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Simoney Kyriakou

@moorgatemermaid.bsky.social
4.5K followers 23 following 128 posts

Editor of FT Adviser, near-veteran journalist, author, public speaker, possibly funny. Leftist softy. God-botherer. Cat-stroker. All views my own. UK/CAN

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Simoney Kyriakou @moorgatemermaid.bsky.social · 25/09/2026
What is happening to so-called 'ethical' investments? www.ftadviser.com/content/5366...
ftadviser.com
Make war, not love: how defence became framed as ‘sustainable’
There has been a noticeable shift in attitudes towards defence investing over recent years, to the extent even EU lawmakers have said funds investing in weapons could justifiably be classified as Arti...
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Simoney Kyriakou @moorgatemermaid.bsky.social · 21/05/2026
We have video channels. Please subscribe: www.youtube.com/@Asset-Alloc... www.youtube.com/@FTAdviserOf...
youtube.com
Asset Allocator
Asset Allocator is a news and analysis service tailored to the needs of UK wealth managers, fund selectors and discretionary fund managers. Our proprietary fund and asset allocation data, compiled usi...
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Simoney Kyriakou @moorgatemermaid.bsky.social · 13/05/2026
Join us now for the King's Speech - LIVE coverage from @ftadviser.com www.ftadviser.com/live-blog/97...
King Charles III delivering the Kings Speech at the state opening of parliament, sitting in the throne and wearing his crown and robes
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Simoney Kyriakou @moorgatemermaid.bsky.social · 06/05/2026
We love to hear about advice firms doing things well and getting accolades such as this! What a positive news story from Paradigm Norton. www.ftadviser.com/content/5804...
ftadviser.com
Advice firm wins King’s Award for sustainability
An employee-owned financial planning firm has won the King’s Award for Enterprise for its achievements in sustainability.
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Reposted by Simoney Kyriakou
FT Adviser @ftadviser.com · 05/05/2026
FT Adviser readers claim state pension proposals are ‘asking for trouble’ www.ftadviser.com/content/59a1bd31-…
ftadviser.com
FT Adviser readers claim state pension proposals are ‘asking for trouble’
FT Adviser readers have slammed a “flawed set of proposals” put forward to transform the state pension from a think tank run by former prime minister Tony Blair.
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Reposted by Simoney Kyriakou
sweetie π @sixfeetofcandy.bsky.social · 05/05/2026
cinco de mayo landing on a taco tuesday this year is the new singularity
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Simoney Kyriakou @moorgatemermaid.bsky.social · 05/05/2026
Wealth managers and RIAs have taken easy diversification through major indexes for granted, relying on steady growth without needing to focus heavily on forecasting the geopolitical stage. www.ftadviser.com/content/4763...
ftadviser.com
Passive strategies now riskier than ever
A passive ‘set and forget’ investing strategy through indexes has become the traditional route to strong returns over the past few decades. Wealth managers and RIAs have taken easy diversification thr...
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Simoney Kyriakou @moorgatemermaid.bsky.social · 29/04/2026
Complaints made against the insurance and pure protection sector increased by 10.1 per cent in the latter half of 2025, data from the Financial Conduct Authority has revealed. www.ftadviser.com/content/1172...
ftadviser.com
FCA: Protection and insurance complaints up 10% in H2 2025
Complaints made against the insurance and pure protection sector increased by 10.1 per cent in the latter half of 2025, data from the
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Simoney Kyriakou @moorgatemermaid.bsky.social · 24/04/2026
I have been having fun with my series of Podcasts on RISK - various risks that affect us all: AI risk Cyber Crime Hacking Data protection Here's my latest one on how businesses REALLY need to work harder to prove they know who their clients are, and why: www.ftadviser.com/content/e0c0...
ftadviser.com
‘If you don’t know your customer well, you’re going to get punished’
The more research you do on prospective clients beforehand, the less chance of a fine.
