iiinova — where your digital self keeps evolving

Ready...set...money @readysetmoneyshow.bsky.social · 28/09/2026

Just like we drink water, build muscle, and eat fruits and vegetables when we’re healthy to avoid dehydration, bone density loss, and scurvy, we control our spending when money is good.

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Ready...set...money @readysetmoneyshow.bsky.social · 21/09/2026

The math of life expectancy can tell us--with sometimes surprising accuracy--how many members in a large group of similar people will still be alive next year. It can't tell us which ones. Listen to the whole episode and subscribe at readysetmoney.ca

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Ready...set...money @readysetmoneyshow.bsky.social · 14/09/2026

Life expectancy is math. It’s a number that comes from how long other people have lived in the past, and it describes how many more years you might live from today. It’s important for financial planning, but it’s even more important for changing the world. Listen and subscribe at readysetmoney.ca

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Ready...set...money @readysetmoneyshow.bsky.social · 07/09/2026

The secret to having a great credit score? Are you ready? Don't be poor or have anything bad happen to you. Listen to the whole episode and subscribe for season two at readysetmoney.ca

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Ready...set...money @readysetmoneyshow.bsky.social · 31/08/2026

Welcome to Season Two! Let's start with a bang: Credit histories and scores seem like a logical and inevitable part of our lives, and knowing how to build and improve your score is critical to your financial wellbeing.

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Ready...set...money @readysetmoneyshow.bsky.social · 24/08/2026

New season drops one week from today! Watch for it here, on LinkedIn or Instagram at readysetmoneyshow, or at readysetmoney.ca

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Ready...set...money @readysetmoneyshow.bsky.social · 20/08/2026

How much thought have you put into what you want your life to look and feel like? Can I suggest that you make it a regular habit? It will change your life. Listen to the full episode and subscribe at readysetmoney.ca

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Ready...set...money @readysetmoneyshow.bsky.social · 17/08/2026

Investment fees are a tricky business, and knowing what you're paying (in dollars, not just percentage points) is important to make excellent decisions about whether you're getting your money's worth. Listen to the whole episode and subscribe at readysetmoney.ca

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Ready...set...money @readysetmoneyshow.bsky.social · 13/08/2026

Disability supports in Canada aren't enough to keep people out of poverty. The Registered Disability Savings Plan could be useful, and create some extra money for later in life without you having to save a penny. Listen to the whole episode and subscribe at readysetmoney.ca

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Ready...set...money @readysetmoneyshow.bsky.social · 10/08/2026

Buying your first home and scared of what you don't know? Here's the lowdown on the First Home Savings Account. Listen, subscribe, and watch for Season Two to drop at readysetmoney.ca

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Ready...set...money @readysetmoneyshow.bsky.social · 03/08/2026

Season two of Ready...Set...Money is dropping four weeks from today. Be the first to know by subscribing at readysetmoney.ca

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Ready...set...money @readysetmoneyshow.bsky.social · 30/07/2026

Hey, your defined contribution pension plan is your money, created with your labour, and part of your employer's profit calculations. You should know how it works so you can take full advantage of it. Listen, subscribe, and watch for season two to drop at readysetmoney.ca

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Ready...set...money @readysetmoneyshow.bsky.social · 27/07/2026

If the government and the tax man don’t get what they want from you, you’ll spend your time on paperwork and miserable phone calls instead of pet sitting, renovating kitchens, or running self-defense workshops...or whatever it is you WANT to do Watch for season 2 to drop at readysetmoney.ca

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Ready...set...money @readysetmoneyshow.bsky.social · 23/07/2026

Nobody wants to talk about life and disability insurance, but if you depend on your ability to work to pay the bills, or if other people depend on you for their food and shelter, you should at least think about it. Watch for Season Two to drop at readysetmoney.ca

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Ready...set...money @readysetmoneyshow.bsky.social · 20/07/2026

The fact that you get your TFSA contribution room back one year after you withdraw from it feels too good to be true, eh? Check out this TFSA primer from last year as you wait for season two to start (soon!) Listen, subscribe, and watch for S2 at readysetmoney.ca.

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Ready...set...money @readysetmoneyshow.bsky.social · 16/07/2026

If you’re even a little bit interested in money, you’re going to encounter RRSPs. They’re everywhere, especially during RRSP season, that 60 days at the beginning of the year when everyone, including your uncle, is trying to get you to contribute.

