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Washington State Office of the Insurance Commissioner

@oicwa.bsky.social
5.2K followers 128 following 961 posts

The Washington state Office of the Insurance Commissioner regulates the insurance industry and helps people with their insurance issues and questions. Need help? Visit insurance.wa.gov or call 1-800-562-6900.

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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 01/10/2026
Insurance Commissioner Patty Kuderer fined USAA $140,000 for unfair or deceptive acts or practices in handling auto claims and fined Allstate $90,000 for claim handling violations and not following the premium change transparency rule. bit.ly/4hpdYcU
Commissioner Kuderer has fined USAA and Allstate a total of $230,000 for claim handling violations
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 30/09/2026
The latest Patty's Takes newsletter covers the ongoing recovery from the Spokane Complex Fires, what Commissioner Kuderer is doing to address increasing health insurance costs, upcoming changes to claim handling standards and Medicare Open Enrollment. bit.ly/4jqojq7
medium.com
Patty’s Takes: Recovery continues from Spokane Complex Fires
My heart goes out to the families who lost their homes and possessions in the Spokane Complex Fires in early August. The damage from the…
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 29/09/2026
Did you feel the earth move under your feet today? It's a good reminder to double check your earthquake insurance coverage! If you have any questions about how earthquake insurance works, check out: bit.ly/4hsZyHi (map courtesy of @pnsn1.bsky.social)
Map of the Puget Sound region with a star northwest of Tacoma.
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 23/09/2026
Why do health insurance rates keep going up? What happens if the OIC says “no” to increases? Commissioner Kuderer welcomes two guests from the agency’s Rates team to talk about reviews, what's behind rate increases, and how to address the cost of health care. Listen to the episode:
podcasts.apple.com
What's the deal with health insurance rates?
Podcast Episode · OIC Answers on Insurance · September 23 · 38m
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 23/09/2026
Our insurance experts are heading to Tonasket on Sept. 29 for a wildfire claims workshop. They'll help survivors navigate the initial weeks after a wildfire, including avoiding scams, understanding your insurance policy, and communicating with your insurance company. RSVP at bit.ly/4xAGUn3
Pictures of OIC staff against a blue background overlaying a photo of an outreach booth. Tuesday, Sept. 29, 2026 , 5-7:30 p.m. Doors open at 4:30 p.m. Where: Tonasket High School. Includes RSVP QR code.
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 18/09/2026
We're celebrating Hispanic Heritage Month and the contributions of Latinos to our agency and state. The 2026 theme is “unidos, somos más,” which translates to “together, we are more.” Together we’re protecting consumers and building community resilience against wildfires and other natural disasters.
Orange text reads "Celebrating Hispanic Heritage Month" surrounded by red and orange flowers against a blurred photo of the insurance building in Olympia. The OIC logo is in the lower right corner.
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 18/09/2026
Vaccines are covered at no cost to you, learn more here: www.insurance.wa.gov/insurance-re...
insurance.wa.gov
No-cost preventive health services | Office of the Insurance Commissioner
Learn about the preventive services available at no extra cost to you.Our office will release updated information on preventive services by Jan. 1, 2027. What you need to know about coverage for preve...
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 17/09/2026
September is Life Insurance Awareness Month! Every year, millions of dollars in life insurance benefits remain unclaimed. The National Association of Insurance Commissioners has a free Life Insurance Policy Locator that people can access on our website: bit.ly/4y9jgP3.
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 17/09/2026
Health plans in Washington have to provide coverage for over-the-counter contraceptives with no co-pays or deductibles. On this episode of OIC Answers, we go over what’s covered and how to use your benefits. apple.co/4yLk5Ox
podcasts.apple.com
OIC Answers on Insurance
Government Podcast · Updated Monthly · Insurance is confusing, but we’re here to help. This podcast from the Washington State Office of the Insurance Commissioner (OIC) answers all kinds of questions ...
