iiinova — where your digital self keeps evolving

Josep Gisbert @josep-gisbert.bsky.social · 12/05/2025

• 🛠️ 𝐔𝐬𝐚𝐠𝐞 𝐠𝐚𝐩 𝐦𝐚𝐭𝐭𝐞𝐫𝐬: The real differentiator was not access to GenAI, but how well students could prompt, interpret, and apply its output 𝐀 𝐟𝐫𝐞𝐬𝐡 𝐩𝐞𝐫𝐬𝐩𝐞𝐜𝐭𝐢𝐯𝐞 𝐨𝐧 𝐡𝐨𝐰 𝐆𝐞𝐧𝐀𝐈 𝐜𝐨𝐮𝐥𝐝 𝐚𝐜𝐭𝐮𝐚𝐥𝐥𝐲 𝐰𝐢𝐝𝐞𝐧, 𝐫𝐚𝐭𝐡𝐞𝐫 𝐭𝐡𝐚𝐧 𝐧𝐚𝐫𝐫𝐨𝐰, 𝐬𝐤𝐢𝐥𝐥 𝐠𝐚𝐩𝐬 𝐞𝐬𝐩𝐞𝐜𝐢𝐚𝐥𝐥𝐲 𝐢𝐧 𝐬𝐞𝐭𝐭𝐢𝐧𝐠𝐬 𝐭𝐡𝐚𝐭 𝐝𝐞𝐦𝐚𝐧𝐝 𝐣𝐮𝐝𝐠𝐦𝐞𝐧𝐭 𝐧𝐮𝐚𝐧𝐜𝐞 𝐚𝐧𝐝 𝐫𝐞𝐚𝐥-𝐭𝐢𝐦𝐞 𝐭𝐡𝐢𝐧𝐤𝐢𝐧𝐠

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Josep Gisbert @josep-gisbert.bsky.social · 12/05/2025

🔍 Some standout insights from his exciting 𝐑𝐂𝐓 approach: • 🧠 𝐇𝐢𝐠𝐡-𝐬𝐤𝐢𝐥𝐥𝐞𝐝 𝐬𝐭𝐮𝐝𝐞𝐧𝐭𝐬 𝐛𝐞𝐧𝐞𝐟𝐢𝐭 𝐦𝐨𝐫𝐞: GenAI improved debate performance far more for merit scholarship recipients and top baseline performers • ⚖️ 𝐍𝐨𝐭 𝐚 𝐥𝐞𝐯𝐞𝐥𝐢𝐧𝐠 𝐭𝐨𝐨𝐥: Contrary to prior studies, ChatGPT did not help low-performers catch up

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Josep Gisbert @josep-gisbert.bsky.social · 12/05/2025

He presented “𝘞𝘩𝘦𝘯 𝘎𝘦𝘯𝘈𝘐 𝘐𝘯𝘤𝘳𝘦𝘢𝘴𝘦𝘴 𝘐𝘯𝘦𝘲𝘶𝘢𝘭𝘪𝘵𝘺: 𝘌𝘷𝘪𝘥𝘦𝘯𝘤𝘦 𝘧𝘳𝘰𝘮 𝘢 𝘜𝘯𝘪𝘷𝘦𝘳𝘴𝘪𝘵𝘺 𝘋𝘦𝘣𝘢𝘵𝘪𝘯𝘨 𝘊𝘰𝘮𝘱𝘦𝘵𝘪𝘵𝘪𝘰𝘯”, a novel paper that uses a randomized controlled trial (RCT) in an academic debate setting to ask a critical question: Who really benefits from GenAI in cognitively demanding, unpredictable tasks? 📚

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Josep Gisbert @josep-gisbert.bsky.social · 12/05/2025

We had the pleasure of welcoming @toniroldan.bsky.social from @esadeecpol.bsky.social to the Economics and Finance Departmental Seminar of @ieuniversity.bsky.social 🎓

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Josep Gisbert @josep-gisbert.bsky.social · 09/05/2025

