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Our Retire Early Journey

@retireearlyjourney.bsky.social
450 followers 225 following 433 posts

Financially Fit Average Joe Gen-Xers | Coast FIRE ✅ | FIRE 🎯 9/27 | Intentional Spending & Savings Rate are 🔑 to Financial Independence & Retire Early. m.youtube.com/@OurRetireEarlyJourney

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Our Retire Early Journey @retireearlyjourney.bsky.social · 04/06/2025
After meeting with our financial advisor today, we’ve officially moved up our retirement date again. New target is 9/2027. We moved it up 15 months. In the past 1.5 years we’ve shed 5 years off our retirement horizon. Set goals and slay them!
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Our Retire Early Journey @retireearlyjourney.bsky.social · 01/06/2025
The most important number in the fire journey is savings rate. Our savings rate in May was 73% & YTD is 52%. 🚀📈 The gold standard is 50% target. If you are driving to retire and become #financiallyindependent, start focusing on #savingsrate and see how fast everything accelerates. #fire #retire
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Our Retire Early Journey @retireearlyjourney.bsky.social · 01/01/2025
Happy New Year! 🎉🎊🍾 We are looking forward to relocating to Tennessee and watching 2 of our children graduate High School & College. Lots of big changes coming and we can’t be more excited! Life is the adventure you make it, go carve your own path and enjoy the hell out of it!
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Our Retire Early Journey @retireearlyjourney.bsky.social · 31/12/2024
For everyone freaking out when Warren Buffett was selling shares of Apple and “hoarding” cash… this is why. He strategically buys company stock when he sees them onsale and needs the cash in reserves to do so. Not because he finds Apple is bad. m.investing.com/news/insider...
m.investing.com
Warren Buffett's Berkshire Hathaway buys $15.57 million in Verisign shares By Investing.com
Warren Buffett's Berkshire Hathaway buys $15.57 million in Verisign shares
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Our Retire Early Journey @retireearlyjourney.bsky.social · 28/12/2024
Top 100 performing stocks of 2024. Which of these big gainers in the Stock Market do you own in your portfolio? We own $VRT, $CEG, $MSTR & $NVDA. #stocks #stockmarket #finance #personalfinance #financialindependence www.investors.com/research/bes...
investors.com
Palantir, AppLovin Among The 100 Best Stocks Of 2024
With AI as a key market driver, Palantir, AppLovin and Astera Labs made this list of the 100 best stocks.
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Our Retire Early Journey @retireearlyjourney.bsky.social · 24/12/2024
Looks like Santa is bringing us a nice present for Christmas, the stock market is all green today! 📈 #stockmarket #stocks #winning
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Our Retire Early Journey @retireearlyjourney.bsky.social · 20/12/2024
Carnival Cruise $CCL beat Q4 earnings estimates and up 7%⬆️ today. Loving this investment, we jumped in at $11 and stock is up to almost $27 a share. Over the next few years they could get back to $66 a share if they continue to drive bookings and paying down their debt aggressively. #stocks
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Our Retire Early Journey @retireearlyjourney.bsky.social · 20/12/2024
Gotta love the market volatility! Today, the S&P 500 has already made a full 2.25% swing since the open. 📈Stocks are most likely in for a decent amount of the emotional rollercoaster rides. #stocks #stockmarket #finance #equities #personalfinance
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Our Retire Early Journey @retireearlyjourney.bsky.social · 20/12/2024
A US government shutdown could occur today if both sides cannot come to an agreement today. The following article explains what parts of the government will remain open and which will shutdown. apnews.com/article/gove...
apnews.com
Closures, Social Security checks, furloughs: What a government shutdown might mean
Congress has until midnight Friday to come up with a way to fund the government, or federal agencies will shutter.
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Our Retire Early Journey @retireearlyjourney.bsky.social · 18/12/2024
Stock Market is overreacting negatively today, it’s a great time to take advantage and buy in while it’s dropping! These are normal flows of the market. These are the times having reserved cash is helpful to buy in at discounts. 📈 #stocks #stockmarket #personalfinance #trading
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Our Retire Early Journey @retireearlyjourney.bsky.social · 16/12/2024
80% of millionaires are self-made 11% from inheritance 6% from windfall money If you want to be “rich”, the road is most commonly paved by self education, saving & investing. The power of compound is boring, but wins. #rich #wealth #finance #money news.northwesternmutual.com/2024-09-04-O...
news.northwesternmutual.com
Only One in Three American Millionaires Feel "Wealthy" and Nearly Half Say Their Financial Planning Needs Improvement, According to Northwestern Mutual Planning & Progress Study
What's it like to feel like a million bucks? Millionaires indicate it's less about believing you're rich and more about having confidence and clarity about the future. Nearly 80% of American...
