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Miranda Marquit

@mirandamarquit.bsky.social
726 followers 109 following 2K posts

Write and podcast about money on the internet. Love camping and travel. MirandaMarquit.com #Idaho #Money #PersonalFinance #Outdoors #Writing

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Miranda Marquit @mirandamarquit.bsky.social · 02/10/2026
Do you wish you could travel more? Do your finances get in the way of seeing more of the world? 
mirandamarquit.gumroad.com
How to Create a Travel Fund: Your Guide to Seeing More of the World
Do you wish you could travel more? Do your finances get in the way of seeing more of the world? A travel fund can help you create an ongoing source of money ...
000
Miranda Marquit @mirandamarquit.bsky.social · 02/10/2026
Work sabbaticals, temporary retirement, part-time work and slow-fi: new ways of working.
itdoesntmakecents.substack.com
There's no ladder to climb
Work sabbaticals, temporary retirement, part-time work and slow-fi: new ways of working
000
Miranda Marquit @mirandamarquit.bsky.social · 02/10/2026
Many of us like to feel as though we're making a positive impact in the world. Could a social finance approach help you help others — while making money? 
mirandamarquit.com
Want to Make a Difference with Your Money? Consider a Social Finances Approach
Many of us like to feel as though we're making a positive impact in the world. Could a social finances approach help you help others — while making money?
000
Miranda Marquit @mirandamarquit.bsky.social · 01/10/2026
Start your freelance writing journey today. 
freelanceacademy.gumroad.com
Beginner Freelance Writing Course
Start your freelance writing journey today. This course has all the basics you need to establish yourself as a freelance writer and get your first paid clien...
000
Miranda Marquit @mirandamarquit.bsky.social · 01/10/2026
You don’t HAVE to quit your 9-to-5 to have a good life and build wealth.
itdoesntmakecents.substack.com
It’s ok to keep your 9-to-5
Full-time entrepreneurship isn’t for everyone
000
Miranda Marquit @mirandamarquit.bsky.social · 01/10/2026
Building an “in case I die” file is an important part of preparing your family or your business for what happens when you pass on.
mirandamarquit.com
How to Create an “In Case I Die” File for Your Freelance Business
An "in case I die" file can be helpful for your personal finances and your freelance business. Here's what you should include.
010
Miranda Marquit @mirandamarquit.bsky.social · 30/09/2026
This course will take you to the next level if you've already started earning money as a freelance writer.
freelanceacademy.gumroad.com
Intermediate Freelance Writing Course: Turn Your Writing Side Hustle into a Freelance Business
This course will take you to the next level if you've already started earning money as a freelance writer. We'll guide you through the next steps so you can ...
000
Miranda Marquit @mirandamarquit.bsky.social · 30/09/2026
Are you destroying Western civilization if you don't procreate?
itdoesntmakecents.substack.com
Having children? In THIS economy?
Are you destroying Western civilization if you don't procreate?
000
Miranda Marquit @mirandamarquit.bsky.social · 30/09/2026
During times of stress and upheaval, it's easy to feel like it's too big and you can't do anything. Here's how to do good no matter where you are.
mirandamarquit.com
What Can I Do to Help? How to Do Good When You Feel You Can't Make a Difference
Trying to figure out how to do good in the face of the latest catastrophe? Here's how you can help today — and tomorrow.
000
Miranda Marquit @mirandamarquit.bsky.social · 29/09/2026
This course will help you learn how to scale your efforts and add other revenue-producing projects to your business portfolio.
freelanceacademy.gumroad.com
Business Aspects of Freelancing: Advanced Topics for your Writing Business
Maybe you're already doing just fine as a writer but wondering how to tackle business aspects. This course will help you learn how to scale your efforts and ...
001
Miranda Marquit @mirandamarquit.bsky.social · 29/09/2026
Is buying a home the American Dream, or is owning a home making you house poor?
itdoesntmakecents.substack.com
We’re reframing the rent vs. buy debate
Is buying a home the American Dream, or is owning a home making you house poor?
000
Miranda Marquit @mirandamarquit.bsky.social · 29/09/2026
Do you have a plan for what happens to your freelance business when you die?
mirandamarquit.com
What Happens to Your Freelance Business When You Die?