• 📉 𝐄𝐟𝐟𝐢𝐜𝐢𝐞𝐧𝐜𝐲: this leads to weaker market efficiency and lower liquidity compared to rational agents 𝐀 𝐭𝐡𝐨𝐮𝐠𝐡𝐭-𝐩𝐫𝐨𝐯𝐨𝐤𝐢𝐧𝐠 𝐜𝐨𝐧𝐭𝐫𝐢𝐛𝐮𝐭𝐢𝐨𝐧 𝐭𝐨 𝐭𝐡𝐞 𝐞𝐦𝐞𝐫𝐠𝐢𝐧𝐠 𝐟𝐢𝐞𝐥𝐝 𝐨𝐟 𝐚𝐥𝐠𝐨𝐫𝐢𝐭𝐡𝐦𝐢𝐜 𝐛𝐞𝐡𝐚𝐯𝐢𝐨𝐫𝐚𝐥 𝐟𝐢𝐧𝐚𝐧𝐜𝐞. 📄 Slides: francescosangiorgi.com/wp-content/u... #AIinFinance #ReinforcementLearning #MarketDesign

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Josep Gisbert @josep-gisbert.bsky.social · 09/05/2025

🔍 Some standout insights from their 𝐭𝐡𝐞𝐨𝐫𝐲 + 𝐬𝐢𝐦𝐮𝐥𝐚𝐭𝐢𝐨𝐧: • ✅ 𝐏𝐫𝐢𝐜𝐞𝐬: AI traders decode prices and learn portfolio strategies that qualitatively mirror rational benchmarks • ❌ 𝐄𝐱𝐭𝐞𝐫𝐧𝐚𝐥𝐢𝐭𝐢𝐞𝐬: but when multiple AIs interact, they interfere with one another’s learning creating a negative externality

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Josep Gisbert @josep-gisbert.bsky.social · 09/05/2025

He presented “(𝘋𝘦𝘦𝘱) 𝘓𝘦𝘢𝘳𝘯𝘪𝘯𝘨 𝘵𝘰 𝘛𝘳𝘢𝘥𝘦”, co-authored with Ivan Gufler (@UniLUISS) and Emanuele Tarantino (@UniLUISS & European Commission). The work digs into how AI traders—using deep reinforcement learning—respond to price signals, interact with each other, and influence market outcomes 📚

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Josep Gisbert @josep-gisbert.bsky.social · 09/05/2025

This week we had the luxury of hosting Francesco Sangiorgi from the @FrankfurtSchool at the Economics and Finance Departmental Seminar of @IEuniversity 🎓

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Josep Gisbert @josep-gisbert.bsky.social · 19/04/2025

8.𝐌𝐮𝐥𝐭𝐢-𝐚𝐠𝐞𝐧𝐭? Use a manager or task handoffs, but don’t overcomplicate. 9.𝐆𝐮𝐚𝐫𝐝𝐫𝐚𝐢𝐥𝐬 𝐚𝐫𝐞 𝐧𝐨𝐧-𝐧𝐞𝐠𝐨𝐭𝐢𝐚𝐛𝐥𝐞: protect against bad input, risky actions, and misuse. 10.𝐃𝐞𝐬𝐢𝐠𝐧 𝐟𝐨𝐫 𝐡𝐮𝐦𝐚𝐧𝐬: test early, expect failure, always have a backup plan. #AI #OpenAI #LLMs #Agents #Product #TechTrends #FutureOfWork

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Josep Gisbert @josep-gisbert.bsky.social · 19/04/2025

4.𝐏𝐢𝐜𝐤 𝐭𝐡𝐞 𝐫𝐢𝐠𝐡𝐭 𝐦𝐨𝐝𝐞𝐥: test, explore with GPT-4, then optimize for speed/cost. 5.𝐓𝐨𝐨𝐥𝐬 𝐦𝐚𝐭𝐭𝐞𝐫: agents need reliable tools to access data and take action. 6.𝐈𝐧𝐬𝐭𝐫𝐮𝐜𝐭𝐢𝐨𝐧𝐬 𝐚𝐫𝐞 𝐞𝐯𝐞𝐫𝐲𝐭𝐡𝐢𝐧𝐠: vague = chaos. Be clear and specific. 7.𝐒𝐭𝐚𝐫𝐭 𝐬𝐦𝐚𝐥𝐥 — one solid agent with tools often beats a whole swarm.

