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Catherine @ Benefit MiMS

@benefitmims.bsky.social
251 followers 56 following 3.2K posts

Making your employee benefits make sense, especially provider network contracts. Mostly posting article links. All opinions are my own. benefitmims.com // Personal: @novenella.bsky.social

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Catherine @ Benefit MiMS @benefitmims.bsky.social · 18h
The penalties took effect October 1 and reduce hospitals’ base payments from traditional Medicare for inpatient stays. #Readmission #CMS #ouch #PatientOutcomes #Quality buff.ly/DhUJ2nu
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CMS penalizes 2,334 hospitals for high readmissions: 6 things to know
CMS is penalizing 2,334 hospitals, about 80% of those evaluated, under the Hospital Readmissions Reduction Program in fiscal 2027, according to new CMS data.
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 20h
A recent survey recorded the largest single-year drop in six years in the share of people increasing their #retirement savings. #401k #Economy buff.ly/uFp9sve
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Workers are saving less for retirement as financial pressures grow | Employee Benefit News
Employee retirement savings are down, according to a Goldman Sachs report, as housing, daily expenses and debt crowd out savings and financial stress affects focus, attendance and retention.
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 21h
Piedmont Healthcare and Aetna Medicare Advantage contracts expire on December 31, 2026. #NetworkContractWatch #NewCase #Georgia buff.ly/O0udt3l
benefitmims.com
Aetna vs Piedmont Healthcare – Making it Make Sense
Piedmont Healthcare and Aetna Medicare Advantage contracts expire on December 31, 2026.
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 23h
Medical billing and coding is so complicated that it's a profession in its own right. Despite efforts to prevent them, mistakes still happen. #BenefitMiMS #EmployeeBenefitsExplainers benefitmims.com?p=4171
benefitmims.com
Anatomy of a Claim, Part 2 – Making it Make Sense
Medical billing and coding is so complicated that it's a profession in its own right. Despite efforts to prevent them, mistakes still happen.
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 07/10/2026
Contracts between Lee Health and UnitedHealthcare expire on December 31, 2026. Microsites are available. #NetworkContractWatch #CaseUpdate #Florida benefitmims.com?p=3588
benefitmims.com
UnitedHealthcare vs Lee Health – Making it Make Sense
Contracts between Lee Health and UnitedHealthcare expire on December 31, 2026. Microsites are available.
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 07/10/2026
Providence and UHC are still negotiating about D-SNP in Washington, but other Medicare Advantage plans will leave the network on December 31, 2026. #NetworkContractWatch #CaseUpdate #Oregon #Washington buff.ly/mcb3Ag3
benefitmims.com
UnitedHealthcare vs Providence Oregon & Washington – Making it Make Sense
Providence Health and UnitedHealthcare are still negotiating about D-SNP in Washington, but other Medicare Advantage plans will leave the network on December 31
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 07/10/2026
Kettering Health has announced it will not renew its current contract with Anthem Medicare Advantage, which ends on December 31, 2026. #NetworkContractWatch #CaseUpdate #Ohio benefitmims.com?p=4229
benefitmims.com
Anthem vs Kettering Health – Making it Make Sense
Kettering Health has announced it will not renew its current contract with Anthem Medicare Advantage, which ends on December 31, 2026.
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 06/10/2026
More than one in four U.S. adults (27%) reported that they or their family members owed #MedicalDebt in 2025, including 26% of adults with health insurance. buff.ly/JI8jWcj
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More than 1 in 4 US adults reports having medical debt
More than one in four U.S. adults (27%) reported that they or their family members owed medical debt in 2025, including 26% of adults with health insurance, according to a new Urban Institute…
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 06/10/2026
The law sets #California's monthly per-member #MCOTax at $8.85, according to the filing. Challengers say it was capped at $2.50 for private enrollees under a 2024 proposition. buff.ly/5VLleYt
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‘Unconstitutional gambit’: California providers, health plans challenge restructured managed care tax
The California Medical Association and the California Association of Health Plans are challenging the state’s restructured managed care organization tax, according to an Oct. 1 California Supreme Court filing.