Understand what happens to your freelance business when you die and what you should do to protect your family's income.
000
Miranda Marquit @mirandamarquit.bsky.social · 28/09/2026
Frustrated because you never seem to have the money for the things you want? 
mirandamarquit.gumroad.com
How to Set Your Financial Priorities: Direct Your Money Resources and Design the Life You Want
Frustrated because you never seem to have the money for the things you want? Too often, we spend mindlessly, without checking to see with what we purchase aligns with our values. This ebook will take you step-by-step through understanding your "why" and figuring out how to prioritize your finances so your money resources are working for you. Includes brainstorming exercises and ideas for re-learning how to think about your money.
000
Miranda Marquit @mirandamarquit.bsky.social · 28/09/2026
Could marriage cost you more than staying single?
itdoesntmakecents.substack.com
Do you NEED to get married?
Could marriage cost you more than staying single?
000
Miranda Marquit @mirandamarquit.bsky.social · 28/09/2026
As a home business owner, you should consider life insurance and how it can help your family replace your income.
mirandamarquit.com
Life Insurance for Home Business Owners: What You Need to Protect
Don't forget life insurance if your a business owner. Choosing the right coverage can protect your family if they lose you.
000
Miranda Marquit @mirandamarquit.bsky.social · 25/09/2026
This course has all the basics you need to establish yourself as a freelance writer and get your first paid client.
freelanceacademy.gumroad.com
Beginner Freelance Writing Course
Start your freelance writing journey today. This course has all the basics you need to establish yourself as a freelance writer and get your first paid client.Module 1: Building a foundationDefine your writing nicheCreate an online presenceNetworking and finding a communityWhat you DON'T need when starting out.Module 2: Creating a portfolioWhen and how to use guest postsWhere to collect your portfolio and showcase your workModule 3: Finding paid writing gigsHow to networkUsing freelance platformsMaking the most of jobs boardsLeveraging LinkedIn for paid workHow to cold pitch (get a template in our Resources)Module 4: Talking about payHow to set rates as a freelance writerManaging your anxiety when you talk about payTips for negotiating your ratesLearning to say no when it's not the right fitEstablishing non-negotiablesModule 5: Getting paidWhat you need to know about different payment terms (we've got a sample contract for you to use)Working with clients on different payment methodsHandling the situation when a client refuses to payModule 6: Keeping clientsTips for doing your best workHow to maintain professional relationships
000
Miranda Marquit @mirandamarquit.bsky.social · 25/09/2026
Is buying a home the American Dream, or is owning a home making you house poor?
itdoesntmakecents.substack.com
We’re reframing the rent vs. buy debate
Is buying a home the American Dream, or is owning a home making you house poor?
030
Miranda Marquit @mirandamarquit.bsky.social · 25/09/2026
Many of us like to feel as though we're making a positive impact in the world. Could a social finance approach help you help others — while making money? 
mirandamarquit.com
Want to Make a Difference with Your Money? Consider a Social Finances Approach
Many of us like to feel as though we're making a positive impact in the world. Could a social finances approach help you help others — while making money?
030
Miranda Marquit @mirandamarquit.bsky.social · 24/09/2026
This course will take you to the next level if you've already started earning money as a freelance writer.
freelanceacademy.gumroad.com
Intermediate Freelance Writing Course: Turn Your Writing Side Hustle into a Freelance Business
This course will take you to the next level if you've already started earning money as a freelance writer. We'll guide you through the next steps so you can replace your day job with the freedom and flexibility of freelancing.Module 1: How to run your business like a businessCreating contracts (we've got a template for you)Manage your taxesMake sure you get paid – including tips for making it a seamless transactionModule 2: What editors wantSetting the right goals as a freelancerWhen to push back on client requests (and how to do it without losing the gig)Real-life examples of how to deal with tricky client situationsTips for setting health boundariesYour complete guide to pitchingHow to protect yourselfModule 3: Transition to writing full-timeJuggling your freelancing with a jobHow to know when it's time to go full-timePractical tips for making the transition as smooth as possibleModule 4: Interviewing sourcesHow to handle different types of interviewsUnderstanding what makes a good sourceTools for recording and transcribing interviewsBest practices to follow when interviewing sourcesModule 5: Maximizing your incomeUsing expertise and niches to boost your ratesEstablishing good habits to better leverage your timeOvercoming writer's blockManaging productivity, so you're at your peak more oftenReal-life scenarios and examples of how to effectively raise your freelance ratesModule 6: Useful freelance business toolsUse this module to learn more about the tools available to improve your productivity and make your life easier as you manage your freelance business.