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Ready...set...money @readysetmoneyshow.bsky.social · 13/07/2026

Season Two is coming soon! Subscribe at readysetmoney.ca or wherever you get your podcasts.

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Ready...set...money @readysetmoneyshow.bsky.social · 06/07/2026

Old Age Security is the closest thing to a universal basic income we have in Canada, and more than 95% of seniors get it. For more than a third of Canadians, it’s a major piece of their income pie.

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Ready...set...money @readysetmoneyshow.bsky.social · 29/06/2026

While we wait for Season Two, here's a look back at the defined benefit pension plan all of us share: The Canada Pension Plan. Listen to the whole episode and watch for season two to drop at readysetmoney.ca

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Ready...set...money @readysetmoneyshow.bsky.social · 22/06/2026

What's in a tax return? Quite a lot, actually, which makes it feel so complicated that some people (naturally enough) would rather ignore tax completely than understand it. But trying to understand it, even a little, can reduce your anxiety. Listen to the whole episode at readysetmoney.ca

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Ready...set...money @readysetmoneyshow.bsky.social · 15/06/2026

While we wait for season two, check out this season one episode on employee benefits. Listen to the whole show and subscribe so you're first in line when season two drops at readysetmoney.ca

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Ready...set...money @readysetmoneyshow.bsky.social · 08/06/2026

These are the four critical questions you need to get answers to if you want to understand your defined benefit pension. While we wait for season two, we're digging into the season one archives. Subscribe so you're the first to know when season two drops at readysetmoney.ca

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Ready...set...money @readysetmoneyshow.bsky.social · 01/06/2026

Want some great news while we wait for season two? Investing in relationships is never a waste of time. The world doesn't have to fall apart for community building to be worthwhile. Listen to the whole episode and subscribe so you're the first to know when season two drops at readysetmoney.ca

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Ready...set...money @readysetmoneyshow.bsky.social · 25/05/2026

Ready...Set...Money might be on hiatus as we work on season two, but we can dig into the archives together while we wait. Here's one about investing. Listen to the whole episode and subscribe so you're the first to know when season two drops at readysetmoney.ca

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Ready...set...money @readysetmoneyshow.bsky.social · 18/05/2026

Do future you a favour while we all wait for season two of Ready...Set..Money, and start tracking your spending. Listen to the whole episode and subscribe so you're the first to know when season two drops at readysetmoney.ca

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Ready...set...money @readysetmoneyshow.bsky.social · 11/05/2026

We're digging into the archives as we wait for season two, and today we're revisiting the Registered Education Savings Plan. If you (like me) have forgotten how much you've contributed or how much you've gotten in grants and bonds, there's a way to find out! Subscribe at readysetmoney.ca

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Ready...set...money @readysetmoneyshow.bsky.social · 04/05/2026

As we wait for season two, here's one from the archives: Getting access to your information at Service Canada is pretty straightforward, even if you don't want to go the digital route. Listen and subscribe at readysetmoney.ca

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Ready...set...money @readysetmoneyshow.bsky.social · 27/04/2026

Waiting for season two of Ready...Set...Money? Take a look back at season one, and why getting access to your CRA account is doing future you a favour. Subscribe for season two at readysetmoney.ca

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Ready...set...money @readysetmoneyshow.bsky.social · 20/04/2026

Why, exactly, does Ready...Set...Money exist? Because you have more important things to do than worry about money!

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Ready...set...money @readysetmoneyshow.bsky.social · 13/04/2026

In finance, goals is often just a code word for things. But most of us don't just want "things"...we want the feelings those things create. Getting clear about what you want and why you want it is the only way to move with purpose toward your true goals. Listen and subscribe at readysetmoney.ca

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Ready...set...money @readysetmoneyshow.bsky.social · 06/04/2026

If your basic needs are being met, and you have more than you need to get by, you have the luxury of deciding what to do with that extra money.

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Ready...set...money @readysetmoneyshow.bsky.social · 30/03/2026

What makes up the Management Expense Ratio (MER) you pay on your mutual fund or exchange-traded fund? Administration, management, commissions...and let's not forget profit. Listen to the whole episode and subscribe at readysetmoney.ca

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Ready...set...money @readysetmoneyshow.bsky.social · 23/03/2026

Whether you’re just starting out, or you’ve been investing for a long time, it’s important to know how much you’re paying to invest, and decide if it’s worth it. Listen to the full episode and subscribe at readysetmoney.ca

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Ready...set...money @readysetmoneyshow.bsky.social · 16/03/2026

Sure, the Registered Disability Savings Plan is a helpful tool for people with disabilities to save for their own future...but a) should they have to? Should any of us have to?

