Sign in

Ffion Pearl

@ffionpearl.bsky.social
529 followers 453 following 69 posts

Head of Debt Advice Services for a local charity. Still the First & Last Debt Adviser in GB. Still in Cornwall living with partner (old) and dog (new) Animal Welfare, Dogs, Debt Advice, Ireland & Irish History Ireland is still not full Up Tipp! 💚🤍🧡

PostsRepliesMedia
Ffion Pearl @ffionpearl.bsky.social · 09/10/2026
Disappointed at Labour win today But we were a strong 2nd & it was always going to be a difficult seat at a difficult time for @greenparty.org.uk It is now essential that @zackpolanski.bsky.social stays as leader. The media will say otherwise 'cos he scares them. That is why we love Zack & need him
143
Ffion Pearl @ffionpearl.bsky.social · 08/10/2026
Hoping for a green win in Holborn and St Pancras! The BBC have ignored it, hoping it might all go away and the rest of the media and their funders are terrified of possibly having to live in a fairer, greener society Vote 💚
081
Ffion Pearl @ffionpearl.bsky.social · 31/05/2025
Yes and thanks to all the other people & agencies campaigning for this who put so much in to it for their client groups
130
Ffion Pearl @ffionpearl.bsky.social · 04/05/2025
Stopped using Blusky due to increasingly mad 🌎 But worrying news about swing to @reformparty_uk means I can't be silent. 90 years ago in the 30s my grandad went to fight Fascism in Spain. In the 40s he fought Fascism in Germany. That was when we knew this Fascist bigotry is evil. What went wrong?
110
Ffion Pearl @ffionpearl.bsky.social · 24/02/2025
I predict that Ireland will win ALL of the Rugby always. Ole! (Touch wood and I just saw 2 magpies)
010
Ffion Pearl @ffionpearl.bsky.social · 23/02/2025
I'm worried about talk on cuts to disability benefits from MPs who have no clue of the consequences. James Cartlidge; shadow defence sec on BBC this AM effectively saying people with Anxiety should toughen up. No understanding that Anxiety can cause severe physical symptoms, palpitations & fainting
010
Ffion Pearl @ffionpearl.bsky.social · 16/02/2025
Walking in the woods with miss muddy paws
030
Ffion Pearl @ffionpearl.bsky.social · 15/02/2025
Walking with the dog by the Levant mine after doing my shopping in St just which really is the first and last town in Cornwall. Excellent shops there which is great for me as I'm fed up with supermarkets
000
Ffion Pearl @ffionpearl.bsky.social · 14/01/2025
The sun is out and it's quite warm!
040
Reposted by Ffion Pearl
James O’Brien @mrjamesob.bsky.social · 07/01/2025
This is the colleague that the likes of Cleverly, Badenoch & Jenrick are refusing to defend...
12732751270
Ffion Pearl @ffionpearl.bsky.social · 29/12/2024
Numbers tell us important things. Look at the these numbers....
020
Ffion Pearl @ffionpearl.bsky.social · 29/12/2024
I watched the last 3 Peston's as bored. @martinlewis.moneysavingexpert.com had a lot of sensible stuff to say on why perceptions of politics are so bad. For once I agreed 100% V Simply: The system forces MPS to lie & everyone is floating about in their own social bubble...Including those on Peston.
230
Reposted by Ffion Pearl
Meridith Bolster @meribolst.bsky.social · 22/12/2024
#homeless #unhoused #harmreduction
Decriminalize survival 
Image shows a drawing of 3 tents indicating that one should not make laws against basic survival
333356557093
Ffion Pearl @ffionpearl.bsky.social · 22/12/2024
Orflaith is sleeping. She's such a princess and doesn't like getting her paws muddy or her fur wet when we go out walking. She prefers sleeping! But Orflaith means golden princess, so she is just living up to her name.
040
Ffion Pearl @ffionpearl.bsky.social · 20/12/2024
No-one should be in debt for medical care. The UK have it sewn up though: If you are unlucky enough to get landed with a medical bill here, its most likely because you have no recourse to public funds..at which point bankruptcy or a (free) DRO, is an impossible luxury & even owing the NHS is a risk
010
Ffion Pearl @ffionpearl.bsky.social · 16/12/2024
Attention all debt advisers & friends! The Debt Advisers Corresponding Society (The best Corresponding Society since 1794) are hosting a 2 hour Christmas Special this Thursday 19 Dec from 10-12. Regulars will have the usual link. If you don't have it, message me and I'll see about forwarding it.
000
Reposted by Ffion Pearl
Debt Justice @debtjustice.bsky.social · 16/12/2024
🎄*Xmas campaign update!*🎅🏼 Last week, #Santa & his helpers took #debtjustice supporters' debt cancellation demands to foreign sec David Lammy's doorstep. We turned up at his office with a giant card, signed by THOUSANDS of you. 'Tis the season for a debt justice law🎶 #CanceltheDebt
061
Ffion Pearl @ffionpearl.bsky.social · 16/12/2024
You know what makes me angry about Britain trying to subjugate the Irish? its not the 12thc invasion. Its not the barbarity of Elizabeth 1's armies. Or the plantations. Its not the ethnic cleansing of Cromwell. Not the Wolfe Tone rising that saw our priests burned. The execution of Tone or Emmett
110
Reposted by Ffion Pearl
StepChange @stepchange.bsky.social · 16/12/2024
StepChange client Martin spoke to the Daily Mirror about the pressures of being in problem debt at Christmas time. This comes as our new polling reveals around 14.5 million people will struggle to cover their festive costs. www.mirror.co.uk/news/uk-news...
mirror.co.uk
'Christmas made me ignore bills and get in debt – it's not worth it'
