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Amy Knight

@amy-knight.bsky.social
60 followers 102 following 73 posts

Personal Finance Expert & Business Commentator | Co-founder of Women Who Scale, part of the SCALE Events platform | To see a portfolio of my broadcast work, find me on YouTube: @amyknightcomms

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Amy Knight @amy-knight.bsky.social · 20/09/2026
Grateful for the chance to chat to Jeanette on 5 Live Sunday Breakfast with @steffanpowell.bsky.social this morning. Re:Winter Fuel Payments and HMRC's clawback of the cash for people whose taxable income was over £35k, making them ineligible. To opt out, there's a form on gov.uk DEADLINE TONIGHT!
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Amy Knight @amy-knight.bsky.social · 22/08/2026
What really happens when you miss a mortgage payment? Find out in my latest Substack - #11 in my list of Financial F*ckups (and how I fixed them) substack.com/@amyknightco...
substack.com
Amy Knight (@amyknightcomms)
In normal life, I’m the woman who spends Friday nights categorising transactions and updating my income and expenses spreadsheet. On holiday, apparently, I’m not that woman.
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Amy Knight @amy-knight.bsky.social · 28/11/2025
@felicityhannah.bsky.social listening to #WakeUpToMoney this am - Yorkshire Lad is onto something! I spotted my hotel running an “autumn sale” after I’d booked a weekend away. I’d missed the cancellation window by 48hours, so couldn’t rebook. But I 📞 them + they applied the discount! 🙏Always ask.
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Amy Knight @amy-knight.bsky.social · 04/10/2025
Chatted to Naga Munchetty live on BBC Breakfast this am re. joint accounts and financial secrecy among couples. 44% of people think joint accounts are outdated/sexist, but they can be handy for sharing costs. Full clip on my YouTube (link in bio). #personalfinance #moneytips #livebroadcast #bbc
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Amy Knight @amy-knight.bsky.social · 01/10/2025
The heating is on. The woolly socks are out. The end of the year approacheth. It’s time to hatch a plan for Christmas spending, and STOP SPAVING! Nope, not a typo. Spaving is a portmanteau of spending and saving. I think it goes rather well with “prinks”. 🥂 open.substack.com/pub/amyknigh...
open.substack.com
Financial F*ckup #9
Are you still falling for the “spend more to save £” trap?
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Amy Knight @amy-knight.bsky.social · 07/08/2025
Financial F*ckup #5 False economy is costing you more than you realise, and not just financially. Expect sweary storytelling, sage advice and a heartfelt apology to the planet. #money #moneysavingtips #environment open.substack.com/pub/amyknigh...
open.substack.com
Financial F*ckup #5
Buy Cheap, Buy Twice: Why False Savings Cost Us More
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Amy Knight @amy-knight.bsky.social · 18/07/2025
"Why are you getting involved in the Sally Walker scandal, Amy?" Because there's one particular financial f*ck-up that Raynor and Moth made, which I've made myself. You probably have too. And they could have fixed it! Read my potty-mouthed post to find out how 😉 open.substack.com/pub/amyknigh...
open.substack.com
Financial F*ckup #4
Forget to cancel a direct debit
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Amy Knight @amy-knight.bsky.social · 14/07/2025
🧾 NerdWallet UK asked 500 UK business owners what matters most when picking a #business #bank account. A third (33%) say #digital banks understand small biz needs better. 🤓 I spoke to Business Money Magazine about why digital banks are gaining ground. www.business-money.com/announcement...
business-money.com
2 in 3 UK business leaders are planning to ditch traditional banking - Business Money
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Amy Knight @amy-knight.bsky.social · 10/07/2025
I spoke to @thefintechtimes.bsky.social & shared data from NerdWallet UK's #business survey: trust is shifting towards Britain's challenger #banks. Monzo's £21million fine from the FCA for security failings is in the past. I'm personally a fan of their app. thefintechtimes.com/bouncing-bac...
thefintechtimes.com
Bouncing Back: Monzo on the Straight and Narrow After FCA Fine for Security Failings Between 2018-22 | The Fintech Times
We explore how Monzo has bounced back from its poor risk management between 2018 and 2022 following FCA investigation.
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Amy Knight @amy-knight.bsky.social · 01/07/2025
#Crowdfunding gives everyday retail investors the chance to back early-stage companies. 🚀 Platforms like Crowdfunder UK, Crowdcube and Kickstarter match companies in need of 💷 with individuals keen to #invest. Curious? Pour yourself a cold one & have a read.🍻 www.nerdwallet.com/uk/business-...
nerdwallet.com
Crowdfunding For Business: How it Works - NerdWallet UK
Crowdfunding allows entrepreneurs to raise money for their business by connecting them with donors and investors through an online platform.
