iiinova — where your digital self keeps evolving

Pat West @hedgequote.bsky.social · 12/02/2025

This could be a post about early stage insurtech if you want it to be.

000

Pat West @hedgequote.bsky.social · 26/01/2025

Hiked over to one of the greatest Insurance Campuses in the World this morning.

010

Pat West @hedgequote.bsky.social · 05/01/2025

The "don't go to college" grifters seem to truly underestimate what it takes to actually be in a position to drop out of Harvard.

120

Pat West @hedgequote.bsky.social · 30/12/2024

Insurtech struggles with product velocity at a level I've never seen in any other Industry. The number of dead on arrival products is embarrassing.

010

Pat West @hedgequote.bsky.social · 10/12/2024

Starting to wonder if my generation has the incentive to innovate vs replicate. They redid Top Gun, now Happy Gilmore, the Tyson/Paul fight and not that I'm mad but are we more successful fixing than inventing?

210

Pat West @hedgequote.bsky.social · 08/12/2024

I'll never understand why people start businesses before they have customers. Especially consultants. At the very least ask people if they'd do business with you before you spend $10k on a brand.

110

Pat West @hedgequote.bsky.social · 05/12/2024

The 10 year agency plan nobody tells you about: Northwestern Mutual Intern for a summer -> State Farm Agency Team Member for 2 years -> Independent Agency Owner 5 yrs -> Exit to P/E -> Earn Out 3 years-> Repeat

010

Pat West @hedgequote.bsky.social · 04/12/2024

X has no audience. Everyone making statements. Nobody discussing, just non stop reacting.

110

Pat West @hedgequote.bsky.social · 02/12/2024

My jokes about AMS systems get funnier if you know where I grew up. It's like making fun of State Farm in Bloomington.

010

Pat West @hedgequote.bsky.social · 27/11/2024

It's new insurance commercial season... I mean college basketball is starting.

000

Pat West @hedgequote.bsky.social · 26/11/2024

Agents need more revenue and policyholders need more coverage. Home warranty add-ons to homeowners policies makes more sense than damn near every insurtech out here combined.

010

Pat West @hedgequote.bsky.social · 25/11/2024

The sneakiest insurance players are loading up on cross-sell. Embedded is about as broad as insurtech but growing LTV, especially in personal lines is wide open.

030

Pat West @hedgequote.bsky.social · 24/11/2024

There are lot fewer insurtech than before and that's mostly because you can make a shitload of money playing the buyer side game.

000

Pat West @hedgequote.bsky.social · 22/11/2024

$LMND investor week is a differentiator. I wish more carriers understood the value of this type of engagement.

010

Reposted by Pat West

Jerry Chen @jcsalterego.bsky.social · 20/11/2024

no no bluesky isn't 100% progressive. we have geico and the yellow ostrich one too. liberty biberty

471754132

Pat West @hedgequote.bsky.social · 20/11/2024

This is one of the most on brand pieces of insurance advertising you'll see.

010

Pat West @hedgequote.bsky.social · 19/11/2024

#insuranceBS surfacing right as a ton of the best operators are on the backend of their earn outs feels special.

010

Pat West @hedgequote.bsky.social · 18/11/2024

I feel like the people who want to build new things are joining #insuranceBS #bluesky #insurance

230

Pat West @hedgequote.bsky.social · 17/11/2024

Insurance is not the thing, it's the thing that gets us to the thing.

020

Pat West @hedgequote.bsky.social · 16/11/2024

This might be an insurance tweet coming to Bluesky!

030