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Our Retire Early Journey @retireearlyjourney.bsky.social · 10/12/2024
Financial Independence Retire Early isn’t about “stop working”, it’s about providing you the freedom to work on the things that mean the most to you. This is where you can create your most meaningful impact. #fire #financialindependence #earlyretirement #retire
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Our Retire Early Journey @retireearlyjourney.bsky.social · 08/12/2024
$META looking to build a behemoth of a Data Center facility to support its future AI efforts. Follow the money… 🤑 #meta #stocks #StockMarket www.benzinga.com/24/12/423379...
benzinga.com
Meta Readies $10 Billion AI Data Center in Louisiana, Its Largest Facility Globally - Meta Platforms (NASDAQ:META)
Meta Platforms, Inc. and Louisiana Economic Development announced plans for a $10 billion AI data center in northeast Louisiana, creating 1,500 jobs.
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Our Retire Early Journey @retireearlyjourney.bsky.social · 06/12/2024
We just wrapped up our Finances for November 2024 for our Financial Independence Retire Early journey and dropped a new video with the update! Highlights: 43% Savings Rate 15% Under Budget + $64,000 Investment Growth #fire #financialindependence #retireearly #budget youtu.be/WQSpVBOkTiI
youtu.be
November 2024 | Financial Independence Journey Update
YouTube video by Our Retire Early Journey
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Our Retire Early Journey @retireearlyjourney.bsky.social · 06/12/2024
If you are in debt, once you establish a savings rate, you will actually use that “savings” to pay down your debt first. Once your debt is paid off, now that money can be used to save and invest. This is the starting of the road towards financial independence. #fire #debt #debtfree
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Our Retire Early Journey @retireearlyjourney.bsky.social · 04/12/2024
Today we sold all our shares in: 🟢 $HD + 14.77% 🔴 $LLY - 5.38% We added to our existing positions in: 🔴 $BRK-B @ $468.36 & $466.95 🔴 $JPM @ $242.95 🔴 $META @ $606.76 🔴 $SCHD @ $29.00 Try to buy low, sell high! #stocks #trading #stockmarket
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Our Retire Early Journey @retireearlyjourney.bsky.social · 03/12/2024
Today we sold all our shares in: 🟢 $MA + 14.53% 🟢 $WM + 11.07% We added to our existing positions in: 🔴 $BRK-B @ $473.11 Buy low, sell high! #stocks #trading #stockmarket
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Our Retire Early Journey @retireearlyjourney.bsky.social · 03/12/2024
So tired of seeing scare tactics all over the media regarding a stock market crash. They’ve been beating this drum for years and the markets have done nothing but continue to win. Yes the market will have a bad year here and there. Stay investing! 🤑 www.forbes.com/sites/greats...
forbes.com
Could S&P Crash More Than 40%?
The Fed and Chair Powell all but finalized last week - rates are unlikely to be cut in the Fed’s December meeting.
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Our Retire Early Journey @retireearlyjourney.bsky.social · 02/12/2024
We dropped a new Q & A video for the month of November. Thank you all for the questions! Keep them coming. 🙋 www.youtube.com/watch?v=qRXI...
youtube.com
Your Questions Answered | Nov '24 Edition - Our Retire Early Journey
YouTube video by Our Retire Early Journey
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Our Retire Early Journey @retireearlyjourney.bsky.social · 01/12/2024
We have been loading up on Vertiv $VRT the last few months as we saw this run coming and continuing. #$VRT #stocks #StockMarket #trading #investing apple.news/ATT2HuktnTt-...
apple.news
Data Center Powerhouse And Nvidia Partner Vertiv Charges Higher Into Second Buy Zone Amid Hot AI Demand — Investor's Business Daily
Nvidia partner and data center power and cooling systems maker Vertiv is rebounding from the 21-day moving average into a buy zone.
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Our Retire Early Journey @retireearlyjourney.bsky.social · 01/12/2024
The most challenging stage of obtaining Financial Independence and building wealth is becoming and staying debt free. It takes a lifestyle change and a mental rewiring of your relationship to money. You don’t have to become frugal, you need to become intentional with the way you spend your money.
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Our Retire Early Journey @retireearlyjourney.bsky.social · 30/11/2024
⏰ Reminder: It’s that time of year to review the beneficiaries on your investment and savings accounts. It’s something you never think about, but should perform annually. #investing #estateplanning #adulting #401k #iras #savings #retirementplanning www.cnbc.com/amp/2024/07/...
cnbc.com
The No. 1 mistake most people make with investing accounts—you can fix it in 5 minutes
Updating your beneficiary designations now ensures the right people — and not, say, an ex — get your money when you die.