000
Miranda Marquit @mirandamarquit.bsky.social · 24/09/2026
You don’t HAVE to quit your 9-to-5 to have a good life and build wealth.
itdoesntmakecents.substack.com
It’s ok to keep your 9-to-5
Full-time entrepreneurship isn’t for everyone
011
Miranda Marquit @mirandamarquit.bsky.social · 24/09/2026
Building an “in case I die” file is an important part of preparing your family or your business for what happens when you pass on.
mirandamarquit.com
How to Create an “In Case I Die” File for Your Freelance Business
An "in case I die" file can be helpful for your personal finances and your freelance business. Here's what you should include.
020
Miranda Marquit @mirandamarquit.bsky.social · 23/09/2026
This course will help you learn how to scale your efforts and add other revenue-producing projects to your business portfolio.
freelanceacademy.gumroad.com
Business Aspects of Freelancing: Advanced Topics for your Writing Business
Maybe you're already doing just fine as a writer but wondering how to tackle business aspects. This course will help you learn how to scale your efforts and add other revenue-producing projects to your business portfolio.Module 1: Branding yourselfDefine your freelancer brand across platformsCreate an effective freelancer bio that attracts more clientsHow to leverage social media to connect with clients and build your brandTips for creating a compelling websiteHow to get out there more, attracting more clients and others to your projectsModule 2: Classifying your business with the IRSHow to decide on a business classificationComparing an LLC vs. S-CorpUsing an S-Corp for your taxes, even while remaining an LLCModule 3: Manage payroll and accountingHow to set up payroll for yourself (and why it's a good idea)Tips for learning about your state's requirementsWhat you need to know about hiring an accountant or payroll specialistModule 4: How to hire for your businessHow to know when it's time to hire help for your businessChoosing between contractors and employeesUsing a VA to grow your business and handle mundane tasksHow subcontracting works and when it can help you scale your businessModule 5: Create a systemBenefits to using systems to scale your business, earning more while working lessHow to set up a good system that works for youStep-by-step examples of how to set up different systems for your freelancing businessTips for applying systems to your personal life so you can optimize other aspects of your time and energyModule 6: Expand your empireHow to decide to diversify your offeringsDifferent opportunities for expanding your offeringsWhen it makes sense to partner with others on business projectsHow to find the right partners and set up systems to manage that work
000
Miranda Marquit @mirandamarquit.bsky.social · 23/09/2026
There are a number of interesting ways to change things up and get a little more from your life and work without following a prescribed path.
itdoesntmakecents.substack.com
There's no ladder to climb
Work sabbaticals, temporary retirement, part-time work and slow-fi: new ways of working
000
Miranda Marquit @mirandamarquit.bsky.social · 23/09/2026
During times of stress and upheaval, it's easy to feel like it's too big and you can't do anything. Here's how to do good no matter where you are.
mirandamarquit.com
What Can I Do to Help? How to Do Good When You Feel You Can't Make a Difference
Trying to figure out how to do good in the face of the latest catastrophe? Here's how you can help today — and tomorrow.
000
Miranda Marquit @mirandamarquit.bsky.social · 22/09/2026
Do you wish you could travel more? Do your finances get in the way of seeing more of the world? 
mirandamarquit.gumroad.com
How to Create a Travel Fund: Your Guide to Seeing More of the World
Do you wish you could travel more? Do your finances get in the way of seeing more of the world? A travel fund can help you create an ongoing source of money to use for adventures. Here's what you need to know about setting up, building, and maintaining a travel fund.
000
Miranda Marquit @mirandamarquit.bsky.social · 22/09/2026
Sometimes it’s okay just to do something because you enjoy it and not because it makes you money.
itdoesntmakecents.substack.com
Should you bust your butt to maximize your earning potential?
No, you don't have to be "productive" all the time
020
Miranda Marquit @mirandamarquit.bsky.social · 22/09/2026
Do you have a plan for what happens to your freelance business when you die?
mirandamarquit.com
What Happens to Your Freelance Business When You Die?
