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Henry Tapper

@henrytapper.bsky.social
1.4K followers 861 following 5.1K posts

Pension Plowman and Glover

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Henry Tapper @henrytapper.bsky.social · 6h
When young people buy a pension and end up with a savings plan.... henrytapper.com/2026/10/05/m... My reason for joining a pension savings plan was that to insure against living too long. Now people are being sold a vision of wealth and many are not buying it
henrytapper.com
When young people buy a pension and end up with a savings plan….
My memory of starting out when in my early twenties, was that I was insuring against living too long. Now youngsters are being sold a vision of wealth and many of them are not buying it.
000
Henry Tapper @henrytapper.bsky.social · 6h
My reason for joining a pension savings plan was that to insure against living too long. Now people are being sold a vision of wealth and many are not buying it
henrytapper.com
When young people buy a pension and end up with a savings plan….
My memory of starting out when in my early twenties, was that I was insuring against living too long. Now youngsters are being sold a vision of wealth and many of them are not buying it.
000
Henry Tapper @henrytapper.bsky.social · 6h
My memory of starting out when in my early twenties, was that I was insuring against living too long. Now youngsters are being sold a vision of wealth and many of them are not buying it.
henrytapper.com
When young people buy a pension and end up with a savings plan….
My memory of starting out when in my early twenties, was that I was insuring against living too long. Now youngsters are being sold a vision of wealth and many of them are not buying it.
000
Henry Tapper @henrytapper.bsky.social · 6h
For Aitken, the future for growth is in DC pensions;  I'll extend his optimism with CDC (which is even less dependent on de-risking than DC).
henrytapper.com
Gordon Aitken’s video explains how DC is returning pensions to growth…
For Aitken, the future for equities and growth is in DC pensions;  I'll extend his optimism with CDC (which is even less dependent on de-risking than DC).
000
Henry Tapper @henrytapper.bsky.social · 6h
For Aitken, the future for growth is in DC pensions;  I'll extend his optimism with CDC (which is even less dependent on de-risking than…
henrytapper.com
Gordon Aitken’s video explains how DC is returning pensions to growth…
For Aitken, the future for equities and growth is in DC pensions;  I'll extend his optimism with CDC (which is even less dependent on de-risking than DC).
000
Henry Tapper @henrytapper.bsky.social · 6h
Gordon Aitken’s video explains how DC is returning pensions to growth… For Aitken, the future for equities and… henrytapper.com/2026/10/05/for-aitk…
henrytapper.com
Gordon Aitken’s video explains how DC is returning pensions to growth…
For Aitken, the future for equities and growth is in DC pensions;  I'll extend his optimism with CDC (which is even less dependent on de-risking than DC).
000
Henry Tapper @henrytapper.bsky.social · 7h
WTW's Glyn Bradley tells the podcast that VFM should measure pension as a service. henrytapper.com/2026/10/05/w... In this episode of V-FM Pensions hosts Darren and Nico talk to WTW Senior Director and Chair of the IFoA Pensions Board, Glyn Bradley.
henrytapper.com
WTW’s Glyn Bradley tells the podcast that VFM should measure pension as a service.
In this episode of V-FM Pensions hosts Darren and Nico talk to WTW Senior Director and Chair of the IFoA Pensions Board, Glyn Bradley.
000
Henry Tapper @henrytapper.bsky.social · 8h
Richard Smith's everywhere but nowhere more accessible than tomorrow at 10.30 am! henrytapper.com/2026/10/05/e... Even when Richard's not there in presence he seems to be there in spirit! I've listened to 90 minutes of the VFM podcast where he gets more mentions than Arsenal.
henrytapper.com
Richard Smith’s everywhere but nowhere more accessible than tomorrow at 10.30 am!
Even when Richard’s not there in presence he seems to be there in spirit! I’ve listened to 90 minutes of the VFM podcast where he gets more mentions than Arsenal.
000
Henry Tapper @henrytapper.bsky.social · 8h
Even when Richard's not there in presence he seems to be there in spirit! I've listened to 90 minutes of the VFM podcast where he gets more mentions than Arsenal.
henrytapper.com
Richard Smith’s everywhere but nowhere more accessible than tomorrow at 10.30 am!
Even when Richard's not there in presence he seems to be there in spirit! I've listened to 90 minutes of the VFM podcast where he gets more mentions than Arsenal.
