Patrick Thomson @patrickjthomson.bsky.social · 02/10/2026Lithuania? GDP growth and population decline? 110
Patrick Thomson @patrickjthomson.bsky.social · 30/09/2026Yes, on no.2: 'Are Generation X in for a pension shock?' share.google/4HBqnM9mNwnw...share.googleAre Generation X in for a pension shock? | Standard LifeAs a think tank focused on the future of retirement, we want to see more people have financial security and a decent standard of living in their later lives. However, many people in Generation X (born... 000
Patrick Thomson @patrickjthomson.bsky.social · 25/09/2026Inset Day but the thirst for learning never ends! 001
Patrick Thomson @patrickjthomson.bsky.social · 13/09/2026First week back at school successfully completed! -Children: 3 -Water bottles: 3 -Water bottles lost: 4* Mission Accomplished! *bottle found and "re-lost" 000
Patrick Thomson @patrickjthomson.bsky.social · 01/09/2026And you can see the immediate impacts of having a basic income for everyone above that age Are people ready for a State Pension age of 67? share.google/bYT2L25i6Z14... 050
Patrick Thomson @patrickjthomson.bsky.social · 01/09/2026Excellent piece from @stephenkb.bsky.social The real world UBI that most people in the UK get on reaching a certain age - the State Pension Revealing when you consider the reasons people give for working just below and above the State Pension age www.ft.com/content/337b... 3206
Patrick Thomson @patrickjthomson.bsky.social · 17/07/2026Cursed headline. Finger closes on the monkey paw as the country enters 6 months of rain from September 000
Patrick Thomson @patrickjthomson.bsky.social · 16/07/2026Also handy to share as an attachment with your kids on their 18th birthday. So they'll think twice about screening your calls going into adulthood. 'Oh those little 10,000 hours I cared for you before you were sentient? Twas nothing...' 130
Patrick Thomson @patrickjthomson.bsky.social · 08/07/2026Me trying to downplay the size of my emergency by putting on a whimsical French accent: 000
Patrick Thomson @patrickjthomson.bsky.social · 03/07/2026Amazing. Normally they stop working when you leave Zone 3 000
Patrick Thomson @patrickjthomson.bsky.social · 27/06/2026Little set of micro screwdrivers from W Germany, many of the things I unscrew would have been utter Sci Fi when they were made On the other hand - often walk around where I live and almost everything man made (other than canal infrastructure) in every direction has been built in last 15 years old 000
Patrick Thomson @patrickjthomson.bsky.social · 15/06/2026I remember telling my 96 year old Great Aunt that I was working for the organising committee of the London 2012 Games "Extraordinary, a boy like you?" I was 28 31282
Patrick Thomson @patrickjthomson.bsky.social · 02/06/2026Ah that's good, and sorry didn't mean to detract from anything. Was just thinking these are difficult things to measure sometimes. Great report! 000
Patrick Thomson @patrickjthomson.bsky.social · 02/06/2026Important topic well done, personally see Breakfast Club expansion has made a difference One thought methodologically- families change and grow rapidly. Parents reflecting back 5 years - children were much smaller/ate less, hadn't been born, didnt have a sibling etc But no criticism of paper! 100
Patrick Thomson @patrickjthomson.bsky.social · 19/05/2026Yes that is very true, you are right. We really struggled to think of the best question we could set to try to compare it in a simple way. So some of it was the limits of getting some result in a general population survey. So do treat this as indicative! 020
Patrick Thomson @patrickjthomson.bsky.social · 19/05/2026Interesting as well when you compare with what people think contributes to their pension wealth... 3147
Patrick Thomson @patrickjthomson.bsky.social · 19/05/2026The Commison also reference our work on how people are making these big, life-changing decisions on entering retirement, having been on a default system when saving. Complex decisions alongside divorce, bereavement, and other big life changes share.google/fe4RGBkVNMKB...share.googleDecisions in the dark: How the DC pioneer generation are navigating retirement income decisionsRetirement in the UK is changing. The shift from Defined Benefit (DB) to Defined Contribution (DC) pensions, combined with pension freedoms, longer working lives and a rising state pension age, means ... 000