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Amy Knight @amy-knight.bsky.social · 26/06/2025
From August, the NS&I Premium Bonds rate drops to 3.6% - only fractionally higher than CPI. I spoke to The Daily Express about what this means for your 💷. For specific short-medium goals, Premium Bonds are still part of many people's #savings strategy. www.express.co.uk/finance/pers...
express.co.uk
NS&I Premium Bonds savers urged to keep an eye on 'key' figure
NS&I recently announced a key change to Premium Bonds
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Amy Knight @amy-knight.bsky.social · 24/06/2025
Really proud of my SmartMoney segment on #FinancialIndependence for women. 👯‍♀️ Always a pleasure to rep 🇬🇧 & collaborate with @nerdwallet.bsky.social colleagues in 🇺🇸 on #PersonaFinance issues that affect us all. Listen here, or wherever you get your podcasts 🤓 open.spotify.com/episode/74xC...
open.spotify.com
Your Housing Questions Answered: Down Payments, Mortgage Recasting, and Buying in Tough Markets
NerdWallet's Smart Money Podcast · Episode
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Amy Knight @amy-knight.bsky.social · 13/06/2025
Abby Robbins started Yellow Bricks Recruitment in her lunchbreak! ❤️‍🔥 What are you doing with yours? 🥪 No one to prop her up financially, no female role models showing her the way. But, Abby had a plan! She took that plan to the bank (literally) and made it happen. www.nerdwallet.com/uk/business/...
nerdwallet.com
I Set up my Business in my Lunchbreak - NerdWallet UK
Discover how Abby gained the confidence to leave behind a well-paid job to launch her own recruitment business - NerdWallet UK
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Amy Knight @amy-knight.bsky.social · 03/06/2025
A pleasure to join @peterruddick.bsky.social and the team at Manchester Airport for BBC Breakfast this morning ✈️🧳 🤞the European Commission will standardise what “reasonable” size and weight actually means for hand luggage, and that this can be brought into effect in the UK to stop unfair fees!
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Amy Knight @amy-knight.bsky.social · 02/06/2025
For parents, the summer holidays can be eye-wateringly expensive, and every little helps. I shared some side hustle tips with @thesun.co.uk to help you top up your income this summer 🌞💷🫰 www.thesun.co.uk/money/351530...
thesun.co.uk
Seven summer side hustles you can start now to make hundreds of pounds
PREPARE now for the expense of summer. July and August are among the costliest times of year. Parents may fork out an extra £1,000 a week over the school summer break. The average price of a family…
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Amy Knight @amy-knight.bsky.social · 21/05/2025
Awful April has come back to haunt us with the latest CPI data 😱 Fear not. The spike may be short lived. In the meantime, I shared some tips with the Daily Record on how to use the long weekend to get back on top of your budget. #BankHoliday #CPI #Money www.dailyrecord.co.uk/lifestyle/mo...
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Amy Knight @amy-knight.bsky.social · 14/05/2025
🎬 Behind the scenes at BBC Studios, filming Rip Off Britain Series 18 with Gloria, Julia and Louise. Plus legal guru Gary Rycroft here with me on the sofa! Here’s me, striding purposefully to the studio to crack another consumer #finance case. 🤓💼 Outfit: jumpsuit £15 from charity shop! 🌍 💷
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Amy Knight @amy-knight.bsky.social · 12/05/2025
Cashback tips! There may be specific steps to get your cashback: activating a deal, recording a code, spending a minimum amount, or making your purchase within a set timeframe. Miss the details and you could miss out on the reward. More tips from me here: www.whitehavennews.co.uk/news/nationa...
whitehavennews.co.uk
7 ways to earn while you shop with the best cashback offers
From credit cards to cashback apps, plus Nectar, Clubcard and other loyalty deals, here’s how to earn while you spend
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Amy Knight @amy-knight.bsky.social · 09/05/2025
If prices rise faster than the rate of interest paid on deposits, you could be losing money in real terms. After the @bankofengland.bsky.social cut rates to 4.25%, don't assume the interest rate on your savings will stick around. Read my tips in The Daily Express www.express.co.uk/finance/pers...
express.co.uk
Savers risk losing £600 if BoE continues - how to protect your cash
The base rate changed earlier this week
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Amy Knight @amy-knight.bsky.social · 09/05/2025
Although vital, recording your spending can feel horrendously tedious and boring for some people...not for Nerds like me! 🤓 I shared some of my favourite #budgeting tips with @the-independent.com to give you 5 of the easiest ways to start budgeting properly. www.independent.co.uk/money/revolu...
independent.co.uk
5 of the easiest ways to start budgeting properly
Desperate to start saving but unsure of how to start? We are here to help!
