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Marloes Nicholls

@marloesnicholls.bsky.social
57 followers 46 following 28 posts

Head of Advocacy @TheFinanceLab making £€$¥ work for people and planet. Currently focussed on the UK gov's landmark pensions reforms.

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Reposted by Marloes Nicholls
Positive Money UK @positivemoneyuk.bsky.social · 21/09/2026
Today 24 organisations - unions, climate groups, and economists - are calling on the UK Government to scale up the National Wealth Fund (NWF) into a world-leading national development bank new-economicsf.files... 🧵[1/6] Here's why it matters: 👇
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Reposted by Marloes Nicholls
WWF UK @wwf.org.uk · 21/09/2026
Britain needs to invest more in its future. The National Wealth Fund is a way for the government to invest lower energy bills, green industries and better infrastructure. But we're not investing as much as we could be. 🚨
theguardian.com
UK urged to strengthen financial muscle of national wealth fund to aid economy
Unions, thinktanks and others say overhaul could provide investment Britain needs
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Invest In Britain @investinbritain.bsky.social · 01/07/2026
Investing in essentials like education, health, energy and housing should be a top priority, according to our new Investability Index. We assessed 11 sectors of the UK economy to identify where more public investment would have the biggest impact: investinbritain.org.uk/investabilit...
investinbritain.org.uk
Investability Index - Invest in Britain
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Finance Innovation Lab @thefinancelab.bsky.social · 11/06/2026
Thanks to Baroness Kramer and other peers who spoke during Financial Services Bill debate this week and explained why we need to grow #CreditUnions and #CDFIs if we want a financial system that works for everyone New blog here: tinyurl.com/mrx7ejeu @fbfacampaign.bsky.social #FairBankingForAll
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APPG on Anti-Corruption and Responsible Tax @anticorruption-responsibletax.org · 01/06/2026
Baroness Hodge and Minister Jake Richards arrive in Guernsey today. The timing couldn't be more relevant; last week @thefinancelab.bsky.social released a shocking report report which revealed £393bn in dirty money flows annually through the UK and Crown Dependencies 👇 www.ft.com/content/7b35...
ft.com
UK warns it could take action over crown dependencies’ lack of transparency
Government in fresh bid to persuade likes of Guernsey as well as overseas territories to go further in tackling illicit finance
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Fairness Foundation @fairness.bsky.social · 18/05/2026
🚨 Today we’ve released Takers, a new report showing a strong public mandate for tackling wealth extraction in the UK. 📈 It finds wealth extraction is widely opposed across the political spectrum, undermines economic fairness, and demands urgent policy action. 🔗 fairnessfoundation.com/takers
london city skyline with text: Takers, the public mandate against wealth extraction, new report
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Tax Justice UK @taxjusticeuk.bsky.social · 06/05/2026
🇬🇧 The UK has a dirty little secret… It’s really good at hiding dirty little secrets. In June, the UK hosts a global dirty‑money summit — but unless they face Britain’s own role, it’ll just be a meaningless talking shop. Head to taxjustice.uk/DirtyMoney to find out more.
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Finance Innovation Lab @thefinancelab.bsky.social · 22/04/2026
"The upshot is that even pension schemes that have promised not to invest in fossil fuels have ploughed money into funds that are paying for major gas projects." @tbij.bsky.social investigate where UK public sector pensions are really being invested.
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The Bureau of Investigative Journalism @tbij.bsky.social · 22/04/2026
Billions of pounds from UK public pensions are being used to bankroll the expansion of US gas companies And the gas terminals being built as a result are impacting the health of poor American communities
The image shows the Yorkshire countryside with black smoke floating above it. A rusty sign says: "Welcome to West Yorkshire, twinned with Cameron Parish, Louisiana". The text reads: "UK public pensions are funding US fossil fuels – and it's hurting vulnerable American communities"
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Marloes Nicholls @marloesnicholls.bsky.social · 20/04/2026
The Swiss public has kick-started a parliamentary review to make new rules to align the country's large finance industry with its climate and energy goals swissclimaterambles.substack.com/p/swiss-peop...
swissclimaterambles.substack.com
Swiss people will vote on their financial center’s climate policies
146,000 signatures for a popular initiative handed in today
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Reposted by Marloes Nicholls
The Fair Banking for All Campaign @fbfacampaign.bsky.social · 26/03/2026
1 year ago @mchshe.bsky.social paid off the debts of hundreds of people. So what’s happened since then? fairbankingforall.org #FairBankingForAll
Text says
1 YEAR AGO MICHAEL SHEEN
PAID OFF THE DEBTS OF HUNDREDS OF PEOPLE IN PORT TALBOT
So what’s happened since then? >

