loan.alyzer @loan.alyzer.com · 05/10/2026loan.alyzer 10.05.26 Update - End of #Debt and #Lottery Lesson tools updated with improved usability, information, analysis, and guidance. loan.alyzer.com/whatsnew.htm 000 0
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Reposted by loan.alyzerBen Carlson @bencarlson007.bsky.social · 25/08/2026Every hedge fund manager & macro tourist wants to short bonds right now The reasons are obvious: high government debt, large deficits, inflation, etc Bonds are the most hated asset class in the world So what's the case for owning bonds? awealthofcommonsense.com/2026/08/the-... 1171 17
Reposted by loan.alyzerBen Carlson @bencarlson007.bsky.social · 19/08/2026How often is the stock market down from all-time highs? How often should you check your portfolio? How often do you check your portfolio? awealthofcommonsense.com/2026/08/how-...awealthofcommonsense.comHow Often Should You Check Your Portfolio? - A Wealth of Common SenseBen's rules for how often to check your portfolio. 091 9
loan.alyzer @loan.alyzer.com · 17/08/2026loan.alyzer 08.15.26 Update - All tools move to a modern theme loan.alyzer.com/whatsnew.htm 000 0
Reposted by loan.alyzerBen Carlson @bencarlson007.bsky.social · 17/08/20262 things that are both true: 1. Housing in America is unaffordable for many people 2. Housing can become a lot more unaffordable (it already is in many other countries) awealthofcommonsense.com/2026/08/wher... 3172 17
Reposted by loan.alyzerBen Carlson @bencarlson007.bsky.social · 17/08/2026In the past week: S&P 500 all-time highs Equal weight all-time highs Small caps all-time highs Mid caps all-time highs Europe all-time highs EM close to all-time highs Valuations are falling Profit margins are rising Is this an all-time bull market? awealthofcommonsense.com/2026/08/now-... 1121 12
Reposted by loan.alyzerBen Carlson @bencarlson007.bsky.social · 14/08/2026Why is the economy so resilient? 1. There are more rich ppl than ever before 2. The unemployment rate has been sub-5% for ~5 years Take out the Covid surge and it's ~9 years of <5% unemployment Rich ppl spend lots of money Ppl w/jobs spend money awealthofcommonsense.com/2026/08/spen... 2183 18
Reposted by loan.alyzerBen Carlson @bencarlson007.bsky.social · 11/08/2026A week before Situational Awareness almost blew-up I got this question: What’s wrong with 5x margin? If everyone earns the 1x market return what exactly is the point of investing? Why self-awareness & survival are 2 of the most important investing traits: awealthofcommonsense.com/2026/08/inve...awealthofcommonsense.comInvesting is a Game of Survival - A Wealth of Common SenseWhy you shouldn't use leverage when investing, even if you're young. 1121 12
Reposted by loan.alyzerBen Carlson @bencarlson007.bsky.social · 10/08/2026There have now been 26 new all-time highs in 2026 for the S&P 500 There have now been more than 220 new highs in the 2020s And almost 1,400 new all-time highs since the 1950s You had to ignore a lot of scary stuff as an investor to get to those highs awealthofcommonsense.com/2026/08/maki... 2182 18
Reposted by loan.alyzerBen Carlson @bencarlson007.bsky.social · 08/08/2026One Wish Willow for the economy: I wish for 3% mortgage rates again Ok here’s a recession I wish for lower housing prices Ok here’s a global financial crisis I wish for lower income inequality Ok here’s 9% inflation awealthofcommonsense.com/2026/08/the-...awealthofcommonsense.comThe One Wish Willow Economy - A Wealth of Common SenseObsession is one of the best movies of the decade. It’s also one of the best stories in recent film history. Writer-director Curry Barker is 26 years old. The budget for the movie was just $750k. It’s... 6223 22
Reposted by loan.alyzerBen Carlson @bencarlson007.bsky.social · 04/08/2026Questions to ask yourself as an investor during the boom times which will end at some point (honestly): Am I diversified? Do I have a plan in place? Am I taking too much risk? Can I balance FOMO with loss aversion? awealthofcommonsense.com/2026/07/inve...awealthofcommonsense.comInvesting in the Boom Times - A Wealth of Common SenseSome lessons from investors in South Korea. 0171 17
