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Debt Collection Lab at Princeton University

@debtcollectionlab.bsky.social
373 followers 46 following 14 posts

We are changing the narrative about debt collection by building a public facing resource for debtors and their advocates. Follow us for debt research. www.debtcollectionlab.org

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Reposted by Debt Collection Lab at Princeton University
Mike Dickison @adzebill.bsky.social · 01/02/2025
The Internet Archive has to date downloaded 500 terabytes of US government websites, which it crawls at the end of every presidential term. The whole archive is fully searchable. This effort's housed by a donation-funded nonprofit, not a branch of the US government. blog.archive.org/2024/05/08/e...
blog.archive.org
End of Term Web Archive – Preserving the Transition of a Nation | Internet Archive Blogs
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Reposted by Debt Collection Lab at Princeton University
Chi Chi Wu @chichiwu.bsky.social · 07/12/2024
Lina Khan is the GOAT. 💯💯💯 agree
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Reposted by Debt Collection Lab at Princeton University
Dalié Jiménez @dalie.bsky.social · 07/12/2024
This NEEDS to happen.
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Debt Collection Lab at Princeton University @debtcollectionlab.bsky.social · 03/12/2024
We have 3 different reports exploring racial disparities in debt lawsuits in both California and Oregon, available here: debtcollectionlab.org/research?iss... And more coming!
debtcollectionlab.org
Debt Collection Lab
We are changing the narrative about debt collection by building a public facing resource for debtors and their advocates.
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Debt Collection Lab at Princeton University @debtcollectionlab.bsky.social · 03/12/2024
The report is descriptive and exploratory, as there is little information connecting debt lawsuits and credit report data. One of the most interesting findings is a disconnect between collection accounts on credit reports and lawsuit rates in a zip code, by race.
a box with the following text: "Californians living in zip codes where 67% or more of the population identifies as Hispanic have among the lowest number of collection accounts on their credit reports on average and yet are sued in debt collection cases at rates that are more than twice as high as their White counterparts."
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Debt Collection Lab at Princeton University @debtcollectionlab.bsky.social · 03/12/2024
The report examined a sample of debt collection lawsuits in 4 large California counties and combines three different datasets at both lawsuit- and zip-levels.
A figure representing the three data sources used in the report (debt collection lawsuit records, University of California Consumer Credit panel, and the American Community Survey) that have been combined in two datasets: (1) a “case- level” dataset which has one row per person sued in our study counties and time period and aggregates the credit reporting and demographic information to zip code and (2) a “zip-level dataset” that combines lawsuit, credit reporting, and ACS demographic information at the level of zip code and year.
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Debt Collection Lab at Princeton University @debtcollectionlab.bsky.social · 03/12/2024
Earlier this summer, @dalie.bsky.social @claireraba.bsky.social and their team published a report comparing debt collection lawsuits in California with credit reporting information from @capolicylab.bsky.social's UC Consumer Credit Panel. You can find it here: debtcollectionlab.org/research/cal...
debtcollectionlab.org
California Debt Collection Lawsuits, Geography, Credit, and Race/Ethnicity: An Exploration
By combining debt collection lawsuit data with credit report and demographic information, researchers at the Debt Collection Lab are shedding light on the connection between financial distress and deb...
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Debt Collection Lab at Princeton University @debtcollectionlab.bsky.social · 27/11/2024
Would love to be considered to be part of this group! Thanks for putting it together.
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Debt Collection Lab at Princeton University @debtcollectionlab.bsky.social · 21/11/2024
Happening in ~40 mins. You can still register to watch our film screening and discussion! campusgroups.uci.edu/law/rsvp_boo...
campusgroups.uci.edu
SLLI | Shame on You! - Film Screening & Teach-In - School of Law
The UC Irvine Law Student Loan Law Initiative hosts a screening and discussion of "Shame on You!" To request reasonable accommodations for a disability, please email centers@law.uci.edu.
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Reposted by Debt Collection Lab at Princeton University
Debt Collection Lab at Princeton University @debtcollectionlab.bsky.social · 13/11/2024
Watch the trailer of our award-winning documentary short, Shame on You! about the debt collection industry and then RSVP to a screening and discussion next Thursday at 12pm PT in person at UCI Law or online - campusgroups.uci.edu/law/rsvp_boo...
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Debt Collection Lab at Princeton University @debtcollectionlab.bsky.social · 16/11/2024
#consumerlaw #debtcollection #academicsky
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Reposted by Debt Collection Lab at Princeton University
Claire Johnson Raba @claireraba.bsky.social · 16/11/2024