000
Henry Tapper @henrytapper.bsky.social · 8h
The recognition of the role CDC could play in UK pensions by government and wider policy makers is welcome.
henrytapper.com
Carers get a proper funded collective pension from the Government
The recognition of the role CDC could play in UK pensions by government and wider policy makers is welcome.
000
Henry Tapper @henrytapper.bsky.social · 8h
In this episode of V-FM Pensions hosts Darren and Nico talk to WTW Senior Director and Chair of the IFoA Pensions Board, Glyn Bradley.
henrytapper.com
WTW’s Glyn Bradley tells the podcast VFM should measure pension as a service.
In this episode of V-FM Pensions hosts Darren and Nico talk to WTW Senior Director and Chair of the IFoA Pensions Board, Glyn Bradley.
000
Henry Tapper @henrytapper.bsky.social · 8h
Glyn Bradley In this episode of V-FM Pensions hosts Darren and Nico talk to WTW Senior Director and Chair of the IFoA Pensions… henrytapper.com/2026/10/05/in-this-…
henrytapper.com
WTW’s Glyn Bradley tells the podcast VFM should measure pension as a service.
In this episode of V-FM Pensions hosts Darren and Nico talk to WTW Senior Director and Chair of the IFoA Pensions Board, Glyn Bradley.
000
Henry Tapper @henrytapper.bsky.social · 04/10/2026
Vanguard has produced a document whose aims I most approve of but whose recommendations make no sense.
henrytapper.com
Vanguard-urging us to save harder and convert out pot to pension is not working.
Vanguard has produced a document whose aims I most approve of but whose recommendations make no sense.
000
Henry Tapper @henrytapper.bsky.social · 04/10/2026
Vanguard has produced a document whose aims I most approve of but whose recommendations make no sense.
henrytapper.com
Vanguard-urging us to save harder and convert out pot to pension is not working.
Vanguard has produced a document whose aims I most approve of but whose recommendations make no sense.
000
Henry Tapper @henrytapper.bsky.social · 04/10/2026
I fear that Danny Beales MP has been influenced by bad actors who will hide behind regulation to continue as they always have.
henrytapper.com
Government should beware of regulators unable to protect flat dwellers from extortion
I fear that Labour MPs been influenced by bad actors who will hide behind regulation to extort through residential property management.
000
Henry Tapper @henrytapper.bsky.social · 04/10/2026
The insurers are currently under-investing pension money in UK projects for economic growth. Instead they're sending funds abroad. It is hardly surprising when you see who owns…
henrytapper.com
Our insurers could do more for Britain with the Pensions they buy-out
The insurers are currently under-investing in UK projects and overly investing in the US. It is hardly surprising when you see who now owns or partners with them to make a market of our UK pension schemes.
010
Henry Tapper @henrytapper.bsky.social · 04/10/2026
I am glad Royal London invests in its IGC and that it operates as mutuals should. I hope its stakeholders allow it to go forward as most insurers saw themselves doing when auto-enrolment began. But it will be a struggle to continue as it is today.
henrytapper.com
Royal London’s IGC report – a fine and brave document.
Thanks to Colin Stewart , Chair of Royal London's Independent Governance Committee. These reports have been running since 2016 so this is the 10th anniversary and the 11th time I've reported on Royal London. This is an excellent report (though please fix or take down the video introduction Colin, it doesn't play and you can't display it as there is not embed code) -it's a good idea badly executed.
000
Henry Tapper @henrytapper.bsky.social · 04/10/2026
I am glad Royal London invests in its IGC and that it operates as mutuals should. I hope its stakeholders allow it to go forward as most insurers saw themselves doing when auto-enrolment began. But it will be a struggle to continue as it is today.
henrytapper.com
Royal London’s IGC report – a fine and brave document.
Thanks to Colin Stewart , Chair of Royal London's Independent Governance Committee. These reports have been running since 2016 so this is the 10th anniversary and the 11th time I've reported on Royal London. This is an excellent report (though please fix or take down the video introduction Colin, it doesn't play and you can't display it as there is not embed code) -it's a good idea badly executed.