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 06/10/2026
A new #lawsuit challenges #UnitedHealthcare's policy of not applying financial support from a drug #ManufacturerCoupons towards a patient’s deductible or annual out-of-pocket maximum as an #ERISA violation. Definitely worth watching. buff.ly/PHsiVMu
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Heinz v. United Healthcare Insurance Company Inc. - Health Care Litigation Tracker
Why This Matters: Coupons and other discount programs for branded drugs can help consumers with chronic conditions reduce their out-of-pocket costs at the pharmacy counter. But there are concerns that such measures encourage patients to use more expensive medications over less costly treatments and contribute to higher health care spending and thus higher premiums.
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 06/10/2026
Most #SmallBusiness owners (67%) say they wish they had outside help offering #EmployeeBenefits, while 35% cite rising costs and 34% name limited budgets as barriers. buff.ly/RXzP5bm
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Small businesses see big value in benefits, but need help with rising cost, complexity | Employee Benefit News
Two-thirds of small-business owners want outside help offering benefits, while increasing costs and limited budgets make health coverage harder to sustain.
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 06/10/2026
Many #medical tests marketed directly to consumers are not covered by #insurance, and some tests can cost several thousand dollars. #MedicalTests #FullBodyMRI buff.ly/bFDoEY9
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Before Saying Yes to the Medical Test, Know the Risks and Benefits - KFF Health News
Tests like full-body scans marketed directly to consumers are pitched as a way to detect diseases early and establish a baseline of health markers. But there are financial, physical, and…
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 06/10/2026
A #hospital price disclosure could still be considered deceptive if it leaves out physician fees, facility fees or other costs. Inaccurate price information could also be considered misleading. #PriceTransparency #StoppedClocks #Enforcement buff.ly/oTfnxDd
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FTC warns health systems against ‘deceptive’ pricing practices
The Federal Trade Commission has warned 24 of the nation’s largest health systems that incomplete, inaccurate or untimely price disclosures could violate federal consumer protection law, even if the organizations comply with CMS’ hospital price transparency requirements.
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 06/10/2026
Fair enough. But I am curious how many contract with these coaches only for it to end up costing more in the long run. Any ideas?
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 06/10/2026
Across health care services, forty-four of forty-six of had negotiated prices that were significantly lower for #ProviderSponsored #HealthPlans compared with those for nonintegrated #insurance plans. Paywalled, but the abstract makes the point. buff.ly/0KZElx2
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Provider-Sponsored Health Plans Negotiated Lower Prices For Health Services Compared With Traditional Insurers, 2024 | Health Affairs Journal
Although hospitals and insurers have traditionally operated as separate organizations, an increasing number of health systems have begun offering vertically integrated insurance plans, known as…
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 06/10/2026
#Courts are increasingly becoming the battleground for some of #healthcare's biggest #policy and business fights. buff.ly/xVlhDqR
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Healthcare's high-stakes courtroom battles
Healthcare is facing a wave of high-stakes litigation that could redefine drug pricing, insurance oversight, health technology competition, AI deployment, labor policy and public health regulation.…
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 06/10/2026
#Brokers can no longer rely on #rate shopping alone to find the right #benefits package for employers and plan sponsors at #renewal. #MyOpinion: smart brokers never did. buff.ly/GsbpjY9
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Amid Soaring Costs, Health Benefits Brokers Seek New Strategies
Affordability challenges are transforming the health benefits market, requiring brokers, carriers, and employers to make difficult decisions. In 2000,
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 05/10/2026
#CHOP researchers used the data to create a public-facing #website with educational information debunking the #health #misinformation families reported encountering in their everyday lives. buff.ly/FqxtVcX
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Monitoring online health misinformation can help create useful patient education content
Pediatric clinicians can learn useful information by tracking the health misinformation that their patients encounter, according to research presented during the American Academy of Pediatrics 2026…
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 05/10/2026
In many other countries a new drug’s cost is weighed against its clinical benefit to inform coverage and price negotiations. In the US, the Food and Drug Administration approves drugs based on safety and efficacy only. #RxCosts #Inflation buff.ly/dzjQaev
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Drug launch prices have increased much faster than inflation
US drug launch prices rose much faster than inflation from 2008 to 2025, with no evidence that the growth accelerated after the Inflation Reduction Act (IRA).
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 05/10/2026
"Once you get to six or seven #prescription medications, you get a nearly 100% chance of some sort of #SideEffect." buff.ly/bA8xrmo
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Doctors Should Keep an Eye on Your Mix of Medication. If They Don’t, You Should. - KFF Health News
There’s a term for reducing unnecessary or harmful drugs: “deprescribing.” Especially as patients age, experts say, it’s important to regularly review the medications they’re taking.