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Amy Knight @amy-knight.bsky.social · 08/05/2025
Base Rate Cut to 4.25% What does it mean for British businesses? 🧵1/5 😮‍💨 By lowering borrowing costs, each base rate cut creates more breathing room for firms hemmed in by expensive #debt.
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Amy Knight @amy-knight.bsky.social · 30/04/2025
I spoke to The Daily Express about the M&S #cyberattack, suggesting ways shoppers can be financially prepared for IT failures. NerdWallet UK research suggests Millennials are least likely to carry cash, so more at risk of being stranded with no means of payment. www.express.co.uk/finance/pers...
express.co.uk
M&S shoppers told to 'take this action' after cyber attack
Customers are still unable to make online orders with M&S after the major incident
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Amy Knight @amy-knight.bsky.social · 29/04/2025
What will happen to mortgage rates this year if the Bank of England: ✂️Cuts the base rate to boost growth 🆙Raises the base rate if tariffs drive inflation I shared my thoughts plus figures from NerdWallet UK’s mortgage calculator with @the-independent.com www.independent.co.uk/money/mortga...
independent.co.uk
How much will my mortgage rate go up or down in 2025?
Interest rates remain in flux in the UK but are likely to change this year - here’s how it might affect your pocket
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Amy Knight @amy-knight.bsky.social · 28/04/2025
My new episode of BBC One's Rip Off Britain is out, feat. the lovely @felicityhannah.bsky.social! @louiseminchin.bsky.social and I had a really complex advice clinic case to unpick, involving tickets to an event which got cancelled. Watch back on iPlayer to hear my advice on buying tickets safely!
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Amy Knight @amy-knight.bsky.social · 24/04/2025
Analysis by NerdWallet UK shows households could see their bills go up by £360 this year: Energy + Water + Council Tax + Broadband + Mobile 📱+ Road Tax + TV license I shared tips to help families in the UK fight back against rising costs in this evening’s episode of the Tonight programme on ITV 📺
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Amy Knight @amy-knight.bsky.social · 24/04/2025
In Wednesday’s episode of Rip Off Britain… I spoke to @louiseminchin.bsky.social about the wealth management co dishing out £millions in compensation 😯 & joined consumer expert @martynjames.bsky.social on the sofa 🛋️ to answer Qs sent in by viewers. V lucky to work with a lovely team and experts 🫶
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Amy Knight @amy-knight.bsky.social · 14/04/2025
I spoke to @theipaper.com about the potential impact of Trump’s tariffs on China for the price of goods here in the UK. I’m looking forward to joining @thetimes.com team tomorrow to record an episode of the Feel Better About Money podcast all about the two T words! inews.co.uk/inews-lifest...
inews.co.uk
Phones, furniture and fast fashion will soon cost you more - but it's not all bad news
There are a number of items UK consumers could see rise in prices - although others will be coming down, at least in the short term, experts say
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Amy Knight @amy-knight.bsky.social · 11/04/2025
I shared my cashback tips with The Independent 🤓 Cashback credit cards can help you generate extra 💷 through everyday spending on groceries and fuel. BUT You need to be earning enough to cover any fees, and you must clear your balance in full every month! www.independent.co.uk/money/cashba...
independent.co.uk
Three ways cashback offers can help you save money
Cashback refunds a portion of your purchase price to a digital wallet linked to a chosen cashback service
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Amy Knight @amy-knight.bsky.social · 04/04/2025
I spoke to Bloomberg about loyalty schemes leading to overspending. NerdWallet UK research reveals 1 in 3 reward credit card holders aren’t making a profit from them – some admit they’re actually losing money. Some loyalty points are worth having, but only if you’d make the purchase anyway.
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Amy Knight @amy-knight.bsky.social · 31/03/2025
Had a good chat with @claremcdonnell.bsky.social on 5Live this afternoon about rising bills. (Dug out my convo with Gordon Smart on the same topic a year ago - April really is awful for our finances 😬) It hard to hear financial pain is on the way, but don’t despair. Help is out there, so ask.
