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Housing Affordability Institute

@housing-inst.bsky.social
79 followers 22 following 404 posts

Housing policy research & insight from the industry's perspective. Advancing homeownership through better policies. www.housingaffordabilityinstitute.o…

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Housing Affordability Institute @housing-inst.bsky.social · 02/10/2026
MD Gov. Moore Signs Orders To Address Housing Shortage www.wcbcradio.com/news/governo...
wcbcradio.com
Governor Signs Orders To Address Housing Shortage – WCBC Radio
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Housing Affordability Institute @housing-inst.bsky.social · 01/10/2026
There are alternatives to impact fees. Municipal Utility Districts are one such alternative. How MUDs keep Texas housing affordable. www.bizjournals.com/houston/news...
bizjournals.com
How MUDs keep Texas housing affordable - Houston Business Journal
Texas has long distinguished itself from other high-growth states by maintaining a housing market that remains comparatively attainable. That advantage, however, depends on more than available land or...
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Housing Affordability Institute @housing-inst.bsky.social · 30/09/2026
Must-read from Pew: The Housing Shortage Is a Major Driver of Poverty www.pew.org/en/research-...
pew.org
The Housing Shortage Is a Major Driver of Poverty
Housing costs are usually the largest item in a household’s budget and can determine a family’s financial stability.
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Housing Affordability Institute @housing-inst.bsky.social · 29/09/2026
Tariffs, Rates, And A Housing Shortage: Why The Housing Market Is Struggling www.forbes.com/sites/mikepa...
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Housing Affordability Institute @housing-inst.bsky.social · 28/09/2026
Join us on Wednesday, Oct. 14 at 1 p.m. CT for a webinar related to our upcoming release, "Unlocking New Homeownership Opportunities: Reforms to Expand Homeownership Supply and Increase Affordability" www.housingaffordabilityinstitute.org/webinar-unlo...
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Housing Affordability Institute @housing-inst.bsky.social · 25/09/2026
It is September of a midterm election year. Inflation remains a problem. Mortgage rates are up. The housing market shows signs of slowing Sound familiar? Maybe, but a lot has changed since 2022. www.housingaffordabilityinstitute.org/midterms-rat...
housingaffordabilityinstitute.org
Commentary: Midterms, Rates, and Inventory
It is September of a midterm election year. Inflation remains a problem. Mortgage rates are back around 7%.
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Housing Affordability Institute @housing-inst.bsky.social · 24/09/2026
Massachusetts Is Bringing Zoning Reform Directly to State Voters www.governing.com/urban/for-th...
governing.com
For the First Time, Zoning Reform Goes Directly to State Voters
Massachusetts voters will decide whether to allow single-family homes on smaller lots. Supporters hope that a successful measure will demonstrate broad support for more pro-housing policies in the sta...
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Housing Affordability Institute @housing-inst.bsky.social · 23/09/2026
Kentucky Chamber of Commerce urges lawmakers to act on housing shortage www.lex18.com/news/coverin...
lex18.com
Kentucky chamber urges lawmakers to act on housing shortage
The Kentucky Chamber of Commerce told state lawmakers the state's housing shortage has not improved — and the group is urging action before the problem grows further.
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Housing Affordability Institute @housing-inst.bsky.social · 22/09/2026
Housing affordability emerges as a key issue in Michigan elections www.thecentersquare.com/michigan/art...
thecentersquare.com
Housing affordability emerges as key Michigan election issue
(The Center Square) – As Election Day approaches, housing affordability and policy are likely to be key issues for Michigan voters.
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Housing Affordability Institute @housing-inst.bsky.social · 21/09/2026
(Existing) Housing inventory is growing. Does that mean we no longer have a housing shortage? Absolutely not. Housing supply is not housing inventory. www.housingaffordabilityinstitute.org/policy-cente...
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Housing Affordability Institute @housing-inst.bsky.social · 18/09/2026
Federal Housing Law’s Architects Say Cities Must Now Step Up To Implement Reforms www.realtor.com/news/real-es...
realtor.com
Federal Housing Law's Architects Say Cities Must Now Step Up To Implement Reforms
Architects of the largest housing bill in 30 years worry about its implementation and the housing affordability subjects it didn't address.
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Housing Affordability Institute @housing-inst.bsky.social · 16/09/2026
Building for Growth: Tackling America’s Housing Shortage - US Chamber ramps up action on housing www.uschamber.com/housing/buil...
uschamber.com
Building for Growth: Tackling America’s Housing Shortage
Leaders unite at the 2026 U.S. Chamber Housing Summit to address America's housing crisis through legislation, workforce investment & capital.
