Whether you're aiming to make a return on your investment or just want to enjoy your home; making renovations to your home can help to increase the value of your home by enhancing its appeal and functionality.

Your credit score gives lenders a better understanding of how you manage your finances. This numerical ranking is then used by lenders to assess the risk of lending to you and help determine the terms of your loan.

Extra Income Advice: 4 Realistic Ways to Boost Your Monthly Breathing Space. Extra income doesn’t always mean a second job.

Borrowing can be a helpful way to spread the cost of bigger expenses, the key is making sure it’s affordable and clear from the start. Before you apply for a loan, take a minute to ask yourself:

Thistle Credit Union partners with East Ayrshire Citizens Advice Bureau to provide free and independent energy saving advice to the Kilmarnock community.

Credit unions are more than a place to save and borrow money. They are community owned financial co-operatives working tirelessly to transform the way we bank by building a fairer and more sustainable financial future for everyone.

At Thistle Credit Union, our members are at the heart of everything we do. We are passionate about helping our members take control of their finances and empower them to make sensible and sustainable financial decisions in order to improve their financial security and overall quality of life.

It’s recommended that you save for at least eight weeks before applying for a loan