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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 09/10/2026

The rise in inflation on everyday goods came entirely from Trump’s tariffs, New York Fed research found. New analysis shows the tariffs raised consumer prices by 2.9% by February. Without the tariffs, prices on the goods studied would’ve fallen.

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 07/10/2026

POV: you just made your first mortgage payment on your new $500k home at 8% and found out your next-door neighbor paid $300k for the same home 5 years ago and has a 3% mortgage

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 15/09/2026

“Mortgages can’t keep going up every single day” Mortgage rates:

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 15/09/2026

Boomers: I bought my first house at 25 for $50,000. Millennials: I’m 30 with 3 roommates & 2 jobs. Gen Z:

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 15/09/2026

Anthropic valuation: $965B Walmart valuation: $870B Anthropic revenue: $65B Walmart revenue: $713B Totally normal, right?

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 13/09/2026

Trump rejects calls to slow AI development, saying he wants the U.S. to stay ahead of China. “We’re leading China in AI. We’re the most sophisticated country in the world.”

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 13/09/2026

Elon Musk, Sam Altman, and Dario Amodei all agree AI development needs to slow down. What have they seen that we haven’t? What happened behind closed doors? What haven’t they told us?

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 12/09/2026

You’re paying 4x more for RAM because memory that hasn’t been made has already been bought with money that doesn’t exist GPUs haven’t been built. Neither have data centers. Infrastructure to power them may never exist. All to satisfy demand that doesn’t exist & generate profits that are impossible

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 27/08/2026

“best foods to stock up on” “how much food does one person need for a year” “how to grow my own food”

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 26/08/2026

Warren Buffett’s solution to the US deficit: “Anytime there’s a deficit of more than 3% of GDP, all sitting members of Congress are ineligible for re-election.” Do you agree with him?

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 25/08/2026

If your parents made $100K in 1990, you’d need $255K to have the same buying power today. $255K is the new $100K Let that sink in

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 24/08/2026

The US added more debt in the last 10 years than in its first 240 years. The CBO projects federal debt held by the public will hit 175% of GDP by 2056. Net interest costs will top $1 trillion this year and double to $2.1 trillion by 2036. Congress keeps postponing the pain. The bond market won’t.

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 23/08/2026

Pay very close attention to what’s happening in the bond market. Trump was asked what he’ll do after Treasury yields rose again. He said the US could use the military. “The ultimate intervention is our military. And if we have to use that, we will.” Everyone eventually answers to the bond market.

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 20/08/2026

The US recorded its first federal budget surplus since 1969, in 1998. Bill Clinton was president. By 2000, the surplus grew to $237 billion. Today, it pays more than that in interest every few months.

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 13/08/2026

26% of Gen Z investors now consider sports betting part of their long-term financial strategy. Even more surprising, 52% moved money meant for investing into sports betting last year.

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 07/08/2026

The largest mortgage lender in America reported a $451.9 million Q2 loss, and its stock suffered its biggest drop ever, falling 35% to an all-time low. Meanwhile, 30-year mortgage rates have climbed to 6.69%, their highest level in more than a year.

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 30/07/2026

US mortgage rates rise to 6.66%, highest level in a year. People with 2% mortgages from 2021:

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 30/07/2026

Warren Buffett said he could end the deficit in 5 minutes. “Any time there’s a deficit of more than 3% of GDP, all sitting members of Congress are ineligible for reelection.” Do you support this?

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 29/07/2026

A family of four now needs $178,000 to $301,000 a year to get by in America. Meanwhile, the median U.S. household only earns $83,730. The American Dream now requires an income most will never earn.

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 29/07/2026

In 1971, President Nixon took the U.S. off the gold standard. That year, a minimum-wage worker earned 0.046 ounces of gold an hour. Today, that much gold is worth about $185 an hour. They printed money and your purchasing power disappeared.

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 27/07/2026

An entire generation is realizing that a home and family may never be within reach. That’s a system failure. And society isn’t ready for what happens when millions feel they have no future and no stake in the system.

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 27/07/2026

Donald Trump has gained more wealth in 18 months as president than during the last 60 years of his career. His l net worth has increased by l $4.2 billion since 2025 and is now at $7.8 billion, per to Bloomberg.

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 25/07/2026

It’s absolutely wild that the U.S. prints trillions of dollars out of thin air, dilutes the value of every dollar you earn, and most people have no clue.

