scorchard.bsky.social @scorchard.bsky.social · 30/09/2026Appears? He was too stupid or too lazy or both to get his “gotcha” facts straight. And then had the gall to accuse Jack Smith of perjury and called him a dirtbag. Eric Schmidt should be censored. 001
scorchard.bsky.social @scorchard.bsky.social · 22/08/2026I like how he says he wants her to think for herself, and then proceeds to tell her what to think. 050
scorchard.bsky.social @scorchard.bsky.social · 07/08/2026James Carville is a washed up has-been. 2026 is a far cry from his heyday in the 1990s. Can we please stop asking him is opinion? 0200
scorchard.bsky.social @scorchard.bsky.social · 29/06/2026Freedom 250 accepted corporate partnerships and and private pavilions allowing SPEVCO, RCR and Operation Helo to step in to create the booth. Again, nothing to do with the State. And yes, other states that refused also had pavilions - see Hawaii and Alaska. 000
scorchard.bsky.social @scorchard.bsky.social · 29/06/2026“Cede”. Ok. Sure, the governor said “anybody can step in and do it”. That’s exactly what happened. 000
scorchard.bsky.social @scorchard.bsky.social · 28/06/2026No. The state of NC refused to participate in this event. The state did not “farm the booth display out” to anyone. Because NC was not participating, private companies - SPEVCO, Richard Childress Racing and Operation Helo - funded and organized the booth’s exhibits. Speak with them about the flag. 040
scorchard.bsky.social @scorchard.bsky.social · 28/06/2026Yeah, no. The state of NC refused to participate in this event. The NC booth was privately funded by SPEVCO, Richard Childress Racing and Operation Helo. Speak with those companies about who authorized the flag. Absolutely nothing to do with the state of NC. 000
scorchard.bsky.social @scorchard.bsky.social · 28/06/2026The state of NC refused to participate in the fair. The pavilion is privately sponsored by SPEVCO, Richard Childress Racing and Operation Helo. Speak to those companies for answers. 031
scorchard.bsky.social @scorchard.bsky.social · 15/06/2026So total capitulation? $300 billion that wouldn’t have been necessary had this stupid war never happened? Iran coming out of this much better than they started. He is so unbelievably stupid in every conceivable way. 020
scorchard.bsky.social @scorchard.bsky.social · 12/06/2026Nah. They were betrayed by their own hubris. 010
scorchard.bsky.social @scorchard.bsky.social · 28/05/2026Scott Bessent says a lot of stupid shit. 000
scorchard.bsky.social @scorchard.bsky.social · 04/05/2026younger people are better educated/have higher paying jobs than older generations? Perhaps better job/education creates better critical thinking? Something worth analyzing. 000
scorchard.bsky.social @scorchard.bsky.social · 04/05/2026I think the graph that combines age and socioeconomic classification is far more interesting and goes some way to explaining the disparities in the age alone graph. Maybe ⬇️ 100
scorchard.bsky.social @scorchard.bsky.social · 02/05/2026Do you think I could claim asylum somewhere? If I stay here, I’m going to be killed by the stupidity. 010
scorchard.bsky.social @scorchard.bsky.social · 30/04/2026NM. I see that although the war started in Feb 28, Congress was notified on March 2, thereby making 60 days May 1. 100
scorchard.bsky.social @scorchard.bsky.social · 30/04/2026Just curious. If this war started on Feb 28, doesn’t that make 60 days yesterday (April 29)? Why is everyone saying tomorrow or Saturday? 100
scorchard.bsky.social @scorchard.bsky.social · 31/03/2026Filled with lies and hot air, nary a book in sight. 000
scorchard.bsky.social @scorchard.bsky.social · 17/03/2026advised failed to do so and now they are in a difficult position because there is no plan, no exit strategy and the narrative has slipped away? 000
scorchard.bsky.social @scorchard.bsky.social · 17/03/2026Meh. Trump places these people in these positions as advisors or special envoys. If they can all be manipulated by one person, we have a much larger problem. Are Rubio, Hegseth, CIA, NSA, Joint Chiefs, etc also being manipulated? Or is this convenient scapegoating because those that should have 101
scorchard.bsky.social @scorchard.bsky.social · 04/03/2026Nancy Mace is a whack job of the highest order. It’s best to dismiss her anytime she opens her mouth. 000
scorchard.bsky.social @scorchard.bsky.social · 04/03/2026How can it be an imminent threat for 47 years? These are deeply unserious people. 020
scorchard.bsky.social @scorchard.bsky.social · 07/02/2026It’s important to note that even if you are below the threshold, interest is still accruing and adding to your total amt due. In order to have “uni for free”, you must stay below that threshold for all 40yrs. The loan doesn’t go away just because you are below it, it only goes away after 40yrs 000
scorchard.bsky.social @scorchard.bsky.social · 07/02/2026It does not change the fact that someone who makes 50k will pay a total of £82,800 (at 2070 per annum) over the course of 40yrs when pymts stop vs someone who makes 100k who will pay a total of £65,700 over 10yrs making the burden higher and longer for lower wage earners. 110
scorchard.bsky.social @scorchard.bsky.social · 07/02/2026My apologies. You are correct on the above the threshold amount. 110
