This is what Bruce Schneier has been saying for a long time: the insurance industry will (or should) govern cybersecurity. cosocial.ca/@mhoye/1173385756056369…
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mhoye (@mhoye@cosocial.ca)
I feel like we've collectively forgotten how much safer food and cars and basically everything else gets, and how fast that happens, as soon as there's real liability involved.
Because strict liability is how you align the incentives of corporate behaviour with the general public good, and aligned incentives are magic.
https://www.nytimes.com/2026/09/25/technology/openais-ai-us-government-websites.html