Interested in empirical studies of low-income people and debt with big sets of state court record data? Follow me and my co-researchers @debtcollectionlab.bsky.social! Lots of new research reports up this summer.
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Debt Collection Lab at Princeton University @debtcollectionlab.bsky.social · 15/11/2024
Our most recent paper is by Fred Wherry and Hannah Hill and "investigate[s] whether a debtor sued in a policy environment with fewer consumer protections is more likely to receive a default judgment...than those sued [where there are more] consumer protections" debtcollectionlab.org/research/how...
debtcollectionlab.org
How State Policies Affect Court Judgments in Debt Collection Lawsuits: a Comparative Study Across Four States
When defendants engage with civil courts about debt collection lawsuits across the United States, they encounter courts that are governed by different policy environments. Drawing on quantitative and ...
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Debt Collection Lab at Princeton University @debtcollectionlab.bsky.social · 15/11/2024
They (@claireraba.bsky.social and @dalie.bsky.social) have a law review article exploring California debt lawsuits and the barriers posed by California's $225+ answer fee on access to justice papers.ssrn.com/sol3/papers....
papers.ssrn.com
Pay to Plead: Finding Unfairness and Abusive Practices in California Debt Collection Cases
In this Article, we report on one of the largest studies of debt collection lawsuits ever attempted. We collect, normalize, and analyze a data set of 2.2 millio
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Debt Collection Lab at Princeton University @debtcollectionlab.bsky.social · 15/11/2024
@claireraba.bsky.social and @dalie.bsky.social have also coauthored several reports on various aspects of California debt collection, including how lawsuits map onto credit access and race/ethnicity. debtcollectionlab.org/research?loc...
debtcollectionlab.org
Debt Collection Lab
We are changing the narrative about debt collection by building a public facing resource for debtors and their advocates.
121
Debt Collection Lab at Princeton University @debtcollectionlab.bsky.social · 15/11/2024
Our partners at January Advisors authored a chartbook on what's going on with debt collection lawsuits in Oregon, finding, for example that "only 4% of Oregonians sued for debt respond to the case against them." More here: debtcollectionlab.org/research/ore...
debtcollectionlab.org
Third-party debt collectors and debt buyers dominate Oregon’s civil courts, few Oregonians participate in debt cases against them
The Oregon Judicial Branch shared court docket data with January Advisors to analyze the scope of consumer debt lawsuits in the state. The analysis found the civil docket is dominated by specialized, ...
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Debt Collection Lab at Princeton University @debtcollectionlab.bsky.social · 15/11/2024
Some highlights: we have 3 different papers on the effect of debt documentation laws on court outcomes, and a fourth on the effect of these laws on access to credit written by a team led by @dalie.bsky.social and @claireraba.bsky.social, co-PIs of the Lab. debtcollectionlab.org/research?iss...
debtcollectionlab.org
Debt Collection Lab
We are changing the narrative about debt collection by building a public facing resource for debtors and their advocates.
111
Debt Collection Lab at Princeton University @debtcollectionlab.bsky.social · 15/11/2024
One of our main goals at the Debt Collection Lab is to produce original research papers and briefs studying the impact of debt collection lawsuits on consumers and the courts. We have 9 reports on our site right now, take a look here! debtcollectionlab.org/research
debtcollectionlab.org
Debt Collection Lab
We are changing the narrative about debt collection by building a public facing resource for debtors and their advocates.
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Reposted by Debt Collection Lab at Princeton University
Tim W Ferguson @timwferguson.bsky.social · 13/11/2024
Despite higher rates, mortgage debt continues to increase--and other #debt is rising even faster. www.newyorkfed.org/microeconomi...
newyorkfed.org
Household Debt and Credit Report
Unique data and insight into the credit conditions and activity of U.S. households
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Debt Collection Lab at Princeton University @debtcollectionlab.bsky.social · 13/11/2024
Watch the trailer of our award-winning documentary short, Shame on You! about the debt collection industry and then RSVP to a screening and discussion next Thursday at 12pm PT in person at UCI Law or online - campusgroups.uci.edu/law/rsvp_boo...
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Reposted by Debt Collection Lab at Princeton University
Daniel A Collier, PhD @dcollier74.bsky.social · 13/11/2024
I look forward to reading this very soon. Curious what they've found and how it matches what my team has reported for #PSLF borrowers. You can read my latest three releases (qualitative work) here! protectborrowers.org/scholars-dis...
protectborrowers.org
Scholars Discuss and Release New Research on the Broad and Transformative Impact of Student Debt Cancellation and Payment Pause on Borrowers’ Lives - Student Borrower Protection Center
SBPC and SLLI host a virtual event featuring new research on the impact of student debt relief and borrowers’ experiences with the PSLF program.
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