A photograph shows Michael Sheen standing, looking at the camera, in front of a tale with piles of bank notes on top of it. Text says: 
Michael Sheen used his own money 
to wipe off a million pounds’ 
worth of debt.

But he didn’t do it just to make a difference to people’s lives. He did it to shine a spotlight on the fact that the whole system needs to change.

A photograph shows Michael Sheen sitting at a table smiling, in conversation with two older men with mugs in front of them.Text says
"MORE IMPORTANT THAN ANYTHING IS TO MAKE A STATEMENT, TO SAY THAT WE NEED A FAIR CREDIT SYSTEM."

Michael Sheen 

Michael joined the Fair Banking for All Campaign, a coalition of organisations calling for a Fair Banking Act.Text says
A Fair Banking Act would mean that banks have to disclose information on who they lend to, and be given a rating based on whether they’re lending fairly.

If banks get a poor rating, they’d have to take action - they could either expand their own affordable credit programmes, or work with ethical, not-for-profit lenders like credit unions & CDFIs. 

A photograph shows Michael Sheen wearing a coat and scarf, speaking to the camera, with one fist raised.
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Marloes Nicholls @marloesnicholls.bsky.social · 20/03/2026
NEW: USS - the largest private pension scheme in the UK - invests around £450m in 43 of the biggest coal companies in the world. divestuss.org/2026/03/17/c... @divestuss.bsky.social Voluntary action isn't working. It's time for Gov to make pension schemes protect our pensions and the environment.
divestuss.org
Coal: USS is still funding the dirtiest polluter!
USS says it has divested from those companies that earn more than 25% of their revenue from thermal coal mining [1].  This makes a useful headline but how does it measure up in reality? A rece…
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Marloes Nicholls @marloesnicholls.bsky.social · 11/03/2026
Today's debate between @carolinelucas.bsky.social & Michael Gove was a test for where we've got to on pensions policy and climate risk - and it's so great to see that 2/3 of industry agree more action is needed (and that our proposals were highlighted) www.pensionsage.com/pa/Pensions-...
pensionsage.com
Pensions UK IC 26: 67% believe pension schemes not doing enough to mitigate climate change
Sixty-seven per cent of industry delegates surveyed in a session at the Pensions UK Investment Conference 2026 believe pension schemes are not doing enough to mitigate climate change
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Marloes Nicholls @marloesnicholls.bsky.social · 05/03/2026
What are the implications of private equity firms owning more employers, and how can workers respond? @tompowdrill.bsky.social and @julianflores.bsky.social share research showing worse outcomes for workers than average for the private sector, and lessons from recent disputes #TUCPensions2026
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Marloes Nicholls @marloesnicholls.bsky.social · 05/03/2026
@tuc.org.uk Pensions Conference has got to be the best in town. Key topics include: how the Government's reforms will make pensions work for people on lower incomes; how workers can have greater control over their savings; and how to overcome all the "waffle"! #TUCPensions2026
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Marloes Nicholls @marloesnicholls.bsky.social · 23/02/2026
1/3: Lords will debate 3 proposals this evening that aim to protect our pension savings and the planet #PensionSchemesBill ⭐️#212, tabled by Lord Sharkey (LD), would require pension schemes to phase out fossil fuel investments, starting with thermal coal bills.parliament.uk/bills/3982/s...
bills.parliament.uk
Amendment 212 to Pension Schemes Bill to Pension Schemes Bill - Parliamentary Bills - UK Parliament
Lord Sharkey's amendment After Clause 117 (212) to Pension Schemes Bill, proposed during Committee stage
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Finance Innovation Lab @thefinancelab.bsky.social · 13/02/2026
Even after the UK phased out coal power, pension schemes are still financing coal overseas. This risks savers’ money and the climate — which is why peers are calling for stronger Government action via the Pension Schemes Bill. 👉 filab.uk/4rUMbU1
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JustMoney Movement @justmoneymvt.bsky.social · 05/02/2026
People want to retire with a decent income and a liveable planet. 🌎💷 New research by @thefinancelab.bsky.social and LINGO finds that UK pensions are still backing coal - threatening both. ⌛ The Government must act ⌛ financeinnovationlab.org/insights/uk-...
financeinnovationlab.org
