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Zensurance

@zensurance.bsky.social
32 followers 35 following 280 posts

Protecting Canada’s small businesses. Tailored insurance to help your #smallbiz grow. Get a free quote 24/7: linktr.ee/zensurance

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Zensurance @zensurance.bsky.social · 02/10/2026
Meet the recipient of our fourth $10,000 Small Business Grant: Snackrite, a West African restaurant in Tillsonburg, Ontario. 🎉 Canadians voted, and Nimota and John (pictured) Arayoe’s kitchen came out on top. $10,000 is going toward what comes next. Congratulations! 🧡 👉 ow.ly/hYUz50ZTc8I 💰
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Zensurance @zensurance.bsky.social · 02/10/2026
Late-night emails. Early openings. The odd smashed window. 🪟 Running a small business in Canada puts a lot on one person. Our licensed brokers can take insurance off your plate. Free quote in about 3 minutes 👇 ow.ly/uRA550ZTRCj
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Zensurance @zensurance.bsky.social · 30/09/2026
We know something you don't. 🤫 Canadians voted, the results are locked in, and on October 1 we're revealing which small business owner gets the $10,000 Zensurance Small Business Grant. Our finalists didn't make it easy on anyone. Who are you rooting for? 👉 ow.ly/hYUz50ZTc8I
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Zensurance @zensurance.bsky.social · 30/09/2026
October is #CybersecurityAwarenessMonth. Hackers have a new tool: AI 🤖 Typo-free phishing emails. Malware that dodges security. Does your small business's cyber insurance cover AI-generated attacks?👀 Find out and get a free cyber insurance quote in 3 minutes. 👉 ow.ly/nNRf50ZT1mp 🛡️
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Zensurance @zensurance.bsky.social · 29/09/2026
It's the last day to vote for the Canadian small biz you think should take home a $10,000 Zensurance grant. 😮 Show your support for these inspiring entrepreneurs and cast your ballot now! 👉 ow.ly/eaYT50ZSCX0 🗳️
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Zensurance @zensurance.bsky.social · 25/09/2026
We reveal the recipient of our $10,000 grant October 1. 🎉 Meet another finalist: Mistry Trades in Toronto! 🌟 They're among six Canadian small businesses in the running. Vote by September 29 for who you think should get a $10,000 business grant! 👉 ow.ly/TcIm50ZR4m9 🗳️
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Zensurance @zensurance.bsky.social · 25/09/2026
We reveal the recipient of our $10K grant October 1 🎉 Meet another finalist: Snackrite Foodie Service in Tillsonburg, Ontario! 🌟 They're among six Canadian small businesses in the running. Vote by September 29 for who you think should get a $10,000 business grant! 👉 ow.ly/TcIm50ZR4m9 🗳️
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Zensurance @zensurance.bsky.social · 25/09/2026
We reveal the recipient of our $10,000 grant October 1. 🎉 Meet another finalist: Simple Theory in White Rock, B.C.! 🌟 They're among six Canadian small businesses in the running. Vote by September 29 for who you think should get a $10,000 business grant! 👉 ow.ly/TcIm50ZR4m9 🗳️
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Zensurance @zensurance.bsky.social · 25/09/2026
61% of Canadian small business owners surveyed have no insurance at all. 😬 One lawsuit, one fire, one ransomware demand, and that's the whole business. See our 12 tips for biz owners on how to buy the right coverage. 👉 ow.ly/jkrS50ZRnIo 📋
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12 Tips for Buying the Right Business Insurance in Canada
61% of Canadian small business owners surveyed have no coverage at all. That's a gamble few can afford to take if something goes wrong. Here's how to buy the right business insurance, and avoid paying...