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Our Retire Early Journey @retireearlyjourney.bsky.social · 29/11/2024
Taking advantage of volatility today on 2 Mega Caps, we added to our portfolio positions in: $GOOGL @ $167.38 $MSFT @ $418.90 #trading #investing #stocks #stockmarket #fire #financialindependence #$MSFT #$GOOGL #portfolio
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Our Retire Early Journey @retireearlyjourney.bsky.social · 29/11/2024
Stock Market Black Friday hours have limited trading hours today. The market will be closing at 1PM EST. Get your last minute #trading in before the end of the month. #stocks #stockmarket #etfs #blackfriday
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Our Retire Early Journey @retireearlyjourney.bsky.social · 28/11/2024
Our favorite graphic displaying levels of wealth. We have achieved CoastFire in 2024 and working towards full financial independence by the end of 2028. That’s trying to jump 3 levels of wealth in 4 years. 📈🎯. #fire #coastfire #fi #freedom
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Our Retire Early Journey @retireearlyjourney.bsky.social · 27/11/2024
Our stock market moves today: Buy - Fractional: $AMZN ⬇️ $CEG ⬇️ $META ⬇️ $VRT ⬇️ Sold - All Positions 🔴 $AMAT ⬇️ 🟢 $GEHC ⬆️ 🔴 $TGT ⬇️ We’ve lost faith in Target, Applied Materials & GE Healthcare to make any significant progress to beat the market. #stocks #stockmarket #$meta #$amzn #$vrt #$ceg
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Our Retire Early Journey @retireearlyjourney.bsky.social · 27/11/2024
The only true currency is TIME. All other currencies allow you to accumulate resources to achieve financial independence and freedom to do what you want to do with your time. #financialindependence #financialfreedom #FIRE
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Our Retire Early Journey @retireearlyjourney.bsky.social · 26/11/2024
Looking for ways to increase your savings rate? Review your vehicle spend (payments, repair, insurance, gas, AAA, tolls). Americans on average spend 17% of their net income on their transportation. In 2024, 4.37% of our income went to our total vehicle spend. www.bls.gov/news.release...
bls.gov
Consumer Expenditures--2023 - 2023 A01 Results
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Our Retire Early Journey @retireearlyjourney.bsky.social · 26/11/2024
Looks like the market is already pricing in a decent beat on estimates by Dick’s Sporing Goods ($DKS). Quarterly earnings report is in 30mins and the stock has jumped 8.56%⬆️ the past 5 days. #investing #stocks #dks #stockmarket #wealth #portfolio
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Our Retire Early Journey @retireearlyjourney.bsky.social · 25/11/2024
You can beat the Stock Market. It takes patience, investment in time to educate yourself and discipline to stay the course constantly contributing. In the past 5 years, we have beat the market by almost 60%. 📈💰 #stocks #S&P500 #StockMarket #wealth #investing
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Our Retire Early Journey @retireearlyjourney.bsky.social · 25/11/2024
Today’s #stock purchases: 🔴 $CEG 🔴 $MSTR 🔴 $MSTY 🔴 $VRT Buy on the dips! 📉 #investing #StockMarket #stocks #growth #MSTR #MSTY #CEG #VRT #portfolio
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Our Retire Early Journey @retireearlyjourney.bsky.social · 25/11/2024
📈 $VRT (Vertiv) is on sale this morning. Just added to our positions @ $138.49. 🤑 #vrt #stocks #stockmarket
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Our Retire Early Journey @retireearlyjourney.bsky.social · 25/11/2024
Stock Market going to open higher today with Trump tapping Scott Bessent to head up the Treasury Department. That means $APO should go up today knowing that Marc Rowan is staying onboard leading them. 📈 #stocks #stockmarket #ustreasury www.barrons.com/livecoverage...
barrons.com
Stock Market Today: Dow, S&P 500 Rising After Trump Picks Bessent; Nvidia, Super Micro, MicroStrategy, Palantir, More Movers; Treasury Yields Falling
Dow, S&P 500, and Nasdaq futures are rising in premarket trading Monday as the stock market reacts to President-elect Donald trump appointing Scott Bessent as Treasury Secretary.
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Our Retire Early Journey @retireearlyjourney.bsky.social · 24/11/2024
About us: 💍 21 years 🧑‍🧑‍🧒‍🧒 3 Kids 🐈 3 Cats 🇺🇸 Relocating from NH to TN 💰 Seeking Financial Independence 🏈 Green Bay Packers & UT 🏀 Boston Celtics ▶️ YouTube Channel for Fun ⌛️ Retirement Target - 12/28 Focused on: 📈 Financial Health ⚕️ Mental Health 💪🏻 Physical Health 🗣️ Social Health
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Our Retire Early Journey @retireearlyjourney.bsky.social · 24/11/2024
Just awoke from dream of a fictional scenario at work that was stressful which resulted in waking up unnecessarily anxious. It’s moments like these that fuel us to retire early. #Stress impacts your #mentalhealth which impacts your physical, emotional and social health.