Understand what happens to your freelance business when you die and what you should do to protect your family's income.
000
Miranda Marquit @mirandamarquit.bsky.social · 21/09/2026
Frustrated because you never seem to have the money for the things you want? 
mirandamarquit.gumroad.com
How to Set Your Financial Priorities: Direct Your Money Resources and Design the Life You Want
Frustrated because you never seem to have the money for the things you want? Too often, we spend mindlessly, without checking to see with what we purchase aligns with our values. This ebook will take you step-by-step through understanding your "why" and figuring out how to prioritize your finances so your money resources are working for you. Includes brainstorming exercises and ideas for re-learning how to think about your money.
000
Miranda Marquit @mirandamarquit.bsky.social · 21/09/2026
Moving to a low-cost area could save you money, but will it cost your sanity?
itdoesntmakecents.substack.com
Are you stupid if you live in a high-cost area?
Moving to a low-cost area could save you money, but will it cost your sanity?
000
Miranda Marquit @mirandamarquit.bsky.social · 21/09/2026
As a home business owner, you should consider life insurance and how it can help your family replace your income.
mirandamarquit.com
Life Insurance for Home Business Owners: What You Need to Protect
Don't forget life insurance if your a business owner. Choosing the right coverage can protect your family if they lose you.
000
Miranda Marquit @mirandamarquit.bsky.social · 18/09/2026
Start your freelance writing journey today.
freelanceacademy.gumroad.com
Beginner Freelance Writing Course
Start your freelance writing journey today. This course has all the basics you need to establish yourself as a freelance writer and get your first paid client.Module 1: Building a foundationDefine your writing nicheCreate an online presenceNetworking and finding a communityWhat you DON'T need when starting out.Module 2: Creating a portfolioWhen and how to use guest postsWhere to collect your portfolio and showcase your workModule 3: Finding paid writing gigsHow to networkUsing freelance platformsMaking the most of jobs boardsLeveraging LinkedIn for paid workHow to cold pitch (get a template in our Resources)Module 4: Talking about payHow to set rates as a freelance writerManaging your anxiety when you talk about payTips for negotiating your ratesLearning to say no when it's not the right fitEstablishing non-negotiablesModule 5: Getting paidWhat you need to know about different payment terms (we've got a sample contract for you to use)Working with clients on different payment methodsHandling the situation when a client refuses to payModule 6: Keeping clientsTips for doing your best workHow to maintain professional relationships
000
Miranda Marquit @mirandamarquit.bsky.social · 18/09/2026
Moving to a low-cost area could save you money, but will it cost your sanity?
itdoesntmakecents.substack.com
Are you stupid if you live in a high-cost area?
Moving to a low-cost area could save you money, but will it cost your sanity?
001
Miranda Marquit @mirandamarquit.bsky.social · 18/09/2026
Many of us like to feel as though we're making a positive impact in the world. Could a social finance approach help you help others — while making money? 
mirandamarquit.com
Want to Make a Difference with Your Money? Consider a Social Finances Approach
Many of us like to feel as though we're making a positive impact in the world. Could a social finances approach help you help others — while making money?
001
Miranda Marquit @mirandamarquit.bsky.social · 17/09/2026
This course will take you to the next level if you've already started earning money as a freelance writer.
freelanceacademy.gumroad.com
Intermediate Freelance Writing Course: Turn Your Writing Side Hustle into a Freelance Business
This course will take you to the next level if you've already started earning money as a freelance writer. We'll guide you through the next steps so you can replace your day job with the freedom and flexibility of freelancing.Module 1: How to run your business like a businessCreating contracts (we've got a template for you)Manage your taxesMake sure you get paid – including tips for making it a seamless transactionModule 2: What editors wantSetting the right goals as a freelancerWhen to push back on client requests (and how to do it without losing the gig)Real-life examples of how to deal with tricky client situationsTips for setting health boundariesYour complete guide to pitchingHow to protect yourselfModule 3: Transition to writing full-timeJuggling your freelancing with a jobHow to know when it's time to go full-timePractical tips for making the transition as smooth as possibleModule 4: Interviewing sourcesHow to handle different types of interviewsUnderstanding what makes a good sourceTools for recording and transcribing interviewsBest practices to follow when interviewing sourcesModule 5: Maximizing your incomeUsing expertise and niches to boost your ratesEstablishing good habits to better leverage your timeOvercoming writer's blockManaging productivity, so you're at your peak more oftenReal-life scenarios and examples of how to effectively raise your freelance ratesModule 6: Useful freelance business toolsUse this module to learn more about the tools available to improve your productivity and make your life easier as you manage your freelance business.