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Housing Affordability Institute @housing-inst.bsky.social · 15/09/2026
Michigan gubernatorial candidates talk housing: www.michiganpublic.org/politics-gov...
michiganpublic.org
Leading gubernatorial candidates, both pursuing housing affordability, suggest different routes
Asked for his plan to make new homes cheaper, Republican John James leaned into deregulation. Democrat Jocelyn Benson said she prefers cutting costs by expanding tax credits for first-time homebuyers.
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Housing Affordability Institute @housing-inst.bsky.social · 14/09/2026
"This is most obviously true in the case of the housing crisis—perhaps the biggest obstacle to opportunity for the poor and disadvantaged in the United States today. And exclusionary zoning is the biggest cause of that crisis." www.cato.org/commentary/p...
cato.org
Private Property: For Abundance and Diversity
The right to hold and use property enriches and protects us all.
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Housing Affordability Institute @housing-inst.bsky.social · 10/09/2026
Lawsuit fallout could shrink California CEQA barriers to housing www.housingwire.com/articles/mid...
housingwire.com
Lawsuit fallout could shrink California CEQA barriers to housing
Newsom is weighing SB 344 and SB 958, proposals that could limit CEQA lawsuits and reduce delays for housing, including infill projects.
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Housing Affordability Institute @housing-inst.bsky.social · 09/09/2026
"They say that includes excessive regulatory layers, redundant reviews, and overlapping procedures. They are asking lawmakers to simplify the process." - Housing Group Outlines Fix for New Mexico Housing Shortage www.krqe.com/news/new-mex...
krqe.com
Housing group outlines fixes to New Mexico’s housing shortage
NEW MEXICO (KRQE) — New Mexico needs 58,000 homes to eliminate a statewide housing shortage and industry leaders are pressing lawmakers to help clear the development bottleneck, or face a futu…
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Housing Affordability Institute @housing-inst.bsky.social · 08/09/2026
Affordability is Everywhere - Mackinac Center Podcast highlights Housing Affordability Institute research www.mackinac.org/podcasts/the...
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Housing Affordability Institute @housing-inst.bsky.social · 03/09/2026
"One thing that we've noticed is we have a housing shortage out here. There's no inventory," Elliott said. "There's not even housing available for our younger families to move here and grow." www.yahoo.com/news/article...
yahoo.com
New Toulon subdivision to address local housing shortage
Groundbreaking for the Toulon Ridge Subdivision took place on September 2, marking the beginning of a multi-phase residential project intended to address a local housing shortage in Stark County.
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Housing Affordability Institute @housing-inst.bsky.social · 02/09/2026
75% of US households can only afford a home priced below $300,000, while the median home is priced above $400,000. www.businessinsider.com/mortgage-rat...
businessinsider.com
Mortgage rates are rising, and nobody is moving: 10 stats illustrate the state of the US housing market
The housing market has been stuck in low gear since the buying spree of the pandemic. Apollo's top economist shows why that's not likely to change soon.
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Housing Affordability Institute @housing-inst.bsky.social · 01/09/2026
4 big wins that come with housing affordability thehill.com/opinion/fina...
thehill.com
4 big wins that come with housing affordability
While federal legislation like the 21st Century ROAD to Housing Act provides some relief, experts argue that local efforts to revitalize existing buildings and improve housing quality offer broader…
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Housing Affordability Institute @housing-inst.bsky.social · 31/08/2026
Discussing Building Code Reforms At CSG Midwest www.housingaffordabilityinstitute.org/discussing-b...
housingaffordabilityinstitute.org
Discussing Building Code Reforms
Housing Affordability Institute Executive Director Nick Erickson recently discussed the role of building codes in housing reform with state lawmakers at CSG Midwest’s Economic Development and Infrastr...
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Housing Affordability Institute @housing-inst.bsky.social · 28/08/2026
All too often, litigation is a necessary tool to get needed housing built. www.lpm.org/news/2026-08...
lpm.org
Prospect ordered to pay $36M to affordable housing developer
The decision by a Jefferson County jury clears the way for LDG to build the long-stalled affordable housing development in Prospect.
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Housing Affordability Institute @housing-inst.bsky.social · 26/08/2026
A new Texas law declaws neighborhood groups that oppose housing projects www.texastribune.org/2026/08/26/t...
texastribune.org
Texas law that declaws NIMBYs is resurrecting housing projects
Lawmakers gutted an old state law that required a city council supermajority to approve a new housing development if neighbors petitioned the proposal.