Reposted by loan.alyzerBen Carlson @bencarlson007.bsky.social · 30/07/2026I love this story from the new Bill Gurley book about how it's more important to find your fascination than your passion Some thoughts on how I found my fascination: awealthofcommonsense.com/2026/07/find... 0112 11
Reposted by loan.alyzerBen Carlson @bencarlson007.bsky.social · 27/07/2026The S&P 500 is within 2% of all-time highs But under the surface there are a ton of name brand stocks getting smoked Some thoughts on going dumpster diving in a bull market: awealthofcommonsense.com/2026/07/pick... 1122 12
Reposted by loan.alyzerVoronoi @voronoiapp.bsky.social · 23/07/2026Which countries are creating the most new millionaires? 💸 Visual Capitalist breaks down the data: www.voronoiapp.com/money/Ranked-Cou… 022 2
Reposted by loan.alyzerBen Carlson @bencarlson007.bsky.social · 22/07/2026The richest 45 million households in the US combine to spend nearly $15 trillion That's 3x the size of the German economy and 70% of the GDP in China 292 9
Reposted by loan.alyzerBen Carlson @bencarlson007.bsky.social · 22/07/2026In the 1950s just 4% of US households owned stocks It was <20% in the early-1980s Today it's >60% The stock market is now ~240% of GDP Some thoughts on what it means that the stock market is more important than ever: awealthofcommonsense.com/2026/07/the-... 194 9
Reposted by loan.alyzerVoronoi @voronoiapp.bsky.social · 21/07/2026Which income group does each country belong to? 🌍 Iswardi Ishak maps the data: www.voronoiapp.com/economy/Countrie… 021 2
Reposted by loan.alyzerVoronoi @voronoiapp.bsky.social · 21/07/2026Which agricultural commodity is the biggest producer in each U.S. state? 🌾 Visual Capitalist maps the data: www.voronoiapp.com/agriculture/Mapp… 011 1
Reposted by loan.alyzerBen Carlson @bencarlson007.bsky.social · 20/07/20264 big questions about the economy: 1. Why don't we have recessions anymore? 2. Why hasn't the housing market led to a recession? 3. Why aren't interest rates higher? 4. Is this actually a "normal" economic environment? awealthofcommonsense.com/2026/07/4-bi... 7221 22
Reposted by loan.alyzerBen Carlson @bencarlson007.bsky.social · 17/07/2026$1 invested in the S&P 500 in 1990 grew to: $40 buy and hold $8 if you missed the 25 best days $236 if you missed the 25 worst days $47 if you missed the 25 best AND worst days awealthofcommonsense.com/2026/07/miss...awealthofcommonsense.comMissing the Best & Worst Days in the Stock Market - A Wealth of Common SenseWhy the best and worst days cluster in the stock market. 2162 16
Reposted by loan.alyzerVoronoi @voronoiapp.bsky.social · 16/07/2026Where do Americans earn the most per hour in 2026? 💵 Visual Capitalist maps the data: www.voronoiapp.com/money/Mapped-Whe… 011 1
Reposted by loan.alyzerVoronoi @voronoiapp.bsky.social · 15/07/2026Where do Americans still tip 20%—and where are smaller tips becoming the norm? 💵 Visual Capitalist maps the data: www.voronoiapp.com/food-beverage/Wh… 011 1
Reposted by loan.alyzerVoronoi @voronoiapp.bsky.social · 14/07/2026Which countries are attracting the world's wealthiest migrants? 💸 Visual Capitalist ranks the data: www.voronoiapp.com/money/Ranked-The… 011 1
Reposted by loan.alyzerBen Carlson @bencarlson007.bsky.social · 14/07/2026I've been called a permabull so here are 10 reasons to be bearish right now: awealthofcommonsense.com/2026/07/10-r... 3212 21
Reposted by loan.alyzerBen Carlson @bencarlson007.bsky.social · 09/07/2026S&P 500 1928-2025: Up years: 72 Down years: 26 Big up years (+25% or more): 26 Big down years (-25% or worse): 5 There have been as many +25% up years as times when the stock market finished the year negative awealthofcommonsense.com/2026/07/the-...awealthofcommonsense.comThe Ups and the Downs of the Stock Market - A Wealth of Common SenseSometimes the stock market goes down but most of the time it goes up. 0151 15