scorchard.bsky.social @scorchard.bsky.social · 07/02/2026Sir, I do not know what you are talking about. Nobody said the repayment amount per annum changes. The total repayment amount ABSOLUTELY changes based on interest and length of pay back. 100
scorchard.bsky.social @scorchard.bsky.social · 07/02/2026And my point still stands. A lower pd person will pay significantly more than someone with a higher salary. And your comment about inflation assumes that their income has also been adjusted for inflation, which is a hefty assumption when most wages do not keep pace with inflation. 000
scorchard.bsky.social @scorchard.bsky.social · 07/02/202630,000 x 9% (0.09) is 2700. My calculations are correct. 010
scorchard.bsky.social @scorchard.bsky.social · 07/02/2026100%. As well as anyone who wants a career in lower paid profession such as teaching, media/journalism/communications, social sciences (psychology, sociology, etc), allied health, police, art and design to name a few. 030
scorchard.bsky.social @scorchard.bsky.social · 07/02/202637,800 LESS than one making 30k. That is the issue. It doesn’t matter what you’re paying - interest and/or principal over the course of the loan, it matters that you’re paying. And someone with a lower pd job will pay back much more and be burdened for much longer for the exact same £ borrowed. 230
scorchard.bsky.social @scorchard.bsky.social · 07/02/20265400 per annum. Again, interest is still the same (and again simplifying) at 1600 per year. That means this person is paying down principal by 3800 per year - 3x more than other scenario. This will be paid off in ~ 13yrs. This person making 60k a year will pay a total of ~70,200 - a whopping 220
scorchard.bsky.social @scorchard.bsky.social · 07/02/2026to pay off, but will stop at 40yrs given the threshold. That will mean that they are paying a total of 108k of interest and principal. It doesn’t matter what it is, just that it is 108k. Now take same scenario of 50k student loan at 3.2% interest, but this time they make 60k. This person will pay 320
scorchard.bsky.social @scorchard.bsky.social · 07/02/2026per year. At 3.2% interest, they will be accruing 1600 per year in interest (I am making this simple and not adjusting for the small pay down on principal annually). That means that they will pay down 1100 in principal per annum (2700 pymt - 1600 interest = 1100 principal). That will take 45 years 120
scorchard.bsky.social @scorchard.bsky.social · 07/02/2026This is disingenuous. “You pay hardly any of your loan back” while technically correct in that you hardly pay back the principal, does not mean that you aren’t paying the accruing interest for 40 yrs. Let’s use an example of someone who has 50k in school loans. If they make 30k, they will pay 2700 240
scorchard.bsky.social @scorchard.bsky.social · 06/02/2026And yet you took time out of your busy day to post this. 150
scorchard.bsky.social @scorchard.bsky.social · 31/01/2026Does anyone know why it is dated 31 February 2026? 010
scorchard.bsky.social @scorchard.bsky.social · 31/01/2026Ummm, why is the date signed 31 February 2026? 130
scorchard.bsky.social @scorchard.bsky.social · 29/01/2026I am sorry for you. It is equally soul killing to not only have to listen to him, but then listen to every media outlet spew forth the same garbage over and over. There is no rest from it here. 000
scorchard.bsky.social @scorchard.bsky.social · 28/01/2026worth of interest. I disagree that this fair as it places a much heavier burden on lower wage earners not because they are paying more in principal, but because they are paying much more in interest due to a 9% across the board repayment. 010
scorchard.bsky.social @scorchard.bsky.social · 28/01/2026I am happy that your children are not struggling with their student loans. Unfortunately, that is not often the case. Most graduates do not immediately get the “better jobs”. By the time they are in their 30s or 40s, one hopes that they do. But, of course, by then they will have accrued 10-20yrs 110
scorchard.bsky.social @scorchard.bsky.social · 28/01/2026and a physical asset you can either sell or let the bank repossess. Either way, the debt is paid. With a school loan, you either hope to find one of those “better jobs” so the 9% auto repay isn’t killing you or resign yourself to earning under 25k for the next 40 years. 010
scorchard.bsky.social @scorchard.bsky.social · 28/01/2026thereby punishing those who make a lower income as they will have to pay more interest in the long run. With mortgages, you can choose the length of repayment, and as a result, choose the amt of interest you pay. And therein lies the difference. With a mortgage, you have options 110
scorchard.bsky.social @scorchard.bsky.social · 28/01/2026And remember that if you fall below the 25k threshold, interest is still accruing on the unpaid principal which will also have to be repaid if you begin earning 25,001. The debt only “goes away” after about 40 years. Obviously, the higher the income, the lesser the amount of interest you repay 110
scorchard.bsky.social @scorchard.bsky.social · 28/01/2026Back the loan? Or hope to hell the job market improves so that you can get a “better job” so that the across the board 9% automatic repayment doesn’t eat into your food budget? I don’t think it’s a “so what” like you stated to begin with because it isn’t at all like other loans. 110
