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FIRSA

@firsa.eu
125 followers 742 following 21 posts

Mapping FinTech trends and regulation in the European Union. www.firsa.eu

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FIRSA @firsa.eu · 15h
🎥 New FIRSA webinar What have we learned from regulatory sandboxes across Europe — and what could make them work better? A short presentation drawing on the FIRSA project’s research on sandbox design, regulatory learning, and coordination. Watch here 👇 www.youtube.com/watch?v=BBjd...
youtube.com
Lessons from European FinTech Sandboxes
YouTube video by FIRSA (MSCA-Horizon Project)
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Alfredo Hernandez Sanchez @alfredohs.com · 02/10/2026
I am super happy to see this paper finally out. We have a lot of research on how central bankers talk about inflation and growth were the stakes are clear. But what about something newer like FinTech? I explore this on a sample of speeches from the global north AND south. doi.org/10.1080/1356...
doi.org
Circumscribed disruption: FinTech narratives in central banking
The proliferation of financial technologies has sparked debate about their capacity to disrupt the political, regulatory, and monetary status quo. In policy discourse, FinTech is often framed as a ...
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FIRSA @firsa.eu · 13/09/2026
New FIRSA policy brief! 🏛️ Regulatory sandboxes are spreading across Europe, but their lessons are hard to compare and reuse. We propose a common reporting framework and joint thematic calls to turn experimentation into shared regulatory learning. dx.doi.org/10.2139/ssrn...
dx.doi.org
<div> Learning from Regulatory Sandboxes: A Common Reporting Framework and Joint Thematic Calls for European Innovation Facilitators </div>
<p>Regulatory sandboxes have expanded rapidly across Europe, but the evidence needed to assess and compare them remains limited. Drawing on eleven anonymised pr
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Alfredo Hernandez Sanchez @alfredohs.com · 09/09/2026
A great start to #ECPRGC26 in Kraków! Yesterday I co-chaired “The Political Economy of FinTech Disruptions” with Amy Verdun and presented a paper on central-bank narratives of fintech. Many thanks to Robert Csehi, the panellists and everyone who joined us!
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FIRSA @firsa.eu · 16/07/2026
New FIRSA preprint 📄 Why do some European regulators adopt FinTech sandboxes while others choose different tools? Choosing Not to Experiment finds that non-adoption follows a clearer institutional logic than adoption. Early comments welcome. doi.org/10.33774/aps...
doi.org
Choosing Not to Experiment: Regulatory Sandbox Adoption and Policy Instrument Choice in Europe
Regulatory sandboxes are widely read as signals of innovation-friendly financial regulation and as evidence of regulatory modernity. Yet only eleven of thirty EU and EEA jurisdictions operate one. Thi...
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Alfredo Hernandez Sanchez @alfredohs.com · 15/07/2026
For years, serious research presentations required an ugly LaTeX Beamer template. 🤮 Those days are over. 📊 I made a small AI skill for turning papers into Quarto and RevealJS presentations. Link to post below: alfredohs.com/blog/quarto_... #Quarto #RevealJS #AIAgents #AcademicTwitter
alfredohs.com
A Small Quarto Skill for Better Research Talks
A small, opinionated skill for turning papers and other source material into concise Quarto RevealJS presentations with AI coding agents.
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FIRSA @firsa.eu · 24/06/2026
🚨 New Tutorial! A practical walkthrough for deploying an R Shiny app on Google Cloud Run, starting from a working app, a Dockerfile and a GitHub repository. 🔗 firsa.eu/posts/cloud_... #RStats #Shiny #GoogleCloud #OpenScience
firsa.eu
R Shiny and Google Cloud Run
This tutorial walks through a simple point-and-click workflow starting from a GitHub repository with an app.R and Dockerfile and then shows how to connect it to Cloud Run.
