iiinova — where your digital self keeps evolving

Julian Bond Institute @julianbondinst.bsky.social · 02/10/2026

New interactive map: “The Cost of Payday Loan Apps in Your State” Find the high costs of payday loan apps in your state and download a factsheet for each state: loom.ly/a4HGhig #PaydayLoanApps #StopTheDebtTrap

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Julian Bond Institute @julianbondinst.bsky.social · 30/09/2026

We are excited to share the first paper as part of the JBI Research Fellows program, which supports original research by scholars whose work advances the institute’s mission of illuminating financial market inequities facing communities of color. loom.ly/gghuSnw

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Julian Bond Institute @julianbondinst.bsky.social · 22/09/2026

By 2050 the communities with the highest entrepreneurial ambition will be the majority of this country. Former JBI President Mitria Wilson-Spotser talks with Shannan Herbert, CEO & President WACIF about what will it take to meet this moment head-on. #JBIViewpoint #2050Survey loom.ly/g50EQYM

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Julian Bond Institute @julianbondinst.bsky.social · 21/09/2026

NEW Viewpoint podcast dropping tomorrow - Meet JBI Research Advisor Shannan Herbert, CEO & President WACIF. In tomorrow's episode she will join former JBI President Mitria Wilson-Spotser to discuss results from JBI's #2050Survey: Ambition Without Access. #JBIViewpoint

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Julian Bond Institute @julianbondinst.bsky.social · 21/09/2026

This Hispanic Heritage Month, we're highlighting what the Julian Bond Institute's 2050 Survey reveals about young Hispanic Americans' financial aspirations and the barriers that can stand in their way. What they lack is not ambition. It is access. Learn more: loom.ly/uyGZMQ0

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Julian Bond Institute @julianbondinst.bsky.social · 17/09/2026

As a complement to our new report on Atlanta's Westside, we're sharing this new community brief for local stakeholders working on the frontlines of Westside's economic future. Download to see key findings, lessons, and what we can do together. loom.ly/yPAZYSA

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Reposted by Julian Bond Institute

Center for Responsible Lending @crlonline.bsky.social · 15/09/2026

New CRL & NAACP joint policy brief: How Payday Loan Apps Target Communities of Color — and How to Avoid Them. These apps are marketed as a modern fix for today's affordability crisis, but they recreate the same #DebtTraps as traditional payday lending. loom.ly/Qx-pxLY

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Julian Bond Institute @julianbondinst.bsky.social · 09/09/2026

We talked to residents of Atlanta’s Westside neighborhood about the need for tailored, holistic, and community-informed solutions to access financial security and wealth building. The findings serve as a national model for providing more inclusive access. Read more at loom.ly/1DOqZ1I

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Julian Bond Institute @julianbondinst.bsky.social · 08/09/2026

#JBIAdvisoryCouncil Spotlight: Meet Elba Serrano, who advocates for economic and social justice in East Los Angeles as Director of Community Wealth & Services with East LA Community Corporation. #AffordableHousing #FinancialCoaching

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Julian Bond Institute @julianbondinst.bsky.social · 01/09/2026

Watch the newest episode of JBI's podcast, the Viewpoint, where we discuss #BuyNowPayLater and the credit reporting agencies with JP Morgan's Makada Henry-Nickie. Subscribe on your podcast platform: loom.ly/IosXcm4 #BNPL #JBIViewpoint

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Julian Bond Institute @julianbondinst.bsky.social · 31/08/2026

New podcast episode drops TOMORROW: JBI's Sara Weiss discusses #BuyNowPayLater and the credit reporting agencies with JP Morgan's Makada Henry-Nickie. Watch a sneak peek today! #BNPL #JBIViewpoint

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Julian Bond Institute @julianbondinst.bsky.social · 28/08/2026

Watch a sneak peek of our next podcast episode! JBI's Sara Weiss discusses #BuyNowPayLater and the credit reporting agencies with JP Morgan Chase's Makada Henry-Nickie. #BNPL #JBIViewpoint

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Julian Bond Institute @julianbondinst.bsky.social · 30/07/2026

Crystal German, new president of Julian Bond Institute “Crystal’s decades of experience advancing inclusive economic opportunity and managing critical programs as well as her financial business expertise make her a perfect fit to lead JBI,” said CRL President Mike Calhoun. loom.ly/J7rWulU

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Julian Bond Institute @julianbondinst.bsky.social · 14/07/2026

Excited to speak at the NAACP National Convention on building pathways to wealth and protecting families from predatory lending. 📅 July 18 | 🕑 2–3:15 PM 📍 In the Hub Join us! @crlonline.bsky.social @naacp.org #NAACPConvention #FinancialJustice #NAACPConvention #FinancialJustice #EconomicJustice