UK Pension Schemes and Thermal Coal - Finance Innovation Lab
This research briefing, produced in partnership with the Leave it in the Ground Initiative, estimates the amount of UK pension savings that remain invested in companies involved in the extraction or b...
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Natalie Bennett @nataliegreenpeer.bsky.social · 06/02/2026
Divesting from thermal coal is good for pension savers and planet. That’s why I and @greenparty.org.uk support amendment to #PensionSchemesBill to make pension schemes phase out investments in the most polluting fossil fuels #ClimateEmergency #PublicHealth
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Marloes Nicholls @marloesnicholls.bsky.social · 06/02/2026
Our new research finds that UK pension funds still have £10.5bn invested in coal overseas - the world’s dirtiest fossil fuel. That’s bad for the climate and a risky bet for pension savers. It’s time for the Government to make pension schemes divest 🌍💷 financeinnovationlab.org/uk-pension-s...
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Peers for the Planet @peersfortheplanet.bsky.social · 05/02/2026
New @thefinancelab.bsky.social research shows UK pension schemes have c. £10.5bn invested in coal companies. Peers have proposed practical changes to the #PensionsSchemesBill to support an orderly divestment - to protect pension savers and the planet. financeinnovationlab.org/insights/uk-...
financeinnovationlab.org
UK Pension Schemes and Thermal Coal - Finance Innovation Lab
This research briefing, produced in partnership with the Leave it in the Ground Initiative, estimates the amount of UK pension savings that remain invested in companies involved in the extraction or b...
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George Monbiot @georgemonbiot.bsky.social · 05/02/2026
William Nordhaus received the Nobel Memorial Prize for these flawed economic models, and Bjorn Lomborg built a highly lucrative career on them. They told rich and powerful people what they wanted to hear. While helping to consign us all to catastrophe. www.theguardian.com/environment/...
theguardian.com
Flawed economic models mean climate crisis could crash global economy, experts warn
States and financial bodies using modelling that ignores shocks from extreme weather and climate tipping points
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Finance Innovation Lab @thefinancelab.bsky.social · 05/02/2026
More than £10.5bn of UK pension savings are invested in thermal coal - the world’s dirtiest fossil fuel. That’s bad for pension savers, the economy, and the climate. Read our new research with LINGO Initiative. filab.uk/3ZNdX8O
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Jessica Elgot @jessicaelgot.bsky.social · 02/02/2026
Explosive from @faisalislam.bsky.social about that call that did take place with Dimon and Darling.
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The Fair Banking for All Campaign @fbfacampaign.bsky.social · 12/01/2026
📢 On Wednesday @gareththomasmp.bsky.social will table the Financial Exclusion & Access to Finance Bill, taking action on access to #AffordableCredit through #FairBankingAct proposals. Read about it in @guardianheather.bsky.social's article. #FairBankingForAll www.theguardian.com/business/202...
theguardian.com
Lending to small businesses and low-income areas must expand, say Labour backbenchers
Senior politicians have tabled bill that would force UK banks to make affordable finance more accessible
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Ben Cushing @bmcushing.bsky.social · 15/12/2025
👀 BlackRock just lost another ~$6B mandate after backsliding on addressing climate risk to its clients’ portfolios. NYC pension trustees meet this week and could approve the @nyccomptroller.bsky.social recommendation to shift $42B for the same reason. 🍿
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Fossielvrij NL @fossielvrijnl.bsky.social · 15/12/2025
🎊 WIN! Pension fund PME breaks with polluting asset giant BlackRock – thanks to the pressure of our movement. ✍️ Now it's time for ABP to break with BlackRock as well. Over 5.000 people have already signed our petition. Will you add your name? www.breekmetblackrock.nl
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ShareAction @shareaction.bsky.social · 11/12/2025
Our new analysis of Europe’s largest banks has found progress on climate has ground to a standstill, and in some cases, reversed As environmental and social risks rise, banks’ responses are still falling short: the average score across the 25 banks was 41%🔽 shareaction.org/reports/in-d... 🧵1
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Marloes Nicholls @marloesnicholls.bsky.social · 05/12/2025