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Reposted by Simoney Kyriakou
FT Adviser @ftadviser.com · 24/04/2026
‘Without commodities there is no renewable energy, no data centres’ www.ftadviser.com/content/3e9c3df8-…
ftadviser.com
‘Without commodities there is no renewable energy, no data centres’
Gold and copper are the two largest exposures in the £1.8bn BlackRock World Mining investment trust, with long-serving fund manager Evy Hambro saying the fundamentals of both assets remain strong,
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Simoney Kyriakou @moorgatemermaid.bsky.social · 24/04/2026
Geordie Shore influencer slapped by financial regulator for illegal promotions on social media. www.ftadviser.com/content/bc2b...
ftadviser.com
FCA finfluencer action sees guilty plea from Geordie Shore’s Aaron Chalmers
The
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Simoney Kyriakou @moorgatemermaid.bsky.social · 19/03/2026
BREAKING! The Lords have just voted to remove the power to mandate the asset allocation of pension schemes from the Pension Schemes Bill. The Bill will soon return to the Commons for MPs to reconsider the wide-reaching nature of these powers. More on @ftadviser.com
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Simoney Kyriakou @moorgatemermaid.bsky.social · 18/03/2026
UK financial regulation is not working as well as it should, largely due to the disconnect between policymakers in Whitehall and the people that financial regulation is designed to protect. I took our readers' voices to parliament. This is what I said: www.ftadviser.com/content/ffc9...
ftadviser.com
I took your voices to Parliament: this is what I told MPs and Peers
UK financial regulation is not working as well as it should, and largely this is due to the disconnect between policymakers in Whitehall and the people that financial regulation is designed to protect...
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Reposted by Simoney Kyriakou
FT Adviser @ftadviser.com · 23/02/2026
Stocks and shares Isas outperform cash Isas for third year www.ftadviser.com/content/9b2343e6-…
ftadviser.com
Stocks and shares Isas outperform cash Isas for third year
The average stocks and shares Isa grew by around 11 per cent in the past year, compared with a 3.4 per cent return from cash Isas, figures from Moneyfacts show.
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Reposted by Simoney Kyriakou
Stephanie Hawthorne @stephawthorne.bsky.social · 05/11/2025
www.ftadviser.com/budget/2025/... Article by me for @ftadviser.com @moorgatemermaid.bsky.social - Chancellor -don't just 'firefight' but plan for the years, decades and even the century ahead - pensions is an 80 year project-not 'a back of an envelope' Budget gimmick.
ftadviser.com
Long-term thinking needed for any Budget reforms
Government borrowing is the highest since 2020, according to the Office for National Statistics.
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Simoney Kyriakou @moorgatemermaid.bsky.social · 14/10/2025
Op-ed: There is a world of difference between AI that is designed for mental health care, and that which is not. For @ftadviser.com www.ftadviser.com/artificial-i...
ftadviser.com
Is there a future for AI in mental health solutions?
The headlines are stark: ‘There are no guardrails.’
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Reposted by Simoney Kyriakou
FT Adviser @ftadviser.com · 15/09/2025
CFA: AI decision-making must be transparent www.ftadviser.com/artificial-intell…
ftadviser.com
CFA: AI decision-making must be transparent
The lack of artificial intelligence explainability can lead to misinformed decisions and financial losses, according to a CFA Institute report.
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Reposted by Simoney Kyriakou
FT Adviser @ftadviser.com · 16/09/2025
State pension likely rise by 4.7% www.ftadviser.com/triple-lock/2025/…
ftadviser.com
State pension likely rise by 4.7%
The state pension is likely to increase by 4.7 per cent in April 2026, taking it to £12,535 per year.
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Reposted by Simoney Kyriakou
FT Adviser @ftadviser.com · 08/07/2025
Partners Wealth Management buys Surrey-based firm www.ftadviser.com/mergers-acquisiti…
ftadviser.com
Partners Wealth Management buys Surrey-based firm
Partners Wealth Management has bought Surrey-based Navigate Capital Management which will now form part of the PWM brand.