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Zensurance @zensurance.bsky.social · 24/09/2026
We reveal the recipient of our $10,000 grant October 1. 🎉 Meet another finalist: Emfy Health in Halton Region, Ontario! 🌟 They're among six Canadian small businesses in the running. Vote by September 29 for who you think should get a $10,000 business grant! 👉 ow.ly/TcIm50ZR4m9 🗳️
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Zensurance @zensurance.bsky.social · 24/09/2026
We reveal the recipient of our $10K grant October 1🎉 Meet another finalist: Dragonfly Spirit CreeAtions in Treaty 6 Territory, Alberta! 🌟 They're 1 of 6 businesses in the running. Vote by September 29 for who you think should get $10K 👉 ow.ly/YVlj50ZR2WI 🗳️
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Zensurance @zensurance.bsky.social · 24/09/2026
We reveal the recipient of our $10,000 grant October 1. 🎉 Meet one of our finalists: True Delite in Keswick, Ontario! 🌟 They're one of six Canadian small businesses in the running. Vote by September 29 for who you think should get a $10,000 business grant! 👉 ow.ly/YVlj50ZR2WI 🗳️
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Zensurance @zensurance.bsky.social · 16/09/2026
Three vehicles or 20, one policy covers the lot. 🚚 Commercial fleet insurance is priced on your fleet's overall risk rather than vehicle by vehicle — usually cheaper than buying policies one at a time. Here's what it covers, what it doesn't, and 7 ways to lower your premium. 👉 ow.ly/7kBs50ZOjcJ 💰
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Commercial Fleet Insurance in Canada: Does Your Business Need It?
If your business runs four or more vehicles, one commercial fleet insurance policy is usually cheaper and simpler than four separate commercial auto policies. Here's what fleet insurance covers, what ...
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Zensurance @zensurance.bsky.social · 14/09/2026
Is your empty commercial building still insured? 🏚️ Check the vacancy clause before you answer. Some policies restrict coverage after 30 days unoccupied. Here's what commercial property owners and landlords should know. 👉 ow.ly/a2Xg50ZNc7O 🛡️
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What You Need to Know About Vacant Commercial Property Insurance
An empty building isn't a safe building. Vandalism, burst pipes and liability claims don't stop when your tenant moves out – and your existing policy may stop covering them. Here's how vacant commerci...
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Zensurance @zensurance.bsky.social · 11/09/2026
Hosting on Airbnb or VRBO this fall? 🍂 Your home insurance probably won't cover you — insurers treat short-term rentals as commercial activity, which means property damage, liability claims, and lost income are likely outside your policy. Here's what Canadian hosts need. 👉 ow.ly/Wq4H50ZMvV9 🏠
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What Is Short-Term Rental Insurance for Airbnb and VRBO Hosts in Canada?
Insurance companies treat homesharing as a commercial activity, which means your homeowner policy likely won't cover you when a guest checks in. Here's what Airbnb and VRBO hosts in Canada need to kno...
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Zensurance @zensurance.bsky.social · 10/09/2026
Entries are closed. Thousands of Canadian small business owners shared their stories. 🚀 Here's what's next: 📅 Sept 22: 6 finalists revealed 🗳️ Sept 22–29: Public voting opens 💰 One $10,000 grant + five $1,000 grants You help decide. Bookmark the page and be ready to vote! 👉 ow.ly/Gi1C50ZLSNc 💸
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Zensurance @zensurance.bsky.social · 09/09/2026
Your home insurance does not cover your cupcakes. 🧁 Standard home and tenant policies are written for personal use. Sell what you bake and most of them step aside — customer illness claims, your equipment, lost income after a fire. Here's what Canadian home bakers need. 👉 ow.ly/FlS050ZLbp9 🍰
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What Insurance Does a Home-Based Bakery in Canada Need?
Your homeowner's policy almost certainly won't cover your cupcakes. Here's what home-based bakery insurance includes, what it costs, and why product liability is the coverage you can't skip.
