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Grace Tinsen

@rdpanda.bsky.social
13K followers 12K following 2.2K posts

Went broke as a business owner before I worked in finance. Desperation taught me about money. More than 20 years made it my profession. Int'l bestselling author. Financial recovery/ affordability coach. Find your money type: tinyurl.com/2eye8dmm

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Grace Tinsen @rdpanda.bsky.social · 23h
This:
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Grace Tinsen @rdpanda.bsky.social · 30/09/2026
VOTE!!!!
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Grace Tinsen @rdpanda.bsky.social · 28/09/2026
Your mom's nursing home bill keeps climbing. The care keeps thinning out. Fewer aides. Same rushed turnover every visit. That's not bad luck. That's private equity, and there's a name for what they did to the building she lives in.
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Grace Tinsen @rdpanda.bsky.social · 27/09/2026
Fact checked:
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Grace Tinsen @rdpanda.bsky.social · 27/09/2026
Look at this: www.threads.com/share/_zQLZ2...
threads.com
maskrim (@maskrim) on Threads
As a Ukrainian, I want people to know about this man. Meet Howard Buffett, Warren Buffett’s son. Since the full-scale invasion, his foundation has given more than $1.3 billion to Ukraine more than U...
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Grace Tinsen @rdpanda.bsky.social · 26/09/2026
Thank you Bluey!
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Grace Tinsen @rdpanda.bsky.social · 25/09/2026
23 private equity firms and hedge funds now own 1,934 mobile home parks in the US. Nearly 400,000 home sites. 47% were financed by Fannie Mae or Freddie Mac. Across all US parks, it's 9%. Taxpayer money funded the buyout. Then rent went up.
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Grace Tinsen @rdpanda.bsky.social · 24/09/2026
1- Health insurance premiums are set to jump again for 2027 - about 15% on marketplace plans, faster on employer plans. That's not a guess. That's what insurers already filed.
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Grace Tinsen @rdpanda.bsky.social · 23/09/2026
The government wrote a rule capping overdraft fees at $5. It would've saved you up to $5 billion a year, combined. Congress repealed it before it ever took effect. Banks still collect about $8 billion a year on $35 fees. Nothing failed. It got reversed on purpose.
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Grace Tinsen @rdpanda.bsky.social · 23/09/2026
Will the US EVER have credibility again??? Your thoughts?
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Grace Tinsen @rdpanda.bsky.social · 22/09/2026
THE RENT WAS NOT SET BY YOUR NEIGHBORHOOD You called three buildings. Same price. RealPage took private rent data from competing landlords and told all of them what to charge. It and 37 property managers settled for $359.9M. Rented 2018 to 2025? File free at realpagerentalsettlement.com
realpagerentalsettlement.com
Home - In re RealPage, Inc., Rental Software Antitrust Litigation (No. II)
In re RealPage, Inc., Rental Software Antitrust Litigation (No. II)
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Grace Tinsen @rdpanda.bsky.social · 20/09/2026
One in six US households is behind on their utility bill. Utility debt is near $23 billion. Heating is projected up 8.7% this winter. Electricity up 9%. If you're behind: call and ask for a payment arrangement, and ask your state's winter shutoff protection dates. Neither is automatic.
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Grace Tinsen @rdpanda.bsky.social · 19/09/2026
Your new health premium lands Nov 1. You vote Nov 3. Median proposed increase: ~15%, on top of last year's double-digit jump. Go find your number before the screen shows it to you. Fear has no edges. A figure does — and you can plan around a figure.
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Grace Tinsen @rdpanda.bsky.social · 18/09/2026
Your car repair bill is up 7% this year. Inflation is 3.4%. Here's why. Mavis is buying Pep Boys for $700M. Icahn kept the real estate. So the shops now pay rent to a landlord, and that rent comes out of your invoice. Ask for the written estimate. Authorize nothing past it.
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Reposted by Grace Tinsen
👑Maricella Brooks🌊🦅 @fireeyebooks.bsky.social · 17/09/2026
💙 Follow these great Resisters! 👊Thank you for including me in this fabulous starter pack!✊💙🕊️ @mlipsitt.bsky.social bsky.app/starter-pack...
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Grace Tinsen @rdpanda.bsky.social · 16/09/2026
Your electric bill is up 7.3% this year. Groceries up 29% since 2020. Your raise was 3%. That gap has a name. It isn't your budgeting. More than 20 years as a financial advisor taught me this one is not a willpower problem. (1/5)
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Grace Tinsen @rdpanda.bsky.social · 15/09/2026
youtu.be/93KTGF8OBMU?...
youtu.be
Grab ’Em By The Ballot | Trump Access Hollywood Parody | 2026 Midterm Satire
YouTube video by The Resistance
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Grace Tinsen @rdpanda.bsky.social · 14/09/2026
Incredibly important warning: share.google/aimode/L4AAU...
share.google
Google Search
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Grace Tinsen @rdpanda.bsky.social · 13/09/2026
Every time the ground shifts, I get the same question: should I move my money? Usually the answer is no. Moving money during uncertainty is how people lock in losses that were only ever on paper. But there is one thing worth checking this week, and almost nobody does it.
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Grace Tinsen @rdpanda.bsky.social · 13/09/2026
This is truly horrifying: www.facebook.com/share/p/1DGD...
facebook.com
Facebook
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Grace Tinsen @rdpanda.bsky.social · 11/09/2026
See how this works????
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Grace Tinsen @rdpanda.bsky.social · 10/09/2026
I love this so much!!
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Grace Tinsen @rdpanda.bsky.social · 09/09/2026
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Grace Tinsen @rdpanda.bsky.social · 07/09/2026
Facts matter
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Grace Tinsen @rdpanda.bsky.social · 07/09/2026