010
Miranda Marquit @mirandamarquit.bsky.social · 17/09/2026
No, you don't have to be "productive" all the time.
itdoesntmakecents.substack.com
Should you bust your butt to maximize your earning potential?
No, you don't have to be "productive" all the time
000
Miranda Marquit @mirandamarquit.bsky.social · 17/09/2026
Building an “in case I die” file is an important part of preparing your family or your business for what happens when you pass on.
mirandamarquit.com
How to Create an “In Case I Die” File for Your Freelance Business
An "in case I die" file can be helpful for your personal finances and your freelance business. Here's what you should include.
000
Miranda Marquit @mirandamarquit.bsky.social · 16/09/2026
This course will help you learn how to scale your efforts and add other revenue-producing projects to your business portfolio.
freelanceacademy.gumroad.com
Business Aspects of Freelancing: Advanced Topics for your Writing Business
Maybe you're already doing just fine as a writer but wondering how to tackle business aspects. This course will help you learn how to scale your efforts and add other revenue-producing projects to your business portfolio.Module 1: Branding yourselfDefine your freelancer brand across platformsCreate an effective freelancer bio that attracts more clientsHow to leverage social media to connect with clients and build your brandTips for creating a compelling websiteHow to get out there more, attracting more clients and others to your projectsModule 2: Classifying your business with the IRSHow to decide on a business classificationComparing an LLC vs. S-CorpUsing an S-Corp for your taxes, even while remaining an LLCModule 3: Manage payroll and accountingHow to set up payroll for yourself (and why it's a good idea)Tips for learning about your state's requirementsWhat you need to know about hiring an accountant or payroll specialistModule 4: How to hire for your businessHow to know when it's time to hire help for your businessChoosing between contractors and employeesUsing a VA to grow your business and handle mundane tasksHow subcontracting works and when it can help you scale your businessModule 5: Create a systemBenefits to using systems to scale your business, earning more while working lessHow to set up a good system that works for youStep-by-step examples of how to set up different systems for your freelancing businessTips for applying systems to your personal life so you can optimize other aspects of your time and energyModule 6: Expand your empireHow to decide to diversify your offeringsDifferent opportunities for expanding your offeringsWhen it makes sense to partner with others on business projectsHow to find the right partners and set up systems to manage that work
000
Miranda Marquit @mirandamarquit.bsky.social · 16/09/2026
There are a number of interesting ways to change things up and get a little more from your life and work without following a prescribed path.
itdoesntmakecents.substack.com
There's no ladder to climb
Work sabbaticals, temporary retirement, part-time work and slow-fi: new ways of working
000
Miranda Marquit @mirandamarquit.bsky.social · 16/09/2026
During times of stress and upheaval, it's easy to feel like it's too big and you can't do anything. Here's how to do good no matter where you are.
mirandamarquit.com
What Can I Do to Help? How to Do Good When You Feel You Can't Make a Difference
Trying to figure out how to do good in the face of the latest catastrophe? Here's how you can help today — and tomorrow.
010
Miranda Marquit @mirandamarquit.bsky.social · 15/09/2026
Frustrated because you never seem to have the money for the things you want?
mirandamarquit.gumroad.com
How to Set Your Financial Priorities: Direct Your Money Resources and Design the Life You Want
Frustrated because you never seem to have the money for the things you want? Too often, we spend mindlessly, without checking to see with what we purchase aligns with our values. This ebook will take you step-by-step through understanding your "why" and figuring out how to prioritize your finances so your money resources are working for you. Includes brainstorming exercises and ideas for re-learning how to think about your money.