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 15/09/2026
September is National Preparedness Month! Understanding your insurance coverage and making sure it's sufficient should also be part of your disaster prep checklist. Learn more about our Consumer Outreach and Disaster Response program on our website: bit.ly/4bTgBR0
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 15/09/2026
Another increase in health insurance rates is a sign that the system is in need of an overhaul, Insurance Commissioner Patty Kuderer writes. medium.com/commissioners-eye-on-ins…
The image is a newsletter titled "Patty's Takes" from the Washington State Insurance Commissioner. It discusses increasing health rates and mentions a universal solution. The background features a landscape with a mountain and a building.
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 12/09/2026
Commissioner Kuderer talked with TVW about how the OIC is helping Washingtonians affected by wildfires. Watch the full interview on the latest episode of Inside Olympia: bit.ly/4A8nZ5d
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 12/09/2026
Join us this Monday, Sept. 14, 6-8:30 p.m., for our second wildfire claims workshop for Spokane-area wildfire survivors. OIC insurance experts will be joined by the NICB and United Policyholders with tips on preventing fraud and best practices on wildfire recovery. Learn more: bit.ly/3SH8y3k
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 11/09/2026
On this National Day of Service and Remembrance, the Office of the Insurance Commissioner remembers those who lost their lives due to the 9/11 attacks 25 years ago. Thank you to the emergency service workers who risked their lives that day and continue to risk their lives daily to keep us all safe.
Firefighter hats and jackets hung against a brick wall. Blue gradient overlay with the text "National Day of Service and Remembrance" "Honoring the 25th anniversary of Sept. 11." The WA OIC Logo is in the bottom right corner
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 09/09/2026
13 health insurers have been approved to sell individual health plans in Washington’s Exchange in 2027. Carriers requested an average 22.4% rate change, and 22.2% was found to be actuarially justified. Read more: bit.ly/4cC7lRH
white text on blue background: average 22.2% rate increase approved for Washington’s 2027 Exchange health insurance market. Quote from Commissioner Kuderer about healthcare affordability. “This is, unfortunately, a reflection of the increasing cost of care. Families shouldn’t experience sticker shock every year when shopping for health insurance, but these pressures are likely to continue without changes that slow health care spending, improve affordability and keep more people covered.”
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 09/09/2026
It's football season! Good luck to the defending Super Bowl champion Seattle Seahawks tonight as they begin their season against the New England Patriots.
Commissioner Kuderer uses a tennis ball toy to play with dog Chevy on the lawn outside the 5000 building in February. Both Chevy and Commissioner are wearing Seahawks shirts. Members of the Criminal Investigations Unit pose for a photo in a variety of Seahawks jerseys and gear in February. OIC staff pose for a photo in February outside the insurance building wearing Seahawks jerseys and gear. The Commissioner is front and center holding a 12 flag with two other OIC employees. Chevy, a dog wearing a Seahawks jersey, is sitting in front of the 12 flag on a Seahawks blanket.
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 07/09/2026
Happy Labor Day! The OIC offices are closed on Monday, Sept. 7, in observance of Labor Day. We will resume normal business hours on Tuesday, Sept. 8. Find more information online 24/7 at insurance.wa.gov.
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 04/09/2026
We're hiring for multiple positions! From fiscal analysts to detectives and more. Come work for the OIC — we have a lot of unique and fulfilling roles. 👇🏼 www.insurance.wa.gov/about-us/car...
insurance.wa.gov
Careers | Office of the Insurance Commissioner
Learn about our open job opportunities and what it's like to work with us.Come work with us View current job openings Your work can change lives Hear why our employees love working at the Office of th...
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Reposted by Washington State Office of the Insurance Commissioner
Gov. Bob Ferguson @governorferguson.bsky.social · 03/09/2026
In the richest country in the world, Donald Trump is kicking the most vulnerable people off their health coverage. The Big Bad Betrayal Bill is devastating to our health care system. But we are not powerless...
Gov Ferguson holding up signed executive order. Text on bottom reads: GOVERNOR FERGUSON RESPONDS TO THE BIG BAD BETRAYAL BILL
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 04/09/2026
We've heard of some scams targeting wildfire survivors so here are red flags to look out for and tips to protect yourself. Questions? Call our consumer hotline at 1-800-562-6900 or connect with us online at insurance.wa.gov. Get more tips at bit.ly/4zVErWy.