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Amy Knight @amy-knight.bsky.social · 30/03/2025
Happy #MothersDay to all the mummas 🌼 My day began with a chat to Luxmy and Roger on BBC Breakfast about bills 📈 If you’re a parent who could claim Child Benefit and chooses not to - now is the time to claim that cash. It won’t bring your bills down directly, but it could help soften the blow. 💷
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Amy Knight @amy-knight.bsky.social · 27/03/2025
A very early start in Sheffield where I joined Ben Boulos in the Winter Garden for BBC Breakfast ☀️🌴 🎥 Ben asked me about the impact of ⬆️ employers’ NICs on prices and jobs. Such a pleasure to meet Jane Robinson, VP of IntelliamAI and Mohammed Chaudhri, chief economist at Experian this morning. 🙏
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Amy Knight @amy-knight.bsky.social · 25/03/2025
Are young #SME leaders reshaping the UK's productivity landscape with fresh perspectives on #tech & #innovation ? I shared some insights with The Institute of Financial Accountants for this article which looks at what firms can learn as a new generation enters the #business world. lnkd.in/enXTJAd7
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Amy Knight @amy-knight.bsky.social · 17/03/2025
Rumours of redundancies are rumbling. Following negative GDP in January, the risk of recession has also resurfaced. Given current economic circumstances and fears about job cuts, here are some tips to strengthen your finances – even if your role is not at risk. www.nerdwallet.com/uk/personal-...
nerdwallet.com
UK Job Cuts: How to Prepare for Redundancy – NerdWallet UK
Worried about job cuts this year? Experts share tips on how to prepare for a possible redundancy by building personal and financial resilience.
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Amy Knight @amy-knight.bsky.social · 14/03/2025
Does the #TradeWar necessitate a full-blown emergency #Budget? Britain is already braced for a raft of #tax changes from April and the Chancellor could be giving the #benefits bill a drastic trim as well... ✂️ Any rumours you've heard that I've missed? www.nerdwallet.com/uk/personal-...
nerdwallet.com
Spring Statement Rumours: More Tax Rises and Benefits Cuts? - NerdWallet UK
Chancellor Rachel Reeves will share her Spring Statement on 26 March, but are you up to speed on the rumoured tax measures and spending cuts she could announce?
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Amy Knight @amy-knight.bsky.social · 13/03/2025
So much work goes into every single episode of BBC’s Rip Off Britain😅 I’m leaving Media City having contributed to 2 more episodes of this beloved show, alongside the fab presenters & incredibly hardworking team 💪 A pleasure to be back in the hot seat answering Qs from @louiseminchin.bsky.social!
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Amy Knight @amy-knight.bsky.social · 10/03/2025
Did you see the news that a Premium Bond holder with just £100 worth of #bonds hit the £1million jackpot this month?! However, falling rates will make it harder for cash in Premium Bonds to outpace #inflation. Here are my nerdy facts about the pros and cons 🤓 www.nerdwallet.com/uk/personal-...
nerdwallet.com
Are Premium Bonds a Good Bet for Your Savings? - NerdWallet UK
The Premium Bond prize fund rate will drop to 3.8% from April. Meanwhile, inflation is forecast to rise to 3.7%. So are Premium Bonds still worth it?
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Amy Knight @amy-knight.bsky.social · 09/03/2025
Thanks for having me BBC Breakfast! Lovely to join Nina Warhurst and Roger Johnson on the red sofa this morning 🎥 We discussed the impact of recent IT issues for UK banks and their customers: what’s going on, who’s looking into it, how to seek compensation 🤓 Now heading home 🚝 Today’s plan = ☕️
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Amy Knight @amy-knight.bsky.social · 06/03/2025
Producers/journos - here you can see at a glance the stories I’ve been quoted in, where I’ve popped up on tv and radio, plus my latest Nerdy articles 🤓 This week: NICs/state pension, Lifetime ISA, Premium Bonds, Energy bills. Please call me or email NerdWallet PR. linktr.ee/amyknightcomms
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Amy Knight @amy-knight.bsky.social · 05/03/2025
Back in my home office after a trip to the Midlands today for more BBC filming. Sooooo nice to set off in daylight, drive in glorious sunshine and arrive back to still-blue skies! #Spring #PersonalFinance #MoneyTips ☀️🚙 🎥🤓🚙☀️ (Yep, still attached to my emojis!)
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Amy Knight @amy-knight.bsky.social · 01/03/2025
Feel old. Have been reliably informed (by @martynjames.bsky.social @felicityhannah.bsky.social among others) that young people have cancelled emojis. Like my skinny jeans, I’m going to hang onto mine, in case they come back around ♻️ I’ve heard Urban Outfitters is the place to go for wide leg👖?
