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Debt Collective 🟥 @debtcollective.bsky.social · 30/09/2026

One of our members picked a new student debt plan to join yesterday, according to their deadline. Today, they got a notification saying they’ll be put into a “new repayment plan.” Is the “new” plan the same plan as yesterday? Or is the “new” plan a NEW new plan? Nobody knows.

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Debt Collective 🟥 @debtcollective.bsky.social · 29/09/2026

Say you don't have to leave the SAVE plan by December 31. You essentially have three more months of non-payment. But then you see your *Attorney's General* tweet accurate information. So you leave the plan and start making payments months early.

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Debt Collective 🟥 @debtcollective.bsky.social · 29/09/2026

When Schmitt was Missouri's AG he brought a lawsuit to stop student debt cancellation. The basic facts that lawsuit was based on were false. Getting the facts wrong is Schmitt's special skill, but when SCOTUS is politically motivated to do something the facts & law don't matter.

A screenshot of the headline from this article: https://newrepublic.com/article/172337/case-against-student-debt-relief

The headline reads "The Lie at the Heart of the States' Case Against Student Debt Relief: A new investigation has found that the numbers submitted by the plaintiffs simply don't add up." by Tori Otten May 2, 2023 in the New Republic

A screenshot of a headline from this article: https://prospect.org/2023/05/03/2023-05-03-fake-plaintiff-fake-harm-fake-case/

The headline reads: "Fake Plaintiff, Fake Harm, Fake Case: The Supreme Court is poised to unwind a fair number of legal principles to make sure student debtors don't get a break" by David Dayen for The American Prospect May 3, 2023

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Debt Collective 🟥 @debtcollective.bsky.social · 28/09/2026

Hundreds of thousands, if not millions, of student debtors are being kicked off an affordable repayment plan and put into more expensive plans tomorrow. Many are trying to find payment plans that work for them. Here's the repayment calculator today.

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Debt Collective 🟥 @debtcollective.bsky.social · 18/08/2026

Secretary McMahon just publicly confirmed that she will reverse some student debt payment credit debtors had received toward Public Service Loan Forgiveness. This is essentially reinstating student loans—which is illegal.

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Debt Collective 🟥 @debtcollective.bsky.social · 14/08/2026

These are the types of hurdles student debtors are forced to jump through every single day to try to avoid being financial bankruptcy. This Department of Education is just broken.

Jordan recently filed for forbearance under her new income-driven repayment plan because she could not make the nearly $4,000 payments. The forbearance process, like everything else, was confusing. Reading from notes she recorded this spring, she cited a day in which she called her servicer, Nelnet, seven times and after a series of disconnections, strange messages, and wrong numbers, gave up.

A week later, when she was finally able to connect, an automated voice said there was no record of her in their accounts. So overwhelmed was she that she gave up entirely, questions unanswered, and did her best to navigate her request for forbearance alone.

Jordan might remain in forbearance until next year, as one letter from Nelnet told her, or she might need to recertify in November, which she was told in a different letter. She doesn’t know. Like everyone else, she’s in limbo.

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Debt Collective 🟥 @debtcollective.bsky.social · 03/08/2026

Student loans are breaking *again.* This time, debtors enrolled in the SAVE plan have received a wrongful message claiming they've missed months of payments and are now delinquent. This isn't true. It's a wrongful message—and another massive error. Payments should be paused.

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Debt Collective 🟥 @debtcollective.bsky.social · 26/07/2026

A student debt lawsuit led by Debt Collective members continues to reveal Ed Dept incompetence. There are 4 plaintiffs. Lawyers submitted 5 additional debtor declarations as a case update. DOJ responded saying looking at *5* more accounts is too "time-consuming" and "tedious."

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Debt Collective 🟥 @debtcollective.bsky.social · 06/07/2026

The Department of Education has been telling folks they *must* leave the SAVE student debt plan by July 1. But days ago, Nelnet quietly updated their FAQ page noting some debtors' 90-day clock to leave the SAVE plan won't begin until 2027. They've been lying about the timeline.

Q: When will I receive my 90-day notice?

A: Nelnet is notifying nearly three million Nelnet borrowers, so we're reaching out in waves. You'll receive your notice between July 2026 and March 2027.