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Simoney Kyriakou @moorgatemermaid.bsky.social · 08/07/2025
Just read a press release that says: "1 in 5 people in Britain will die before retirement." Welp.
media.tenor.com
a woman sitting at a desk with the words it was all for nothing below her
ALT: a woman sitting at a desk with the words it was all for nothing below her
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Simoney Kyriakou @moorgatemermaid.bsky.social · 08/07/2025
What happens when you're a farmer making a claim for storm damages, and instead of getting the £55,000 the insurer says it's worth, you only get £18,000? Read our exclusive here from Chris McCulloch for @ftadviser.com www.ftadviser.com/protection/2...
ftadviser.com
NFU Mutual U-turns on farmer’s claim after MP intervenes
Northern Ireland dairy farmer Gary McConnell has said he is ‘done’ with specialist insurer
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Simoney Kyriakou @moorgatemermaid.bsky.social · 02/07/2025
Read our story quoting #PaulaRadcliffe here: The multiple gold-medal winner and record-setter in marathons across the globe, explains how she knows all too well the hard choices parents have to make in taking on additional caring responsibilities. www.ftadviser.com/critical-ill...
ftadviser.com
Paula Radcliffe: ‘Illness and accidents aren’t something we can prepare for’
Paula Radcliffe MBE has teamed up with MetLife to encourage UK parents to understand the importance of insuring themselves and their families.
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Reposted by Simoney Kyriakou
FT Adviser @ftadviser.com · 01/07/2025
Fairstone CEO and founder to take step back www.ftadviser.com/fairstone-group-l…
ftadviser.com
Fairstone CEO and founder to take step back
Fairstone’s CEO Lee Hartley said it is “the right time” to take a step back, 18 years after founding the firm.
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Reposted by Simoney Kyriakou
Heather Lynn💙🦋 @heatherlynndewitt.bsky.social · 27/06/2025
#lbgtqiarights
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Simoney Kyriakou @moorgatemermaid.bsky.social · 01/07/2025
Rather than waiting for things to go wrong and launching enforcement actions, section 166s can be used as a tool by the FCA to step in earlier. www.ftadviser.com/regulation/2...
ftadviser.com
What’s driving the rise in Section 166 reviews in consumer investments?
Section 166 reviews are becoming more common, not just in the consumer space but across the board.
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Simoney Kyriakou @moorgatemermaid.bsky.social · 30/06/2025
"It is really difficult to engage people on a digital journey, which will follow the processes to meet regulation unless you really focus on how to get people engaged with it" @alina_khan2001 for @FTAdviser www.ftadviser.com/advice-guida...
ftadviser.com
FT Adviser readers: ‘Overbearing’ regulation causing advice gap
‘Overbearing’ regulation has caused the advice gap, according to FT Adviser readers.
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Simoney Kyriakou @moorgatemermaid.bsky.social · 06/06/2025
The regulator said financial promotion rules would apply so consumers get information on the risks and would not be offered inappropriate incentives to invest, in the same way as if they bought cryptoassets directly. #crypto #investing www.ftadviser.com/cryptofinanc...
ftadviser.com
FCA to lift ban on offering crypto ETNs to retail investors
The Financial Conduct Authority is proposing to lift the ban on offering crypto exchange traded notes (cETNs) to retail investors.
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Simoney Kyriakou @moorgatemermaid.bsky.social · 06/06/2025
“It’s important for advisers to have empathy - with boundaries”, according to Belinda Parmar OBE Why is it so important? And what is meant by 'boundaries'? speaks with the @ftadviser.com #podcast about what #empathy really means (hint: it's not sympathy). www.ftadviser.com/vulnerable-c...?
ftadviser.com
How empathy can help advisers hold tough conversations with clients
“It’s important for advisers to have empathy - with boundaries”, according to corporate activist Belinda Parmar OBE.
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Simoney Kyriakou @moorgatemermaid.bsky.social · 03/06/2025
Financial adviser Rhiannon Gogh @PlanItFinancial has said the four Ps are core to ensuring a vulnerable client’s needs are fully met: provide, protect, prepare and put. Read @FTAdviser's report below: ⬇️ 👇 www.ftadviser.com/vulnerable-c...
ftadviser.com
‘Special needs financial planning isn’t a small, niche market’
Special needs planning is less niche than people think and there are specific ways to navigate the conversation in a sensitive manner, according to Rhiannon Gogh, director at Planlt Future Financial.