Patrick Thomson @patrickjthomson.bsky.social · 19/05/2026We've modeled the 2040s being the peak years when undersavers will hit retirement. And many in Gen X will receive a 'pension shock' before then. Question is - how will they react when they do Are Generation X in for a pension shock? share.google/kqbDHSFmykhI...share.googleAre Generation X in for a pension shock?As a think tank focused on the future of retirement, we want to see more people have financial security and a decent standard of living in their later lives.<br/>However, many people in Generation X (... 100
Patrick Thomson @patrickjthomson.bsky.social · 19/05/2026The Commission used some of our research - 3 in 5 Gen Z and half of Millenials think being auto-enrolled means they are saving enough for retirement. For many on the minimum rates that will not be the case share.google/HR4dudM2keHa... 100
Patrick Thomson @patrickjthomson.bsky.social · 17/05/2026Could be! Although for the economic one, having the right on the right does seem fair enough 010
Patrick Thomson @patrickjthomson.bsky.social · 15/05/2026In the analytical team at DWP we put this out as a data viz in December of 2010 or so, as a 'fun' press release to help people think about longevity. I remember it being one of the most downloaded government web pages during that Christmas period. Make of that what you will... 020
Reposted by Patrick ThomsonDavid Sinclair @sinclairda.bsky.social · 13/05/2026The question this King’s Speech poses – even if it does not intend to – is whether governments are capable of thinking in the long-term demographic timescales that the challenge demands. The answer, on today’s evidence, is: not yet. ilcuk.org.uk/the-kings-sp...ilcuk.org.ukThe King's Speech 2026: does the government understand demographic change? - ILCUKThe word "ageing" does not appear once in today's King's Speech briefing notes – yet demographic change is the single most predictable force reshaping Britain's public services, economy and society ov... 021
Patrick Thomson @patrickjthomson.bsky.social · 11/05/2026Worryingly accurate reflection on today's intergenerational situation 001
Patrick Thomson @patrickjthomson.bsky.social · 11/05/2026I had been seeing lots of chat about DWP2 being out at the cinema. Ashamed my first thoughts were - do I need to watch the first one? or is it mostly just the origin story of how they merged the DSS and the Employment Service 050
Patrick Thomson @patrickjthomson.bsky.social · 05/05/2026At least giving people the option to refuse to go along with it all next Wednesday is somewhat liberating 000
Reposted by Patrick ThomsonHelen McCarthy @historianhelen.bsky.social · 02/05/2026I have a piece in today’s Guardian on the recent history of retirement: a collective social experience whose moment has almost passed? www.theguardian.com/commentisfre...theguardian.comBritain pioneered the comfortable retirement – but that golden age is coming to an end | Helen McCarthyThe once inexorable rise in retiree living standards since the second world war has broken down. Can we keep the dream alive for future generations, asks historian Helen McCarthy 42912
Patrick Thomson @patrickjthomson.bsky.social · 29/04/2026Both in terms of risk taking behaviour and embedded tacit knowledge that comes with age and length of tenure 010
Patrick Thomson @patrickjthomson.bsky.social · 29/04/2026A related factor but I wonder how this interacts with workforce age as well 110
Patrick Thomson @patrickjthomson.bsky.social · 29/04/2026If things are properly functioning from a life course perspective, you would expect and hope for people's peak point of wealth and assets to be the day they retire. It's a good thing people are relatively wealthy when they reach retirement 010
Patrick Thomson @patrickjthomson.bsky.social · 29/04/2026Here we have a rare Question To Which The Answer Is Yes: Are Generation X in for a pension shock? share.google/uEcac5rwbcWa... Half of Gen X on track for inadequate retirements and one in 7 have no other way outshare.googleAre Generation X in for a pension shock?As a think tank focused on the future of retirement, we want to see more people have financial security and a decent standard of living in their later lives.<br/>However, many people in Generation X (... 020
Patrick Thomson @patrickjthomson.bsky.social · 23/04/2026It's a bitter pill to swallow but it's the truth 130
Reposted by Patrick ThomsonHelen McCarthy @historianhelen.bsky.social · 23/04/2026A graphic from a 1953 government booklet exhorting employers to retain their older employees lest too many of the economically inactive become 'carried' by the producers. 042