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Reposted by Housing Affordability Institute
M. Nolan Gray 🥑 @mnolangray.bsky.social · 25/08/2026
A study funded by the proprietary building code industry finds that building codes are just fine and there's nothing to see here, please move along! www.housingwire.com/articles/bui...
housingwire.com
Study Finds Building Codes Do Not Raise Home Prices
Study of 2.7 million sales across 26 states finds code adoption did not raise prices consistently, and resilience can cut long-run costs.
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Housing Affordability Institute @housing-inst.bsky.social · 25/08/2026
What can the government do to lower mortgage rates? www.housingwire.com/articles/wha...
housingwire.com
What can the government do to lower mortgage rates?
Mortgage spreads fell to 1.96% and kept rates under 7%, but Iran conflict risk and Fed hawkishness left the 10-year yield near yearly highs.
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Housing Affordability Institute @housing-inst.bsky.social · 24/08/2026
Utah Needs More Housing. The Army Corps Shut Down 265 New Homes Because of a Small Ditch. - @reason.com reason.com/2026/08/21/u...
reason.com
Utah needs more housing. The Army Corps shut down 265 new homes because of a ditch.
Despite the Supreme Court's best efforts to rein them in, federal regulators continue to abuse their authority under the Clean Water Act.
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Housing Affordability Institute @housing-inst.bsky.social · 21/08/2026
Gen Z forced to rewrite the American Dream in the ‘Great Postponement’ fortune.com/2026/08/20/g...
fortune.com
Gen Z forced to rewrite the American Dream in the 'Great Postponement': Fixer-uppers, side hustles and doing life out of order | Fortune
Fixer-uppers, side hustles and delayed milestones are becoming part of a new path to adulthood as traditional routes get harder.
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Housing Affordability Institute @housing-inst.bsky.social · 20/08/2026
Must-read report from the American Consumer Institute on the role of housing in the context of America's affordability woes. www.theamericanconsumer.org/2026/08/repo...
theamericanconsumer.org
Report: The Role of Housing in the Affordability Crisis - The American Consumer Institute Center for Citizen Research
Arlington, VA—A new report from the American Consumer Institute (ACI) finds that the popular narrative of an affordability crisis in the United States is more complicated than commonly portrayed. Whil...
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Housing Affordability Institute @housing-inst.bsky.social · 19/08/2026
America’s Housing Shortage Just Got Worse www.newsweek.com/americas-hou...
newsweek.com
America’s housing shortage just got worse
Single-family housing starts fell to the lowest level in more than three years last month, as builders’ confidence remains muted.
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Housing Affordability Institute @housing-inst.bsky.social · 18/08/2026
Reaction: July Permits Up, Starts and Completions Drop www.housingaffordabilityinstitute.org/july-2026-ce...
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Housing Affordability Institute @housing-inst.bsky.social · 17/08/2026
What makes homeownership unaffordable? qz.com/homeownershi...
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Housing Affordability Institute @housing-inst.bsky.social · 14/08/2026
It’s becoming too expensive for most families to raise kids in many U.S. cities - Zillow www.zillow.com/news/its-bec...
zillow.com
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Housing Affordability Institute @housing-inst.bsky.social · 13/08/2026
Must-read from @cayimby.bsky.social: California Cities Wanted Free Affordable Housing. Turns Out There’s a Huge Cost. cayimby.org/blog/califor...
cayimby.org
California Cities Wanted Free Affordable Housing. Turns Out There’s a Huge Cost. - California YIMBY
More than a third of California cities and counties, including San Francisco, Los Angeles, San Diego and fast-growing suburbs like Dublin and Irvine, require private home builders to set aside a porti...
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Housing Affordability Institute @housing-inst.bsky.social · 12/08/2026
High rates + high home prices = Drop in home sales. www.npr.org/2026/08/11/n...
npr.org
Home sales fall in July amid high mortgage rates
The housing market is stuck in a slump. Sales of existing homes fell by 1.7% last month, even as the average selling price rose. High prices along with rising mortgage rates are putting a squeeze on a...
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Housing Affordability Institute @housing-inst.bsky.social · 11/08/2026
5 U.S. states where a starter home is still within reach qz.com/starter-home...
qz.com
5 most and least affordable states for first-time homebuyers in 2026
Buying a first home means different things depending on where you live. LendingTree found the share who can afford one ranges from 62% to 17%
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Housing Affordability Institute @housing-inst.bsky.social · 10/08/2026
The Overlooked Housing Crisis in Rural America via @thirdway.bsky.social www.thirdway.org/memo/the-ove...
thirdway.org
The Overlooked Housing Crisis in Rural America
Third Way is a national think tank and advocacy organization that champions moderate policy and political ideas. Our work on the center left acts as a critical bulwark against political extremism.