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Simoney Kyriakou @moorgatemermaid.bsky.social · 02/06/2025
The Women's Wealth Alliance, a working group of the Consumer Duty Alliance, has launched a wide-ranging study to understand the pathways, opportunities and barriers to #women in UK financial services. Take the YouGov survey - links in the copy. www.ftadviser.com/womens-wealt...
ftadviser.com
Calling advisers - the Women’s Wealth Alliance needs you!
Women in UK financial services - the newly formed Women’s Wealth Alliance needs you!
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Simoney Kyriakou @moorgatemermaid.bsky.social · 23/05/2025
There’s a ‘walk to school week’, an ‘idling #awareness day’ and others. It's also #Zombie Month! More important than most, as Peter Hamilton would argue, is this week’s #Dementia Action Week. Read his op-ed for @ftadviser.com here - see below ⬇️ 👇 for the link 🔗 : www.ftadviser.com/work-and-wel...
ftadviser.com
Dementia - what action can we take?
How aware are you of the different ‘awareness’ months in May?
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Reposted by Simoney Kyriakou
FT Adviser @ftadviser.com · 22/05/2025
Only 2 per cent of investors sought advice in turbulent market www.ftadviser.com/markets/2025/5/22…
ftadviser.com
Only 2 per cent of investors sought advice in turbulent market
Investors are turning to platforms over fund managers in turbulent economic times, a report from Boring Money found.
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Simoney Kyriakou @moorgatemermaid.bsky.social · 22/05/2025
Not sure why I bothered chewing through the leather straps today: - Despite repeat emails to a PR, had no idea when I got my train where a meeting scheduled 1st thing would be held. - Lost all my credit cards & my 1997 Boots card - Ran platform length; dress ran up length of leg, exposing shorts.
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Reposted by Simoney Kyriakou
FT Adviser @ftadviser.com · 21/05/2025
Interest rates are falling ‘too fast’ says BoE chief economist www.ftadviser.com/monetary-policy-c…
ftadviser.com
Interest rates are falling ‘too fast’ says BoE chief economist
The Bank of England’s chief economist believes interest rates are falling too fast.
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Reposted by Simoney Kyriakou
Prospect Pension @prospectpension.bsky.social · 21/05/2025
If you wanted the pension system to invest £50bn more in the economy, wouldnt it be far easier for the government to achieve that through the LGPS, rather than through default DC funds? Or am I missing something really obvious?
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Simoney Kyriakou @moorgatemermaid.bsky.social · 21/05/2025
“If you’re British African, you belong to one of the youngest populations in the country. Black people as a demographic, we’re almost like start-up companies: the trajectory is good, we have a growing middle class & we are building wealth,” @mrmoneyjar www.ftadviser.com/diversity-in...
ftadviser.com
Mr MoneyJar: ‘Black wealth is like a start-up; the opportunities to build are big’
Black individuals as a demographic are like start-up companies, with the trajectory to build wealth on the rise, according to Rotimi Merriman-Johnson, financial adviser and content creator.
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Reposted by Simoney Kyriakou
FT Adviser @ftadviser.com · 19/05/2025
Two PFS board members resign due to ‘culture and structure concerns’ www.ftadviser.com/personal-finance-…
ftadviser.com
Two PFS board members resign due to ‘culture and structure concerns’
The Personal Financial Society has seen two members resign from its board amid concerns over the culture and current structure.
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Simoney Kyriakou @moorgatemermaid.bsky.social · 19/05/2025
The Personal Financial Society has seen two members resign from its board amid concerns over the culture and current structure. Read @sonia_rach's piece for @FTAdviser to find out who and why: www.ftadviser.com/personal-fin...
ftadviser.com
Two PFS board members resign due to ‘culture and structure concerns’
The Personal Financial Society has seen two members resign from its board amid concerns over the culture and current structure.
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Simoney Kyriakou @moorgatemermaid.bsky.social · 19/05/2025
Are you in insurance? Is this an issue that you have seen coming around the corner?