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 02/09/2026
Spokane wildfire survivors! Join us Sept. 14 for our second claims workshop. The National Insurance Crime Bureau will provide fraud prevention tips and United Policyholders will share best practices on wildfire recovery. Includes Q&A and one-on-one assistance. Learn more at bit.ly/3SH8y3k
OIC wildfire claims workshop. Monday, Sept. 14, 6 - 8:30 pm at Spokane Falls Community College. Doors open at 5:30 pm. Features headshots of CODR program manager Jeff Baughman, Senior Policy Analyst Lauren Burnes, and Senior Policy Advisor David Forte.
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 01/09/2026
This National Suicide Prevention Month, we're here to remind you that thanks to the Mental Health Parity Act, your health insurance must treat mental health and substance use disorder benefits the same as medical and surgical care. You can learn more at bit.ly/4ypcuph
A purple and teal ribbon over a purple and teal gradient background with the text: "September is National Suicide Prevention Month. If your health plan covers medical and surgical services, you are also covered for mental health and substance use disorder treatments. It's called the Mental Health Parity Act and it's required by the ACA."

At the bottom is the logo for the Washington State Office of the Insurance Commissioner and their website, www.insurance.wa.gov.
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 31/08/2026
New OIC Answers podcast: Two OIC staffers who helped with Spokane fire recovery discuss what they saw at the disaster assistance center, what they learned about fire claims, and what people might not realize about their home insurance until it’s too late. apple.co/4yfhYCj
podcasts.apple.com
What we learned at Spokane’s Disaster Assistance Center
Podcast Episode · OIC Answers on Insurance · August 31 · 18m
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 31/08/2026
Get help from our insurance experts at the Spokane State Individual Assistance Service Center Aug. 31 - Sept. 9. @emd.wa.gov will help eligible residents apply for cash assistance from the State Individual Assistance Program. Learn more at bit.ly/4gF0oAt.
smoky sky above a building with an American flag flying. Overlay of words: Spokane. State Individual Assistance Service Center. Monday, Aug. 31 - Wednesday, Sept. 9. 10 am to 7 pm. SCOPE North, 33 E Lincoln Road, Suite 203. www.insurance.wa.gov.
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 27/08/2026
We want to hear what it is like for consumers to communicate with the OIC. No prep needed. If you are selected and participate in a 60-minute virtual interview, you will get a $100 gift card. Complete this sign-up form to see if you qualify: bit.ly/4gzWMj7
The image contains text with the header "Washington Residents!" and "WANT $100?" It invites Washington residents to participate in a one-hour interview for $100, with no preparation needed. Below, there's a prompt to fill out a survey to see if they qualify. The background displays a blurred mountain landscape, and the logo in the bottom right corner is marked with "WA OIC." The image includes symbols of dollar signs.
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 26/08/2026
If your home or auto premiums are going up, you deserve to know why. And starting March 2027, your insurance company will have to provide three reasons any increase. bit.ly/4cDm2DS
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 25/08/2026
Last week we sponsored a free screening of the award-winning documentary Shuffle. Commissioner Kuderer and the film's director, Ben Flaherty, had a robust discussion about organized insurance fraud in the addiction treatment industry. Sign up for updates at bit.ly/4qxBc3g for future events.
Director Benjamin Flaherty and Commissioner Kuderer stand in front of a stage with an American flag to their right and a screen showing the message "we support all paths to recovery"
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 21/08/2026
Lucky is an 11-year-old Chow Chow and the new face of OIC pet insurance! He loves to patrol the Seattle streets, keeping the city safe from pigeons while picking up a salmon snack from Pike Place. Some say he looks like a lion, some say he looks like a bear, so he’s got something for everyone.
Lucky the Chow Chow lays in a grass lawn with a brown fence and trees in the background. Lucky is staring away from the camera off into the distance. Lucky the Chow Chow sits on a sidewalk on the right side of the photo with the Space Needle in the distance behind Lucky. A farmers market with a booth full of clothing is on the left side of the photo with tall buildings behind the booth.
