iiinova — where your digital self keeps evolving

Jeremiah @ ILF @jeremiah.interledger.social.ap.brid.gy · 16/10/2026

Jessica Thurlbourn Swann, Communications Director at @Interledger, surveyed the audience throughout the conference One common theme: People need to receive money in a way that is usable to them. Miguel from miPlata: ~”You can’t buy groceries with a […] [Original post on interledger.social]

Jessica taking a bow on stage in a beautiful green dress with floral print.

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Jeremiah @ ILF @jeremiah.interledger.social.ap.brid.gy · 16/10/2026

Access was just the seed. Sign the Beyond Access commitment to participate, to share, to design for people, to build bridges, and to give visibility. beyondaccess.co/compromiso/?ref=act… #BeyondAccess #DFI

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Jeremiah @ ILF @jeremiah.interledger.social.ap.brid.gy · 16/10/2026

Briana Marbury, President & CEO of @Interledger shared closing remarks. The tech is here. The public infrastructure is live and expanding. The challenge now is aligning policy, building with people on the ground, and creating a culture of trust. #BeyondAccess #DFI

Briana presenting from lectern with banner and slide on large screen in background. Text: Beyond Access supported by Interledger Foundation

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Jeremiah @ ILF @jeremiah.interledger.social.ap.brid.gy · 16/10/2026

Andrej Završnik, CTO of Fliqa: Fliqa wants to use a similar approach for cross-border payments. It is experimenting with adding Interledger and Open Payment technologies to its merchant products. fliqa.io/?ref=activitypub #BeyondAccess #DFI

Andrej presenting on stage in front of a large screen. Slide text: Interledger's open technology is designed specifically to connect fragmented payment systems.

Why Interledger:
1. Interoperable: The Interledger Protocol lets different payment networks talk to each other. No single network, country or intermediary is the bottleneck.
2. Open: Open Payments is an open API standard. Any account provider that implements it gives users a wallet address - a payment pointer - that can send and receive.
3. Inclusive: Low-cost rails that reach small businesses, micro-entrepreneurs and underserved communities, not only the already well served.

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Jeremiah @ ILF @jeremiah.interledger.social.ap.brid.gy · 16/10/2026

Nina Strajnar, co-founder of Fliqa: Fliqa is a payment initiation service provider (PISP) in the EU. It enables merchants to integrate one API to do instant, inexpensive bank-to-bank payments. Great regulation—EU Payment Services Directive (PSD2) and […] [Original post on interledger.social]

Nina presenting on stage in front of large screen. Side text: Fliqa. What we do. One API to the banks of Europe. Banks expose open banking APIs that aren't standardised. Fliqa connects to them and turns them into one interface, so a business integrates once instead of bank by bank.

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Jeremiah @ ILF @jeremiah.interledger.social.ap.brid.gy · 16/10/2026

Fernando: Money now can move instantly at the same increment of consumption. There is an opportunity to further expand access to services with an additional payment model. “Payments should adapt to people.” “Electronic money will win by doing what cash […] [Original post on interledger.social]

Fernando on stage. Slide text: From the month to the minute. A square is a month on the left. A rectangle of many small squares grouped to represent the number of minutes in a month on the left.

Fernando standing in stage. Text: Why sell by the minute? Today, that person isn’t buying less. They simply aren’t buying at all.

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Jeremiah @ ILF @jeremiah.interledger.social.ap.brid.gy · 16/10/2026

Fernando Almiñana, cofounder of Wallet Guru: Postpaid service shuts out people who can’t get credit. ~“Prepaid service put cell phones in the hands of millions of people who couldn’t get a contract.” In Colombia, millions prepay for water and electricity […] [Original post on interledger.social]

Fernando presents on stage in front of a large screen The background features a map with network lines. Text: First came the information. Now it's the money's turn. Instant Programmable Better and less expensive.

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Jeremiah @ ILF @jeremiah.interledger.social.ap.brid.gy · 16/10/2026

If the story of communities building financial infrastructure for themselves in places big banks don’t serve is of interest to you, check out the documentary The People’s Code peoplescode.mx/?ref=activitypub #BeyondAccess #DFI

3 women in traditional Mexicane attire, with vibrant floral decorations in their hair. One woman is applying lip color to another while a third woman watches. The background is a softly lit outdoor setting. Text: The People’s Code

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Jeremiah @ ILF @jeremiah.interledger.social.ap.brid.gy · 16/10/2026

The big banks in México don’t have branches in rural areas, so farmers formed their own cooperative banks. Cámara de la Gente is working to digitally connect them to each other and then to connect them with SPEI, Banco de México’s real-time gross […] [Original post on interledger.social]

Roberto on stage in front of a slide with text: An open infrastructure for inclusion without borders with local partners and services that respond to each community.

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Jeremiah @ ILF @jeremiah.interledger.social.ap.brid.gy · 16/10/2026

Roberto Valdavinos of Cámara de la Gente (People’s Clearinghouse) said a remittance payment can activate the economy of a community when the money is sent to a bank account instead of withdrawn as cash from a money transfer service. A remittance payment […] [Original post on interledger.social]

Roberto presenting on stage, highlighting with a circular diagram describing the cycle mentioned in this post

Roberto in front of a presentation slide showing the cycle described in the post as a timeline.

