For many years, I've used a spreadsheet to plan my annual budget and keep track of my personal finances. My latest side project is a long-overdue upgrade! Longhand Budget is a privacy-first personal budgeting and financial-planning web app: www.longhandbudget.com
longhandbudget.com
Longhand Budget — private budgeting, no bank sync
Track income, expenses, and savings in your browser — no bank sync, no account required, your data stays on your device.