Reposted by loan.alyzerBen Carlson @bencarlson007.bsky.social · 06/07/2026Everything is outperforming the Mag 7 this year: Heading into today: S&P 493 +14.4% S&P 500 +9.3% Mag 7 +2.4% awealthofcommonsense.com/2026/07/the-... 2186 18
Reposted by loan.alyzerVoronoi @voronoiapp.bsky.social · 06/07/2026America’s Biggest Companies Are Bigger Than Entire Regions 🏢 Visual Capitalist breaks down the data: www.voronoiapp.com/markets/Americas… 021 2
Reposted by loan.alyzerVoronoi @voronoiapp.bsky.social · 03/07/2026Which countries rely most on Middle East oil? 🛢️ Visual Capitalist ranks the data: www.voronoiapp.com/energy/Ranked-Wh… 021 2
Reposted by loan.alyzerVoronoi @voronoiapp.bsky.social · 03/07/2026Which major economy is growing the fastest in 2026? 📈 Data Explained breaks down the data: www.voronoiapp.com/economy/Visualiz… 011 1
Reposted by loan.alyzerVoronoi @voronoiapp.bsky.social · 02/07/2026How much could the world spend on AI by 2031? 🤖 Data Explained breaks down the projections: www.voronoiapp.com/technology/Data-… 021 2
Reposted by loan.alyzerVoronoi @voronoiapp.bsky.social · 02/07/2026Where are the world’s top innovation clusters? 💡 Visual Capitalist maps the data: www.voronoiapp.com/maps/Mapped-The-… 012 2
Reposted by loan.alyzerBen Carlson @bencarlson007.bsky.social · 29/06/2026According to Citadel Securities: 9 of the 10 largest retail trading days ever on their platform were last month Retail trader avg daily option volume also broke record highs in May Then June was even higher So why are investors also holding so much cash? awealthofcommonsense.com/2026/06/why-... 082 8
Reposted by loan.alyzerVoronoi @voronoiapp.bsky.social · 27/06/2026Ranked: Countries & Their Central Bank Reserves (Highest vs Lowest) 🏦 Data Explained breaks down the rankings: www.voronoiapp.com/economy/Ranked-C… 011 1
Reposted by loan.alyzerVoronoi @voronoiapp.bsky.social · 26/06/2026Mapped: Where Foreign Investment Is Flowing in Europe 🌍 Visual Capitalist maps the data: www.voronoiapp.com/economy/Mapped-W… 011 1
Reposted by loan.alyzerVoronoi @voronoiapp.bsky.social · 26/06/2026The Biggest IPOs in History—and Where SpaceX Fits In 🚀 Visual Capitalist breaks down the data: www.voronoiapp.com/markets/The-Bigg… 011 1
Reposted by loan.alyzerBen Carlson @bencarlson007.bsky.social · 25/06/2026Let's say you're sitting on $150k in cash right now. Do you put it all to work at once or DCA into the market? Let's say you have $1.5 million. Is that enough money to retire? Let's say you have a $5+ million portfolio. Could you keep it all in stocks? awealthofcommonsense.com/2026/06/1500...awealthofcommonsense.com$150,000 or $1.5 Million or $5 Million - A Wealth of Common SenseSome thoughts on lump sum investing, diversification, retirement needs and risk. 1192 19
Reposted by loan.alyzerBen Carlson @bencarlson007.bsky.social · 23/06/2026YTD returns thru the close on Monday: Emerging markets +31% Small caps +22% Small cap value +21% Value stocks +15% Dividend stocks +12% Mid caps +11% S&P 500 +10% Mag 7 -3% Why is everything beating the S&P 500 this year? awealthofcommonsense.com/2026/06/ever... 4164 16
Reposted by loan.alyzerBen Carlson @bencarlson007.bsky.social · 22/06/2026The baby boomers control roughly $90 trillion in wealth They own ~70% of the stocks and half of the housing market wealth in America What happens when they all start selling to fund their retirement? Will the boomers crash the stock market? awealthofcommonsense.com/2026/06/what... 7164 16
Reposted by loan.alyzerBen Carlson @bencarlson007.bsky.social · 18/06/2026A reader sent me his entire collection of finance comics from the past ~35 years There were 100s of them in the collection all cut out by hand I went through them all and picked out some of my favorites: awealthofcommonsense.com/2026/06/the-... 0185 18