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Zensurance @zensurance.bsky.social · 08/09/2026
Down to the wire, Canada. ⏰ Applications for the Zensurance $10,000 small business grant close tomorrow, September 9, at 9 p.m. ET. Equipment, hiring, marketing — you already know where it'd go. Takes a few minutes to apply. 👉 ow.ly/v6KT50ZKBYX 💰
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Zensurance @zensurance.bsky.social · 04/09/2026
Many founders run one Google search on their business name and call it done. That's how you end up rebranding 6 months later. 4 searches you actually need: your provincial registry, Corporations Canada, the CIPO trademark database, and a NUANS report if you're incorporating. 👉 ow.ly/QaUt50ZJi9E 🔎
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How to Do a Business Name Search in Canada
A memorable business name builds brand awareness, drives loyalty and sales, and helps you hire. Here's how to search Canada's business registries and trademark database, order a NUANS report, and regi...
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Zensurance @zensurance.bsky.social · 02/09/2026
Your landlord won't cover damage you cause to a leased commercial space 🔥 Fire, water, a cracked window — if you lease your commercial space, that repair bill lands on you. Even if it was accidental Tenants legal liability insurance covers it. Here's what it costs and covers 👉 ow.ly/T9yj50ZIcSs 🛡️
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What Is Tenants Legal Liability Insurance? A Guide for Canadian Business Tenants
If you rent or lease commercial space, your landlord can hold you financially responsible for damage to it – even when the damage was an accident. Tenants legal liability insurance covers those costs....
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Zensurance @zensurance.bsky.social · 01/09/2026
8 days left to enter your business for a $10,000 grant from Zensurance — plus five $1,000 grants going out too. 😮 Three steps, a few minutes, and a story about what the money would help you build. Entries close Sept. 9. Public voting starts Sept. 22. 👉 ow.ly/ylGq50ZHF5N 💰
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Zensurance @zensurance.bsky.social · 31/08/2026
Own a rooming house in Canada? Your standard landlord policy probably doesn't cover it. 🏠 Two or more unrelated tenants sharing a kitchen changes the risk — and most insurers treat it as a different animal entirely. Here's the coverage you actually need & get a free quote. 👉 ow.ly/GLTz50ZHiLq 🏘️
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What You Need to Know About Landlord Insurance for a Rooming House
Rooming houses carry risks a standard landlord policy wasn't built for. Here's what rooming house insurance covers, why it costs more, and how Canadian landlords can lower their premiums.
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Zensurance @zensurance.bsky.social · 28/08/2026
Fire shuts you down for 6 weeks. 🔥 Rent and payroll keep coming. Revenue doesn't. No business interruption coverage = you're stuck. It's one of 10 gaps most Canadian small business owners miss. See all 10 + how to fix them 👉 ow.ly/wFsM50ZGv8K 🛡️
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10 Insurance Gaps Most Small Businesses Miss (And How to Fix Them)
Ensuring your business is fully covered can be a challenge. Here are 10 common insurance gaps small business owners might miss and what to do to address them to ensure you’re adequately protected.
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Zensurance @zensurance.bsky.social · 26/08/2026
Late August through October: Canadian movers' busiest season & their riskiest 🚚 Crews are stretched. The margin for error gets thin. Here's a full breakdown of what moving company insurance actually covers, what's legally required & what is excluded 👉 ow.ly/FxaC50ZFGqS%...
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Moving Company Insurance in Canada: What Coverage Do You Need?
Late summer and fall are peak season for Canadian moving companies – university turnovers, families relocating between school years, and summer real estate closings all land in the same few weeks. Pro...
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Zensurance @zensurance.bsky.social · 24/08/2026
Nobody's thinking about snow yet. But many insurers want snow removal premiums paid in full by February. Bind coverage later & you're paying the same amount over fewer months. Here's what coverage snow removal contractors need, its costs & why to lock in a policy before fall 👉 ow.ly/3aLS50ZEK63 ❄️
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Snow Removal Insurance: What You Need to Know (Winter 2026-27 Guide)
Snow removal insurance is hard to get and easy to leave too late. Here's what coverage you need, what it costs, and why Canadian contractors should lock in a policy before insurers hit capacity this f...