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Julian Bond Institute @julianbondinst.bsky.social · 09/07/2026

Many student loan borrowers are financially strained, and policy changes will make it harder to keep up. Read the new JBI policy brief at loom.ly/-Uhci48

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Reposted by Julian Bond Institute

Public News Service @publicnewsservice.bsky.social · 01/07/2026

New report from @crlonline.bsky.social: 77% of Black Gen Z and 70% of Latino Gen Z want to build generational wealth — despite facing steep barriers to do it. 23% of Black millennials own homes vs. 51% of white millennials. Black Gen Z is 3x more likely to have used a payday loan app. #WealthGap

app.publicnewsservice.org

Report: Why are young people of color locked out of wealth building?

A new national report showed young Black and Latino Floridians want to own homes, start businesses and build wealth for their families at rates matching or exceeding their white peers

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Julian Bond Institute @julianbondinst.bsky.social · 01/07/2026

The racial wealth gap is not a relic. It is being reproduced—right now, in the financial lives of the youngest generation of Americans. www.julianbondinstitute.org/2050-su…

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Julian Bond Institute @julianbondinst.bsky.social · 04/06/2026

"The story of these findings is SO resonant with what we see in our day-to-day work," Anne Leland of Exodus Lending on the results of the new JBI survey on race, generation, and the barriers to wealth building in America: www.julianbondinstitute.org/2050-su…

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Julian Bond Institute @julianbondinst.bsky.social · 03/06/2026

In a recent webinar, Laura Arce, @weareunidosus.bsky.social, talked about her favorite findings in the new JBI survey, Ambition Without Access. Check out the report: bit.ly/3PGxwyl #AmbitionWithoutAccess #FinancialFairness #WealthGap

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Julian Bond Institute @julianbondinst.bsky.social · 29/05/2026

Thank you to everyone who joined our Ambition Without Access webinar. Special thanks to Keisha D. B. (NAACP), Laura V. Arce (UnidosUS), Ashley Thomas III (NAREB), and Anne Leland (Exodus Lending) for a powerful discussion. Explore the data: lnkd.in/eNtT4XCr #EconomicJustice #AmbitionWithoutAccess

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Julian Bond Institute @julianbondinst.bsky.social · 19/05/2026

ICYMI - Recently we released Ambition Without Access — the first nationally representative survey of financial experiences and aspirations at the intersection of race and generation. Dig into the data: www.julianbondinstitute.org/2050-survey #WealthBuilding #JBI2050

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Julian Bond Institute @julianbondinst.bsky.social · 15/05/2026

Highlights from yesterday's #JBI2050 Webinar: "The mainstream financial industry created this environment that has allowed FinTech non-bank predatory lending to flourish today due to the historical and current discriminatory practices..." - Anne Leland @ExodusLending.

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Julian Bond Institute @julianbondinst.bsky.social · 14/05/2026

And join us this afternoon for a webinar where panelists from NAACP, @weareunidosus.bsky.social, NAREB, Exodus Lending, and @crlonline.bsky.social will dig into the data for a cross-community conversation on policy and practice. bit.ly/jbi0514

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Julian Bond Institute @julianbondinst.bsky.social · 14/05/2026

Today we release Ambition Without Access — the first nationally representative survey of financial experiences and aspirations at the intersection of race and generation. julianbondinstitute.org/2050-survey 5,269 Americans. Four racial groups. Four generations. Here’s what we found. 🧵 ↓

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Julian Bond Institute @julianbondinst.bsky.social · 12/05/2026

Just 2 days left to register for the webinar introducing our latest research! Space is limited - bit.ly/jbi0514 Our panel of experts will feature Keisha D Bross, NAACP, along with leaders from NAREB, @weareunidosus.bsky.social and Exodus Lending.

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Julian Bond Institute @julianbondinst.bsky.social · 12/05/2026

Just 2 days left to register for the webinar introducing our latest research! Space is limited - Register now! bit.ly/jbi0514 Our panel of experts will feature Laura Arce @weareunidosus.bsky.social, along with leaders from NAREB, NAACP and Exodus Lending.

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Julian Bond Institute @julianbondinst.bsky.social · 12/05/2026

Just 2 days left to register for the webinar introducing our latest research! Space is limited - Register now! bit.ly/jbi0514 Our panel of experts will feature Anne Leland ExodusLending, along with leaders from NAREB, NAACP and @weareunidosus.bsky.social.