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Josep Gisbert @josep-gisbert.bsky.social · 19/04/2025

Here are 10 key takeaways compiled by the great Hesam @Hesamation: 1.𝐀𝐠𝐞𝐧𝐭𝐬 ≠ 𝐰𝐨𝐫𝐤𝐟𝐥𝐨𝐰𝐬: agents act autonomously; most LLM apps need an input. 2.𝐔𝐬𝐞 𝐭𝐡𝐞𝐦 𝐟𝐨𝐫 𝐭𝐡𝐞 𝐡𝐚𝐫𝐝 𝐬𝐭𝐮𝐟𝐟: messy data, dynamic rules, real decisions. 3.𝐂𝐨𝐫𝐞 𝐫𝐞𝐜𝐢𝐩𝐞 = brain (model), tools, and clear instructions.

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Josep Gisbert @josep-gisbert.bsky.social · 19/04/2025

@OpenAI I just released a practical guide to building 𝐀𝐈 𝐚𝐠𝐞𝐧𝐭𝐬 — and it’s genuinely useful. It is solid guidance that helps you get things working. ⚙️🤖 If you’re working with LLMs or thinking about agent-based products, it’s well worth the read: 🔗 cdn.openai.com/business-guide…

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Josep Gisbert @josep-gisbert.bsky.social · 16/04/2025

Google released a 69-page whitepaper that dives deep into prompt design for a wide range of applications: 🔗 www.kaggle.com/whitepaper-p...

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Josep Gisbert @josep-gisbert.bsky.social · 16/04/2025

In the past two weeks, both Google and OpenAI have dropped major resources on prompt engineering — a clear sign of how fast this field is evolving and how central it’s becoming for anyone working with LLMs. ⚡🤖

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Josep Gisbert @josep-gisbert.bsky.social · 01/04/2025

Study highlight: Peer-sourced data outshines official audits in swaying firms vs . Read more on procurement & corruption: loiaconofrancesco.com/wp-content/u... #DevelopmentEconomics

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Josep Gisbert @josep-gisbert.bsky.social · 01/04/2025

Key insights from Loiacono’s Uganda field experiment: • Tender info alone doesn’t lift firm participation • Fixing misperceptions about public sector integrity boosts bids & contracts

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Josep Gisbert @josep-gisbert.bsky.social · 01/04/2025

We hosted Francesco Loiacono from @EBRD at @ieuniversity.bsky.social 's Econ & Finance Seminar. He shared "Do Info Frictions & Corruption Perceptions Kill Competition?"—a sharp study on how mistrust, not info access, limits firms in public procurement. Engaging talk!

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Josep Gisbert @josep-gisbert.bsky.social · 21/03/2025

A special thanks to Xavier Vives for his outstanding leadership in organizing this conference, as well as Jordi Canals and the entire 𝐈𝐄𝐒𝐄 𝐁𝐚𝐧𝐤𝐢𝐧𝐠 𝐈𝐧𝐢𝐭𝐢𝐚𝐭𝐢𝐯𝐞 team for making this event possible. Engaging with top academics and industry leaders on the future of AI in finance was truly inspiring.

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Josep Gisbert @josep-gisbert.bsky.social · 21/03/2025

🔹 AI’s Impact on Financial Markets: The Consequences of Evolving Information Production • Thierry Foucault, HEC Paris

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Josep Gisbert @josep-gisbert.bsky.social · 21/03/2025

🔹 𝐂𝐨𝐫𝐩𝐨𝐫𝐚𝐭𝐞 𝐅𝐢𝐧𝐚𝐧𝐜𝐞 𝐚𝐧𝐝 𝐆𝐨𝐯𝐞𝐫𝐧𝐚𝐧𝐜𝐞 𝐰𝐢𝐭𝐡 𝐀𝐈: 𝐎𝐥𝐝 𝐚𝐧𝐝 𝐍𝐞𝐰 • 𝐖𝐞𝐢 𝐉𝐢𝐚𝐧𝐠, Emory University

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Josep Gisbert @josep-gisbert.bsky.social · 21/03/2025

Then the conference brought together leading academic experts who shared their latest research and perspectives: 🔹 𝐀𝐈 𝐚𝐧𝐝 𝐭𝐡𝐞 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐒𝐞𝐜𝐭𝐨𝐫: 𝐓𝐫𝐚𝐧𝐬𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧𝐬, 𝐂𝐡𝐚𝐥𝐥𝐞𝐧𝐠𝐞𝐬, 𝐚𝐧𝐝 𝐑𝐞𝐠𝐮𝐥𝐚𝐭𝐨𝐫𝐲 𝐑𝐞𝐬𝐩𝐨𝐧𝐬𝐞𝐬 • Leonardo Gambacorta, Bank for International Settlements

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Josep Gisbert @josep-gisbert.bsky.social · 21/03/2025

🏦 The event opened with insightful remarks by José Luis Escrivá Belmonte Governor of the Banco de España, highlighting the growing importance of AI in shaping the future of financial systems and regulation.