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 24/07/2026

U.S. home prices are now above the peak of the 2006 housing bubble, adjusted for inflation. Since 2019, the average annual cost of owning a home has jumped 39%. Emergency repairs +175% Maintenance +85% Insurance +72% Interest +35% Property taxes +31%

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 23/07/2026

32GB of RAM now costs as much as a MacBook Pro with 16GB of RAM

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 23/07/2026

JUST IN: The 30-year US Treasury yield just surged to 5.18%, its highest level in 19 years. The last time it was this high was 2007, right before the financial crisis. Back then, the national debt was $8.4 trillion. Today it’s $39.4 trillion. Same interest rate. Almost 5 times the debt.

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 21/07/2026

TRUMP coin is now down 98% from its peak. A $10,000 investment at the peak would be worth $204 today. Around 1 million wallets have now lost a combined $3.81 billion. Why would anyone invest in this??

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 18/07/2026

I’m convinced much of America’s $39.5 trillion national debt came from corruption, fraud, and waste. Wasteful programs. Failed projects that burned billions. Trillions spent with little to show for it. American taxpayers have been robbed.

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 17/07/2026

JUST IN: Trump Media to start selling Wall Street firms millisecond-speed access to President Trump’s social media posts on Aug 1. The paid feed lets you receive market-moving posts faster than regular notifications. Trump’s posts already move markets. Now Wall Street can pay him to get it faster.

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 15/07/2026

JUST IN: A finance influencer was stabbed by a follower who lost money on his stock picks Police say the man invested based on the YouTuber’s videos & blamed him for major losses He’s now under arrest on suspicion of attempted murder after stabbing the influencer several times in the face & body

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 14/07/2026

Today, IBM is down 26%, erasing $70 billion in market value, and is on pace for its worst trading day ever. Yesterday, Jim Cramer told viewers to buy IBM right now. He called $IBM “inexpensive” and said CEO Arvind Krishna was “doing a fantastic job.”

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 10/07/2026

BREAKING: PRESIDENT TRUMP REFUSES TO SIGN BIPARTISAN HOUSING BILL The bill passed 85–5 in the Senate and 358–32 in the House. It would: • Restrict big investors from buying single-family homes • Speed up approvals so builders can build more homes • Create pilot programs for smaller mortgages

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 09/07/2026

One of the biggest wealth transfers is happening right now. Free cash flow is moving away from companies building AI products and toward companies selling hardware.

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 03/07/2026

You can now Venmo the US government to help pay down the $39.4 trillion debt. I wish I was joking.

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 03/07/2026

This map shows the price of electricity across the US right now. Blue means power is cheap (sometimes below zero). Yellow means normal. Red means prices are spiking. This is the cost behind AI data centers, summer heat, and old infrastructure.

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 30/06/2026

“If you had invested in Apple in 2007…” Me in 2007 instead of investing in $AAPL:

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 24/06/2026

The Senate just passed a bipartisan housing bill, 85-5, to lower housing costs and restrict large institutional investors from buying single-family homes. The bill now heads to the House. If passed, it'll be one of the biggest federal housing reforms in decades.

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 23/06/2026

JUST IN: The stock market is almost in “extreme fear.” The Fear & Greed Index just fell to 28. Yesterday: 34. One month ago: 58. AI stocks are selling off. Volatility is rising. Investors are running to safety. Market breadth is getting weaker. Fear is back.

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 21/06/2026

This is why people feel broke even when they make more money.

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 20/06/2026

Iran: Hormuz is closed. US: Hormuz is open. The stock market on Monday:

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 19/06/2026

JUST IN: A record high 25.2 million young adults now live with their parents. That’s 1 in 3 Americans under 35.

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 19/06/2026

They’re putting AI data centers in the ocean next. Panthalassa, a startup from Portland, just raised $140 MILLION in a round led by Peter Thiel.

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 19/06/2026

We need to abolish the 5 day work week and normalize a 4 day work week.

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 17/06/2026

For 14 years, the Fed told markets exactly where rates were headed. That ended today. The Fed will give investors fewer clues about future interest-rate decisions. Fed Chair Kevin Warsh says the Fed has dropped forward guidance.

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 17/06/2026

10 years ago: A McChicken was $1 A dozen eggs were $1.50 A Chipotle burrito was $6.50 Netflix was $9 A full tank of gas was $35 Rent was $1,400 A used Honda was $10,000

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 10/06/2026

Are you concerned about the inflation number that came out this morning? Trump: “I love the inflation.”

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 10/06/2026

My grandparents bought their first home for the price of my groceries this year. That's the current economy.

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Andrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 30/05/2026

Anthropic valuation: $965 billion Berkshire Hathaway valuation: $1 trillion Anthropic revenue: $47 billion Berkshire revenue: $371 billion Most of us know what happens next

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