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 20/08/2026
We hosted a street fair this week, allowing OIC staff to learn more about internal committees, business resource groups and other resources available to state employees. Thank you to everyone who participated! Want to join our team at the OIC? Check out our job openings: bit.ly/3SICaNG
A group of people at an outdoor event booth with informational flyers and a colorful wheel. Two people are smiling and posing for a photo in front of the table. There are blue canopy tents and more attendees in the background.A person sits at a table under a blue canopy at an outdoor event, smiling and engaging with two individuals standing nearby. The table holds books and pamphlets. Various tents and people are visible in the background.
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 19/08/2026
We're two days out from this free screening of the award-winning documentary, Shuffle. Join us Aug. 21 with an in-person Q&A with Commissioner Kuderer and the film's director, Ben Flaherty, and learn about organized insurance fraud in the addiction treatment industry. RSVP: bit.ly/4fUgci6
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 19/08/2026
Our Senior Policy Advisor David Forte shares some tips about how to communicate with your insurance company and other entities during the claims process. View the full presentation and learn more about our wildfire claims workshops series at bit.ly/4qkV1us.
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 18/08/2026
🚨 Career opportunity! 🚨   The Washington State Office of the Insurance Commissioner is hiring a Market Conduct Researcher (Functional Program Analyst 3) in Tumwater, WA.  If you enjoy research, analysis, problem-solving, and making an impact. Apply here: www.governmentjobs.com/careers/wash...
WE'RE HIRING
FOR A
Market Conduct Researcher (Functional
Program Analyst 3)
Additional details in caption
Full-Time | Permanent
Tumwater, WA
$ $5,240-$7,044/month
Comprehensive benefits package
WA OIC
www.
INSURANCE.WA.GOV
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 15/08/2026
If you're coming to our Wildfire Claims Workshop in Spokane on Monday, be sure to pick up one of our Consumer Outreach and Disaster Response (CODR) toolkits! It has information you need to recover after a natural disaster. Learn more about the workshop: bit.ly/4g3iPON
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 14/08/2026
We're one week out from this free screening of the award-winning documentary, Shuffle. Join us Aug. 21 with an in-person Q&A with Commissioner Kuderer and the film's director, Ben Flaherty, and learn about organized insurance fraud in the addiction treatment industry. RSVP at bit.ly/4fUgci6
poster with a photo of a woman broken up into multiple squares. overlay of "join us for a free screening of Shuffle, Aug 21, 9:30 am doors open, 9:45 am event starts, Washington State Criminal Justice Training Commission, Cascade Building, Main Auditorium"
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 14/08/2026
“The Office of the Insurance Commissioner (OIC) serves as a key resource for wildfire survivors. The agency regulates the insurance industry and helps consumers decode the often-complicated terminology in insurance policies." www.kxly.com/news/wildfir...
kxly.com
Wildfire victims navigate insurance claims to rebuild homes in Spokane
SPOKANE, Wash. — Hundreds of families who lost their homes to recent wildfires are beginning the difficult process of rebuilding. But before construction can start, many face another challenge: gettin...
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 13/08/2026
Join Commissioner Kuderer for a discussion about universal healthcare with legislators, advocates and community leaders on Aug 24 in Toppenish. Our insurance experts will be there to share resources and offer help. More info and register at bit.ly/4fXlYkD
Crisis in Care, finding solutions together: exploring universal healthcare. Aug. 24, 2026, 5:30 - 8 pm, Heritage University Smiths Family Hall. Dinner served, interpreter service and bi-lingual moderation.
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 13/08/2026
Medicare offers resources in response to the public health emergency to help beneficiaries affected by the Washington state wildfires: content.govdelivery.com/accounts/WAO...
content.govdelivery.com
CMS announces resources to help Medicare beneficiaries with public health emergency due to Washington state wildfires
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 12/08/2026
Spokane wildfire survivors can get step-by-step help with the insurance claims process from us at monthly workshops, starting Monday, Aug. 17. bit.ly/4g3iPON
This image is a flyer for the "OIC Wildfire Claims Workshop." It features headshots labeled "Senior Policy Advisor David Forte" and "Senior Policy Analyst Lauren Burnes." The event is on Monday, August 17, 2026, from 1 to 3:30 p.m. at Spokane Falls Community College, Building 24, Auditorium Room 110. The address is 3410 W Whistalks Way, Spokane, WA 99224. The flyer mentions learning about insurance claims and includes a note about RSVPing. The "Office of the Insurance Commissioner" logo is at the bottom.