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Amy Knight @amy-knight.bsky.social · 27/02/2025
Your #bank building society or #savings provider may be contacting you more than usual about using your #ISA allowance before the end of the #tax year. As you wade through all the marketing msgs 📩🔔 these 4 questions can help you find an ISA that's right for YOU. www.nerdwallet.com/uk/personal-...
nerdwallet.com
4 Questions To Help You Choose An ISA – NerdWallet UK
Your £20,000 tax-free allowance renews on 6 April. Ask yourself these questions before committing your cash to a particular tax-free pot before the 2024/25 tax year ends.
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Amy Knight @amy-knight.bsky.social · 25/02/2025
Just over a month to go 💼 ‼️ ↗️ Will #IncomeTax go up? 😡 Will there be more #NICs changes? 🤷‍♀️ What might happen to #ISAs? 😱 Could #CGT increase further? 👵 Is the pension #TripleLock under threat? ✂️ If Reeves cuts spending, who will miss out? nerdwallet.com/uk/personal-finance/spring-statement-2025/
nerdwallet.com
Spring Statement Rumours: More Tax Rises and Changes? - NerdWallet UK
Chancellor Rachel Reeves will share her Spring Statement on 26 March, but are you up to speed on the rumoured tax measures and spending cuts she could announce?
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Reposted by Amy Knight
Ofgem @ofgem.gov.uk · 25/02/2025
The quarterly energy price cap will change from £1,738 on 1 April 2025. The new #pricecap is £1,849. It's a cap on energy unit price plus standing charge, not a cap on total bills. More ⬇️ www.ofgem.gov.uk/news/changes...
HEADLINE: The new price cap is £1,849
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Amy Knight @amy-knight.bsky.social · 12/02/2025
I’m back on the Which? #Money podcast for their #Valentine’s Episode, recorded at NerdWallet UK HQ! 🤓🎙️ The pod airs Friday 14th Feb, covering important questions about joint accounts & some serious stuff about romance fraud 💔 Listen out for my money-saving tips for V-day gifts & experiences. 💝
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Amy Knight @amy-knight.bsky.social · 11/02/2025
The date that Making Tax Digital becomes mandatory for you may depend how much #money your business is making. To get up to speed on when the changes kick in, read my 4 steps, informed by what real #smallbusiness owners have gone through. #MTD #tax #SmallBiz www.nerdwallet.com/uk/business/...
nerdwallet.com
Anxious About Making Tax Digital? Here are 4-Steps for a Smooth Transition - NerdWallet UK
The countdown to Making Tax Digital (MTD) is on, and will soon be mandatory for most small businesses and sole traders. Use our step-by-step guide to get ready.
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Reposted by Amy Knight
Amy Knight @amy-knight.bsky.social · 04/02/2025
4 #ValentinesDay gift ideas which could help you save money 💷 Because spending more than you can afford or paying over the odds on 14th February may not be the best way to invest in your relationship. 💝 Thanks @martynjames.bsky.social for some fantastic tips! www.nerdwallet.com/uk/personal-...
nerdwallet.com
Revealed: 4 Romantic Valentine’s Gifts That Can Also Make You Money in 2025  - NerdWallet UK
From money-saving kitchen gadgets to cheap but memorable at-home experiences, these are the Valentine's Day gifts finance experts recommend.
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Amy Knight @amy-knight.bsky.social · 04/02/2025
4 #ValentinesDay gift ideas which could help you save money 💷 Because spending more than you can afford or paying over the odds on 14th February may not be the best way to invest in your relationship. 💝 Thanks @martynjames.bsky.social for some fantastic tips! www.nerdwallet.com/uk/personal-...
nerdwallet.com
Revealed: 4 Romantic Valentine’s Gifts That Can Also Make You Money in 2025  - NerdWallet UK
From money-saving kitchen gadgets to cheap but memorable at-home experiences, these are the Valentine's Day gifts finance experts recommend.
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Amy Knight @amy-knight.bsky.social · 29/01/2025
With personal finance, there's no such thing as a silly question. Especially #pensions. It's hard to know how much to save, and confusing jargon doesn’t help. Hopefully this article helps. Whatever your age, don't let scary numbers stop you from starting. www.nerdwallet.com/uk/pensions/...
nerdwallet.com
Ask The Experts: Am I Too Old to Start a Pension? - NerdWallet UK
If your pension pot is looking a little thin or you haven’t got around to starting one yet, these are the five steps pension experts recommend.
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Amy Knight @amy-knight.bsky.social · 28/01/2025
Wind💨 and rain☔️ didn’t stop me making it to London to record another podcast episode with the Which?Money team, this time sharing Nerdy tips on how to choose the right #CreditCard for you. 🤓 Rewards? Cashback? Low APR? 0% intro period? 🤷🏼‍♀️ The options can get overwhelming… hope this episode helps!
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