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Ready...set...money @readysetmoneyshow.bsky.social · 09/03/2026

If you're eligible for the Disability Tax Credit, you can get up to $70,000 from the federal government by opening and contributing to a Registered Disability Savings Plan.

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Ready...set...money @readysetmoneyshow.bsky.social · 02/03/2026

The First Home Savings Account, or FHSA, lets you save for a home, deduct the amount you save from your income when you file your taxes (like an RRSP), grow the money inside the account without having to pay tax on the growth, and then withdraw all of it, tax free, when you buy your first home.

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Ready...set...money @readysetmoneyshow.bsky.social · 23/02/2026

It can be intimidating and pretty scary to buy a home for the first time, not to mention pants-wettingly expensive. Squeezing every last tax-free dollar out of registered programs like the First Home Savings Account is worth doing.

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Ready...set...money @readysetmoneyshow.bsky.social · 16/02/2026

In a defined benefit plan, you’re entitled to the amount you receive when you retire or leave the plan, whether it’s the commuted value or a lifetime monthly amount. You know the amount ahead of time, and the formula for how it’s calculated.

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Ready...set...money @readysetmoneyshow.bsky.social · 09/02/2026

A Defined Contribution Pension Plan is a mash up between a Defined Benefit Pension Plan and an investment account (and, as a matter of fact, an RRSP too).

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Ready...set...money @readysetmoneyshow.bsky.social · 02/02/2026

Unless you’re operating entirely outside of the government’s watchful eye, you’ll need to track what you earn and what you spend to earn it no matter what kind of business you start.

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Ready...set...money @readysetmoneyshow.bsky.social · 26/01/2026

Maybe you’re tired of your labour being exploited for someone else’s profit, or how toxic your workplace is, or being evaluated for the quantity of time you spend in the office instead of the quality of the work you do.

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Ready...set...money @readysetmoneyshow.bsky.social · 19/01/2026

If you don’t understand your insurance policy and exactly what it entitles you to and when, call the person who sold it to you. If you can’t get a hold of them, call the insurance company itself.

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Ready...set...money @readysetmoneyshow.bsky.social · 12/01/2026

Someone, somewhere knows how much you've contributed to your RESP and how much grant money you've gotten, even if you've lost track. Here's how to contact them. New episodes are coming back next Monday! Find them at readysetmoney.ca

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Ready...set...money @readysetmoneyshow.bsky.social · 12/01/2026

Nobody wants to talk about life and disability insurance, at least, not with the people who sell it hard, and man - I get it.

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Ready...set...money @readysetmoneyshow.bsky.social · 29/12/2025

Hey, if you're free on a weekday, can't get into your Service Canada Account, and would rather talk to a person than go through the whole verifying your identity online song and dance, here's your chance to talk to a real live person. Catch up on past episodes at readysetmoney.ca

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Ready...set...money @readysetmoneyshow.bsky.social · 22/12/2025

Just like Nanny MacPhee, when you need your CRA account, you don't have access to it, and when you do have access to it, you don't need it. Do future you a favour and get access to it now, before you need it.

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Ready...set...money @readysetmoneyshow.bsky.social · 15/12/2025

It's time for a mid-season break. Ready...Set...Money will be back on January 12th, but in the meantime, straight from the archive, here's the one that started it all. Catch up on all the past episodes (and get new ones hot off the press) at readysetmoney.ca

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Ready...set...money @readysetmoneyshow.bsky.social · 08/12/2025

When it comes to TFSAs, what matters is whether you're a resident of Canada and over age 18. That's it. Listen & subscribe at readysetmoney.ca

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Ready...set...money @readysetmoneyshow.bsky.social · 01/12/2025

If you’re in a position to put money away for the future, knowing the basics of Tax Free Savings Accounts and Registered Retirement Savings Plan can help you decide what kind of account makes the most sense…for you, specifically. Listen & subscribe at readysetmoney.ca

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Ready...set...money @readysetmoneyshow.bsky.social · 24/11/2025

Did you know that RRSP contributions can increase the amount of money you receive from programs like the Canada Child Benefit? If you have kids under the age of 18, and happen to have some extra money you could bear to put away for awhile, it could be worth investigating.

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