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Josep Gisbert @josep-gisbert.bsky.social · 21/03/2025

🔍🤖 𝐕𝐈𝐈 𝐂𝐨𝐧𝐟𝐞𝐫𝐞𝐧𝐜𝐞 𝐨𝐧 𝐀𝐫𝐭𝐢𝐟𝐢𝐜𝐢𝐚𝐥 𝐈𝐧𝐭𝐞𝐥𝐥𝐢𝐠𝐞𝐧𝐜𝐞 𝐢𝐧 𝐅𝐢𝐧𝐚𝐧𝐜𝐞 The event organized by the IESE Business School Banking Initiative featured insightful discussions on 𝐀𝐈’𝐬 𝐭𝐫𝐚𝐧𝐬𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐯𝐞 𝐫𝐨𝐥𝐞 𝐢𝐧 𝐭𝐡𝐞 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐬𝐞𝐜𝐭𝐨𝐫, exploring both 𝐨𝐩𝐩𝐨𝐫𝐭𝐮𝐧𝐢𝐭𝐢𝐞𝐬 𝐚𝐧𝐝 𝐜𝐡𝐚𝐥𝐥𝐞𝐧𝐠𝐞𝐬 it represents.

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Josep Gisbert @josep-gisbert.bsky.social · 20/03/2025

Dr. İlke TOYGÜR closed the session by outlining the Global Policy Center’s strategy. A big thank you to our faculty—your insights drive our progress! #IESPEGA #IEUniversity #HigherEducation #StrategicVision #OrganizationalLearning

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Josep Gisbert @josep-gisbert.bsky.social · 20/03/2025

Yesterday, we held a 𝐒𝐭𝐫𝐚𝐭𝐞𝐠𝐢𝐜 𝐑𝐞𝐯𝐢𝐞𝐰, led by Dean Enrico Letta to explore both risks and opportunities in shaping our School’s future. This was a true display of institutional learning, fostering open dialogue on strategic priorities, innovative teaching, and student experience.

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Josep Gisbert @josep-gisbert.bsky.social · 20/03/2025

📢 𝐒𝐭𝐫𝐞𝐧𝐠𝐭𝐡𝐞𝐧𝐢𝐧𝐠 𝐎𝐮𝐫 𝐀𝐜𝐚𝐝𝐞𝐦𝐢𝐜 𝐕𝐢𝐬𝐢𝐨𝐧 𝐚𝐭 IE School of Politics, Economics & Global Affairs

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Josep Gisbert @josep-gisbert.bsky.social · 17/03/2025

I've discovered 258 Bluesky users from my social network using the Sky Follower Bridge.✨ Check it out: share.sky-follower-bridge.dev?q=258 #skyfollowerbridge

share.sky-follower-bridge.dev

Sky Follower Bridge

Bridge your Twitter/X followers to Bluesky. Detected Users: 258

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Josep Gisbert @josep-gisbert.bsky.social · 17/03/2025

Well done to Renault and Luca de Meo for leading the way! ⚡🔋 👉 www.renault.es/electricos/r...

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Josep Gisbert @josep-gisbert.bsky.social · 17/03/2025

EVs are boring? Think again. When a company has a product-focused CEO like Luca de Meo, you can see the difference. Renault is exciting again—desirable, innovative, and pushing forward in electrification. That’s not just great for the brand; it’s a big win for Europe’s auto industry, too.