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 05/10/2026
Ignoring Substack is ignoring a huge opportunity to get the word out. So, I won't. But the main site is still BenefitMims.com. #BenefitMiMS #CurrentEventsUpdates #SiteRelated benefitmims.com?p=4093
benefitmims.com
Now on Substack! – Making it Make Sense
Ignoring Substack is ignoring a huge opportunity to get the word out. So, I won't. But the main site is still BenefitMims.com.
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 05/10/2026
North Kansas City Health (NKC Health) is now out-of-network with UnitedHealthcare Medicare Advantage plans. #NetworkContractWatch #NewCase #Kansas #Missouri buff.ly/oA6IOa9
benefitmims.com
UnitedHealthcare vs North Kansas City Health – Making it Make Sense
North Kansas City Health (NKC Health) is now out-of-network with UnitedHealthcare Medicare Advantage plans.
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 05/10/2026
That last contract notice, by the way, is the 100th contract added to the #NetworkContractWatch since it relaunched as a database in early August. #milestone buff.ly/zdvDm8z
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Making it Make Sense – Home of the Network Contract Watch
Network contract disputes, ACA rate filings, and employee benefits explained in plain language. Stay informed about negotiations that could affect your healthcare coverage.
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 05/10/2026
Endeavor Health will no longer accept Aetna Medicare Advantage Plans after December 31, 2026. There are some exceptions. #NetworkContractWatch #NewCase #Illinois buff.ly/CjgX3FQ
benefitmims.com
Aetna vs Endeavor Health – Making it Make Sense
Endeavor Health will no longer accept Aetna Medicare Advantage Plans after December 31, 2026. There are some exceptions.
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 05/10/2026
Premiums for the #FEHB inevitably increase each year. Some plan options will have smaller cost increases, while others will have bigger ones. buff.ly/THPywBX
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Federal health insurance enrollees will pay 10.9% more, on average, toward premiums in 2027 - Federal News Network
The Office of Personnel Management published information about plan options and premium rates for 2027, ahead of the upcoming Open Season this fall.
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 05/10/2026
This is why I'm often not as sympathetic as I could be when it comes to #physician pay. Yes, I know #StudentLoan debt from #MedicalSchool is onerous. But...it's not like they can't afford it. #MyOpinion buff.ly/jCthlyX
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Physicians’ starting salaries reach $419K: A breakdown of 14 specialties
The average starting salary for all physicians has hit $419,000 in 2025-26. On top of base salaries, signing bonuses were offered in 87% of physician search engagements.
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 04/10/2026
#HMSA is making some changes to its #MedicareAdvantage options next year and notifying thousands of members who’ll be affected. There will be two letters sent separately. #Hawaii buff.ly/G3HsAp2
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Customers said HMSA letter announcing Medicare Advantage programs changes is confusing, misleading
The letter it sent to its 16,000 members who are affected didn’t go into [their] options. The federal government has strict requirements on what the letter can and cannot say.
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 04/10/2026
Hendrick Medical Center Brownwood and UnitedHealthcare have extended their contract through December 16, 2026. #NetworkContractWatch #CaseUpdate #Texas benefitmims.com?p=3293
benefitmims.com
UnitedHealthcare vs Hendrick Medical Center Brownwood – Making it Make Sense
Hendrick Medical Center Brownwood and UnitedHealthcare have extended their contract through December 16, 2026.
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 03/10/2026
HCA Healthcare facilities in Florida and Texas are now out of network with Cigna, and negotiations appear have become tense. #NetworkContractWatch #CaseUpdate #Florida #Texas benefitmims.com?p=3317
benefitmims.com
Cigna vs HCA Healthcare Florida & Texas – Making it Make Sense
HCA Healthcare facilities in Florida and Texas are now out of network with Cigna, and negotiations appear to be tense.
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 02/10/2026
New research from TIAA found that 43% of Americans lack confidence that traditional #RetirementPlanning methods and expectations adequately account for longer #lifespans. #Retirement buff.ly/R9DAw7n cc: @meepbobeep
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Americans worry living longer could put retirement savings at risk | Employee Benefit News
Americans are embracing the prospect of higher life expectancies but worry about the financial tradeoffs, including healthcare costs, retirement income, and outliving their savings.
