iiinova — where your digital self keeps evolving

Ramit Sethi @ramitsethi.bsky.social · 07/04/2025

How to handle the stock market dropping

Ramit Sethi @ramitsethi.bsky.social · 20/01/2025

It’s actually a good thing that so many Trump supporters are losing their money in crypto scams. Republicans have been insulated from their poor decisions for too long. They vote against their own interests, only to be saved by Democrats (e.g., Obamacare). When you face real consequences, you learn

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Ramit Sethi @ramitsethi.bsky.social · 20/01/2025

Why are egg prices so high under Trump? Why isn't the war in Ukraine over under Trump? Why is it so hard to afford housing under Trump? Why do we have so much government waste under Trump? Why do we have a geriatric president under Trump?

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Ramit Sethi @ramitsethi.bsky.social · 18/01/2025

Startling how people make major financial decisions without ever running a single calculation In my experience, 90%+ of people buying a house NEVER run basic calculations (buy vs. rent, amortization) Same for buying a car & investing fees Meanwhile, they agonize over coffee

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Ramit Sethi @ramitsethi.bsky.social · 01/01/2025

ANNOUNCING MY NEW BOOK! Money For Couples shows you how to build a Rich Life together. Use the word-for-word scripts to stop fighting and build a shared vision. Set your accounts up to make it all flow smoothly Best of all, use money to bring you both closer together iwt.com/moneyforcouples

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Ramit Sethi @ramitsethi.bsky.social · 29/12/2024

In a marriage: - Venmo'ing each other for expenses: No - Each person having their own no-questions-asked account: Yes - One person being the "Money Person": No - Secret accounts: No - Talking about money every month with an agenda that starts with a compliment: Yes

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Ramit Sethi @ramitsethi.bsky.social · 29/12/2024

Here are the 4 Key Financial Numbers you should know - Fixed Costs: 50-60% of net income (take-home) - Investments: 5-10% (the more, the better) - Savings: 5-10% - Guilt-Free Spending: 20-35% Within those ranges? GREAT! If not, make a change. No need to track the price of pickles

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Ramit Sethi @ramitsethi.bsky.social · 28/12/2024

When couples fight about spending at Target or energy drinks at the gas station, it’s never about those expenses It’s almost always about how much they spend on (1) housing, (2) cars, & (3) their values But they don’t know they’re overspending, so they fight about $20 expenses

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Ramit Sethi @ramitsethi.bsky.social · 28/12/2024

My simple financial system: - Small # of credit cards - Automatic investing into low-cost index funds - Healthy margin of error - Long time horizon - Focus on $300,000 questions including increasing income

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Ramit Sethi @ramitsethi.bsky.social · 27/12/2024

5 rules for money in your relationship 1. Ask: What's our Rich Life? How are we using our money to live it? 2. Set up accounts so your money goes into a joint account, but each of you gets a separate, no-questions-asked account that only you have access to

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Ramit Sethi @ramitsethi.bsky.social · 23/12/2024

I have talked to multiple people on my podcast who complained about the “unaffordable” economy — specifically, inflation at the grocery store — while they had a car payment of over $1,400/month They did not see a connection

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Ramit Sethi @ramitsethi.bsky.social · 22/12/2024

There should never be a "money person" in a marriage. Both partners should be involved, with each person in charge of at least one aspect of the family finances

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Ramit Sethi @ramitsethi.bsky.social · 22/12/2024

A very generous friend is donating 200 copies of my new book, Money For Couples, to an organization that could use them If you're part of an organization like this, please email me the name of the org, description, and how you'd use them ramit.sethi@iwillteachyoutoberich.com

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Ramit Sethi @ramitsethi.bsky.social · 22/12/2024

How it feels to know I have a weekend free of lawn mowing, leaf raking, gutter cleaning, wall painting, lightbulb replacing, Home Depot chasing, backyard maintaining, and pool cleaning

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Ramit Sethi @ramitsethi.bsky.social · 18/12/2024