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Simoney Kyriakou @moorgatemermaid.bsky.social · 19/05/2025
The Financial Ombudsman Service has partly upheld a complaint against Aegon for “distress and inconvenience” caused by not providing information in a timely manner. By Tara O'Connor for @FTAdviser www.ftadviser.com/financial-om...
ftadviser.com
Aegon told to pay £300 for delay in giving information to pension holder
The Financial Ombudsman Service has partly upheld a complaint against Aegon for “distress and inconvenience” caused by not providing information in a timely manner.
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Simoney Kyriakou @moorgatemermaid.bsky.social · 16/05/2025
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Simoney Kyriakou @moorgatemermaid.bsky.social · 16/05/2025
Read the full story on @ftadviser.com www.ftadviser.com/womens-wealt...
ftadviser.com
Calling all women in personal finance – we want your voices to be heard
As a chartered financial planner, founder of an all-female financial advice firm and someone who’s had a career spanning some 30 years in personal finance, I am a huge advocate of this sector as a fan...
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Reposted by Simoney Kyriakou
FT Adviser @ftadviser.com · 16/05/2025
UK market interest could signal start of rebound www.ftadviser.com/ft-adviser/2025/5…
ftadviser.com
UK market interest could signal start of rebound
Investment trust managers have turned their attention to UK markets after Donald Trump’s tariffs sent global markets into turmoil.
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Reposted by Simoney Kyriakou
FT Adviser @ftadviser.com · 16/05/2025
First pension providers complete dashboard connection www.ftadviser.com/pension-dashboard…
ftadviser.com
First pension providers complete dashboard connection
The Pensions Dashboard Programme has released its latest progress report outlining the first pension provider completed connection in April 2025.
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Simoney Kyriakou @moorgatemermaid.bsky.social · 16/05/2025
What do the FCA figures mean when it comes to the wide mass of unadvised people in Britain 🇬🇧 today? Just 8.6 per cent of people received regulated financial advice, a 0.4 percentage point drop from 2022. Read our link below 👇 ⬇️ to find out more: www.ftadviser.com/financial-co...
ftadviser.com
Less than 9% of savers received advice in past year, FCA finds
Less than 9 per cent of people accessed financial advice in the past year, the FCA’s biennial Financial Lives Survey shows.
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Simoney Kyriakou @moorgatemermaid.bsky.social · 16/05/2025
What do the FCA figures mean when it comes to the wide mass of unadvised people in Britain 🇬🇧 today? Just 8.6 per cent of people received regulated financial advice, a 0.4 percentage point drop from 2022. Read our link below 👇 ⬇️ to find out more: www.ftadviser.com/financial-co...
ftadviser.com
Less than 9% of savers received advice in past year, FCA finds
Less than 9 per cent of people accessed financial advice in the past year, the FCA’s biennial Financial Lives Survey shows.
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Simoney Kyriakou @moorgatemermaid.bsky.social · 14/05/2025
“The story of Icelandic banks is covered in tears but one has to keep in mind that after the economic collapse, the banking system ... has become exclusively domestic, it is well financed & heavily supervised.” Exclusive interview with #Iceland's finance minister www.ftadviser.com/investments/...
ftadviser.com
Icelandic finance minister: ‘What’s not for investors to like?’
“What’s not to like about Iceland?” the new finance minister for Iceland has said.
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Simoney Kyriakou @moorgatemermaid.bsky.social · 14/05/2025
Seventeen of the largest workplace pension providers have pledged to unlock up to £50bn investment for the economy by allocating more to private markets as part of the new Mansion House Accord. www.ftadviser.com/pensions/202...
ftadviser.com
Pension funds to boost investment in UK firms under Mansion House Accord
Seventeen of the largest workplace pension providers have pledged to unlock up to £50bn investment for the economy by allocating more to private markets as part of the new Mansion House Accord.
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Simoney Kyriakou @moorgatemermaid.bsky.social · 08/05/2025
Advisers! Are you earning what you are worth? Research analysed by @FTAdviser has found more than a quarter of advisers now have base salaries of over £100,000. www.ftadviser.com/advice-busin...
ftadviser.com
Directly authorised advisers earn 19% more than network peers
Advisers who are directly authorised earn over 19 per cent more than advisers who operate within a network, as the
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Simoney Kyriakou @moorgatemermaid.bsky.social · 07/05/2025
I guess this is right for me! 100% Good.
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