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Debt Collective 🟥 @debtcollective.bsky.social · 01/07/2026

The Department of Education is sending confusing emails to debtors saying they're adjusting debtors' student loan interest rates — which will go into effect from July 1, 2025 to June 30, 2026. Except... we are beyond those dates. Those dates are now historical.

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Debt Collective 🟥 @debtcollective.bsky.social · 28/06/2026

There are dozens of news articles about how student debtors can get a "discount" on their student loans by enrolling in auto-pay, but who will follow up with a story that enrolling in auto-pay doesn't work?

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Debt Collective 🟥 @debtcollective.bsky.social · 28/06/2026

There's a massive disconnect happening—and it's been happening for years. The Department of Education rolls out a half-baked idea with no implementation. Press publish it as if it's fact. It doesn't work. Debtors are left worse off and confused. Lawmakers shrug. Nothing works.

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Debt Collective 🟥 @debtcollective.bsky.social · 28/06/2026

Weeks ago, the Ed Dept announced that federal student debtors who enroll in auto pay will be eligible for a 1% interest rate reduction. That turned out to be a scam. Debtors are met with a "you can't" message when trying to enroll. The entire loan system is dysfunctional.

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Debt Collective 🟥 @debtcollective.bsky.social · 27/06/2026

Of course Third Way isn't opposed to all forms of debt cancellation. Third Way got nearly a million dollars of debt canceled by the government for themselves. They just oppose cancellation for working class students by spreading myths about who actually has student debt.

A screenshot showing that Third Way got $982,062 of debt cancelled by the government.

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Debt Collective 🟥 @debtcollective.bsky.social · 27/06/2026

The person who wrote this is very unlikely to have gotten $10,000 of cancellation because they are very likely to have zero student debt. Third Way paid them $300,000 last year for spreading these kinds of myths about what college students are like.

A screenshot of a paragraph of text highlighted in blue for emphasis that reads:

"Why should someone like me with several higher ed degrees get a $10,000 check from the government while the person who cleans my house who has never been able to enroll gets a big fat nothingburger? Democrats have been hemorrhaging support among non-college voters of all races, and this is the perfect way to cement the notion that we’re out of touch."

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Debt Collective 🟥 @debtcollective.bsky.social · 27/06/2026

Now contrast all of this with what @thirdway.bsky.social said when they opposed student debt cancellation? "It's a regressive giveaway that primarily benefits upper middle class people who attended elite four year colleges."

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Debt Collective 🟥 @debtcollective.bsky.social · 27/06/2026

College students are overworked, stressed out, and are providing care to family or loved ones.

A screenshot of a paragraph of text from this article: https://washingtonmonthly.com/2026/06/26/regional-public-universities-rpu-poll/

The paragraph reads as follows:

"One reason RPU students are less involved in political activism may be that they have too many other responsibilities. For example, 71 percent were working either part-time (54 percent) or full-time (17 percent). A third either had children under 18 to take care of or were caregivers for their parents or another family member. Almost half (48 percent) of RPU students report attending religious services regularly."

The second and third sentences are highlighted in blue for emphasis.

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Debt Collective 🟥 @debtcollective.bsky.social · 27/06/2026

Many students are dealing with real poverty, to the degree where they are unable to eat without access to food pantries or SNAP (which is being cut thanks to the One Big Beautiful Bill).

A screenshot of a paragraph from the following article:

"Nearly four in five students (78 percent) were concerned that a financial emergency would prevent them from continuing their college education. Some 32 percent said they had used food stamps, SNAP, or TANF, and 12 percent had relied on emergency housing support at some point while in college. That’s above the rate the general public uses these programs."

The final sentace is highlighted in blue for empahsis.

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Debt Collective 🟥 @debtcollective.bsky.social · 27/06/2026

This article dispels a lot of the myths in the media and public consciousness about who college students really are. Instead of being rich kids at ivy league schools, they are stressed out, overworked, and financially struggling.

A screenshot of a paragraph from this article: https://washingtonmonthly.com/2026/06/26/regional-public-universities-rpu-poll/

The paragraph reads as follows:

"One reason RPU students might not realize they’re getting a relative bargain is that costs remain high compared to what they can afford. More than half (52 percent) described themselves as “just getting by,” and another 13 percent were “finding it difficult to get by.” Only 34 percent said they lived “comfortably.”"

