole episode at readysetmoney.ca
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Ready...set...money @readysetmoneyshow.bsky.social · 15/06/2026
While we wait for season two, check out this season one episode on employee benefits. Listen to the whole show and subscribe so you're first in line when season two drops at readysetmoney.ca
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Ready...set...money @readysetmoneyshow.bsky.social · 08/06/2026
These are the four critical questions you need to get answers to if you want to understand your defined benefit pension. While we wait for season two, we're digging into the season one archives. Subscribe so you're the first to know when season two drops at readysetmoney.ca
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Ready...set...money @readysetmoneyshow.bsky.social · 01/06/2026
Want some great news while we wait for season two? Investing in relationships is never a waste of time. The world doesn't have to fall apart for community building to be worthwhile. Listen to the whole episode and subscribe so you're the first to know when season two drops at readysetmoney.ca
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Ready...set...money @readysetmoneyshow.bsky.social · 25/05/2026
Ready...Set...Money might be on hiatus as we work on season two, but we can dig into the archives together while we wait. Here's one about investing. Listen to the whole episode and subscribe so you're the first to know when season two drops at readysetmoney.ca
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Ready...set...money @readysetmoneyshow.bsky.social · 18/05/2026
Do future you a favour while we all wait for season two of Ready...Set..Money, and start tracking your spending. Listen to the whole episode and subscribe so you're the first to know when season two drops at readysetmoney.ca
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Ready...set...money @readysetmoneyshow.bsky.social · 11/05/2026
We're digging into the archives as we wait for season two, and today we're revisiting the Registered Education Savings Plan. If you (like me) have forgotten how much you've contributed or how much you've gotten in grants and bonds, there's a way to find out! Subscribe at readysetmoney.ca
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Ready...set...money @readysetmoneyshow.bsky.social · 04/05/2026
As we wait for season two, here's one from the archives: Getting access to your information at Service Canada is pretty straightforward, even if you don't want to go the digital route. Listen and subscribe at readysetmoney.ca
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Ready...set...money @readysetmoneyshow.bsky.social · 27/04/2026
Waiting for season two of Ready...Set...Money? Take a look back at season one, and why getting access to your CRA account is doing future you a favour. Subscribe for season two at readysetmoney.ca
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Ready...set...money @readysetmoneyshow.bsky.social · 20/04/2026
Why, exactly, does Ready...Set...Money exist? Because you have more important things to do than worry about money!
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Ready...set...money @readysetmoneyshow.bsky.social · 13/04/2026
In finance, goals is often just a code word for things. But most of us don't just want "things"...we want the feelings those things create. Getting clear about what you want and why you want it is the only way to move with purpose toward your true goals. Listen and subscribe at readysetmoney.ca
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Ready...set...money @readysetmoneyshow.bsky.social · 06/04/2026
This is important, because–as the saying goes–you can have anything, but you can’t have everything. You have to decide what you want, and you have to decide what you’re willing (or not willing) to do to get it. Listen to the full episode & subscribe at readysetmoney.ca
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Ready...set...money @readysetmoneyshow.bsky.social · 06/04/2026
If your basic needs are being met, and you have more than you need to get by, you have the luxury of deciding what to do with that extra money.
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Ready...set...money @readysetmoneyshow.bsky.social · 30/03/2026
What makes up the Management Expense Ratio (MER) you pay on your mutual fund or exchange-traded fund? Administration, management, commissions...and let's not forget profit. Listen to the whole episode and subscribe at readysetmoney.ca
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Ready...set...money @readysetmoneyshow.bsky.social · 23/03/2026
Whether you’re just starting out, or you’ve been investing for a long time, it’s important to know how much you’re paying to invest, and decide if it’s worth it. Listen to the full episode and subscribe at readysetmoney.ca
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Ready...set...money @readysetmoneyshow.bsky.social · 16/03/2026
Take a look at the 2025 Disability Poverty report card: www.disabilitywithoutpoverty.ca/en. We're (deliberately) failing our most vulnerable neighbours.
disabilitywithoutpoverty.ca
Disability Without Poverty
Disability Without Poverty (DWP) is a non-partisan advocacy group dedicated to eliminating disability poverty in Canada. Key efforts include securing the Canada Disability Benefit (CDB) and ensuring…
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Ready...set...money @readysetmoneyshow.bsky.social · 16/03/2026
and b) what about all of those people who either can't make it through the gauntlet of an application process or don't have their disability recognized by the government?
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Ready...set...money @readysetmoneyshow.bsky.social · 16/03/2026
Sure, the Registered Disability Savings Plan is a helpful tool for people with disabilities to save for their own future...but a) should they have to? Should any of us have to?
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Ready...set...money @readysetmoneyshow.bsky.social · 09/03/2026
If you have low or no income, you can get up to $20,000 without having to contribute a single penny, just by opening an account. Listen to the full episode & subscribe at readysetmoney.ca
readysetmoney.ca
Ready...Set...Money — Sandi Martin
Advice only financial planning by Sandi Martin.
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Ready...set...money @readysetmoneyshow.bsky.social · 09/03/2026
If you're eligible for the Disability Tax Credit, you can get up to $70,000 from the federal government by opening and contributing to a Registered Disability Savings Plan.
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Ready...set...money @readysetmoneyshow.bsky.social · 02/03/2026
Listen to the full episode and subscribe at readysetmoney.ca
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Ready...set...money @readysetmoneyshow.bsky.social · 02/03/2026
The First Home Savings Account, or FHSA, lets you save for a home, deduct the amount you save from your income when you file your taxes (like an RRSP), grow the money inside the account without having to pay tax on the growth, and then withdraw all of it, tax free, when you buy your first home.
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Ready...set...money @readysetmoneyshow.bsky.social · 23/02/2026
If you have extra money that you can afford to save for your first home, or even if you don’t own a home and never will, this episode is for you. Listen to the whole episode and subscribe at readysetmoney.ca
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Ready...set...money @readysetmoneyshow.bsky.social · 23/02/2026
It can be intimidating and pretty scary to buy a home for the first time, not to mention pants-wettingly expensive. Squeezing every last tax-free dollar out of registered programs like the First Home Savings Account is worth doing.
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