Shocking figures released today show one in four people across the UK will struggle to afford Christmas this year, and 1.5million people won't celebrate at all because of the cost
021
Ffion Pearl @ffionpearl.bsky.social · 16/12/2024
@sinnfein.bsky.social I will admit that it was resourceful of you to grab the name early on. Bit awkward for Sinn Fein Ireland though.
100
Ffion Pearl @ffionpearl.bsky.social · 16/12/2024
No Kemi, You have never been working class & that's why you have no earthy idea of what workers want & need. FFS....What's this bitch think she's saying here? Its another "I don't have any working class friends" but somehow worse
000
Ffion Pearl @ffionpearl.bsky.social · 16/12/2024
Hup Richard. Yes we do
000
Ffion Pearl @ffionpearl.bsky.social · 16/12/2024
Orflaith the day after she arrived. I'm just off out to the park with her to take pics of how she looks now.
020
Ffion Pearl @ffionpearl.bsky.social · 16/12/2024
The Irish (usually) have a bit of sense & can generally be counted on to do better than the English bollixes in Whitehall (although I'm not so sure about Fine Gael) @sinnfein.bsky.social at least have a conscience
100
Reposted by Ffion Pearl
North Yorkshire Citizens Advice & Law Centre @northyorkscalc.bsky.social · 14/12/2024
Citizens Advice in Scarborough is moving! Our last day at our former premises was yesterday. We’ll reopen on 6th January 2025 at our new location: 13-15 Northway, Scarborough, YO11 1JH. Read more here: www.cany.org.uk/citizens-adv...
cany.org.uk
Citizens Advice in Scarborough is moving! - North Yorkshire Citizens Advice and Law Centre (NYCALC)
Exciting news - our Scarborough office is moving!
011
Ffion Pearl @ffionpearl.bsky.social · 13/12/2024
A Christmas gift for debt advisers.... I have heard that claimant names will soon be shown on CCJs on credit reports. For debt advisers this means no endless writing off to courts to find the name of a claimant so you can finalise your budget or complete a DRO.
000
Ffion Pearl @ffionpearl.bsky.social · 13/12/2024
Not been on here for a few days as we have a new dog rescued from a pound in Lancashire. We have called her Orflaith (pronounced OR-LAH). Over the last 5 days she has turned from a cowering skinny little thing in to a great big lump of a Staffy who is a proper princess! Pictures to follow
020
Ffion Pearl @ffionpearl.bsky.social · 05/12/2024
The recent DRO Unit update on Tobacco & Alcohol spending in a DRO, had debt advisers scratching their heads in confusion. Today it was clarified. It seems this expenditure can be included if client's total costs are within the SFS spending guidelines The guidance is here www.gov.uk/guidance/deb...
011
Ffion Pearl @ffionpearl.bsky.social · 04/12/2024
All money advisers, all debt advisers, all debt supervisors, all debt quality reviewers, all debt admin, etc etc. This is about your job. If you are fed up with overload or telling clients they have to wait for #properdebtadvice then please, click on the link, read & send the letter #raise-the-levy
031
Reposted by Ffion Pearl
Joseph Rowntree Foundation @jrf-uk.bsky.social · 03/12/2024
The benefits of Keir Starmer's plan for change must be felt by the worst off 📢 New research shows average disposable incomes for the bottom 40% will be £440 lower by 2029 than this year. Lowest-income households will be hit hardest. 1/6
A graph showing real percentage change in household disposable income after housing costs by population quintiles from October 2019 - October 2029. Every quintile is set to drop in disposable income with the lowest incomes dropping the most.
78853
Ffion Pearl @ffionpearl.bsky.social · 03/12/2024
CfRC research on debt needs shows roughly 13m need debt advice #RaisetheLevy
000
Ffion Pearl @ffionpearl.bsky.social · 03/12/2024
The FCA must raise the levy and provide more debt advice capability. Its desperately needed to prevent debt clients waiting weeks to be seen or taking up unsuitable IVAs, due to lack of #properdebtadvice #raise-the-levy
011
Reposted by Ffion Pearl
Centre for Responsible Credit @responsiblecred.bsky.social · 03/12/2024
@moneypensionsuk.bsky.social has underestimated the true extent of Britain's debt problems. Our new analysis finds one in four adults in clear need of debt advice, equating to 13.5 million people - 5 million more than the MaPS estimate. It's time to #RaiseTheLevy bit.ly/4fTxE57
bit.ly
The need for debt advice and the challenges ahead
In 2021, the Money and Pensions Service ('MaPS') changed the way it estimated the number of people in need of debt advice. Undertaking secondary analysis of the MaPS 'Debt Need Survey' for 2023 we fin...
021
Ffion Pearl @ffionpearl.bsky.social · 02/12/2024
Can't believe I'm still waiting for a Labour government to end the 2 child limit on UC/tax credits. &Still waiting for media to STOP calling it a "2 child benefit cap" Plz BBC etc; it's really dangerous to be sloppy reporting on benefit entitlement-ppl will stop claiming child ben for a 3rd child!
010
Ffion Pearl @ffionpearl.bsky.social · 01/12/2024
I'm looking at the new govt "welfare" plans. Are the new benefits laws going to help people that are seriously long term sick? Or just make them more unwell by pushing them in to jobs they can't do? As a "disabled" person in work, I totally support work where it can be managed. But not if it can't
010
Ffion Pearl @ffionpearl.bsky.social · 30/11/2024
I'm going to start off mildly and say that debt advice desperately needs more funding. Looking to start some conversations next week with the wider debt advice community on how we might achieve that.
030