Patrick Thomson @patrickjthomson.bsky.social · 23/04/2026While other metro systems have big trains, they just have these special Lille trains 110
Reposted by Patrick ThomsonStephen Bush @stephenkb.bsky.social · 18/04/2026If I were a government minister and I had a magic wand, I think 'make people more aware of pensions and how they work' is the thing that solves so many political problems. 4756064
Reposted by Patrick ThomsonAndrew Phillips @andrewphillips.bsky.social · 09/04/2026This week, the State Pension age started to rise from 66 to 67. Our new research with people in their 60s shows that most people know about this change. However, our research also highlights the issue of pre-retirement poverty among people aged 60 to 65. www.standardlife.co.uk/centre-for-t... 263
Patrick Thomson @patrickjthomson.bsky.social · 19/03/2026Home Alone Home Alone 2: Lost in New York ... 000
Patrick Thomson @patrickjthomson.bsky.social · 13/03/2026On the pensioners on less generous DC schemes, we have research our this week with SMF on what could be round the corner when Gen X realise the pension shock they might be in for www.smf.co.uk/events/pensi...smf.co.ukPension shock: The looming social and political crisis for Gen X - Social Market Foundation.Join us for a discussion on the looming ‘pension shock’ that those in their 40s and 50s are likely to face upon discovering the inadequacy of their pension pots. 073
Patrick Thomson @patrickjthomson.bsky.social · 12/03/2026I'm going down the route of just lying to mine. They'll be disappointed when they turn 18 and find out I was lying about setting one up but we'll deal with that when we get there 060
Patrick Thomson @patrickjthomson.bsky.social · 26/02/2026Things could be worse. Just saw a dad frantically on the phone, with a kid in *FULL DINOSAUR COSTUME* at the school gates who had turned up for World Book Day a week early... 010
Patrick Thomson @patrickjthomson.bsky.social · 05/02/2026Ooh - handy list of PRACTICAL TIPS FOR WORKING PARENTS for anyone after some childcare hacks for the "summer childcare crunch" Not sure why I hadn't thought of...*checks notes*... the Ritz-Carlton, Gleneagles, Southern California or one in Fiji who actually 'get' what parents need lnkd.in/eRSJVrUN 000
Patrick Thomson @patrickjthomson.bsky.social · 03/02/2026Our research and views from few years ago still relevant library.standardlife.co.uk/Reaching-a-c...library.standardlife.co.uk 000
Patrick Thomson @patrickjthomson.bsky.social · 03/02/20263) social status and identity derived from work for some (evidence shows *men*) who struggle with cliff edge retirement. Lose identity, don't form new social bonds, "A two week holiday and then... the rest of your life...") means planning for this lifestage need to go beyond do I have enough money? 100
Patrick Thomson @patrickjthomson.bsky.social · 03/02/2026Agree with the piece We can learn a lot about 1) what value people get from work beyond money (from pensioners who continue to work beyond neccesity) 2) the economic essentialness of unpaid work (volunteering/caring from pensioners)... 100
Patrick Thomson @patrickjthomson.bsky.social · 03/02/2026100 years ago old age was a very good proxy for need for income replacement and reduced ability to work If you were designing a UBI system today would you target it exclusively based on 'reaching a certain age' when the association with inability to work and lack of other income is weaker? 110
Patrick Thomson @patrickjthomson.bsky.social · 03/02/2026Be interesting to see if as many would agree 'one age group in society should receive a UBI'? 100
Patrick Thomson @patrickjthomson.bsky.social · 03/02/2026This is the right framing and question. We can learn a lot about the real world experiment of UBI in a socially/politically acceptable packaging (the State Pension) Most agree the State Pension is there to ensure everyone has a minimum level of income in retirement. 100
Reposted by Patrick ThomsonAndrew Phillips @andrewphillips.bsky.social · 30/01/2026New research from us at the Standard Life Centre for the Future of Retirement: "Decisions in the dark: How the DC pioneer generation are navigating retirement income decisions" Report explores the psychology and emotions of accessing DC pension pots. www.standardlife.co.uk/centre-for-t...standardlife.co.ukDecisions in the dark: How the DC pioneer generation are navigating retirement income decisionsRetirement in the UK is changing. The shift from Defined Benefit (DB) to Defined Contribution (DC) pensions, combined with pension freedoms, longer working lives and a rising state pension age, means ... 132