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Our Retire Early Journey @retireearlyjourney.bsky.social · 24/11/2024
Treat your life like a #business. Set a #vision of what you want it to be, stop winging it. Set attainable #goals for the year to drive to that vision and develop #strategies to obtain those goals. You will be amazed at how #happy and #fulfilled you become from it!
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Our Retire Early Journey @retireearlyjourney.bsky.social · 23/11/2024
First steps to reduce credit card debt: 1. Start tracking your monthly spending into categories (groceries, trips, dining out, etc) and separate them into wants vs needs. 2. Target areas to cut in want spending. 3. Use the extra money you are saving to pay down credit card debt. #budget #debt
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Our Retire Early Journey @retireearlyjourney.bsky.social · 23/11/2024
US Credit Card debt continues to rise sharply up to 1.166 trillion. 😳 To get ahead, you can’t borrow your future. This is what a hockey stick looks like in economics, and it’s not positive in this case. #creditcards #debt #baddebt #financialindependence www.lendingtree.com/credit-cards...
lendingtree.com
2024 Credit Card Debt Statistics | LendingTree
Americans’ total credit card balance is $1.166 trillion in the third quarter of 2024, according to the latest data from the Federal Reserve Bank of New York.
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Our Retire Early Journey @retireearlyjourney.bsky.social · 22/11/2024
Taking advantage of market volatility today 📉, we added to our portfolio positions in: $CEG @ $246.07 $GOOGL @ $165.74 $META @ $556.44 Our portfolio of investments this month are up 5%. 🚀🤑 #trading #investing #stocks #stockmarket #fire #financialindependence
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Our Retire Early Journey @retireearlyjourney.bsky.social · 22/11/2024
For most, financial independence is a goal that is only achieved through lifestyle changes. You don’t need to be a high earner or start with a wealthy family. It’s built through micro habit changes & discipline without total frugality. #personalfinance #fire #financialindependence #money
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Our Retire Early Journey @retireearlyjourney.bsky.social · 22/11/2024
BlueSky adding 4 users per second. 😳🚀 #bluesky bcounter.nat.vg
bcounter.nat.vg
Bcounter
Almost-real-time Bluesky user count
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Our Retire Early Journey @retireearlyjourney.bsky.social · 22/11/2024
Today we added to our existing positions in: $GOOGL - Alphabet (Google) $META - Meta Buy when the opportunity presents itself. 🤑 #stocks #investing #StockMarket #trading
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Our Retire Early Journey @retireearlyjourney.bsky.social · 21/11/2024
Dicks Sporting Goods ($DKS) reports it’s Q3 earnings next Tuesday. Zach’s is rating it a growth stock, we are about to find out next week. #stocks #investing #trading #stockmarket www.msn.com/en-us/money/...
msn.com
MSN
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Our Retire Early Journey @retireearlyjourney.bsky.social · 21/11/2024
$GOOGL is on sale today! 💰🤑 #investing #stocks #trading #stockmarket
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Our Retire Early Journey @retireearlyjourney.bsky.social · 21/11/2024
Disappointing dividend payout today from $SCCO (Southern Copper Corporation). Down -30.79% over the past year. Stock is up 24.38% YTD. #stocks #trading #investing #stockmarket www.koyfin.com/company/scco....
koyfin.com
Southern Copper Corporation (SCCO) Dividend Date & History | Koyfin
The last Southern Copper Corporation (SCCO) ex-dividend date: Nov 06, 2024. Detailed view of Southern Copper Corporation (SCCO) dividend date & history, payout ratio and more on Koyfin
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Our Retire Early Journey @retireearlyjourney.bsky.social · 20/11/2024
Took advantage of the market downturn today and added to the following stock positions: $CEG - Constellation Energy $MSFT - Microsoft $VRT - Vertiv #trading #stockmarket #stocks #investing
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Our Retire Early Journey @retireearlyjourney.bsky.social · 20/11/2024
Our Financial Independence Retire Early Journey Update | October 2024. 60% Savings Rate & $2,200 in Monthly Dividends youtu.be/5A7UFwhVxAI
youtu.be
Fire Journey Update October 2024
YouTube video by Our Retire Early Journey
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Our Retire Early Journey @retireearlyjourney.bsky.social · 20/11/2024
Loving the performance of our Financial holdings this past month. Since we started positions from March 2024, they are up 23%! Leading the way is $APO increasing by 45%! Our other financial sector holdings are $JPM, $AXP, $V & $MA.
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Our Retire Early Journey @retireearlyjourney.bsky.social · 20/11/2024
Target ($TGT) Q3 Earnings report is a dud, EPS a complete miss. Down almost -19% pre-market. Not great for our portfolio. 😟
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