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Housing Affordability Institute @housing-inst.bsky.social · 07/08/2026
America's housing affordability challenges did not appear overnight. They are the result of years of underbuilding. www.housingaffordabilityinstitute.org/housing-prod...
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Housing Affordability Institute @housing-inst.bsky.social · 06/08/2026
"Compared with 20th-century norms, the U.S. is building astonishingly few homes, even as its population continues to grow. The result is a persistent housing shortage and record prices." www.theargumentmag.com/p/americas-e...
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Housing Affordability Institute @housing-inst.bsky.social · 05/08/2026
Housing shortage caused by red tape, not lack of capital, says former FHA head www.mpamag.com/us/specialty...
mpamag.com
Housing shortage caused by red tape, not lack of capital, says former FHA head
Cassidy says private capital is available, but unnecessary regulations are in the way of letting builders build
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Housing Affordability Institute @housing-inst.bsky.social · 04/08/2026
Using State Constitutions to Combat Exclusionary Zoning statecourtreport.org/our-work/ana...
statecourtreport.org
Using State Constitutions to Combat Exclusionary Zoning
The U.S. Constitution may not provide an immediate roadmap out of the nation’s housing shortage. But state constitutions can help.
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Housing Affordability Institute @housing-inst.bsky.social · 03/08/2026
"Every delay carries a real human cost, and the people filing these lawsuits rarely pay it." Must read on CEQA Reform via @calmatters.org calmatters.org/commentary/2...
calmatters.org
Opinion | How California voters can reform misused environmental law to boost needed projects
Proposition 45 offers reforms that retain environmental protections while speeding up approvals, an affordable housing advocate argues.
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Housing Affordability Institute @housing-inst.bsky.social · 30/07/2026
Indianapolis faces a housing shortage. Why is it so hard to build more? indianapolisrecorder.com/housing-shor...
indianapolisrecorder.com
Indianapolis faces a housing shortage. Why is it so hard to build more? - Indianapolis Recorder
There is an estimated housing shortage of between 4 and 7 million homes across the country, according to the Pew Research Center. That...
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Housing Affordability Institute @housing-inst.bsky.social · 29/07/2026
News from Australia that Americans can relate to: Red tape strangling efforts to tackle housing crisis www.canberratimes.com.au/story/931865...
canberratimes.com.au
Red tape strangling efforts to tackle housing crisis
Removing layers of rules and having the political will to stand up to NIMBYs are among a raft...
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Housing Affordability Institute @housing-inst.bsky.social · 28/07/2026
Great read on the "Build or Buy" reality of the housing shortage lawliberty.org/california-d...
lawliberty.org
California Dreaming – Christopher Calton
The housing crisis has presented California with a "build or bye" dilemma.
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Housing Affordability Institute @housing-inst.bsky.social · 27/07/2026
Michigan single-stair reforms signed into law www.housingwire.com/articles/whi...
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Housing Affordability Institute @housing-inst.bsky.social · 24/07/2026
Demand for housing is there, policy barriers stand in the way www.thecentersquare.com/national/art...
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Housing Affordability Institute @housing-inst.bsky.social · 23/07/2026
"The challenge is making it feasible to build. Loosening zoning rules, streamlining permitting and expanding access to financing would reduce the cost and uncertainty that hold construction back, turning available lots into much-needed homes." www.benzinga.com/real-estate/...
benzinga.com
America Has a 4.7 Million Home Shortage, but Zillow Says 300,000 Vacant Lots Sitting for Sale in These St
Zillow says building homes on 300,000 vacant lots could reduce the U.S. housing shortage by more than 6%.
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Housing Affordability Institute @housing-inst.bsky.social · 22/07/2026
Today via Housing Wire "For better building codes, a more deliberate course is overdue" An op-ed from @nserickson.bsky.social , our executive director. www.housingwire.com/articles/mod...
housingwire.com
Building Code Reform Needs Longer Cycles and More Scrutiny
The author urges evidence and cost analysis for model code changes, plus longer timelines so cities can evaluate how provisions work in practice.
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Housing Affordability Institute @housing-inst.bsky.social · 21/07/2026
Land Use & Zoning Reforms Are A Critical First Step, Not The Destination - Texas Edition www.kvue.com/article/news...
kvue.com
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Housing Affordability Institute @housing-inst.bsky.social · 20/07/2026
Housing costs is the top political issue for young voters www.cnbc.com/2026/07/19/h...
cnbc.com
Housing costs is the top political issue for young voters, CNBC survey finds
The cost of housing is the top priority for voters ages 18 to 34, besting food and healthcare cost concerns, the CNBC All-America Economic Survey found.
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