This week parliament debated proposals to change the law that would make pension funds stop investing our savings in fossil fuels. As @mp4stratford.bsky.social argues, action is needed to protect savings and uphold the UK's pensions industry ⬇️ www.pensions-expert.com/law-and-regu...
pensions-expert.com
Securing our future: Climate risk and the Pension Schemes Bill
Liberal Democrat MP Manuela Perteghella explains why her party is lobbying to include climate-related investment restrictions in the Pension Schemes Bill, as MPs debate the legislation in its third reading.
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Marloes Nicholls @marloesnicholls.bsky.social · 01/12/2025
Fantastic to join Neil Duncan-Jordan for an MP briefing this eve, alongside @redjen.bsky.social & @pscupdates.bsky.social. We discussed progressive proposals to strengthen the Gov’s Pension Schemes Bill, incl. phasing out fossil fuel investments and ensuring worker representation.
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Marloes Nicholls @marloesnicholls.bsky.social · 01/12/2025
Brilliant new article from Labour's Simon Opher MP - a must read ahead of the parliamentary debate over the Pension Schemes Bill this Wednesday ⬇️
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Marloes Nicholls @marloesnicholls.bsky.social · 21/11/2025
👏Investors call for the government's Pensions Commission to consider climate change risks👏 You can't build an adequate and fair pensions system for the twenty first century without. www.ftadviser.com/esg-investin... @uksif.bsky.social
ftadviser.com
Climate change must be included in any pensions review
There has been a call for the government to consider climate change risks in its any review of the pension system.
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Marloes Nicholls @marloesnicholls.bsky.social · 12/11/2025
Great new piece from Neil Duncan-Jordan - a leading MP calling for greater ambition from the gov's landmark pension reforms! He rightly highlights 3 priorities for the current Pension Schemes Bill too: worker representation, fossil fuel phase out and funding for the green transition.
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JustMoney Movement @justmoneymvt.bsky.social · 05/11/2025
Great to have MPs like Simon Opher supporting @thefinancelab.bsky.social's amendment to the Pensions Schemes Bill. Help us build support for greener, fairer pensions. Write to your MP today: justmoney.eaction.online/better-pensi...
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Ecojustice @ecojusticecanada.bsky.social · 27/10/2025
💥BREAKING💥 Four young Canadians just launched a lawsuit against the Canada Pension Plan investment manager, #CPP Investments, for alleged mismanagement of climate risks. Read more about the case brought by @ecojusticecanada.bsky.social and @gpllp.bsky.social 👉 bit.ly/4okNn1i
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Marloes Nicholls @marloesnicholls.bsky.social · 22/10/2025
1/2 Collective pensions for millions of UK workers felt closer to a reality today. ‘CDC’ promises an “income for life”, higher average incomes (25-65%!), and greater investment for the UK - all particularly important for people on low incomes and facing hardship in retirement.
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Marloes Nicholls @marloesnicholls.bsky.social · 14/10/2025
Sue Owen asked what her pension savings are being invested in - and was horrified. Ep. 3 of this brilliant new podcast explains how the pensions industry continues to fuel the climate crisis. But you can write to your MP today to call for Government action actionnetwork.org/letters/writ...
actionnetwork.org
Write to your MP: Divest our pensions from risky fossil fuels!
UK pensions invest £88 billion in fossil fuels, causing the equivalent of 80% of the annual emissions of the entire country through fossil fuel funding alone. This puts both our planet and pension sav...
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Prospect Union @prospectunion.bsky.social · 21/08/2025
🚨 Prospect research reveals women lose out on £7,600 a year in retirement. A 36.5% gender pension gap – that's double the gender pay gap. This inequality is unacceptable. Government must take real action now to close the gap.
theguardian.com
Gender gap means retired women ‘have four months a year with no pension’
Income inequality means women in effect stop receiving a pension from 21 August, union leaders say
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Finance Innovation Lab @thefinancelab.bsky.social · 21/07/2025