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Zensurance @zensurance.bsky.social · 21/08/2026
Running a business from your house? Home insurance almost certainly doesn't cover it 🏠 Client injured at your door. Tools stolen from the car. A lawsuit over your work. None of it covered. Here are 14 reasons why Canadian home-based business owners need business insurance. 👉 ow.ly/MuIl50ZClPm 💼
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14 Reasons Why You Need Home-Based Business Insurance in Canada
Home-based businesses face the same liability risks every other small business does – and your home insurance policy won't cover them. Here are 14 reasons home-based business insurance is essential, p...
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Zensurance @zensurance.bsky.social · 19/08/2026
Three words in your policy most owners never read until a claim gets denied: care, custody & control. If someone else's property is damaged while it's in your hands, your insurance likely won't pay for it. If you store, haul, or repair other people's stuff, read this 🔧 👉 ow.ly/q5PA50ZBpL3%...
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What Is Care, Custody, and Control in Insurance?
A care, custody, and control exclusion means your insurance won't pay for someone else's property when it's damaged in your hands. Here's how it works, and how to cover the gap.
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Zensurance @zensurance.bsky.social · 18/08/2026
What could you do with a $10,000 business grant? 💸 New equipment. A first hire. A real marketing budget. Or renovations to your workplace. The Zensurance Small Business Grant is open to Canadian small business owners in every industry. Tell us your story by September 9. 👉 ow.ly/OpFv50ZASeE 💸
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Zensurance @zensurance.bsky.social · 17/08/2026
Students are hunting for off-campus housing. If you've got an apartment, basement, or spare room to rent, this is your busiest stretch of the year 🎓 Our landlord's guide walks through market research, legal requirements, prepping the unit, lease terms & the coverage you need. 👉 ow.ly/GPrS50ZArVw 🏫
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Renting to Students: A Canadian Landlord's Guide | Zensurance
Thinking of renting to students? Learn how to screen tenants, set lease terms, meet local rules, and protect your rental property with landlord insurance.
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Zensurance @zensurance.bsky.social · 14/08/2026
Our COO joined CTV News Atlantic to discuss the findings from our 2026 Small Business Confidence Index 📺 The short version: owners are absorbing rising costs, thinner margins, and shrinking cash reserves & 61% have no business insurance. Watch it here. 👉 ow.ly/xvL250ZzPRg 📢
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Atlantic Canadian small businesses face growing pressures: survey
Over half of small businesses in Atlantic Canada have considered permanently closing this year, according to a new survey.
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Zensurance @zensurance.bsky.social · 12/08/2026
61% of Canadian small business owners have no business insurance. Most say they don't think they need it. 😬 The top risk they named was a client refusing to pay for completed work. Our 2026 survey of 1,000 owners breaks down the gap, and the risks small biz owners face. 👉 ow.ly/etUN50ZyT1j 📊
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61% of Canadian Small Businesses Have No Insurance | 2026 Survey
New Zensurance survey of 1,000 Canadian small business owners: 61% have no insurance, and most say they don't need it. See the 2026 data on the risks they're missing
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Zensurance @zensurance.bsky.social · 11/08/2026
Most Canadian small business owners are underinsured & don't know it!🚨 Our FREE downloadable insurance guides can fix that. Grab a free guide, get a free quote & talk to an insurance broker who will ensure your biz is covered. 👉 ow.ly/9SHU50Zyv0z 📚
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Zensurance @zensurance.bsky.social · 10/08/2026
Campus housing season is here! 🎓 If you rent to postsecondary students, your coverage needs a second look — party damage, summer vacancy and multi-tenant leases don't always fall under a standard policy. Here's what Canadian landlords should know. 👉 ow.ly/8Fnw50Zy255 🧑‍🎓
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Student Rental Housing Insurance for Landlords in Canada
Renting to students in Canada? See what student rental housing insurance covers, how to cut your liability risks, and what a policy costs. Get a free quote
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Zensurance @zensurance.bsky.social · 07/08/2026
"I'll figure out insurance later" is a sentence a lot of small business owners regret. Here are the 10 types of business insurance Canadian small businesses should actually know about — including the ones people forget until they need them (looking at you, cyber liability). 👉 ow.ly/Ol0A50ZxoF2 🛡️
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10 Types of Business Insurance for Small Businesses in Canada
From general liability to cyber insurance, here are 10 types of business insurance Canadian small businesses may need, and what a policy costs. Get a free quote.