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Josep Gisbert @josep-gisbert.bsky.social · 14/03/2025

📖 Para profundizar más sobre el impacto de la IA en nuestra sociedad, te recomiendo 𝐂𝐨-𝐈𝐧𝐭𝐞𝐥𝐢𝐠𝐞𝐧𝐜𝐢𝐚 de 𝐄𝐭𝐡𝐚𝐧 𝐌𝐨𝐥𝐥𝐢𝐜𝐤. “𝐄𝐥 𝐦𝐚𝐲𝐨𝐫 𝐢𝐦𝐩𝐚𝐜𝐭𝐨 𝐝𝐞 𝐥𝐚 𝐈𝐀 𝐧𝐨 𝐬𝐞𝐫á 𝐥𝐨 𝐪𝐮𝐞 𝐡𝐚𝐠𝐚, 𝐬𝐢𝐧𝐨 𝐜ó𝐦𝐨 𝐧𝐨𝐬 𝐯𝐚 𝐚 𝐜𝐚𝐦𝐛𝐢𝐚𝐫.” 🌪️

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Josep Gisbert @josep-gisbert.bsky.social · 14/03/2025

A diferencia de las TPG del pasado, su impacto en la productividad no se limita a sectores específicos, sino que representa una mejora de entre un 20 % y un 80 % en todas los sectores.💡

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Josep Gisbert @josep-gisbert.bsky.social · 14/03/2025

📣 La IA no es solo otra innovación; es una Tecnología de Propósito General, como la máquina de vapor, la electricidad o Internet, capaz de transformar sociedades enteras.

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Josep Gisbert @josep-gisbert.bsky.social · 08/03/2025

This book stands out as a powerful resource for women taking control of their financial future through practical investing advice and wealth-building strategies. 💪

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Josep Gisbert @josep-gisbert.bsky.social · 08/03/2025

🟣 ♀️Today seems like the perfect opportunity to celebrate women's empowerment in all areas of life, including financial independence. I'm recommending "Clever Girl Finance" by Bola Sokunbi for International Women's Day to women that want to learn more about personal finances. 📚

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Josep Gisbert @josep-gisbert.bsky.social · 05/03/2025

📖 Starting it today; I am curious about his trading days… #trading #garystevenson #inequality #stories

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Josep Gisbert @josep-gisbert.bsky.social · 05/03/2025

✅ Real investing success isn’t learned from a course—it’s built over years of skill, strategy, and discipline. Want real financial growth? 𝐋𝐞𝐚𝐫𝐧 𝐟𝐫𝐨𝐦 𝐭𝐡𝐨𝐬𝐞 𝐰𝐡𝐨 𝐝𝐨𝐧’𝐭 𝐧𝐞𝐞𝐝 𝐭𝐨 𝐬𝐞𝐥𝐥 𝐲𝐨𝐮 𝐭𝐡𝐞 𝐛𝐥𝐮𝐞𝐩𝐫𝐢𝐧𝐭 –those like Charlie Munger. Thanks to @Cofeezilla for the video! #WealthBuilding #Coffeezilla

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Josep Gisbert @josep-gisbert.bsky.social · 05/03/2025

Many so-called “gurus” profit not from trading or investing, but from their COSTUMERS. ✅ They flash luxury lifestyles to sell you a dream. ✅ They promise quick wealth but make their money off courses, not markets.

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Josep Gisbert @josep-gisbert.bsky.social · 05/03/2025

💎 𝐂𝐡𝐚𝐫𝐥𝐢𝐞 𝐌𝐮𝐧𝐠𝐞𝐫 𝐍𝐄𝐕𝐄𝐑 𝐒𝐨𝐥𝐝 𝐚 𝐂𝐨𝐮𝐫𝐬𝐞. 𝑹𝒆𝒂𝒍 𝒎𝒊𝒍𝒍𝒊𝒐𝒏𝒂𝒊𝒓𝒆𝒔 𝒊𝒏𝒗𝒆𝒔𝒕, 𝒃𝒖𝒊𝒍𝒅 𝒃𝒖𝒔𝒊𝒏𝒆𝒔𝒔𝒆𝒔, 𝒂𝒏𝒅 𝒄𝒓𝒆𝒂𝒕𝒆 𝒗𝒂𝒍𝒖𝒆—they don’t make their fortune selling a $997 “secrets to wealth” course.

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Josep Gisbert @josep-gisbert.bsky.social · 01/03/2025

Before taking advice, ask yourself: 𝐀𝐫𝐞 𝐭𝐡𝐞𝐲 𝐛𝐞𝐭𝐭𝐢𝐧𝐠 𝐨𝐧 𝐭𝐡𝐞𝐢𝐫 𝐨𝐰𝐧 𝐚𝐝𝐯𝐢𝐜𝐞—𝐨𝐫 𝐣𝐮𝐬𝐭 𝐬𝐞𝐥𝐥𝐢𝐧𝐠 𝐢𝐭? #Investing #Finance #SkinInTheGame #WealthBuilding

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Josep Gisbert @josep-gisbert.bsky.social · 01/03/2025

❌ Some predict market crashes—but never invest a dollar. ❌ Others preach stock-picking strategies—but don’t hold a single share. ❌ Many sell financial advice—but profit only from selling, not investing.