000
Henry Tapper @henrytapper.bsky.social · 04/10/2026
Our insurers could do more for Britain with the Pensions they buy-out henrytapper.com/2026/10/04/t... The insurers are currently under-investing in UK projects and instead sending funds abroad. It is hardly surprising when you see who owns them - making a market of our UK pension schemes
henrytapper.com
Our insurers could do more for Britain with the Pensions they buy-out
The insurers are currently under-investing in UK projects and overly investing in the US. It is hardly surprising when you see who now owns or partners with them to make a market of our UK pension …
000
Henry Tapper @henrytapper.bsky.social · 04/10/2026
Our insurers could do more for Britain with the Pensions… henrytapper.com/2026/10/04/the-insu…
henrytapper.com
Our insurers could do more for Britain with the Pensions they buy-out
The insurers are currently under-investing in UK projects and overly investing in the US. It is hardly surprising when you see who now owns or partners with them to make a market of our UK pension schemes.
000
Henry Tapper @henrytapper.bsky.social · 03/10/2026
Henry is too rich and too poor to count, so the taxes pile up on him. 
henrytapper.com
“Henry has been overtaxed” says the Economist – how did they know?
Henry is too rich and too poor to count, so the taxes pile up on him. 
000
Henry Tapper @henrytapper.bsky.social · 03/10/2026
A good week for Torsten Bell and pension politics. henrytapper.com/2026/10/03/t... Torsten Bell has not been very noisy about pension since he became Pensions Minister , at least not on social media. But last week he broke his temperance to swing in behind the state pension
henrytapper.com
A good week for Torsten Bell and pension politics.
We were lucky to keep Torsten Bell as Pension Minister when Andy Burnham became Prime Minister. The Pension Schemes Act, the ongoing development of CDC and now the reform of the state pension to op…
020
Henry Tapper @henrytapper.bsky.social · 03/10/2026
A good week for Torsten Bell and pension politics. henrytapper.com/2026/10/03/t... Torsten Bell has not been very noisy about pension since he became Pensions Minister , at least not on social media. But last week he broke his temperance to swing in behind the state pension
henrytapper.com
A good week for Torsten Bell and pension politics.
We were lucky to keep Torsten Bell as Pension Minister when Andy Burnham became Prime Minister. The Pension Schemes Act, the ongoing development of CDC and now the reform of the state pension to op…
000
Henry Tapper @henrytapper.bsky.social · 03/10/2026
Torsten Bell has not been very noisy about pension since he became Pensions Minister , at least not on social media. But last week he broke his temperance to swing in behind the state pension
henrytapper.com
A good week for Torsten Bell and pension politics.
We were lucky to keep Torsten Bell as Pension Minister when Andy Burnham became Prime Minister. The Pension Schemes Act, the ongoing development of CDC and now the reform of the state pension to open the way for affordable long term care are an achievement in two years.
000
Henry Tapper @henrytapper.bsky.social · 03/10/2026
The Pension Schemes Act, the ongoing development of CDC and now the reform of the state pension to open the way for affordable long term care are an achievement in two…
henrytapper.com
A good week for Torsten Bell and pension politics.
We were lucky to keep Torsten Bell as Pension Minister when Andy Burnham became Prime Minister. The Pension Schemes Act, the ongoing development of CDC and now the reform of the state pension to open the way for affordable long term care are an achievement in two years.
000
Henry Tapper @henrytapper.bsky.social · 03/10/2026
TPR - can we have VFM scores at half time and full time! henrytapper.com/2026/10/03/w... We want scores at full time not just half time. Can we have results in a league table so savers can figure out the Value For their Money?
henrytapper.com
TPR – can we have VFM scores at half time and full time!
We want scores at full time not just half time. Can we have results in a league table so savers can figure out the Value For their Money?
000
Henry Tapper @henrytapper.bsky.social · 03/10/2026
TPR - can we have VFM scores at half time and full time! henrytapper.com/2026/10/03/w... We want scores at full time not just half time. Can we have results in a league table so savers can figure out the Value For their Money?
henrytapper.com
TPR – can we have VFM scores at half time and full time!
We want scores at full time not just half time. Can we have results in a league table so savers can figure out the Value For their Money?
100
Henry Tapper @henrytapper.bsky.social · 03/10/2026
We want scores at full time not just half time. Can we have results in a league table so savers can figure out the Value For their Money?
henrytapper.com
TPR – can we have VFM scores at half time and full time!
We want scores at full time not just half time. Can we have results in a league table so savers can figure out the Value For their Money?
000
Henry Tapper @henrytapper.bsky.social · 03/10/2026
We want scores at full time not just half time. Can we have results in a league table so savers can figure out the Value For their Money?url}
henrytapper.com
TPR – can we have VFM scores at half time and full time!