The final two sentences are highlighted in blue for empahsis.

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Debt Collective 🟥 @debtcollective.bsky.social · 26/06/2026

4 plaintiffs (3 of whom are Debt Collective members) submitted a legal filing requesting that the court prevent the Dept of Education from forcibly moving people into select new repayment plans without discharging debt or allowing debtors to enroll in other plans like REPAYE.

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Debt Collective 🟥 @debtcollective.bsky.social · 26/06/2026

In the lawsuit our members filed, the Ed Dept replied to the judge's order requesting to move on a slower timeline. They say technically debtors aren't "required to move off of the SAVE Plan until September 29, 2026 at the earliest." Likely, you'll get "even more time than that"

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Debt Collective 🟥 @debtcollective.bsky.social · 12/06/2026

We said *cancel* medical debt not *create* medical debt.

NYT Headline and Subheadline that reads: Can’t Pay Medical Bills? Trump Officials Suggest Getting a Loan.

One-third of Americans shoulder health care debt. Insurers are being asked to consider lending money to Obamacare consumers who can’t afford higher deductibles.

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Debt Collective 🟥 @debtcollective.bsky.social · 10/06/2026

Debt cancellation via SAVE is to be administered automatically. But the DOJ is saying just because a law existed for 99 minutes doesn't mean you should get the benefit. Well. That's not really an argument. The DOJ motion to dismiss says, essentially, "we don't care."

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Debt Collective 🟥 @debtcollective.bsky.social · 10/06/2026

We filed a lawsuit to say the federal government should administer the student debt cancellation that was legally on the books. The DOJ just replied with a motion to dismiss our lawsuit — and their argument is super revealing. They admit the SAVE plan was *better* for debtors.

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Debt Collective 🟥 @debtcollective.bsky.social · 08/06/2026

he University of California system was once the largest and most prestigious public school system IN THE WORLD — but today, more of the UC's budget comes from tuition than taxes. We have to fight for formerly public systems like the UC to be truly public — and tuition-free — once again.

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Debt Collective 🟥 @debtcollective.bsky.social · 05/06/2026

Extremely wild clause in a bill House Republicans are set to vote on Tuesday. It would eliminate funding by "any local education agency" to conduct school shooter drills for kids under 16 years old.

SEC. 317. None of the funds made available in this Act may be used by any local education agency to conduct student-involved active shooter drills in schools without first providing student participants under 16 years old with the ability to opt out of such exercises with parental or legal guardianship consent

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Debt Collective 🟥 @debtcollective.bsky.social · 04/06/2026

It's happening 🚨 House GOP representatives are about to introduce a bill that would completely eliminate subsidized student loans. They are trying to make it impossible to go to college unless you can afford to pay for it upfront.

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Debt Collective 🟥 @debtcollective.bsky.social · 02/06/2026

Hi Senator. You can cheer for the Knicks without treating Senator Cruz and his staff to have pizza because Senator Cruz and his staff are fascists.

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Debt Collective 🟥 @debtcollective.bsky.social · 22/05/2026

You may be getting an email like this soon. Here's what you need to know.

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Debt Collective 🟥 @debtcollective.bsky.social · 05/05/2026

You can literally be a scam for-profit college that rips people off with a fake degree and the Department of Education will do nothing. But if you are a legitimate school and admit trans women — you will be investigated.

AP News headline that reads "Education Department opens probe into Smith College for admitting trans women"

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Debt Collective 🟥 @debtcollective.bsky.social · 04/05/2026

AI data centers are putting strain on electric grids— forcing your bills to skyrocket. The average electricity bill this summer is projected to rise by nearly 9% to $778. The NYT says to help keep your utility bill low, people should "use fans" to cool down. Can't make this up.

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Debt Collective 🟥 @debtcollective.bsky.social · 28/04/2026

We've been shouting from the rooftops that debtors will be harmed in this illegal transfer. We're talking about 40M borrowers and $2T — essentially the 5th largest bank in the US. Last week, 30 members of Congress joined us in saying the same thing in a letter to McMahon. Good.

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Debt Collective 🟥 @debtcollective.bsky.social · 21/04/2026

The WSJ is not how the government officially communicates with debtors. Nor should debtors alter their financial lives based on a WSJ *opinion* piece. Should also be worth noting the article they cite is literally paywalled. You can't even read it without a subscription.