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Josep Gisbert @josep-gisbert.bsky.social · 01/03/2025

👉 “𝑫𝒐𝒏’𝒕 𝒕𝒆𝒍𝒍 𝒎𝒆 𝒘𝒉𝒂𝒕 𝒚𝒐𝒖 ‘𝒕𝒉𝒊𝒏𝒌,’ 𝒋𝒖𝒔𝒕 𝒕𝒆𝒍𝒍 𝒎𝒆 𝒘𝒉𝒂𝒕’𝒔 𝒊𝒏 𝒚𝒐𝒖𝒓 𝒑𝒐𝒓𝒕𝒇𝒐𝒍𝒊𝒐.” Real credibility isn’t built on theories, tweets, or hot takes—it’s built on action, risk, and results.

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Josep Gisbert @josep-gisbert.bsky.social · 01/03/2025

👀 𝐖𝐚𝐧𝐭 𝐭𝐨 𝐬𝐩𝐨𝐭 𝐚 𝐟𝐚𝐤𝐞 𝐢𝐧𝐯𝐞𝐬𝐭𝐢𝐧𝐠 𝐠𝐮𝐫𝐮 𝐢𝐧 𝐬𝐞𝐜𝐨𝐧𝐝𝐬? 💡 Talk is cheap. Anyone can claim to know where the market is headed, how to build wealth, or what the “best” investment strategy is. But as 𝐍𝐚𝐬𝐬𝐢𝐦 𝐓𝐚𝐥𝐞𝐛 puts it:

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Josep Gisbert @josep-gisbert.bsky.social · 21/02/2025

Always! And as Warren Buffet states: “The best investment you can make it is in yourself” ;-)

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Josep Gisbert @josep-gisbert.bsky.social · 21/02/2025

🔹 𝐎𝐩𝐭𝐢𝐦𝐢𝐳𝐞 𝐘𝐨𝐮𝐫 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐒𝐲𝐬𝐭𝐞𝐦 𝐟𝐨𝐫 𝐋𝐨𝐧𝐠-𝐓𝐞𝐫𝐦 𝐒𝐮𝐜𝐜𝐞𝐬𝐬 • Small, consistent tweaks build a resilient, winning strategy. 𝑭𝒐𝒄𝒖𝒔 𝒐𝒏 𝒓𝒆𝒇𝒊𝒏𝒊𝒏𝒈 𝒕𝒉𝒆 𝒑𝒓𝒐𝒄𝒆𝒔𝒔 𝒓𝒂𝒕𝒉𝒆𝒓 𝒕𝒉𝒂𝒏 𝒐𝒃𝒔𝒆𝒔𝒔𝒊𝒏𝒈 𝒐𝒗𝒆𝒓 𝒐𝒖𝒕𝒄𝒐𝒎𝒆𝒔. It’s the daily habits that forge sustainable success also in your personal finances.

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Josep Gisbert @josep-gisbert.bsky.social · 21/02/2025

🔹 𝐂𝐨𝐧𝐭𝐢𝐧𝐮𝐨𝐮𝐬 𝐋𝐞𝐚𝐫𝐧𝐢𝐧𝐠 = 𝐂𝐨𝐦𝐩𝐨𝐮𝐧𝐝 𝐈𝐧𝐭𝐞𝐫𝐞𝐬𝐭 𝐟𝐨𝐫 𝐘𝐨𝐮𝐫 𝐌𝐢𝐧𝐝 • Invest in your financial education daily. 🔹 𝐃𝐢𝐯𝐞𝐫𝐬𝐢𝐟𝐲 𝐈𝐧𝐜𝐨𝐦𝐞 𝐒𝐭𝐫𝐞𝐚𝐦𝐬 𝐭𝐨 𝐌𝐮𝐥𝐭𝐢𝐩𝐥𝐲 𝐆𝐫𝐨𝐰𝐭𝐡 • Create multiple revenue channels and watch your income compound over time.

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