iiinova — where your digital self keeps evolving

Prof.Alex @profalex.bsky.social · 14h

Band-Aids are great for a "boo boo," but it's not the way to run the economy.

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Prof.Alex @profalex.bsky.social · 14h

In Miami, everyone jumps behind the ambulance....

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Prof.Alex @profalex.bsky.social · 15h

Completed foreclosures have increased by 42% compared to last year, w/ foreclosure notices up 13%. Source: ATTOM.

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Prof.Alex @profalex.bsky.social · 17h

The Washington Post article states that there isn't enough power generated to handle the AI data centers over the next couple of years. Now you see the importance of the Big Beautiful Bill that all but decimated the solar panel industry.

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Prof.Alex @profalex.bsky.social · 21h

I'm not sure why companies like Chick-fil-A don't understand while you will save money by having an employee replaced with AI, people don't want a "robot" to take their order. Whatever $ you gain, you will lose with less customers. People know a job was lost, and will reject/protest silently.

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Prof.Alex @profalex.bsky.social · 05/10/2026

I think I now understand the AI Economy and why Congress is doing nothing. #recession

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Prof.Alex @profalex.bsky.social · 05/10/2026

If tourism cities and states are leading in foreclosures bc tourism dried up, how does taxing Canadians with homes in Florida make up for hundreds of millions of dollars lost? It's simple: they sell and buy elsewhere. #Canada #floridarealestate #bankruptcyblog

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Prof.Alex @profalex.bsky.social · 05/10/2026

No, b/c your $1 will be worth .25 cents.

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Prof.Alex @profalex.bsky.social · 05/10/2026

I agree, as well as propping up the stock market. Hence the danger if there is an AI bust!

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Prof.Alex @profalex.bsky.social · 05/10/2026

I agree, as well as propping up the stock market. Hence the danger if there is an AI bust!

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Prof.Alex @profalex.bsky.social · 04/10/2026

I would imagine rv owners are crying. That's why I'll never own an rv.

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Prof.Alex @profalex.bsky.social · 03/10/2026

Considering he likely has data on every citizen, he can turn it to whatever he wants at this point

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Prof.Alex @profalex.bsky.social · 02/10/2026

Their algorithm makes no sense when it comes to followers

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Prof.Alex @profalex.bsky.social · 02/10/2026

For paralegal and legal studies students using my textbook, remember besides reviewing each chapter on my YouTube channel, I also have written articles on bankruptcy.blog. Here's today article on billing and CYA! See article in comments section.

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Prof.Alex @profalex.bsky.social · 02/10/2026

Nothing efficient about applying for a job.

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Prof.Alex @profalex.bsky.social · 02/10/2026

We tend to think of fuel prices and inflation with necessities such as groceries, but everything is connected. Even if date night is at home, that means a business loss revenue. Employees earn less, maybe even laid off. It spreads through the entire economy.

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Prof.Alex @profalex.bsky.social · 02/10/2026

And they can pay a little more than they would with FICA. How do we know a robot worked 24 hours b/c people are only getting taxed at 8 hours?

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Prof.Alex @profalex.bsky.social · 02/10/2026

Congress is already late to the AI game by not taxing it, and the loss of tax revenue from replacing people will be devastating. But it's an issue; as I've said before, the entire Tax Revenue Code has to be updated.

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Prof.Alex @profalex.bsky.social · 01/10/2026

The average new car costs $50,000 vs. the average used car for $27,000. It's not Starbucks and avocado toast preventing people from buying homes.

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Prof.Alex @profalex.bsky.social · 01/10/2026

A new survey by HR Dive states almost 40% of applicants believe they applied to a ghost job.

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Prof.Alex @profalex.bsky.social · 01/10/2026

We are in the wrong business.

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Prof.Alex @profalex.bsky.social · 01/10/2026

Per Bloomberg, mortgage rates have risen for 6 straight weeks, almost reaching a 3-year high. Chances are you will hear about 50-year mortgages as some sort of solution. It isn't!