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Debt Collective 🟥 @debtcollective.bsky.social · 21/04/2026

After filing our motion to intervene, the Dept of Education responded (which they were forced to do). In their response, they admit something wild. 1. First, the Trump DOJ lawyers say debtors should have known SAVE would end because they said so in a Wall Street Journal op-ed.

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Debt Collective 🟥 @debtcollective.bsky.social · 25/03/2026

A judge just interrupted a DOJ lawyer who claimed that canceling $11 billion in student debt held by defrauded debtors would hurt taxpayers. "When you come out and say it's $11 billion — It's like $11 billion in coupons..."

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Debt Collective 🟥 @debtcollective.bsky.social · 10/02/2026

When the Student Loan Ombuds for the Consumer Financial Protection Bureau (CFPB) wrote her legally mandated annual report, Trump leadership scrubbed it for being too critical. "I was told by leadership it would not be published and would need to be rewritten."

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Debt Collective 🟥 @debtcollective.bsky.social · 29/01/2026

ICE is ripping families apart and murdering people in the streets. Meanwhile, Congress is paying ICE by *defunding* our health care and pushing us deeper into debt. Join us—alongside workers, students, debtors and families—on January 30th to say ICE OUT! NATIONWIDE SHUTDOWN.

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Debt Collective 🟥 @debtcollective.bsky.social · 23/01/2026

They also know the Department of Education is going to crack down on them — so now they're doing insider trading.

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Debt Collective 🟥 @debtcollective.bsky.social · 23/01/2026

New: Pordoceo Education Corporation — the financial corporation that runs several shady, predatory for-profit colleges — is behind a "ghost student" scheme. They're knowingly allowing AI students to enroll so they can get federal government cash and boost shareholder value.

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Debt Collective 🟥 @debtcollective.bsky.social · 16/01/2026

NEW: Wage garnishment for student debt is now paused. A reporter asks Secretary of Education Linda McMahon if she has any concerns about garnishing student loan borrowers' wages. Sec McMahon: "Well actually there is a pause on that at the moment."

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Debt Collective 🟥 @debtcollective.bsky.social · 08/01/2026

Today, as many of our members are checking their studentaid.gov account to make sure they are not in student debt default so their wages don't get garnished, many are getting error messages when they log in. The website just isn't working for many.

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Debt Collective 🟥 @debtcollective.bsky.social · 30/12/2025

We joined @democracynow.org this morning to talk about the Trump administration beginning student debt garnishment in January. Student debtors should know they don't always have to pay — they can request pauses on garnishment or get debts canceled if they're eligible for programs.

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Debt Collective 🟥 @debtcollective.bsky.social · 16/12/2025

We've got merch! You can purchase a "Debt" or "You Are Not A Loan" t-shirt using the code JUBILEE10 and get $10 off. Our merch is union-made, sustainable and designed by formerly incarcerated folks + the proceeds go to our efforts to abolish crushing medical, student and housing debt.

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Debt Collective 🟥 @debtcollective.bsky.social · 01/12/2025

Surprise surprise. POLITICO's newest affordability survey shows adults can't keep up with groceries, housing, health care, utility bills and debt repayments. AI data centers, giant corporate landlords and a profit driven health care system are fucking us.

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Debt Collective 🟥 @debtcollective.bsky.social · 21/11/2025

WH Reporter: "You used to call New York City home. Would you feel comfortable living in New York City under a Mamdani administration?" Trump: "Yeah, I would. I really would. Especially after the meeting. We agree on a lot more than I would have thought."

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Debt Collective 🟥 @debtcollective.bsky.social · 13/11/2025

Apparent interaction about student loan debt in Epstein files with Larry Summers. Epstein: "If Bernie were to cancel all student debt. . how Is that reflected on govt books/ ?" Epstein: "Do the borrowers get income?" Summers: "I doubt borrowers get income but not certain."

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Debt Collective 🟥 @debtcollective.bsky.social · 07/11/2025

Today, Cornell University made a deal with Trump who will grant research funding to Cornell *in exchange* for them carrying out Trump's fascist political agenda. There's no other way to put it: this is corruption. And the conservative billionaire behind this plan is Marc Rowan.

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