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Zensurance @zensurance.bsky.social · 05/08/2026
A parent is convinced your tutoring is why their kid bombed the big exam & now they're threatening to sue. If you teach at a school or agency, their insurance protects the school -- not you. Here are 9 reasons why tutors need liability insurance. 🍎 👉 ow.ly/uQPs50ZwxIc 🎒
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Tutor Liability Insurance in Canada: 9 Reasons You Need It
Do tutors and teachers in Canada need insurance? Yes. Here are 9 reasons liability coverage protects your career, finances, and reputation – plus how to get covered.
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Zensurance @zensurance.bsky.social · 31/07/2026
Monday is a holiday ... happy long weekend, Canada! ☀️ Small business owners: you've earned this one. Close the laptop, go sit near some water. 😎 And to the ones keeping the doors open all weekend? We see you!👏
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Zensurance @zensurance.bsky.social · 31/07/2026
Everything in a warehouse is fine right up until a pipe bursts, a pallet shifts, or the freezer quits on the hottest day of the year. 📦 We pulled together the 10 most common warehouse risks — and what actually helps reduce them. 👉 ow.ly/t64j50ZuZUY 🛡️
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10 Common Warehouse Risks and How to Reduce Them | Zensurance
Discover the 10 most common warehouse risks – from fire and theft to cyberattacks – plus practical ways to reduce them and how warehouse insurance helps.
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Zensurance @zensurance.bsky.social · 29/07/2026
Only 48% of Canadian small businesses have any cybersecurity defences. Just 22% have cyber insurance. 🚨 That gap is exactly why small businesses get targeted. Here's why it's time to take this seriously — and what coverage can actually do for you when things go wrong. 👉 ow.ly/XO4r50Zu9ve 💻
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Cyber Insurance for Small Businesses in Canada: A 2026 Guide
53% of Canadian small businesses have been hit by a cyberattack, yet few have cyber insurance. Learn what cyber liability insurance covers and why it matters.
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Zensurance @zensurance.bsky.social · 24/07/2026
Binder. Peril. Rider. Exclusion. Business insurance policies are packed with jargon — and if you can't read yours, you can't be sure you're covered. 🤔 So we wrote the plain-language version: 21 insurance terms every Canadian business owner should know. 👉 ow.ly/9w1450ZsfU3 😏
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21 Business Insurance Terms Every Canadian Owner Should Know
Binder? Rider? Peril? Here are 21 business insurance terms every Canadian small business owner should understand, explained simply. Get a free quote today.
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Zensurance @zensurance.bsky.social · 22/07/2026
What would $10,000 do for your business? 🤔 New gear? A hire? The Zensurance Small Business Grant could make it happen. Entering takes a few minutes, costs nothing, and you'll get a free insurance quote out of it either way. 🙌 Go get it! 👉 ow.ly/1nmp50ZrvUQ 💸
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Zensurance @zensurance.bsky.social · 22/07/2026
An excavator, bulldozer, or crane — that's 6 figures of equipment moving between job sites & sitting in yards overnight, exposed. 🚜 Heavy equipment insurance covers repair or replacement if it's stolen, damaged, or destroyed. Here's what Canadian contractors should know 🏗️ 👉 ow.ly/Gocr50ZrjaQ 🚧
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What Is Heavy Equipment Insurance? Coverage & Cost in Canada
Heavy equipment insurance covers repair or replacement of excavators, cranes, and other machinery if it's damaged or stolen. See what it costs in Canada and get a free quote.
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Zensurance @zensurance.bsky.social · 20/07/2026
IT consultants in Canada: your personal insurance won't cover a client lawsuit, a data breach, or a missed patch that costs someone money. 💻 Here's the coverage that actually does — E&O, cyber, general liability — explained without the jargon. 👉 ow.ly/NweC50ZpYwm%...