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Jeremiah @ ILF @jeremiah.interledger.social.ap.brid.gy · 15/10/2026

Miguel: 10% of Latines in the US lack access to banking services. They cannot receive direct deposits. 30% of the Latin American population lacks access to banking services or has limited access. ~60% of remittances are sent in cash. Annual volume of U […] [Original post on interledger.social]

Miguel on stage in front of screen with the text of the post above presented.

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Jeremiah @ ILF @jeremiah.interledger.social.ap.brid.gy · 15/10/2026

Miguel Alecio, CEO and founder of miPlata, shared his journey of creating a financial service to help workers in the US get paid faster by partnering with payroll providers and employers. miPlata not only made sending money faster and cheaper for workers […] [Original post on interledger.social]

Miguel presents on stage in front of a screen displaying information about global payment solutions. The screen shows text: global account. Payments as a local. Logos of supported networks include FedNow, SPEI, Bre-B, Pix, SEPA

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Jeremiah @ ILF @jeremiah.interledger.social.ap.brid.gy · 15/10/2026

Max Kurapov, engineering manager at @Interledger, unveiled Rhyza, the new name and major release of Rafiki, the reference implementation for Open Payments and Interledger Protocol. It now uses a microservice and event-driven architecture to allow […] [Original post on interledger.social]

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Jeremiah @ ILF @jeremiah.interledger.social.ap.brid.gy · 15/10/2026

Carlos Agudelo, CEO of Wava, said LatAm countries are making great progress with their domestic digital payment infrastructure, but a lack of interoperability limits their usefulness and the economic growth of the region. Fortunately, both private and […] [Original post on interledger.social]

Carlos presenting on stage, discussing regional collaboration between Colombia and Peru. A background slide features a map of Latin America, highlighting various countries and corridors.

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Jeremiah @ ILF @jeremiah.interledger.social.ap.brid.gy · 15/10/2026

Puntored: 1. The correspondents make digital services accessible. For those who live by cash, a wallet works because there is a service point nearby. 2. 80% of customers gained initial access, but 43% would not withstand a financial emergency. 3. The […] [Original post on interledger.social]

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Jeremiah @ ILF @jeremiah.interledger.social.ap.brid.gy · 15/10/2026

76% of Puntored customers say the local correspondents create trust. The result is that people use digital wallets more, even when cash still dominates in Colombia. This trust and conversation caused more people to also use insurance and micro lending. #BeyondAccess

A presenter on stage in front of a large display showing a statistic about financial inclusion, stating that 80% lacked access to products like digital wallets.

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Jeremiah @ ILF @jeremiah.interledger.social.ap.brid.gy · 15/10/2026

Andrés Cubillos and Diego Hernández of Puntored shared how digital wallets must meet people where they are. It modernized the bank branch for digital wallet providers. No stuffy decor with long lines, but 24,000 locations with humans who speak like “real […] [Original post on interledger.social]

Presenter on stage in front of a large screen displaying statistics related to cash usage and digital wallets. The screen features an image of a woman smiling and holding cash, along with various data points. 65% of users are women, average age 37, 56% of households with an income above 2 million COP, 81% use their wallet
weekly, using for 3–5 years.

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Jeremiah @ ILF @jeremiah.interledger.social.ap.brid.gy · 15/10/2026

Ramón Escobar of This Week in Fintech: 1. Access is just the beginning. Having access doesn't mean finding it useful. Usefulness changes the frequency of use. 2. When the benefit outweighs the friction, we start repeating. 3. Collaboration creates new […] [Original post on interledger.social]

Ramón Escobar presenting on stage in front of a screen displaying the title "Más allá del acceso”. He holds a microphone and gestures while wearing a cap and jacket.

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Jeremiah @ ILF @jeremiah.interledger.social.ap.brid.gy · 15/10/2026

Carolina Gomez bringing the ❤️‍🔥 in the first session on the aligned economic incentives between fintechs wanting to compete to the reduce payments profit margin (twice as high in Colombia compared to top world economies) and better serve people big banks have not prioritized. #BeyondAccess #DFI

Two women speaking on stage. Behind them, a slide displays the text "Tendencias Globales y Oportunidades para Colombia" along with a QR code labeled "Informe FIND."

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Jeremiah @ ILF @jeremiah.interledger.social.ap.brid.gy · 15/10/2026

Marian Villa of @Interledger kicking off #BeyondAccess in Medellin, Colombia. Access to financial services is just the start of digital financial inclusion. People working in LatAm will share their work in progress today. #DFI

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Jeremiah @ ILF @jeremiah.interledger.social.ap.brid.gy · 31/01/2026

Last year at #FOSDEM, I met with @pfefferle about hooks in @activitypub.blog in order for @Interledger’s Web Monetization plugin to add wallet addresses to profiles and posts. A year later, it’s reality! 🙌 wordpress.org/plugins/interledger-w… #WebMonetization

Mattias on stage at FOSDEM. Slide titled "hooks actions and filters" on the screen.

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Jeremiah @ ILF @jeremiah.interledger.social.ap.brid.gy · 06/11/2025

First up, Stefan Thomas talking about liquidity at the @Interledger Summit. #ILFSummit25

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