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 02/10/2026
The #RebateChecks are [only] going to enrollees in the 30 states that do not run their own #ACA exchanges and instead rely on the federal exchange administered by CMS. buff.ly/iVM8Vt3
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$500 ACA checks going to 950,000 in 30 states: 5 things to know
The Trump administration has begun sending $500 checks to more than 950,000 people in 30 states it says were overcharged through the ACA’s federal exchange, according to information an administration official shared with Becker’s.
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 02/10/2026
Alaska Regional Hospital and Premera BCBS have reached a new network contract agreement. Patients should experience no disruptions. #NetworkContractWatch #CaseUpdate #Alaska benefitmims.com?p=3551
benefitmims.com
Premera BCBS vs Alaska Regional Hospital – Making it Make Sense
The network contract between Alaska Regional Hospital and Premera BCBS of Alaska is scheduled to expire on September 30, 2026.
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 02/10/2026
Temple Health-Chestnut Hill Hospital and Jefferson Health Plans have reached a new provider network contract agreement. #NetworkContractWatch #CaseUpdate #Pennsylvania benefitmims.com?p=3462
benefitmims.com
Jefferson Health Plans vs Temple Health-Chestnut Hill – Making it Make Sense
Temple Health-Chestnut Hill Hospital and Jefferson Health Plans have reached a new provider network contract agreement.
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 02/10/2026
Satisfaction with pharmacy benefit managers has stabilized in 2026, though the likelihood of contract renewal substantially declined. #PBM #NPS #MixedOutlook buff.ly/vhwsYaX
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Plan sponsors’ PBM satisfaction stable in 2026: PSG survey
Satisfaction with pharmacy benefit managers has stabilized in 2026, though the likelihood of contract renewal without a competitive request for proposal declined, a new
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 02/10/2026
Analysts at Leerink Partners said available data points to reduced #MedicareAdvantage benefits in the coming year. I've been tracking piecemeal this on the #NetworkContractWatch but this is a great overview. buff.ly/JbzqdhB
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Focus on HMOs, C-SNPs: A look at the Medicare Advantage landscape for 2027
With Medicare's annual enrollment period on the horizon, major insurers are offering a look at their plans for the coming year as new federal data offers a broader view of the current landscape.
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 02/10/2026
GLOBE was first proposed in December 2025 alongside a companion model, GUARD, that applies a similar international-reference-pricing approach to #Medicare #PartD drugs. #RxCosts buff.ly/ejl02yJ
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CMS finalizes new drug pricing model: 7 notes
CMS has finalized the Global Benchmark for Efficient Drug Pricing (GLOBE) Model, a mandatory payment model that will tie Medicare Part B drug rebates to prices paid in 19 reference countries, according to a Sept. 30 CMS news release.
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 02/10/2026
Scripps Health and Anthem Blue Cross have reached a new multi-year agreement, but only for PPO and EPO members. #NetworkContractWatch #CaseUpdate #California buff.ly/eOHbzeu
benefitmims.com
Anthem vs Scripps Health – Making it Make Sense
Scripps Health and Anthem Blue Cross have reached a new multi-year agreement, but only for PPO and EPO members.
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 02/10/2026
During quarterly results conference calls, #HealthInsurance carriers have said government reimbursement has not kept up with rising #MedicalCosts; hence they are narrowing networks and reducing coverage footprints. buff.ly/pJljMG5
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UnitedHealthcare, Aetna say 2027 Medicare Advantage plans to offer more limited provider networks
NEW YORK, Oct 1(Reuters) - US health insurers including UnitedHealthcare and CVS Health's Aetna will shift to offer more Medicare Advantage plans that limit provider access ‌for enrolled users, the…
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 02/10/2026
NewYork-Presbyterian and UnitedHealthcare have agreed on a further extension of in-network coverage through October 31, 2026. #NetworkContractWatch #CaseUpdate #NewYork buff.ly/pDcaIHc
benefitmims.com
UnitedHealthcare vs NewYork-Presbyterian – Making it Make Sense
NewYork-Presbyterian and UnitedHealthcare have agreed on a further extension of in-network coverage through September 30, 2026.
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 01/10/2026
Here are the eight #Hospital system-owned #HealthInsurance carriers exiting #MedicareAdvantage in 2027, listed by the number of counties they served in 2026. N.B. Baylor Scott & White Health Plan (TX) is also exiting. buff.ly/HXnhnpq
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8 health system-owned insurers exiting Medicare Advantage in 2027
Eight health system-affiliated insurers are among the 12 total health plans exiting the Medicare Advantage market for 2027, according to CMS data.