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Julian Bond Institute @julianbondinst.bsky.social · 12/05/2026

Just 2 days left to register for the webinar introducing our latest research! Space is limited - bit.ly/jbi0514 Our panel of experts will feature Ashley Thomas III, NAREB, along with leaders from NAACP @weareunidosus.bsky.social and Exodus Lending.

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Reposted by Julian Bond Institute

Julian Bond Institute @julianbondinst.bsky.social · 05/05/2026

Save the Date! JBI will host a cross-community conversation to accompany our first major report: "Ambition Without Access: Race, Generation, and the Barriers to Wealth Building in America." #JBI2050 Register now: bit.ly/jbi0514

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Julian Bond Institute @julianbondinst.bsky.social · 08/05/2026

The racial wealth gap is not a relic. It is being reproduced in the financial lives of the youngest generation of Americans. Next Thursday's webinar will explore race, generation, and the barriers to wealth building in America. Don't miss out - Join us! bit.ly/jbi0514 #WealthBuilding #JBI2050

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Julian Bond Institute @julianbondinst.bsky.social · 07/05/2026

Our May 14th webinar will introduce data from our latest research and will have a powerful list of speakers: Keisha D Bross, NAACP, Laura Arce @weareunidosus.bsky.social, Ashley Thomas III, NAREB, & Anne Leland, Exodus Lending. #WealthBuilding #JBI2050 Space is limited-Register now! bit.ly/jbi0514

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Julian Bond Institute @julianbondinst.bsky.social · 05/05/2026

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Julian Bond Institute @julianbondinst.bsky.social · 16/03/2026

Meet Dr. Luisa Blanco — development economist, JBI Fellow & Research Advisor, and Professor at Pepperdine University's School of Public Policy. Dr. Blanco studies the financial wellbeing of Latino and minority communities — from retirement planning to digital tools that build financial capability.

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Julian Bond Institute @julianbondinst.bsky.social · 12/03/2026

Have you seen the first episode of our new podcast yet? Watch 'Forward in the Struggle' today and subscribe to our YouTube channel to be the first to get each new episode! #TheViewpoint loom.ly/6Kf0-qg

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Julian Bond Institute @julianbondinst.bsky.social · 11/03/2026

Watch Episode 1 of The Viewpoint: Forward in the Struggle featuring host Wade Henderson and special guest, Pam Horowitz, civil rights attorney, @splcenter.org board member, and widow of Julian Bond. www.youtube.com/watch?v=Ht5a...

youtube.com

The Viewpoint Episode 1: Forward in the Struggle

YouTube video by JulianBondInstitute for Financial Equity Research

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Julian Bond Institute @julianbondinst.bsky.social · 09/03/2026

This Wednesday, join CRL's Board Vice Chair and esteemed civil rights leader, Mr. Wade Henderson, as he hosts fellow esteemed civil rights activist, attorney, and Julian Bond's widow, Mrs. Pamela Horowitz, to discuss Julian's legacy. Subscribe now! loom.ly/6Kf0-qg

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Julian Bond Institute @julianbondinst.bsky.social · 26/02/2026

The JBI Research Advisory Council's goal is to inform policymakers, business leaders, and community organizations on how to create policies that allow families and communities to build financial resilience and wealth.

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Julian Bond Institute @julianbondinst.bsky.social · 25/02/2026

The Research Advisory Council meets on a regular basis to brainstorm and develop new strategies in key research areas. Our most recent gathering focused on steps to combat the affordability crisis.

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Julian Bond Institute @julianbondinst.bsky.social · 24/02/2026

One core component of the Institute is a new research advisory council to support research design, development, and prioritization. The council has a broad membership of academics, community members, and representatives from diverse institutions.

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Julian Bond Institute @julianbondinst.bsky.social · 20/02/2026

On April 28, 2025, in Washington, DC, we honored the memory of Julian Bond and the lessons that his tremendous life of service taught us. @howard.edu @princeton.edu

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Julian Bond Institute @julianbondinst.bsky.social · 19/02/2026

On April 28, 2025, in Washington, DC, we honored the memory of Julian Bond and the lessons that his tremendous life of service taught us.

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Julian Bond Institute @julianbondinst.bsky.social · 18/02/2026

JBI’s mission is to conduct research that elevates the financial needs, challenges, and opportunities presented by our increasingly diverse nation to effectively design a financial market for the future. julianbondinstitute.org

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Julian Bond Institute @julianbondinst.bsky.social · 17/02/2026

Embodying Julian Bond’s commitment to economic justice, the Julian Bond Institute aims to increase financial security and equity for everyone. Learn more and find out how you can become involved at julianbondinstitute.org.

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