We want scores at full time not just half time. Can we have results in a league table so savers can figure out the Value For their Money?
000
Henry Tapper @henrytapper.bsky.social · 03/10/2026
Andy Burnham puts forward proper welfare reform for the right to get mad at. henrytapper.com/2026/10/03/w... We’ve hoped for welfare reform like this all century, now that we’ve got it, we should welcome it and do our bit to make it happen. That means stopping moaning and accepting change.
henrytapper.com
Andy Burnham puts forward proper welfare reform for the right to get mad at.
We’ve hoped for welfare reform like this all century, now that we’ve got it, we should welcome it and do our bit to make it happen. That means stopping moaning and accepting change.
450
Henry Tapper @henrytapper.bsky.social · 03/10/2026
Richard Smith's GRASP proposal ("Guided Retirement Across Several Providers") henrytapper.com/2026/10/03/r... Richard Smith will be talking to us about what he's up to. This blog chronicles some of his recent work. The key to Entry is inside.
henrytapper.com
Richard Smith’s GRASP proposal (“Guided Retirement Across Several Providers”)
He’s playing with fire when taking us on – on Tuesday; on Wednesday he’s with the firefighters
000
Henry Tapper @henrytapper.bsky.social · 03/10/2026
Richard Smith is the people's Pension Dashboard expert having been involved from the "off".
henrytapper.com
Richard Smith’s GRASP proposal (“Guided Retirement Across Several Providers”)
He's playing with fire when taking us on - on Tuesday; on Wednesday he's with the firefighters
000
Henry Tapper @henrytapper.bsky.social · 03/10/2026
We've hoped for welfare reform like this all century, now that we've got it, we should welcome it and do our bit to make it happen. That means stopping moaning and accepting change.
henrytapper.com
Andy Burnham puts forward proper welfare reform for the right to get mad at.
We've hoped for welfare reform like this all century, now that we've got it, we should welcome it and do our bit to make it happen. That means stopping moaning and accepting change.
010
Henry Tapper @henrytapper.bsky.social · 03/10/2026
We've hoped for welfare reform like this all century, now that we've got it, we should welcome it and do our bit to make it happen. That means stopping moaning and accepting change.
henrytapper.com
Andy Burnham puts forward proper welfare reform for the right to get mad at.
We've hoped for welfare reform like this all century, now that we've got it, we should welcome it and do our bit to make it happen. That means stopping moaning and accepting change.
000
Henry Tapper @henrytapper.bsky.social · 03/10/2026
We've hoped for welfare reform like this all century, now that we've got it, we should welcome it and do our bit to make it happen. That means stopping moaning and accepting change.
henrytapper.com
Andy Burnham puts forward proper welfare reform for the right to get mad at.
We've hoped for welfare reform like this all century, now that we've got it, we should welcome it and do our bit to make it happen. That means stopping moaning and accepting change.
000
Henry Tapper @henrytapper.bsky.social · 03/10/2026
Richard Smith is the people's Pension Dashboard expert having been involved from the "off".
henrytapper.com
Richard Smith’s GRASP proposal (“Guided Retirement Across Several Providers”)
He's playing with fire when taking us on - on Tuesday; on Wednesday he's with the firefighters
000
Henry Tapper @henrytapper.bsky.social · 02/10/2026
This group of professionals wanted to know what a CDC plan did for members and for employers sponsoring it.
henrytapper.com
A CDC Question Time. My conversation with East Midlands Pensions UK in slides.
This group of professionals wanted to know what a CDC plan did for members and for employers sponsoring it.
000
Henry Tapper @henrytapper.bsky.social · 02/10/2026
A CDC Question Time. My conversation with East Midlands Pensions UK in slides. henrytapper.com/2026/10/02/t... This group of professionals wanted to know what a CDC plan did for members and for employers sponsoring it.
henrytapper.com
A CDC Question Time. My conversation with East Midlands Pensions UK in slides.
This group of professionals wanted to know what a CDC plan did for members and for employers sponsoring it.
000
Henry Tapper @henrytapper.bsky.social · 02/10/2026
This group of professionals wanted to know what a CDC plan did for members and for employers sponsoring it.
henrytapper.com
A CDC Question Time. My conversation with East Midlands Pensions UK in slides.
This group of professionals wanted to know what a CDC plan did for members and for employers sponsoring it.