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 11/08/2026
Our insurance experts will be at the Disaster Assistance Center in Spokane Aug. 11-12th from 9-6pm daily at the Shadle Park High School to answer your questions. www.khq.com/fires/spokan...
khq.com
Insurance experts to assist local policyholders impacted by Spokane Area Fires
Washington State Commissioner of Insurance Patty Kuderer and her team are in Spokane to help people navigate the process of insurance claims and policies amid the Spokane Area Fires.
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 11/08/2026
We're in Spokane a bit longer at the Disaster Assistance Center! Come see us for help with your insurance needs. #wawx #wawildfire #WAFires #wafire #SpokaneStrong
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 11/08/2026
"I want all wildfire survivors to see our office as a resource." Hear more from Commissioner Kuderer at today's press conference in Spokane. If you need help, call us at 1-800-562-6900 or visit our website at insurance.wa.gov.
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 10/08/2026
Commissioner Kuderer is joining Gov. Ferguson and others in Spokane working on the wildfire response.
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 08/08/2026
Insurance Commissioner Patty Kuderer issued an emergency order to allow the survivors of the state’s recent wildfires streamlined access to their prescription medications. Read more about what this order covers: bit.ly/4fLTqui
A graphic about an emergency order on prescriptions for fire survivors, issued by Washington State Insurance Commissioner Patty Kuderer, dated August 7, 2026.
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 07/08/2026
We're two weeks out from this free screening of the award-winning documentary, Shuffle. Join us Aug. 21 with an in-person Q&A with Commissioner Kuderer and the film's director, Ben Flaherty, and learn about organized insurance fraud in the addiction treatment industry. RSVP at bit.ly/4fUgci6
poster with a photo of a woman broken up into multiple squares. overlay of "join us for a free screening of Shuffle, Aug 21, 9:30 am doors open, 9:45 am event starts, Washington State Criminal Justice Training Commission, Cascade Building, Main Auditorium"
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 06/08/2026
Commissioner Kuderer was on the ground in Spokane to meet with local leaders and make sure that people know we are here to help. She stopped by the Disaster Recovery Center at Shadle Park High School to thank the insurers that answered her call to set up an insurance village.
Commissioner Kuderer shakes the hand of a member of USAA's catastrophe response team
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 06/08/2026
Our insurance experts are at the disaster assistance center at Shadle Park High School ready to assist you with your insurance questions! If you were affected by the Spokane Complex Fires, please come visit us! We'll be here through 6 p.m. today and Friday-Sunday. Learn more: bit.ly/4fVTmHd
An OIC staff member comforts a wildfire survivor at the disaster recovery centerSpokane Disaster Assistance Center. Thursday, Aug. 6 to Sunday, Aug. 9. Shadle Park High School, 4327 Ash St. Spokane, WA 99205.
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 06/08/2026
Our insurance experts will be at the Disaster Assistance Center in Spokane Aug. 6-9 to answer your questions. Commissioner Kuderer invited property insurance companies to attend to help policyholders file claims. #wawx #wawildfire #WAFires #wafire #SpokaneStrong More info: bit.ly/4fVTmHd
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 05/08/2026
At the request of those coordinating our collective emergency response and recovery, the informational session on insurance for people affected by the fire is postponed and will be rescheduled. bit.ly/4xkZAY3
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 05/08/2026
We called an emergency episode to talk about wildfires and insurance, and to share some tips about what to do after a fire. Hosts Aaron VanTuyl and Matt Baide discuss the OIC coming to Spokane for an information session and to staff a Disaster Assistance Center: bit.ly/4pXyOlZ
A graphic that says 'new podcast episode, a brief update on the OIC's fire response.'
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Washington State Office of the Insurance Commissioner @oicwa.bsky.social · 04/08/2026
This event is now at Shadle Park High School. It will include info on what fire survivors need to know about filing a claim, their insurance rights, and what help the OIC can offer. Our insurance experts will be present to help answer questions and share educational resources.
Please join us for a wildfire and insurance informational session, Aug. 5, 5:30-7 pm at Shadle Park High School.
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