The new Pensions Commission must tackle the inequality at the heart of the UK’s pension system. ~2/3rds of pension wealth is held by the richest 10%, while millions face hardship in retirement. Read our statement from @marloesnicholls.bsky.social, Head of Advocacy: filab.uk/46YlcPU
filab.uk
Lab Statement: Launch of a new Pensions Commission - Finance Innovation Lab
In response to the announcement that the government are launching a new Pensions Commission to examine the reasons why so many people are facing the prospect of poverty in retirement and to make…
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Reposted by Marloes Nicholls
Women's Budget Group @womensbudgetgrp.bsky.social · 24/07/2025
We’re excited to launch our new report on the gender wealth gap — examining the scale of inequality and the role wealth taxation could play in addressing it. Wealth inequality is wider than income inequality — and deeply gendered. Read it here: 👇 www.wbg.org.uk/publication/...
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Marloes Nicholls @marloesnicholls.bsky.social · 30/06/2025
The Pension Schemes Bill is a critical chance for the government to protect our savings and retirements from the risks of climate change. Read our proposal: www.netzeroinvestor.net/news-and-vie...
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Finance Innovation Lab @thefinancelab.bsky.social · 23/06/2025
Why are our pensions being used to fund fossil fuels and deforestation to the tune of billions of pounds, threatening our prosperity in older age and indeed our savings? Today @annagelderdmp.bsky.social‬ rightly asked the government what the new Pension Schemes Bill would do to change this.
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Marloes Nicholls @marloesnicholls.bsky.social · 21/05/2025
We can't retire if the planet's on fire. It was fantastic to kick start a debate in parliament this week, with partners across civil society and industry, on the major opportunity the government has to align its landmark pension reforms with sustainability.
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Finance Innovation Lab @thefinancelab.bsky.social · 19/05/2025
Current defined contribution schemes work like savings accounts and leave too many with insufficient pensions. Our CEO @jesselgriffiths.bsky.social‬ was in parliament last week discussing new proposals for pensions.
filab.uk
DC pensions are like savings accounts which makes it harder for funds to take risk
Defined contribution pensions operate more like a savings account meaning funds are wary of taking higher risks with investments, MPs were told.
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Independent Age @independentage.bsky.social · 01/05/2025
📢 With @thefinancelab.bsky.social, we're calling on the UK Govt to transform the pensions system. The system should support everyone to save for a financially secure retirement. Right now, that's not happening. The UK Govt must reform the system to ensure we all have enough to live on in older age
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Marloes Nicholls @marloesnicholls.bsky.social · 02/05/2025
It was fantastic to meet with officials leading the government’s landmark Pensions Review this afternoon, together with inspiring civil society and union colleagues. We're advocating to ensure that as we get older, we all have enough money and a thriving planet to live on.
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Marloes Nicholls @marloesnicholls.bsky.social · 02/05/2025
Civil society organisations, unions, and a host of celebrities have joined forces to call on the government to fix the UK’s pensions system. Here’s my comment for PensionsAge www.pensionsage.com/pa/New-campa...
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ShareAction @shareaction.bsky.social · 01/05/2025
The biggest review of the pensions system in a generation is underway. Sign the petition for: 💷 Decent pensions for all ☀️ A just transition to a thriving low-carbon economy 🚫 A phase-out of funding for fossil fuels, deforestation & other harmful industries ✍️ act.350.org/sign/fairer-...
Promotional image urging people to sign a petition for fairer and greener pensions. The background features a blue gradient with wind turbines, and the text reads: 'Tell Pensions Minister Torsten Bell WE DEMAND FAIRER GREENER PENSIONS FOR EVERYONE.' There is a blurred-out face of a person in a suit on the right side. At the bottom, there is a button that says 'SIGN THE PETITION.' Photo credit: Roger Harris, CC BY 3.0 via Wikimedia Commons.
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Jack Jones @jackjonestuc.bsky.social · 30/04/2025
Big opportunity for the government to shape pensions policy for decades to come. Vital that they show plenty of ambition.
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