This is what Trump/GOP voters accomplished:
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Grace Tinsen @rdpanda.bsky.social · 07/09/2026
open.substack.com/pub/meidasto.... This is just staggering. VOTE
open.substack.com
The 75 Most Corrupt Things Trump Did in 2026
So far.
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Grace Tinsen @rdpanda.bsky.social · 06/09/2026
Darling Bella w Democrats eyes
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Grace Tinsen @rdpanda.bsky.social · 05/09/2026
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Grace Tinsen @rdpanda.bsky.social · 05/09/2026
Take this seriously!
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Grace Tinsen @rdpanda.bsky.social · 04/09/2026
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Grace Tinsen @rdpanda.bsky.social · 04/09/2026
Zen truth
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Reposted by Grace Tinsen
Tony Serrata 🇺🇦 @serrata.org · 03/09/2026
This should be an ad. LIke everywhere on every channel everywhere.
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Grace Tinsen @rdpanda.bsky.social · 01/09/2026
Prices are up and most of the reasons are out of our hands. So I've been sitting with a harder question lately: what can we actually do, in case they never go back down? Not what happens when things get better. What if this IS the new normal
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Grace Tinsen @rdpanda.bsky.social · 31/08/2026
This is why they BOTH must go!!!
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Grace Tinsen @rdpanda.bsky.social · 31/08/2026
Wonder why things feel so “tight”? 1970's Cost of Living: House: $23,450 Average income: $9,400 New car: $3,450 2026 Cost of Living: House: $412,000 Average income: $65,000 New car: $48,000 Average house price went up 1,756% Income only went up 692%
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Grace Tinsen @rdpanda.bsky.social · 30/08/2026
23 private equity firms and hedge funds now own 1,934 mobile home parks. Almost 400,000 home sites. 47% of those parks were financed by Fannie Mae or Freddie Mac. Across all US parks it is 9%. Taxpayer-backed lenders funded the buyer. Then the lot rent went up.
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Grace Tinsen @rdpanda.bsky.social · 30/08/2026
Super important folks!
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Grace Tinsen @rdpanda.bsky.social · 29/08/2026
TEXANS!!!!!! Check your status and pass this message on!!!
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Grace Tinsen @rdpanda.bsky.social · 29/08/2026
Container shipping costs spiked in 2021, then came back down. Grocery prices went up and stayed up. Food at home is up 2.7% over last year, on top of roughly 30% since before the pandemic. The reason ended. The price never did. Check your state's SNAP screener. The limits surprise people.
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Grace Tinsen @rdpanda.bsky.social · 29/08/2026
A melting collapsing glacier triggered the devastating flood in Nepal: killing many hundreds of people. Fossil fuels will destroy life on earth
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Grace Tinsen @rdpanda.bsky.social · 28/08/2026
Mars, the candy company, bought the VCA vet chain for $9.1 billion in 2017. It runs about 3,000 clinics now. Private equity spent more than $50 billion buying vet practices from 2017 to 2023. Vet costs are up about 60% since 2014. Ask for an itemized estimate before you say yes
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Grace Tinsen @rdpanda.bsky.social · 28/08/2026
I’m Here for it
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Grace Tinsen @rdpanda.bsky.social · 27/08/2026
Nineteen out of twenty adults in this country say we are in an affordability crisis. Harris Poll, 4,100 people. You are not behind. You are in a crowd. I lost my real estate business and my home to foreclosure, then filed bankruptcy. It took ten years to climb back. Start free: nfcc.org
nfcc.org
Non Profit Credit Counseling Services | Get Out of Debt | NFCC
Get out of debt with The National Foundation for Credit Counseling, a non-profit trusted network of credit counseling agencies. Connect with a counselor!
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Grace Tinsen @rdpanda.bsky.social · 27/08/2026
Batiste made me cry: youtu.be/hNaFvzAZiHw?...
youtu.be
Watch: Jon Batiste plays beautiful musical tribute to Dolly Parton
YouTube video by CBS News
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Grace Tinsen @rdpanda.bsky.social · 26/08/2026
This right here:
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Grace Tinsen @rdpanda.bsky.social · 26/08/2026
Mars, the candy company, bought VCA in 2017 for $9.1 billion. It runs about 3,000 vet clinics now. Corporate and PE ownership went from 8 percent of US clinics in 2011 to about 50 percent by 2025. Vet costs are up about 60 percent since 2014. Ask for a written prescription. Fill it elsewhere.
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Grace Tinsen @rdpanda.bsky.social · 26/08/2026
“I hope life treats you kind. And I hope that you have all that you ever dreamed of. And I wish you joy and happiness. But above all this, I wish you love.” We will always love you, Dolly. 🦋
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Grace Tinsen @rdpanda.bsky.social · 26/08/2026
Who wishes they were Canadian now?
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Grace Tinsen @rdpanda.bsky.social · 25/08/2026
Oregonians!!! If you use the USPO out your ballot in a plain envelope. Better yet: drop it off yourself!! sos.oregon.gov/elections/pa...
sos.oregon.gov
Oregon Secretary of State : Oregon Drop Box Locator : State of Oregon
Oregon Drop Box Locator
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Grace Tinsen @rdpanda.bsky.social · 25/08/2026
276 health insurers just filed their 2027 rates. The median request is a 15 percent increase. Last year they asked 18 and got 20. Nobody voted on that. If a hospital bill is crushing you, ask for charity care by name. Nonprofit hospitals must offer it. dollarfor.org helps free.
dollarfor.org
Get Relief from Hospital Bills – Dollar For
You may not have to pay that bill. Most hospitals offer bill forgiveness based on income. We help you apply for debt relief — for free.
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