yannickperticone.bsky.social @yannickperticone.bsky.social · 19/11/2024🙏 @nickbernards.bsky.social @sylvainmaechler.bsky.social & might be of interest to @robaitken.bsky.social @paullangley.bsky.social @andrewleyshon.bsky.social @nsrnicek.bsky.social @casilli.bsky.social @jacquelinebest.bsky.social 8/8 111
yannickperticone.bsky.social @yannickperticone.bsky.social · 19/11/2024Insurtech is now increasingly jeopardising the solidarity principle on which microinsurance was initially conceived. It is high time to re-think the agenda that reinscribes the state as the primary risk holder and provider of universal social measures. 7/8 101
yannickperticone.bsky.social @yannickperticone.bsky.social · 19/11/2024The larger picture: a debate between private & social insurance. Microinsurance was originally conceived as an alternative form of social insurance. 6/8 101
yannickperticone.bsky.social @yannickperticone.bsky.social · 19/11/2024(i) a dysfunctional ecosystem constrains platforms’ interoperability; (ii) sites of valuation collide as a result of unsuccessful attempts to collect both traditional and alternative data; (iii) and price personalisation runs counter scaling up by aggregation and instead tends to unpool risk. 5/8 101
yannickperticone.bsky.social @yannickperticone.bsky.social · 19/11/2024Contradictions occur between the principles of platform scalability and insurance risk pooling. We analyse how the qualification and expansion of Insurtech depends on three processes: interoperability, valuation, and aggregation. Yet… 4/8 101
yannickperticone.bsky.social @yannickperticone.bsky.social · 19/11/2024In brief, we argue that Insurtech’s promises fall short of expectations because… 3/8 101
yannickperticone.bsky.social @yannickperticone.bsky.social · 19/11/2024The paper engages current debates on digital financial inclusion and platform capitalism. It offers insights into the contradictory principles driving Insurtech in the inclusive insurance market and the limits to the ongoing global expansion of platform capitalism. 2/8 101
yannickperticone.bsky.social @yannickperticone.bsky.social · 19/11/2024Are Insurtechs fulfilling their promises towards the vulnerable populations of the world? @jcgraz.bsky.social and myself provide an answer in our new @finandsoc.bsky.social article out! Open access: bit.ly/3YPJmGO. A short 🧵 1/8bit.lyPooling and repooling risk: The limits of Insurtech platforms in inclusive insurance | Finance and Society | Cambridge CorePooling and repooling risk: The limits of Insurtech platforms in inclusive insurance 194