000
Henry Tapper @henrytapper.bsky.social · 02/10/2026
Richard Smith's having coffee with us next Tuesday - what's he on about this time? henrytapper.com/2026/10/02/r... Richard Smith's having coffee with us next Tuesday - what's he on about this time?
henrytapper.com
Richard Smith’s having coffee with us next Tuesday – what’s he on about this time?
He’s playing with fire when taking us on – on Tuesday; on Wednesday he’s with the firefighters
110
Henry Tapper @henrytapper.bsky.social · 02/10/2026
Richard Smith's having coffee with us next Tuesday - what's he on about this time? henrytapper.com/2026/10/02/r... Richard Smith's having coffee with us next Tuesday - what's he on about this time?
henrytapper.com
Richard Smith’s having coffee with us next Tuesday – what’s he on about this time?
He’s playing with fire when taking us on – on Tuesday; on Wednesday he’s with the firefighters
000
Henry Tapper @henrytapper.bsky.social · 02/10/2026
He's playing with fire when taking us on - on Tuesday; on Wednesday he's with the firefighters
henrytapper.com
Richard Smith having coffee with us next Tuesday -what’s he on about this time?
He's playing with fire when taking us on - on Tuesday; on Wednesday he's with the firefighters
000
Henry Tapper @henrytapper.bsky.social · 02/10/2026
He's playing with fire when taking us on - on Tuesday; on Wednesday he's with the firefighters
henrytapper.com
Richard Smith having coffee with us next Tuesday -what’s he on about this time?
He's playing with fire when taking us on - on Tuesday; on Wednesday he's with the firefighters
000
Henry Tapper @henrytapper.bsky.social · 02/10/2026
Pension wages not paid since July? We used to go on strike for less. henrytapper.com/2026/10/02/t... This is where the Pension Regulator needs to bare its teeth and make it absolutely clear that pension contributions are deferred pay.
henrytapper.com
Pension wages not paid since July? We used to go on strike for less.
This is where the Pension Regulator needs to bare its teeth and make it absolutely clear that pension contributions are deferred pay.
000
Henry Tapper @henrytapper.bsky.social · 02/10/2026
This is where the Pension Regulator needs to bare its teeth and make it absolutely clear that pension contributions are deferred pay.
henrytapper.com
Pension wages not paid since July? We used to go on strike for less.
This is where the Pension Regulator needs to bare its teeth and make it absolutely clear that pension contributions are deferred pay.
000
Henry Tapper @henrytapper.bsky.social · 02/10/2026
The state pension age and the pension that follows still dominates our "future for retirement" henrytapper.com/2026/10/02/e... We still have our state pension age to look forward to. A retirement wage is regular money into our bank account increasing annually with inflation till we die.
henrytapper.com
The state pension age and the pension that follows still dominates our “future for retirement”
Most of us still expect a reasonable wage in retirement based on what the state pension offers plus a second pension from work. Why do we need a roadmap for that?
000
Henry Tapper @henrytapper.bsky.social · 02/10/2026
{titleWe still have our pensions as security. For most of us,   a retirement wage is  a regular amount of money coming into our bank account each month , a wage increasing with inflation till we die.
henrytapper.com
The state pension age and the pension that follows still dominates our “future for retirement”
Most of us still expect a reasonable wage in retirement based on what the state pension offers plus a second pension from work. Why do we need a roadmap for that?
000
Henry Tapper @henrytapper.bsky.social · 02/10/2026
This is where the Pension Regulator needs to bare its teeth and make it absolutely clear that pension contributions are deferred…
henrytapper.com
Pension wages not paid since July? We used to go on strike for less.
This is where the Pension Regulator needs to bare its teeth and make it absolutely clear that pension contributions are deferred pay.
000
Henry Tapper @henrytapper.bsky.social · 02/10/2026
%raw(article_headline)https://www.heraldscotland.com/news/26600313.lochaber-smelter-pension-payments-unpaid-since-july/?ref=li
000
Henry Tapper @henrytapper.bsky.social · 01/10/2026
Pensions UK start to acknowledge CDC as a collective pension henrytapper.com/2026/10/01/c... "CDC In Practice" speaking session at the Pensions UK Annual Conference is now on the programme agenda.
henrytapper.com
Pensions UK start to acknowledge CDC as a collective pension
CDC In Practice speaking session at the Pensions UK Annual Conference is now on the programme agenda.
010