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Alfredo Hernandez Sanchez @alfredohs.com · 01/06/2026
📢 Join us on 17 June for an online webinar on Quantitative Text Analysis in the Age of LLMs. With @seraphinemaerz.bsky.social and Bertrand De Longueville. 17:00 UK, 18:00 Brussels, 19:00 Vilnius Register here: tinyurl.com/2pkcjxsw #QTA #LLMs #TextAsData
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FIRSA @firsa.eu · 13/05/2026
📊 FIRSA webinar on building research dashboards with R and Shiny is now online. It covers the basic structure of a Shiny app and practical design choices for clearer dashboarding, using the FIRSA dashboard as an example. 🎥 www.youtube.com/watch?v=FICw... #RStats #Shiny #OpenScience
youtube.com
Building Research Dashboards with R and Shiny
YouTube video by FIRSA (MSCA-Horizon Project)
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FIRSA @firsa.eu · 28/04/2026
📊 Free webinar on 12 May Building Research Dashboards with R and Shiny RShiny basics for researchers, students, analysts, and other R users interested in interactive dashboarding for research communication. 18:30 Vilnius time (EEST) Registration: forms.gle/f9t9dpYTT3Gc... #RStats #dataviz
forms.gle
Building Research Dashboards with R and Shiny
Free online webinar Tuesday 12 May 2026, 18:30 CEST (Vilnius) A practical introduction to building research dashboards with R and Shiny for researchers, PhD students, analysts, and other R users inte...
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FIRSA @firsa.eu · 14/04/2026
Happy to see our most recent tutorial on RSelenium featured in RWeekly (2026-W16)! The screencast below shows a minimal example of what can be done with automated browsers. Use responsibly! Tutorial: firsa.eu/posts/rselen... Follow RWeekly rweekly.org #Rstats #OpenScience #DataVisualization
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FIRSA @firsa.eu · 08/04/2026
Want to an easy way to learn web scraping? 🤖 Check out this new tutorial on Selenium in R. It covers how to automate web browsers to collect data from dynamic websites ➡️ firsa.eu/posts/rselen... #RStats #RSelenium #WebScraping #DataScience
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FIRSA @firsa.eu · 23/03/2026
What are the odds you own crypto assets? 📉 How is financial literacy related to ownership? 📖 Our new dashboard lets you simulate the probability of recent crypto-asset ownership based on a statistical model. 🔗 dashboard.firsa.eu #bitcoin #rstats #shiny #crypto #fintech #OpenScience
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FIRSA @firsa.eu · 20/03/2026
📄 New FIRSA working paper. Are crypto holders really more overconfident? Using recent EU-wide data, I find the answer depends a lot on how overconfidence is measured. Pre-print version, comments welcome. 🔗 firsa.eu/posts/crypto... #FinTech #OpenScience #EUData #RStats
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Alfredo Hernandez Sanchez @alfredohs.com · 26/02/2026
💰 Is Bitcoin money or myth? 📢 Presenting this Saturday at the 6th Money View Symposium hosted by @ineteconomics.bsky.social Register here: 🔗 fs8.formsite.com/CNZLjX/0acgs... 📍 Online event, free attendance 📅 Saturday, February 28 ⏰ 12:30 New York #PoliticalEconomy #Monetarytheory #Bitcoin
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FIRSA @firsa.eu · 15/01/2026
Who owns crypto in Europe? Join the FIRSA Academic Roundtable (link below) to learn more about research on FinTech (CBDCs, Crypto, Regulatory Sandboxes) from top scholars. 📣 20 Jan · 10:00 CST (Chicago) / 18:00 EET (Vilnius) zoom.us/j/9443773243... Passcode: 995511
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FIRSA @firsa.eu · 14/01/2026
🚨 Academic roundtable on fintech regulation. Join the conversation with Colin Chia (University of Victoria), Ghita Chraibi (University of Virginia), and Vytautas Kuokštis (Vilnius University). 📣 (TUE) 20 Jan · 10:00 CST (Chicago) / 18:00 EET (Vilnius) 🔗: zoom.us/j/9443773243... #fintech #finance
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FIRSA @firsa.eu · 01/12/2025
💡 What are NFTs? NFTs are unique digital tokens on a blockchain that certify ownership of a specific item. Unlike crypto coins, they aren’t interchangeable. 🔗 Demystifying NFTs Report (2021): blockchain-observatory.ec.europa.eu/document/dow... #FinTech #DigitalFinance #EU #NFT
Shares of total NTF sales (2021). Source:  EU Observatory and Forum on Blockchain
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FIRSA @firsa.eu · 21/11/2025
💡 What is an Innovation Hub? 📌 A contact point where (fintech) firms can ask regulators about new tech 📌 Offers guidance — no live testing 📌 Helps clarify licensing pathways 🔗 ESAs Joint Report (2023): www.esma.europa.eu/sites/defaul... #FinTech #DigitalFinance #EU
esma.europa.eu
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FIRSA @firsa.eu · 02/11/2025
💡 The EU’s AI Act sets the first global rules for artificial intelligence. 📌 Risk-based approach — from minimal to high risk 📌 Stricter rules for financial AI 📌 Promotes AI testing in supervised sandboxes 🔗 EU AI Act: digital-strategy.ec.europa.eu/en/policies/... #FinTech #DigitalFinance #EU
digital-strategy.ec.europa.eu
AI Act
The AI Act is the first-ever legal framework on AI, which addresses the risks of AI and positions Europe to play a leading role globally.