000
Miranda Marquit @mirandamarquit.bsky.social · 15/09/2026
You don’t HAVE to quit your 9-to-5 to have a good life and build wealth.
itdoesntmakecents.substack.com
It’s ok to keep your 9-to-5
Full-time entrepreneurship isn’t for everyone
000
Miranda Marquit @mirandamarquit.bsky.social · 15/09/2026
Do you have a plan for what happens to your freelance business when you die?
mirandamarquit.com
What Happens to Your Freelance Business When You Die?
Understand what happens to your freelance business when you die and what you should do to protect your family's income.
000
Miranda Marquit @mirandamarquit.bsky.social · 14/09/2026
Do you wish you could travel more? Do your finances get in the way of seeing more of the world?
mirandamarquit.gumroad.com
How to Create a Travel Fund: Your Guide to Seeing More of the World
Do you wish you could travel more? Do your finances get in the way of seeing more of the world? A travel fund can help you create an ongoing source of money to use for adventures. Here's what you need to know about setting up, building, and maintaining a travel fund.
010
Miranda Marquit @mirandamarquit.bsky.social · 14/09/2026
Are you destroying Western civilization if you don't procreate?
itdoesntmakecents.substack.com
Having children? In THIS economy?
Are you destroying Western civilization if you don't procreate?
000
Miranda Marquit @mirandamarquit.bsky.social · 14/09/2026
As a home business owner, you should consider life insurance and how it can help your family replace your income.
mirandamarquit.com
Life Insurance for Home Business Owners: What You Need to Protect
Don't forget life insurance if your a business owner. Choosing the right coverage can protect your family if they lose you.
000
Miranda Marquit @mirandamarquit.bsky.social · 11/09/2026
We'll guide you through the next steps so you can replace your day job with the freedom and flexibility of freelancing.
freelanceacademy.gumroad.com
Intermediate Freelance Writing Course: Turn Your Writing Side Hustle into a Freelance Business
This course will take you to the next level if you've already started earning money as a freelance writer. We'll guide you through the next steps so you can replace your day job with the freedom and flexibility of freelancing.Module 1: How to run your business like a businessCreating contracts (we've got a template for you)Manage your taxesMake sure you get paid – including tips for making it a seamless transactionModule 2: What editors wantSetting the right goals as a freelancerWhen to push back on client requests (and how to do it without losing the gig)Real-life examples of how to deal with tricky client situationsTips for setting health boundariesYour complete guide to pitchingHow to protect yourselfModule 3: Transition to writing full-timeJuggling your freelancing with a jobHow to know when it's time to go full-timePractical tips for making the transition as smooth as possibleModule 4: Interviewing sourcesHow to handle different types of interviewsUnderstanding what makes a good sourceTools for recording and transcribing interviewsBest practices to follow when interviewing sourcesModule 5: Maximizing your incomeUsing expertise and niches to boost your ratesEstablishing good habits to better leverage your timeOvercoming writer's blockManaging productivity, so you're at your peak more oftenReal-life scenarios and examples of how to effectively raise your freelance ratesModule 6: Useful freelance business toolsUse this module to learn more about the tools available to improve your productivity and make your life easier as you manage your freelance business.
000
Miranda Marquit @mirandamarquit.bsky.social · 11/09/2026
Are you destroying Western civilization if you don't procreate?
itdoesntmakecents.substack.com
Having children? In THIS economy?
Are you destroying Western civilization if you don't procreate?
000
Miranda Marquit @mirandamarquit.bsky.social · 11/09/2026
Are you making investing more complex than it needs to be? Let's simplify.
mirandamarquit.com
Does Investing Really Need to Be Complex?
One of the reasons people don't get involved with investing is because they make it more complex than it has to be.
000
Miranda Marquit @mirandamarquit.bsky.social · 10/09/2026
Here's what you need to know about setting up, building, and maintaining a travel fund.
mirandamarquit.gumroad.com
How to Create a Travel Fund: Your Guide to Seeing More of the World
Do you wish you could travel more? Do your finances get in the way of seeing more of the world? A travel fund can help you create an ongoing source of money to use for adventures. Here's what you need to know about setting up, building, and maintaining a travel fund.
000
Miranda Marquit @mirandamarquit.bsky.social · 10/09/2026
You don’t HAVE to quit your 9-to-5 to have a good life and build wealth.
itdoesntmakecents.substack.com
It’s ok to keep your 9-to-5
Full-time entrepreneurship isn’t for everyone
000