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Prof.Alex @profalex.bsky.social · 01/10/2026

I haven't had change on me in 2 decades

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Prof.Alex @profalex.bsky.social · 01/10/2026

I rarely leave the house. I think I'll be fine.

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Prof.Alex @profalex.bsky.social · 01/10/2026

Plus camping and you guys love beer.

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Prof.Alex @profalex.bsky.social · 01/10/2026

3 weeks ago I traded my F250 for a Nissan Frontier. My tool box doesn't fit under the seat, so in a rush I left my tool box in the living room. 3 weeks later my cats knock each other off the box. I gave up. Put a rug on the box and wait them out.

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Prof.Alex @profalex.bsky.social · 30/09/2026

Once I leave anywhere or anything, I don't look back.

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Prof.Alex @profalex.bsky.social · 30/09/2026

I already booked my vacation down Under.

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Prof.Alex @profalex.bsky.social · 30/09/2026

Don't be intimidated by the courts, constables, or creditors!!!

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Prof.Alex @profalex.bsky.social · 30/09/2026

Exemptions, in part, determine whether you are filing Chapter 7 or 13 bankruptcy. In today's article, I review the exemptions for Pennsylvania, which are minimal, which means you will likely have to choose the federal exemptions. Full article below in the comments! #Pennsylvania #bankruptcyblog

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Prof.Alex @profalex.bsky.social · 30/09/2026

If you look at tourism cities/states, there's an increase in bankruptcy/foreclosures. For example, Las Vegas, Florida, and South Carolina. More than a year ago, I said this would result in billions being siphoned out of the economy, plus international students going elsewhere. #bankruptcyblog

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Prof.Alex @profalex.bsky.social · 30/09/2026

AI apparently hasn't taken an economics course. If you thought the dot-com bust was bad....

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Prof.Alex @profalex.bsky.social · 30/09/2026

It's a little more effort, but humane. I found one that had fallen asleep in the bird feeder. I'm sure he got knocked out from eating so much.

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Prof.Alex @profalex.bsky.social · 30/09/2026

Poor Cape coral. They were devastated in 2008. I opened an office there then just went on Fridays. Made $$$. I would go to neighborhoods 1 house someone living in it, then 4 in a row grass knee high etc

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Prof.Alex @profalex.bsky.social · 30/09/2026

This happened under his 1st term and farmers got a bailout. This term there has already been a bailout and now another is coming.

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Prof.Alex @profalex.bsky.social · 30/09/2026

Mortgages 90 days past due are 19% higher than last year.

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Prof.Alex @profalex.bsky.social · 29/09/2026

You seem too excited about the job application process.

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Prof.Alex @profalex.bsky.social · 29/09/2026

I've always had awesome pets. Unfortunately, they are no longer with us, but their awesomeness remains forever etched in our hearts and minds.

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Prof.Alex @profalex.bsky.social · 29/09/2026

This is why people hate applying for jobs. For this job, you have to be a lawyer and have experience teaching.

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Prof.Alex @profalex.bsky.social · 29/09/2026

With the Pentagon hack, it's time to protect your identity.

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Prof.Alex @profalex.bsky.social · 29/09/2026

It doesn't matter which district I'm researching; bankruptcy filings have increased every single year. Since filing for bankruptcy is the last resort, it is a lagging indicator, which means the numbers will continue to rise. These are the statistics for the Harrisburg/Wilkes-Barre Division in PA.

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Prof.Alex @profalex.bsky.social · 29/09/2026

With DOGE, there is a whistleblower complaint that our data was uploaded to a cloud that was hacked. Now we have the Pentagon hack. So please- FREEZE YOUR CREDIT! Regularly monitor your credit cards for fraudulent charges as well!

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Prof.Alex @profalex.bsky.social · 29/09/2026

I cannot fit it into my busy schedule.

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