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What Insurance Do IT Consultants in Canada Need? | Zensurance
Wondering what insurance IT consultants in Canada need? Get a clear breakdown of E&O, cyber, and liability coverage – plus a free quote in minutes.
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Zensurance @zensurance.bsky.social · 17/07/2026
Heat is easy to underestimate — until it spoils your inventory, sidelines staff, or fries equipment 🌡️ Most business owners prep for winter but not extreme heat. Here's how to protect your team & property when the thermometer climbs (and how insurance helps you recover). 👉 ow.ly/nhzI50ZoYBL ♨️
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How to Prepare Your Small Business for Extreme Heat | Zensurance
Heatwaves can shut down your business, spoil inventory, and put employees at risk. Learn 10 practical steps to prepare and what insurance covers.
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Zensurance @zensurance.bsky.social · 16/07/2026
Hey Canada — got a small business and big plans? We've got $10,000 with your name on it (well, almost).🎉 The Zensurance Small Business Grant is open — enter in minutes, get a free insurance quote, and give your business the boost it deserves. 💪 👉 ow.ly/xc1S50ZlXwk 💸
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Zensurance @zensurance.bsky.social · 15/07/2026
Doulas help people during the biggest moments of their lives — birth, loss, the in-between. 🤍 But one claim of wrongdoing and your livelihood is on the line. Malpractice insurance is what stands between a lawsuit & you. Here's what doulas in Canada should know. 👉 ow.ly/fXrC50ZnJ6l ❤️‍🩹
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What Insurance Does a Doula Need in Canada? | Zensurance
Doulas in Canada face real liability risks, even within their scope of practice. Learn what coverage you need, what it costs, and how to get insured fast.
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Zensurance @zensurance.bsky.social · 14/07/2026
That grandma-squint when you realize the grant is real. 👀 $10,000 Zensurance Small Business Grant is open. One biz wins $10K, five more win $1K each. Enter with a free quote — that's the whole ask. Small biz owners, you've got until Sept 9. 👉 ow.ly/cke250ZlXoZ 💰
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Zensurance @zensurance.bsky.social · 13/07/2026
Made it, sold it, shipped it? You're legally on the hook for it⚠️ If a product you made or sold causes an injury or property damage, the claim lands on you. Product liability insurance is what keeps that from sinking your business. Here's what sellers need to know 👉 ow.ly/QRbi50ZmQIk 📦
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Product Liability Insurance in Canada: What Small Businesses Need to Know
Product liability insurance protects Canadian businesses from claims their products caused injury or damage. See what it covers and who needs it.
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Zensurance @zensurance.bsky.social · 10/07/2026
A gym's insurance won't save you if a client blames YOU for an injury. One "your advice hurt me" claim = a lawsuit with your name on it & legal bills coming out of your own pocket. Here's what PTs & fitness instructors in Canada need to know about business insurance. 👉 ow.ly/nihY50ZmlbH%...
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Personal Fitness Trainer Insurance in Canada: What You Need
Personal trainers and fitness instructors in Canada face injury claims and lawsuits every day. Learn what insurance you need, and get a free quote fast.
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Zensurance @zensurance.bsky.social · 09/07/2026
$10,000. It could be yours. 🌟 The Zensurance Small Business Grant is now open! 📅 Enter your small business ✅ Get a free quote to be eligible (already a client? you're in) You've built this far. Go for it. 💪 👉 ow.ly/cke250ZlXoZ 💰
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Zensurance @zensurance.bsky.social · 08/07/2026
7 in 10 self-employed Canadians have no business insurance. No employer. No legal team. Just you and whatever's sitting in your bank account if something goes wrong. Find out what coverage you actually need & get a free quote in under 5 minutes. 👉 ow.ly/FmOQ50ZlwIh 👩‍🏭
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Self-Employed Insurance Canada: What You Need in 2026
70% of self-employed Canadians have no business insurance. Find out what coverage you actually need, what it costs, and how to get a free quote today.
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