Great point! Reminds me of how private jet flyers have a net worth 1,000x higher than those flying Southwest, which is why you should buy a private jet to become wealthy

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Reposted by Ramit Sethi

Laura Roeder @lauraroeder.bsky.social · 13/12/2024

This @ramitsethi.bsky.social clip where he calls out scammers moving to florida is making my LIFE youtu.be/MvLinlXiI_A?... "I'm not saying everyone who lives in Florida is a scammer, but a lotta scammers sure live in Florida!" 🤣🤣🤣

youtu.be

Why You Should Stop Listening to Get-Rich-Quick “Gurus”

YouTube video by I Will Teach You To Be Rich

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Ramit Sethi @ramitsethi.bsky.social · 02/12/2024

American culture applauds this, but I find it sad and pointless There is no virtue in living a smaller life than you have to

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Ramit Sethi @ramitsethi.bsky.social · 02/12/2024

If money was just numbers in a spreadsheet, you'd see a HUGE amount of people happy with their money right now -- especially since we have record highs in the stock market Instead, we get posts like this Remember: Your feelings about money are highly uncorrelated with the amount in your bank

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Ramit Sethi @ramitsethi.bsky.social · 30/11/2024

So you want to stop fighting about money with your partner Try these word-for-word scripts If one partner is a spender

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Ramit Sethi @ramitsethi.bsky.social · 29/11/2024

YES!! Parents can open up a custodial account for kids and help them start investing early I started investing at age 14 (with the help of my dad) and, almost 30 years later, I'm very glad I did

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Ramit Sethi @ramitsethi.bsky.social · 26/11/2024

In this video, you can see why housing is so expensive This is Los Angeles. At 8 seconds, you will finally see "density"

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Ramit Sethi @ramitsethi.bsky.social · 21/11/2024

What are the best 1-3 things you've ever spent money on? Let's do unusual things. For me: - Beautiful Smythson notepad to write in - Extended honeymoon - 40th birthday where I treated friends/family so we could all be together

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Ramit Sethi @ramitsethi.bsky.social · 21/11/2024

"Feeling bummed out after becoming debt free" There's more to life than just paying off debt and accumulating more money! Living a Rich Life means building the skills of * 1: Earning money * 2: Managing money, and * 3: *Spending* money meaningfully

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Ramit Sethi @ramitsethi.bsky.social · 19/11/2024

I'm getting interviewed on lots of other podcasts and it's SO CLEAR why some podcasters are so successful The level of preparation they bring to an interview is amazing. The very best ones have read my new book & sent over a list of detailed questions (including challenging my views) I love it

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Ramit Sethi @ramitsethi.bsky.social · 19/11/2024

Words people use to describe money Overwhelmed, guilt, ashamed, embarrassed, stupid, behind, bad with money, bad at math, 1 step forward/2 steps back, never enough, scarcity, worry, pointless, nobody taught me this, lonely Hard to get good at money when you feel like this

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Ramit Sethi @ramitsethi.bsky.social · 18/11/2024

Advanced approaches to money (what am I missing?) "What % of net worth should our primary residence be?" "How do we allocate unexpected income?" "What % should we increase our investment rate by every year?" "Where are we spending $ that we should eliminate?" "How can we be teammates w/our $?"

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Ramit Sethi @ramitsethi.bsky.social · 17/11/2024

What a tragedy to go through life accumulating money and never feel like you have enough To live a Rich Life, you need BOTH of these: 1. Know your numbers 2. Master your money psychology

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Reposted by Ramit Sethi

Jim @jmanbal.bsky.social · 17/11/2024

I first found this dude a decade ago and his books on money changed my life. Follow him, watch his Netflix show and MOST importantly, read his books! #BookSky

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Ramit Sethi @ramitsethi.bsky.social · 17/11/2024

Every dollar I spend on groceries, I save money on eating out: uncontroversial Every dollar I spend on making my own coffee, I save money on buying coffee at a coffee shop: uncontroversial Every dollar I spend on rent, I save money on homeownership: people lose their minds

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