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 01/10/2026
Legacy Health and UnitedHealthcare have reached a new, multi-year provider network agreement. #NetworkContractWatch #CaseUpdate #Oregon #Washington buff.ly/Ic3sLB4
benefitmims.com
UnitedHealthcare vs Legacy Health – Making it Make Sense
Legacy Health and UnitedHealthcare have reached a new, multi-year provider network agreement.
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 01/10/2026
USA Health and UnitedHealthcare have agreed to extend contract negotiations through October 31, 2026. #NetworkContractWatch #CaseUpdate #Alabama benefitmims.com?p=3658
benefitmims.com
UnitedHealthcare vs USA Health – Making it Make Sense
UnitedHealthcare and USA Health have agreed to extend contract negotiations through October 31, 2026.
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 01/10/2026
#Oregon lawmakers could vote on the plan during the 2027 legislative session or refer it to voters as a ballot measure in 2028. #UniversalHealthcare #SinglePayer buff.ly/gDGPRAQ
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Oregon eyes nation's first universal healthcare system. Will it work?
While Democratic congressional candidates are floating the restoration of federal Affordable Care Act subsidies and Medicaid funding, Oregon officials are crafting a more ambitious plan to implement…
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 01/10/2026
Avina Women's Care and UnitedHealthcare have reached a new, multi-year provider network contract. #NetworkContractWatch #CaseUpdate #Ohio buff.ly/twpVdbE
benefitmims.com
UnitedHealthcare vs Avina Women’s Care – Making it Make Sense
Avina Women's Care and UnitedHealthcare have reached a new, multi-year provider network contract.
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 01/10/2026
Just how easy is it for a minor administrative error to cause a health insurance claim denial? The answer: very. A look at the CMS-1500 form shows us why. #BenefitMiMS #EmployeeBenefitsExplainers benefitmims.com?p=3946
benefitmims.com
Anatomy of a Claim, Part 1 – Making it Make Sense
Just how easy is it for a minor administrative error to cause a health insurance claim denial? The answer: very. A look at the CMS-1500 form shows us why.
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 01/10/2026
The findings extend a running series of AMA reports tracking #PBM consolidation. The findings also echo FTC scrutiny of the same dynamics. buff.ly/ofRuj5t
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4 top PBMs now control 75% of market: 6 notes
A September 2026 American Medical Association Policy Research Perspective analyzed Decision Resources Group data on PBM and insurer market shares from 2022 to 2024. Together, the four largest PBMs controlled 75% of the national market, up from 70% in 2022.
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 01/10/2026
The need for trusted advice is growing as demographic, economic and technological changes reshape the market. #LifeInsurance #Brokers #insurance #InformationOverload buff.ly/61SHUOD
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Trust emerges as key battleground for distribution, LIMRA panel agrees
The insurance industry is facing a distribution challenge as consumers gain unprecedented access to information while the advisor ranks continue to shrink, panelists agreed during a closing session Tuesday at the 2026 LIMRA Annual Conference.
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 01/10/2026
American #expats residing in #Panama who utilize #Medicare plans will see major changes and need to take action during #OpenEnrollment. Look for notices by 10/2. buff.ly/ZufBG31
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Urgent Memorandum: Major Medicare Changes Coming in 2027 – Impact on Panama Expats - Newsroom Panama
Worried about Medicare in 2027? IMPORTANT NOTICE: Significant market disruptions are coming to Medicare plans...
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 01/10/2026
Providence Washington and Cigna have reached a new contract agreement. Members should experience no disruptions in coverage. #NetworkContractWatch #CaseUpdate #Washington benefitmims.com?p=3311
benefitmims.com
Cigna vs Providence Washington – Making it Make Sense
Providence Washington and Cigna have reached an agreement. Members should experience no disruptions in coverage.
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Catherine @ Benefit MiMS @benefitmims.bsky.social · 30/09/2026
New #customs requirements taking effect October 22 could disrupt access for Americans who buy #RxDrugs from #Canada and other foreign mail-order pharmacies. buff.ly/KpD1HQD
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Millions of Americans could lose access to cheap Canadian prescriptions next month: 3 notes
New customs requirements taking effect Oct. 22 could disrupt access for millions of Americans who buy prescription drugs from Canadian and other foreign mail-order pharmacies, according to a Sept. 24 report from The Wall Street Journal.
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