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FIRSA @firsa.eu · 06/10/2025
💡 What is MiCA? 📌 The EU’s new framework for crypto-assets 📌 Sets common rules for issuers, exchanges & wallets 📌 Balances innovation with consumer protection 🔗 EU MiCA Regulation: www.esma.europa.eu/esmas-activi... #FinTech #DigitalFinance #EU
esma.europa.eu
Markets in Crypto-Assets Regulation (MiCA)
The Markets in Crypto-Assets Regulation (MiCA) institutes uniform EU market rules for crypto-assets. The regulation covers crypto-assets that are not currently regulated by existing financial services...
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FIRSA @firsa.eu · 29/09/2025
💡 What is a regulatory sandbox? A regulatory sandbox is a framework that allows firms to test innovative financial services in a controlled environment under the regulator’s supervision. 🔗 Read more on the FIRSA website: www.firsa.eu #FinTech #DigitalFinance #EU
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Alfredo Hernandez Sanchez @alfredohs.com · 25/09/2025
🇺🇸💔🇪🇺 Trump’s 2025 UN speech was the longest U.S. address on record and the most negative toward Europe. This is the focus of my first Medium article, where I track how Europe appears in U.S. UNGA speeches from 1946–2025 and visualize the results. 📖 Read on Medium: medium.com/@alfredo-hs/...
medium.com
Trump’s 2025 UN Speech Was the Most Anti-European on Record
Every September, world leaders speak at the United Nations General Assembly (UNGA) about the global issues they deem most important. These…
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FIRSA @firsa.eu · 24/09/2025
💡 FinTech = financial technology. ✅ Cheaper, faster, more inclusive finance ❌ New risks for consumers & regulators FinTech is central to the EU’s Digital Finance Strategy. 🔗 EU Digital Finance Strategy: finance.ec.europa.eu/digital-fina... #FinTech #DigitalFinance #EU
finance.ec.europa.eu
Digital finance
New financial technologies can facilitate access to financial services and improve the efficiency of the financial system.
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Alfredo Hernandez Sanchez @alfredohs.com · 16/05/2025
Are you an R user tired of missing out on the LLM craze? In my new tutorial I show how to use OpenAI’s GPT and Google’s Gemini models to classify political texts. I connect to the APIs directly from R using reticulate. alhdzsz.net/posts/llms_r... #rstats #dataviz #ai #python #textdata
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FIRSA @firsa.eu · 22/04/2025
Zero-shot classification and natural language inference (NLI) offer a powerful way to analyze political texts without labeled training data. This tutorial shows how to classify sentences using a pre-trained transformer model. Google Colab Link: colab.research.google.com/drive/1gCZBy...
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FIRSA @firsa.eu · 16/04/2025
Here you can find a a hands-on tutorial on how to perform Named Entity Recognition (NER) using Python’s transformers library from within R via reticulate. firsa.eu/posts/ner_re... #NLP #rstats #Python #Quarto
lnkd.in
LinkedIn
This link will take you to a page that’s not on LinkedIn
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FIRSA @firsa.eu · 11/04/2025
An insight on latest research from Vilnius University on Europe's FinTech regulatory sandbox development www.vu.lt/en/news-even...
vu.lt
ERA Fellow Dr Alfredo Hernández Sánchez’s Research on FinTech Regulatory Sandbox Development in Europe (FIRSA)
Vilnius University is a prestigious institution of science and studies in Lithuania, which develops world-class science and develops science-based international studies.
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